Download This PaperA Study on Farmers Perception Towards Agricultural Loans in Rural Areas With Reference to Rayalaseema Region, Andhra Pradesh
International Journal of Management (IJM), 11 (3), 2020, pp. 175–185
11 Pages Posted: 29 Apr 2020
Date Written: April 4, 2020
Abstract
This paper aims to provide the overall state of rural agriculture loans in the Rayalaseema region, its status, the impact of credit lending, the role of banking institutions and governance in rural finance expenditures, and the improvement, barriers, and challenges throughout the years. The objective measure of access to rural agriculture loans is variable which help as to measure credit lending and the portfolio level of agriculture credit to find managing in financial institution performance. Therefore, the results show that the banks give more access than micro finance institutions at summation of large loans for agriculture, but at other side banks give less compared to micro financial institutions at summation of small loans for agriculture.
Keywords: rural agriculture loans, access to finance, credit lending
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