Role of the Nature of Information in the Banking Intermediation (Role De La Nature De L'Information Dans L'Intermediation Bancaire)

Abstract

One studies the role of the data processing within the framework of the banking financial intermediation. In this context, one is interested in the various solutions adopted by the banks vis-a-vis with the various types of imperfections of information. One then tries to highlight various dimensions and natures of information available and produced, in order to release a typology of information software vs hardware. Lastly, one then discusses the advantages and the disadvantages of these two types of information, within the framework of the banking intermediation.

Note: Downloadable document is in French.

Keywords: Intermediation financiere, banque a l'acte, banque a l'engagement, nature de l'information, rationnement du credit, gestion du risque, theorie de l'architecture organisationnelle

JEL Classification: G21, G39