1.
Value Investing: Investing for Grown Ups?
Number of pages: 79
Posted: 20 Apr 2012
Last Revised: 27 Jun 2012
Working Paper Series
New York University - Stern School of Business
Downloads
15,700
2.
The Behavior of Individual Investors
Number of pages: 54
Posted: 27 Jun 2011
Last Revised: 06 Jan 2012
Working Paper Series
University of California, Davis and University of California, Berkeley - Haas School of Business
Downloads
11,204
3.
Reducing Retirement Risk with a Rising Equity Glide-Path
Number of pages: 19
Posted: 13 Sep 2013
Working Paper Series
The American College and The Kitces Report & Nerd's Eye View
Downloads
11,064
4.
Federal Student Loan Repayment Assistance for Public Interest Lawyers and Other Employees of Governments and Nonprofit Organizations
Hofstra Law Review, Vol. 36, p. 27, 2007
Number of pages: 37
Posted: 15 Sep 2007
Last Revised: 30 Jan 2014
Accepted Paper Series
Georgetown University Law Center
Downloads
9,994
5.
Preparing a Referee Report: Guidelines and Perspectives
Number of pages: 9
Posted: 11 Jan 2015
Last Revised: 21 Dec 2016
Working Paper Series
Stanford Graduate School of Business, Duke University - Fuqua School of Business and University of California, Irvine - Paul Merage School of Business
Downloads
9,745
6.
Safe Withdrawal Rates: A Guide for Early Retirees
Number of pages: 47
Posted: 11 Mar 2017
Working Paper Series
Independent
Downloads
9,407
7.
Making Sense Out of Variable Spending Strategies for Retirees
Number of pages: 18
Posted: 17 Mar 2015
Working Paper Series
The American College
Downloads
9,350
8.
The Impact of Financial Literacy Education on Subsequent Financial Behavior
Journal of Financial Counseling and Planning, Vol. 20, No. 1, 2009
Number of pages: 10
Posted: 27 Feb 2013
Accepted Paper Series
University of Washington - Foster School of Business and Aspen Institute and University of Connecticut - Department of Finance
Downloads
8,741
9.
Financial Literacy, Financial Education and Downstream Financial Behaviors (full paper and web appendix)
Forthcoming in Management Science
Number of pages: 103
Posted: 02 Oct 2013
Last Revised: 09 Jan 2014
Accepted Paper Series
Catholic University of Portugal, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and University of Virginia - McIntire School of Commerce
Downloads
7,824
10.
The 4 Percent Rule is Not Safe in a Low-Yield World
Number of pages: 15
Posted: 16 Jan 2013
Last Revised: 17 Jan 2013
Working Paper Series
The American College, The American College and Morningstar Investment Management
Downloads
7,759
11.
An Efficient Frontier for Retirement Income
Number of pages: 12
Posted: 25 Sep 2012
Working Paper Series
The American College
Downloads
7,317
12.
Defining and Measuring Financial Literacy
RAND Working Paper Series WR-708
Number of pages: 28
Posted: 03 Nov 2009
Working Paper Series
RAND Corporation - Labor and Population, RAND Corporation and RAND Corporation
Downloads
6,574
13.
Special Purpose Vehicles and Securitization
FRB Philadelphia Working Paper No. 05-21
Number of pages: 63
Posted: 04 May 2005
Last Revised: 13 Dec 2011
Working Paper Series
Yale School of Management and University of Pennsylvania - Finance Department
There are 2 versions of this paper
Special Purpose Vehicles and Securitization
FRB Philadelphia Working Paper No. 05-21
Number of pages: 63
Posted: 04 May 2005
Last Revised: 13 Dec 2011
Downloads
6,396
Special Purpose Vehicles and Securitization
NBER Working Paper No. w11190
Number of pages: 64
Posted: 08 Apr 2005
Last Revised: 31 Jul 2010
Downloads
284
Downloads
6,396
14.
Measuring Financial Inclusion: The Global Findex Database
World Bank Policy Research Working Paper No. 6025
Number of pages: 61
Posted: 20 Apr 2016
Working Paper Series
World Bank - Development Research Group and World Bank
Downloads
5,659
15.
