1.
Making Sense Out of Variable Spending Strategies for Retirees
Number of pages: 18
Posted: 17 Mar 2015
Working Paper Series
The American College
Downloads
9,237
2.
Safe Withdrawal Rates: A Guide for Early Retirees
Number of pages: 47
Posted: 11 Mar 2017
Working Paper Series
Independent
Downloads
8,553
3.
The Market for Financial Adviser Misconduct
Journal of Political Economy, Forthcoming
Number of pages: 78
Posted: 29 Feb 2016
Last Revised: 29 Aug 2018
Accepted Paper Series
Harvard Business School, University of Texas at Austin - Department of Finance and Stanford University
There are 2 versions of this paper
The Market for Financial Adviser Misconduct
Journal of Political Economy, Forthcoming
Number of pages: 78
Posted: 29 Feb 2016
Last Revised: 29 Aug 2018
Downloads
8,080
The Market for Financial Adviser Misconduct
NBER Working Paper No. w22050
Number of pages: 79
Posted: 01 Mar 2016
Downloads
39
Downloads
8,080
4.
The 4 Percent Rule is Not Safe in a Low-Yield World
Number of pages: 15
Posted: 16 Jan 2013
Last Revised: 17 Jan 2013
Working Paper Series
The American College, The American College and Morningstar Investment Management
Downloads
7,483
5.
An Efficient Frontier for Retirement Income
Number of pages: 12
Posted: 25 Sep 2012
Working Paper Series
The American College
Downloads
7,225
6.
The Efficacy of Publicly-Available Retirement Planning Tools
Number of pages: 45
Posted: 18 Feb 2016
Last Revised: 14 Jan 2019
Working Paper Series
Texas Tech University, University of Akron - Department of Finance, Utah Valley University and Texas Tech University
Downloads
4,393
7.
Incorporating Home Equity into a Retirement Income Strategy
Number of pages: 17
Posted: 04 Nov 2015
Working Paper Series
The American College
Downloads
3,368
8.
Do Older Investors Make Better Investment Decisions?
Review of Economics and Statistics, Forthcoming
Number of pages: 65
Posted: 20 Mar 2006
Last Revised: 11 Jul 2009
Accepted Paper Series
University of Miami and University of Miami - School of Business Administration
Downloads
3,120
9.
The Dividend Disconnect
7th Miami Behavioral Finance Conference 2016
Number of pages: 56
Posted: 29 Nov 2016
Last Revised: 30 Aug 2018
Working Paper Series
University of Chicago - Booth School of Business and Boston College - Carroll School of Management
Downloads
3,104
10.
IQ and Stock Market Participation
AEA 2010 Atlanta Meetings Paper, CRSP Working Paper, Western Finance Association 2010 Meetings Paper, Journal of Finance, Forthcoming, Chicago Booth Research Paper No. 09-27
Number of pages: 56
Posted: 02 Aug 2009
Last Revised: 23 Jan 2011
Accepted Paper Series
University of California, Los Angeles (UCLA) - Finance Area, Aalto University - School of Business and USC Marshall School of Business
Downloads
3,090
11.
Old Age and the Decline in Financial Literacy
Forthcoming in Management Science
Number of pages: 40
Posted: 24 Oct 2011
Last Revised: 30 Oct 2015
Working Paper Series
The American College, University of Missouri at Columbia - Department of Finance and Texas Tech University
Downloads
3,008
12.
Financial Advice and Individual Investors' Portfolios
Number of pages: 40
Posted: 06 Mar 2007
Last Revised: 01 Mar 2015
Working Paper Series
EBS Universität für Wirtschaft und Recht - EBS Business School, JPMorgan, Goethe University Frankfurt - Faculty of Economics and Business Administration and EBS Universität für Wirtschaft und Recht - EBS Business School
Downloads
2,735
13.
