Access to Credit and Quality of Education in Vietnam

62 Pages Posted: 27 Aug 2016 Last revised: 13 Mar 2017

See all articles by Yoon Sun Hur

Yoon Sun Hur

Korea Institute for International Economic Policy

Date Written: June 29, 2016

Abstract

This paper tries to determine the relationship between two of growth engines in Vietnam: access to credit and education. To avoid potential bias due to the endogeneity of access to credit variable, this paper utilizes the propensity score matching. This paper takes advantage of the Young Lives Survey of Vietnam that collected information on children of various ages to observe the effect of credit access in different stage of childhood. The result of propensity score matching analysis shows that the quality of education, measured by test scores, is impacted significantly by access to credit when the child is young and household income is low. However, when the child is older, most of the input to enhance the quality of education comes from outside of household resources, such as school, friends, and teachers, and the access to credit status of the household does not have significant effects on the quality of education.

Keywords: Access to Credit, Education, Vietnam, Propensity Score Matching

JEL Classification: I24, I25, O15

Suggested Citation

Hur, Yoon Sun, Access to Credit and Quality of Education in Vietnam (June 29, 2016). KIEP Research Paper No. Working Papers-16-01, Available at SSRN: https://ssrn.com/abstract=2830267 or http://dx.doi.org/10.2139/ssrn.2830267

Yoon Sun Hur (Contact Author)

Korea Institute for International Economic Policy ( email )

[30147] Building C, Sejong National Research Compl
Seoul, 370
Korea, Republic of (South Korea)

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