Credit Information Reporting: Why Free Speech is Vital to Social Accountability and Consumer Opportunity

The Independant Review, Vol. V, No. 3, Winter 2001

20 Pages Posted: 3 Feb 2004

See all articles by Daniel B. Klein

Daniel B. Klein

George Mason University - Department of Economics; George Mason University - Mercatus Center

Abstract

Widely criticized by consumer groups, the misunderstood credit bureau has helped consumers by fostering trust between strangers. Privacy advocates should note that credit bureaus promote social accountability far more discretely than do the media and the legal system.

Keywords: Assurance, seal of approval, reputation, knower, trust

Suggested Citation

Klein, Daniel B., Credit Information Reporting: Why Free Speech is Vital to Social Accountability and Consumer Opportunity. The Independant Review, Vol. V, No. 3, Winter 2001, Available at SSRN: https://ssrn.com/abstract=464022

Daniel B. Klein (Contact Author)

George Mason University - Department of Economics ( email )

4400 University Drive
Fairfax, VA 22030
United States

HOME PAGE: http://economics.gmu.edu/people/dklein

George Mason University - Mercatus Center ( email )

3434 Washington Blvd., 4th Floor
Arlington, VA 22201
United States

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