Abusing ETFs
Forthcoming in the Review of Finance
Number of pages: 55
Posted: 15 Mar 2012
Last Revised: 13 Sep 2017
Accepted Paper Series
Hong Kong University of Science & Technology (HKUST) - HKUST School of Business and Management, UTS Business School, University of Southern Denmark - Department of Business and Economics and Goethe University Frankfurt - Faculty of Economics and Business Administration
Downloads
2,704
14.
The Law & Economics of Subprime Lending
George Mason Law & Economics Research Paper No. 08-17, University of Colorado Law Review, Vol. 80, No. 1, Winter 2009, pp. 1-86
Number of pages: 87
Posted: 16 Mar 2008
Last Revised: 05 Dec 2008
Accepted Paper Series
George Mason University - Antonin Scalia Law School, Faculty and Independent
Downloads
2,630
15.
The True Impact of Immediate Annuities on Retirement Sustainability: A Total Wealth Perspective
Number of pages: 18
Posted: 23 Jul 2013
Working Paper Series
The Kitces Report & Nerd's Eye View and The American College
Downloads
2,529
16.
Lifetime Expected Income Breakeven Comparison between SPIAs and Managed Portfolios
Number of pages: 65
Posted: 30 Aug 2013
Last Revised: 25 Apr 2015
Working Paper Series
Academy of Financial Services, Central Michigan University - Department of Finance and Law and The American College
Downloads
2,291
17.
Why do Investors Buy Structured Products?
EFA 2009 Bergen Meetings Paper
Number of pages: 31
Posted: 16 Feb 2009
Last Revised: 18 Aug 2011
Working Paper Series
University of Zurich - Department of Banking and Finance and University of Trier
Downloads
2,291
18.
Regulating Consumer Financial Products: Evidence from Credit Cards
Number of pages: 67
Posted: 26 Sep 2013
Last Revised: 28 Aug 2014
Working Paper Series
National University of Singapore, Office of the Comptroller of the Currency (OCC), University of Chicago Booth School of Business and New York University (NYU)
There are 2 versions of this paper
Regulating Consumer Financial Products: Evidence from Credit Cards
Number of pages: 67
Posted: 26 Sep 2013
Last Revised: 28 Aug 2014
Downloads
2,196
Regulating Consumer Financial Products: Evidence from Credit Cards
NBER Working Paper No. w19484
Number of pages: 70
Posted: 28 Sep 2013
Last Revised: 02 Mar 2018
Downloads
36
Downloads
2,196
19.
Do Payday Loans Cause Bankruptcy?
Vanderbilt Law and Economics Research Paper No. 11-13
Number of pages: 52
Posted: 12 Sep 2008
Last Revised: 01 Dec 2011
Working Paper Series
Vanderbilt University - Law School and Alfred Lerner College of Business and Economics, University of Delaware
Downloads
2,122
20.
The Theory of Life-Cycle Saving and Investing
FRB of Boston Public Policy Discussion Paper No. 07-3
Number of pages: 27
Posted: 27 Jul 2007
Working Paper Series
Boston University - Department of Finance & Economics, Research Affiliates and Federal Reserve Bank of Boston - Research Department
Downloads
2,010
21.
Household Debt Sustainability: What Explains Household Non-Performing Loans? An Empirical Analysis
ECB Working Paper No. 570
Number of pages: 45
Posted: 10 Jan 2006
Working Paper Series
KU Leuven - Center for Economic Studies and Banco de España
Downloads
1,931
22.
The Ticket to Easy Street? The Financial Consequences of Winning the Lottery
Vanderbilt Law and Economics Research Paper No. 10-12
Number of pages: 28
Posted: 09 Jan 2009
Last Revised: 24 Jun 2010
Working Paper Series
University of Kentucky, University of Pittsburgh - Department of Economics and Vanderbilt University - Law School
There are 2 versions of this paper
The Ticket to Easy Street? The Financial Consequences of Winning the Lottery
Vanderbilt Law and Economics Research Paper No. 10-12
Number of pages: 28
Posted: 09 Jan 2009
Last Revised: 24 Jun 2010
Downloads
1,928
The Ticket to Easy Street? The Financial Consequences of Winning the Lottery
3rd Annual Conference on Empirical Legal Studies Papers
Number of pages: 27
Posted: 16 May 2008
Last Revised: 26 Aug 2010
Downloads
69
Downloads
1,928
23.
