A Review of Bank Performance in the Fifth District, 1984

11 Pages Posted: 23 Oct 2012

See all articles by David Mengle

David Mengle

International Swaps and Derivatives Association; Fordham University Graduate School of Business

John R. Walter

Federal Reserve Banks - Federal Reserve Bank of Richmond

Date Written: 1985

Abstract

1984 was another strong year for Fifth District banks. Average return on assets, though slightly lower than in 1983, was still higher than the national average. This article, by David L. Mengle and John R. Walter, analyzes the factors affecting the profitability of District banks in 1984 to explain this relatively strong performance.

District banks were successful in reducing noninterest expense in 1984, and maintaining net interest margins higher than the national average. Increases in provisions for loan losses, however, reduced returns slightly below 1983 levels. District banks' capital positions, which were already above the national average, were further strengthened in 1984, leaving those banks well-equipped for continued growth.

Suggested Citation

Mengle, David and Walter, John R., A Review of Bank Performance in the Fifth District, 1984 (1985). Economic Review, vol. 71, no. 4, July/August 1985, pp. 12-22, Available at SSRN: https://ssrn.com/abstract=2118885

David Mengle (Contact Author)

International Swaps and Derivatives Association ( email )

360 Madison Avenue
New York, NY 10017
United States

HOME PAGE: http://www.isda.org

Fordham University Graduate School of Business ( email )

New York, NY
United States

John R. Walter

Federal Reserve Banks - Federal Reserve Bank of Richmond ( email )

P.O. Box 27622
Richmond, VA 23261
United States

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