How Biases Affect Investor Behaviour
The European Financial Review, February-March 2014, pp. 7-10
Number of pages: 4
Posted: 23 Jun 2014
Accepted Paper Series
American University - Kogod School of Business and Social Science Research Network (SSRN)
Downloads
5,651
16.
Bitcoin Myths and Facts
Number of pages: 10
Posted: 16 Aug 2014
Last Revised: 20 Nov 2017
Working Paper Series
Duke University - Fuqua School of Business
Downloads
4,905
17.
The Tradeoff Between Mortgage Prepayments and Tax-Deferred Retirement Savings
Number of pages: 43
Posted: 18 Mar 2006
Working Paper Series
University of Texas at Austin - Department of Finance, Federal Reserve Bank of Chicago and University of Texas at Austin - McCombs School of Business
There are 2 versions of this paper
The Tradeoff Between Mortgage Prepayments and Tax-Deferred Retirement Savings
Number of pages: 43
Posted: 18 Mar 2006
Downloads
4,754
The Tradeoff between Mortgage Prepayments and Tax-Deferred Retirement Savings
NBER Working Paper No. w12502
Number of pages: 52
Posted: 14 Sep 2006
Last Revised: 03 Sep 2010
Downloads
69
Downloads
4,754
18.
Against Financial Literacy Education
Iowa Law Review, Vol. 94, 2008, U of Penn Law School, Public Law Research Paper No. 08-10, Loyola-LA Legal Studies Paper No. 2008-13
Number of pages: 92
Posted: 13 Mar 2008
Last Revised: 09 Jul 2010
Accepted Paper Series
Loyola Law School Los Angeles
Downloads
4,657
19.
The Efficacy of Publicly-Available Retirement Planning Tools
Number of pages: 45
Posted: 18 Feb 2016
Last Revised: 14 Jan 2019
Working Paper Series
Texas Tech University, University of Akron - Department of Finance, Utah Valley University and Texas Tech University
Downloads
4,504
20.
What Explains the 2007-2009 Drop in Employment?
Fama-Miller Working Paper
, Chicago Booth Research Paper No. 13-43
Number of pages: 51
Posted: 17 Nov 2011
Last Revised: 01 Mar 2014
Working Paper Series
Princeton University - Department of Economics and University of Chicago - Booth School of Business
There are 2 versions of this paper
What Explains the 2007-2009 Drop in Employment?
Fama-Miller Working Paper
, Chicago Booth Research Paper No. 13-43
Number of pages: 51
Posted: 17 Nov 2011
Last Revised: 01 Mar 2014
Downloads
4,416
What Explains High Unemployment? The Aggregate Demand Channel
NBER Working Paper No. w17830
Number of pages: 61
Posted: 10 Feb 2012
Downloads
59
Downloads
4,416
21.
Chapter 1: Investor Behavior: An Overview
Investor Behavior: The Psychology of Financial Planning and Investing. H. Kent Baker and Victor Ricciardi, editors, 3-24. Hoboken, NJ: John Wiley & Sons, Inc., 2014.
Number of pages: 24
Posted: 27 Jan 2014
Last Revised: 11 Feb 2014
Accepted Paper Series
American University - Kogod School of Business and Social Science Research Network (SSRN)
Downloads
4,336
22.
Understanding Behavioral Aspects of Financial Planning and Investing
Journal of Financial Planning, Volume 28, Issue 3, pp. 22-26
Number of pages: 5
Posted: 20 Apr 2015
Accepted Paper Series
American University - Kogod School of Business and Social Science Research Network (SSRN)
Downloads
4,336
23.
Asset Valuations and Safe Portfolio Withdrawal Rates
Number of pages: 17
Posted: 28 Jun 2013
Last Revised: 01 Jul 2013
Working Paper Series
Morningstar Investment Management, The American College and The American College
Downloads
4,074
24.