Rethinking the RRSP's Benefits
Number of pages: 10
Posted: 28 Jul 2015
Last Revised: 27 Sep 2017
Working Paper Series
Independent
Downloads
1,888
24.
Do Financial Education Programs Work?
FRB of Cleveland Working Paper No. 08-03
Number of pages: 29
Posted: 10 Apr 2008
Working Paper Series
Frontier Economics and International Labour Organization (ILO)
Downloads
1,806
25.
The Misguided Beliefs of Financial Advisors
Kelley School of Business Research Paper No. 18-9
Number of pages: 66
Posted: 20 Jan 2018
Last Revised: 23 May 2018
Working Paper Series
USC Marshall School of Business, Federal Reserve Bank of Chicago and Indiana University - Kelley School of Business - Department of Finance
Downloads
1,804
26.
Individual Investor Sentiment and Stock Returns - What Do We Learn from Warrant Traders?
Number of pages: 34
Posted: 25 Mar 2005
Last Revised: 07 Oct 2009
Working Paper Series
Ludwig Maximilian University of Munich - Faculty of Business Administration (Munich School of Management), University of Applied Sciences Aachen and University of Mannheim - Department of Banking and Finance
Downloads
1,723
27.
Macroprudential Regulation and Policy
BIS Paper No. 60
Number of pages: 155
Posted: 14 Feb 2012
Accepted Paper Series
Bank for International Settlements (BIS)
Downloads
1,580
28.
The Effect of Language on Economic Behavior: Evidence from Savings Rates, Health Behaviors, and Retirement Assets
Cowles Foundation Discussion Paper No. 1820
Number of pages: 57
Posted: 22 Aug 2011
Last Revised: 13 Dec 2012
Working Paper Series
University of California, Los Angeles (UCLA) - Anderson School of Management
Downloads
1,508
29.
The Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies
HKS Working Paper No. RWP10-40
Number of pages: 52
Posted: 27 Jul 2010
Last Revised: 16 Dec 2010
Working Paper Series
Harvard University - Department of Economics, Harvard Law School, Brigham Young University Marriott School of Business and University of Oxford - Said Business School
Downloads
1,495
30.
Investment Mistakes of Individual Investors and the Impact of Financial Advice
20th Australasian Finance & Banking Conference 2007 Paper
Number of pages: 33
Posted: 27 Aug 2007
Working Paper Series
EBS Universität für Wirtschaft und Recht - EBS Business School - Department of Finance and Accounting and Goethe University Frankfurt - Department of Finance
Downloads
1,454
31.
An Experimental Analysis of the Demand for Payday Loans
Number of pages: 27
Posted: 15 Jan 2008
Last Revised: 29 Apr 2010
Working Paper Series
Chapman University - Smith Institute for Political Economy and Philosophy, Colby College, Colby College, Independent and University of Virginia
Downloads
1,439
32.
Is Unbiased Financial Advice To Retail Investors Sufficient? Answers from a Large Field Study
Number of pages: 70
Posted: 20 May 2011
Last Revised: 12 May 2014
Working Paper Series
Hong Kong University of Science & Technology (HKUST) - HKUST School of Business and Management, Goethe University Frankfurt - Faculty of Economics and Business Administration, Goethe University Frankfurt - Department of Finance, UTS Business School and University of Southern Denmark - Department of Business and Economics
There are 2 versions of this paper
Is Unbiased Financial Advice To Retail Investors Sufficient? Answers from a Large Field Study
Number of pages: 70
Posted: 20 May 2011
Last Revised: 12 May 2014
Downloads
1,436
Is Unbiased Financial Advice to Retail Investors Sufficient? Answers from a Large Field Study
Review of Financial Studies, Forthcoming
Number of pages: 70
Posted: 24 Sep 2011
Downloads
297
Downloads
1,436
33.
