References (47)


Citations (2)



Role of 401(k) Accumulations in Providing Future Retirement Income

Sarah Holden

Investment Company Institute

Jack VanDerhei

Employee Benefit Research Institute (EBRI)


Pension Research Council WP2005-9

Defined contribution (DC) plans are increasingly being offered as the primary employer-sponsored pension, so it is of interest to ask whether DC accumulations are likely to yield sufficient income in retirement. This chapter uses the EBRI/ICI 401(k) Accumulation Projection Model to explore alternative future scenarios for retirees having had 401(k) plans available over a full working career. We assess the impact of catch-up contributions recently permitted by legislation; saving through individual retirement accounts if the employer does not offer a 401(k) plan; and changing the retirement age.

Number of Pages in PDF File: 27

Open PDF in Browser Download This Paper

Date posted: November 2, 2005  

Suggested Citation

Holden, Sarah and VanDerhei, Jack, Role of 401(k) Accumulations in Providing Future Retirement Income (2005). Pension Research Council WP2005-9. Available at SSRN: http://ssrn.com/abstract=829985 or http://dx.doi.org/10.2139/ssrn.829985

Contact Information

Sarah Holden (Contact Author)
Investment Company Institute ( email )
1401 H Street, NW
Research Department
Washington, DC 20005
United States
(202) 326-5915 (Phone)
Jack VanDerhei
Employee Benefit Research Institute (EBRI) ( email )
1100 13th Street, NW
Suite 878
Washington, DC 20005-4204
United States
HOME PAGE: http://www.ebri.org

Feedback to SSRN

Paper statistics
Abstract Views: 808
Downloads: 69
Download Rank: 252,122
References:  47
Citations:  2

© 2016 Social Science Electronic Publishing, Inc. All Rights Reserved.  FAQ   Terms of Use   Privacy Policy   Copyright   Contact Us
This page was processed by apollobot1 in 0.187 seconds