Effects of Gender on Credit Card Usage Among University Students in Turkey

African Journal of Business Management Vol.5 (22) pp. 9023-9030, September 30, 2011

8 Pages Posted: 27 Jul 2012

See all articles by Serkan Cankaya

Serkan Cankaya

Istanbul Commerce University

Meltem Şengün Ucal

Kadir Has University

Mary O'Neil

Kadir Has University

Date Written: July 27, 2011

Abstract

In recent years, much has been written about credit card usage among university students. Despite a vast number of studies, little has been written about credit card usage among university students in developing countries. This research surveyed university students in Turkey in an attempt to understand their uses of credit cards. In particular, we examined the impact of gender on credit card use. The literature on the impact of gender on credit card usage is a bit unsettled and this study seeks to add another dimension to the research in this area. Using both parametric and nonparametric measures, we sought to isolate gender and tested whether or not it affects the ways that young people in Turkey use credit cards. The importance of this research centers on the portrait it provides of credit card usage among young people in a developing country as well as to pointing the factors that may influence future credit card use.

Keywords: credit card usage, effects of gender, university students, Turkey

Suggested Citation

Cankaya, Serkan and Ucal, Meltem Şengün and O'Neil, Mary, Effects of Gender on Credit Card Usage Among University Students in Turkey (July 27, 2011). African Journal of Business Management Vol.5 (22) pp. 9023-9030, September 30, 2011, Available at SSRN: https://ssrn.com/abstract=2117726

Serkan Cankaya (Contact Author)

Istanbul Commerce University ( email )

Beyoglu
Istanbul, 34445
Turkey

Meltem Şengün Ucal

Kadir Has University ( email )

Istanbul
Turkey

Mary O'Neil

Kadir Has University ( email )

Istanbul
Turkey

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