Who is 'Behavioral'? Cognitive Ability and Anomalous Preferences
Number of pages: 49
Posted: 01 Mar 2005
Working Paper Series
USC, Center for Economic and Social Research (CESR), Harvard University and Brown University
Downloads
1,407
34.
Barriers to Household Risk Management: Evidence from India
American Economic Journal: Applied Economics, 5(1), 104-35, Harvard Business School Finance Working Paper No. 09-116, FRB of New York Staff Report No. 373
Number of pages: 55
Posted: 09 Apr 2009
Last Revised: 22 Jan 2013
Accepted Paper Series
Harvard Business School, World Bank - Development Research Group (DECRG), Alfred Lerner College of Business and Economics, University of Delaware, Massachusetts Institute of Technology (MIT), International Monetary Fund (IMF) and Federal Reserve Bank of New York
There are 3 versions of this paper
Barriers to Household Risk Management: Evidence from India
American Economic Journal: Applied Economics, 5(1), 104-35, Harvard Business School Finance Working Paper No. 09-116, FRB of New York Staff Report No. 373
Number of pages: 55
Posted: 09 Apr 2009
Last Revised: 22 Jan 2013
Downloads
1,402
Barriers to Household Risk Management: Evidence from India
World Bank Policy Research Working Paper No. 5504
Number of pages: 40
Posted: 20 Apr 2016
Downloads
101
Barriers to Household Risk Management: Evidence from India
IMF Working Paper No. 12/195
Number of pages: 44
Posted: 01 Nov 2012
Downloads
35
Downloads
1,402
35.
The Past, Present, and Future of Bankruptcy Law in America
Michigan Law Review, Forthcoming
Number of pages: 18
Posted: 12 Nov 2003
Accepted Paper Series
George Mason University - Antonin Scalia Law School, Faculty
Downloads
1,385
36.
What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment
Yale University Economic Growth Center Discussion Paper No. 968, Yale Economics Department Working Paper No. 58
Number of pages: 35
Posted: 24 Jan 2009
Working Paper Series
University of Chicago - Booth School of Business, Yale University, Harvard University - Department of Economics, Princeton University and Dartmouth College
Downloads
1,356
37.
A Literature Review on the Effectiveness of Financial Education
FRB Richmond Working Paper No. 07-03
Number of pages: 27
Posted: 09 Dec 2012
Working Paper Series
Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads
1,347
38.
Household Debt: Implications for Monetary Policy and Financial Stability
BIS Paper No. 46
Number of pages: 171
Posted: 28 Jun 2009
Accepted Paper Series
Bank for International Settlements (BIS)
Downloads
1,306
39.
Do Banks Pass Through Credit Expansions to Consumers Who Want To Borrow?
Number of pages: 95
Posted: 11 Jun 2015
Last Revised: 15 Sep 2017
Working Paper Series
National University of Singapore, Office of the Comptroller of the Currency (OCC), University of Chicago Booth School of Business and New York University (NYU)
There are 4 versions of this paper
Do Banks Pass Through Credit Expansions to Consumers Who Want To Borrow?
Number of pages: 95
Posted: 11 Jun 2015
Last Revised: 15 Sep 2017
Downloads
1,289
Do Banks Pass Through Credit Expansions? The Marginal Profitability of Consumer Lending During the Great Recession
CESifo Working Paper Series No. 5521
Number of pages: 59
Posted: 19 Oct 2015
Downloads
37
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow?
NBER Working Paper No. w21567
Number of pages: 96
Posted: 21 Sep 2015
Downloads
15
Do Banks Pass Through Credit Expansions? The Marginal Profitability of Consumer Lending During the Great Recession
CEPR Discussion Paper No. DP10839
Number of pages: 60
Posted: 21 Sep 2015
Downloads
1,289
40.
