Adoption of Mobile Money for Healthcare Utilisation and Spending in Rural Ghana

Bukari, Chei; Koomson, Isaac

doi:10.2139/ssrn.3586449

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Adoption of Mobile Money for Healthcare Utilisation and Spending in Rural Ghana

18 Pages Posted: 2 Jun 2020

See all articles by Chei Bukari

Chei Bukari

Department of Applied Economics, School of Economics, University of Cape Coast

Isaac Koomson

The University of Queensland; Network for Socioeconomic Research and Advancement (NESRA)

Date Written: April 27, 2020

Abstract

In this chapter, the authors discuss the potential link between mobile money adoption and health outcomes, which has not received much attention in the existing literature. They empirically examine the effects of mobile money adoption on healthcare utilisation and spending of rural households in Ghana. Using data from the Ghana Living Standards Survey, the authors show that mobile money adoption enhances rural households’ healthcare utilisation, a finding which is more pronounced in the case of female-headed households. The authors demonstrate that this finding is due to the positive association between mobile money use and the ability of rural households to spend on healthcare.

Keywords: Mobile money, healthcare utilisation, healthcare expenditure, rural, Ghana

Suggested Citation: Suggested Citation

Bukari, Chei and Koomson, Isaac, Adoption of Mobile Money for Healthcare Utilisation and Spending in Rural Ghana (April 27, 2020). Available at SSRN: https://ssrn.com/abstract=3586449 or http://dx.doi.org/10.2139/ssrn.3586449