China: Comparing NGO-Type MFIs in Shaanxi, China, with Grameen Bank, Bangladesh

The BWTP Bulletin, No. 1, October 2010

37 Pages Posted: 16 Aug 2014

See all articles by M. Wakilur Rahman

M. Wakilur Rahman

Bangladesh Agricultural University - Department of Rural Sociology

Jianchao Luo

Independent

Date Written: October 15, 2010

Abstract

This paper examines the sustainability of nongovernmental organisation-type microfinance institutions in Shaanxi province, China in comparison with Grameen Bank, Bangladesh. The findings show that despite geographical restrictions, the selected microfinance service providers have successfully expanded their services to isolated mountainous regions where formal financial institutions were non-existent earlier. They have built a strong financial and informational network with Plan China (country office of Plan International), China Association of Microfinance and women federation (Shaanxi province). However, the lack of funds, limited service provisions and restrictive policy environment shackles the industry from further expansion; necessitating urgent remedial steps for resolving existing barriers and allowing these institutes to participate in China's growth. The undertaking of similar research in other provinces is suggested for a better understanding of the Chinese microfinance sector.

Keywords: Microfinance institutions; Shaanxi; China Association of Microfinance; Grameen Bank; Bangladesh

Suggested Citation

Rahman, M. Wakilur and Luo, Jianchao, China: Comparing NGO-Type MFIs in Shaanxi, China, with Grameen Bank, Bangladesh (October 15, 2010). The BWTP Bulletin, No. 1, October 2010 , Available at SSRN: https://ssrn.com/abstract=2480939

M. Wakilur Rahman (Contact Author)

Bangladesh Agricultural University - Department of Rural Sociology ( email )

Department of Rural Sociology, BAU, Mymensingh
Mymensingh 2202, NA 2202
Bangladesh
8801686577573 (Phone)
880-91-55810 (Fax)

HOME PAGE: http://ssrn.com/author=995042

Jianchao Luo

Independent ( email )

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