The Perfect Withdrawal Amount: A Methodology for Creating Retirement Account Distribution Strategies
Number of pages: 25
Posted: 19 Jan 2015
Last Revised: 18 Aug 2015
Working Paper Series
Trinity University, Independent and Trinity University
Downloads
1,268
41.
Annuity Puzzles
Journal of Economic Perspectives, Fall 2011
Number of pages: 36
Posted: 14 Oct 2011
Working Paper Series
University of California at Los Angeles, Indiana University - Kelley School of Business - Department of Finance and University of Chicago - Booth School of Business
Downloads
1,252
42.
Optimal Initiation of a GLWB in a Variable Annuity: No Arbitrage Approach
Number of pages: 23
Posted: 26 Feb 2013
Working Paper Series
York University - Schulich School of Business, York University - Department of Mathematics and Statistics and York University
Downloads
1,240
43.
Investor Sentiment and Stock Market Response to Corporate News
Number of pages: 38
Posted: 25 Mar 2008
Last Revised: 08 Jul 2008
Working Paper Series
National University of Singapore (NUS) - Department of Accounting and Zayed University
Downloads
1,192
44.
Safe Savings Rates: A New Approach to Retirement Planning Over the Lifecycle
Journal of Financial Planning, Vol. 24, No. 5, May 2011
Number of pages: 15
Posted: 03 Jul 2011
Accepted Paper Series
The American College
Downloads
1,183
45.
Debt, Jobs, or Housing: What's Keeping Millennials at Home?
FRB of New York Staff Report No. 700
Number of pages: 49
Posted: 26 Nov 2014
Working Paper Series
University of California - Department of Economics, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads
1,128
46.
Do Portfolio Distortions Reflect Superior Information or Psychological Biases?
Journal of Financial and Quantitative Analysis (JFQA), Forthcoming
Number of pages: 80
Posted: 20 Jul 2009
Last Revised: 20 Apr 2012
Accepted Paper Series
University of Miami and University of Miami - School of Business Administration
Downloads
1,123
47.
Do Investors in Structured Products Act Rationally?
Number of pages: 28
Posted: 24 Sep 2007
Working Paper Series
EBS Universität für Wirtschaft und Recht - EBS Business School - Department of Finance and Accounting
Downloads
1,055
48.
Comparing Strategies for Retirement Wealth Management: Mutual Funds and Annuities
Journal of Financial Planning,Vol. 22, No. 8, pp. 36-47, August 2009
Number of pages: 19
Posted: 27 Oct 2008
Last Revised: 29 Sep 2009
Accepted Paper Series
Northern Trust Asset Management and Towers Watson
Downloads
1,047
49.
The Economic Effects of Social Networks: Evidence from the Housing Market
Number of pages: 86
Posted: 29 Mar 2016
Last Revised: 08 Jul 2017
Working Paper Series
Facebook, Harvard University, New York University (NYU) and New York University (NYU)
There are 3 versions of this paper
The Economic Effects of Social Networks: Evidence from the Housing Market
Number of pages: 86
Posted: 29 Mar 2016
Last Revised: 08 Jul 2017
Downloads
1,020
Social Networks and Housing Markets
NBER Working Paper No. w22258
Number of pages: 75
Posted: 24 May 2016
Downloads
18
Social Networks and Housing Markets
CEPR Discussion Paper No. DP11272
Number of pages: 77
Posted: 16 May 2016
Downloads
1,020
50.
What's in Your 403(B)? Academic Retirement Plans and the Costs of Underdiversification
Number of pages: 36
Posted: 02 Jun 2005
Last Revised: 21 Oct 2009
Working Paper Series
Claremont Graduate University - School of Mathematical Sciences, University of North Carolina (UNC) at Greensboro, Claremont McKenna College - Robert Day School of Economics and Finance and University of California, Riverside - Anderson Graduate School of Management
Downloads
1,018
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