Abstract

http://ssrn.com/abstract=95490
 
 

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Gender Differences In The Investment Decision-Making Process


Lori L. Embrey


affiliation not provided to SSRN

Jonathan J. Fox


Ohio State University (OSU) - Department of Human Sciences


Financial Counseling and Planning, Volume 8, Issue 2

Abstract:     
Previous studies have suggested that women are more risk averse than men, leading women to choose more conservative investments. This study used a sample of one person households from the 1995 Survey of Consumer Finances to explore gender differences in the investment decision-making process. The determinants of some investment decisions were found to differ by gender, but gender did not appear to be a critical determinant of investment choice. Women were more likely to hold risky assets if expecting an inheritance, employed and holding higher net worth; while men invested in risky assets if they were risk seekers, divorced, older, and college educated.

JEL Classification: D18, D81, G11

Accepted Paper Series


Not Available For Download

Date posted: June 15, 1998  

Suggested Citation

Embrey, Lori L. and Fox, Jonathan J., Gender Differences In The Investment Decision-Making Process. Financial Counseling and Planning, Volume 8, Issue 2. Available at SSRN: http://ssrn.com/abstract=95490

Contact Information

Lori L. Embrey
affiliation not provided to SSRN
Jonathan J. Fox (Contact Author)
Ohio State University (OSU) - Department of Human Sciences ( email )
United States
614-292-4561 (Phone)
614-292-7536 (Fax)
Feedback to SSRN


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