On the Rise of FinTechs – Credit Scoring Using Digital Footprints
Michael J. Brennan Irish Finance Working Paper Series Research Paper No. 18-12
Number of pages: 66
Posted: 12 May 2018
Last Revised: 15 Aug 2019
Working Paper Series
Frankfurt School of Finance & Management, Humboldt University, Frankfurt School of Finance & Management and Duke University - Fuqua School of Business
There are 2 versions of this paper
On the Rise of FinTechs – Credit Scoring Using Digital Footprints
Michael J. Brennan Irish Finance Working Paper Series Research Paper No. 18-12
Number of pages: 66
Posted: 12 May 2018
Last Revised: 15 Aug 2019
Downloads
4,064
On the Rise of Fintechs – Credit Scoring Using Digital Footprints
NBER Working Paper No. w24551
Number of pages: 51
Posted: 02 May 2018
Downloads
70
Downloads
4,064
25.
Profitable Momentum Trading Strategies for Individual Investors
Foltice, B. & Langer, T. (2015) Profitable momentum trading strategies for individual investors. Financial Markets and Portfolio Management, 29(2), 85-113.
Number of pages: 32
Posted: 08 Apr 2014
Last Revised: 30 Apr 2015
Working Paper Series
Butler University and University of Muenster - Finance Center
Downloads
4,039
26.
Household Balance Sheets, Consumption, and the Economic Slump
Chicago Booth Research Paper No. 13-42, Fama-Miller Working Paper
Number of pages: 50
Posted: 18 Nov 2011
Last Revised: 07 Jun 2013
Working Paper Series
Princeton University - Department of Economics, MasterCard Advisors and University of Chicago - Booth School of Business
Downloads
4,026
27.
Measuring Skill in the Mutual Fund Industry
Number of pages: 44
Posted: 11 Apr 2012
Last Revised: 05 Sep 2014
Working Paper Series
Stanford Graduate School of Business and University of Pennsylvania - The Wharton School
There are 2 versions of this paper
Measuring Skill in the Mutual Fund Industry
Number of pages: 44
Posted: 11 Apr 2012
Last Revised: 05 Sep 2014
Downloads
4,022
Measuring Managerial Skill in the Mutual Fund Industry
NBER Working Paper No. w18184
Number of pages: 39
Posted: 22 Jun 2012
Downloads
83
Downloads
4,022
28.
Ultimate Ownership and Bank Competition
Number of pages: 87
Posted: 03 Jan 2016
Last Revised: 08 May 2019
Working Paper Series
University of Navarra, IESE Business School, Alberta School of Business, University of Alberta and University of Oxford - Finance
Downloads
3,845
29.
Indexing and Active Fund Management: International Evidence
Number of pages: 73
Posted: 03 May 2011
Last Revised: 06 Jan 2015
Working Paper Series
University of Notre Dame, Nova School of Business and Economics, University of Virginia - Darden School of Business and University of Texas at Austin - Department of Finance
There are 2 versions of this paper
Indexing and Active Fund Management: International Evidence
Number of pages: 73
Posted: 03 May 2011
Last Revised: 06 Jan 2015
Downloads
3,812
Indexing and Active Fund Management: International Evidence
Journal of Financial Economics (JFE), Forthcoming, Darden Business School Working Paper No. 2558724
Number of pages: 73
Posted: 03 Feb 2015
Downloads
1,662
Downloads
3,812
30.
Optimal Portfolios for the Long Run
Number of pages: 26
Posted: 06 Sep 2013
Last Revised: 05 Feb 2014
Working Paper Series
Morningstar Investment Management, The American College and The American College
Downloads
3,596
31.
Public Pension Plan Reform: The Legal Framework
Education, Finance & Policy, Vol. 5, 2010, Minnesota Legal Studies Research No. 10-13
Number of pages: 41
Posted: 24 Mar 2010
Accepted Paper Series
University of Minnesota - Twin Cities - School of Law
Downloads
3,482
32.
Financial Literacy Around the World: An Overview of the Evidence with Practical Suggestions for the Way Forward
World Bank Policy Research Working Paper No. 6107
Number of pages: 58
Posted: 20 Apr 2016
Working Paper Series
Harvard University - Harvard Kennedy School (HKS) and World Bank - Development Research Group (DECRG)
Downloads
3,449
33.
Technical Analysis and Individual Investors
Journal of Economic Behavior and Organization, 107 (November), pp. 487-511
Number of pages: 67
Posted: 27 Feb 2014
Last Revised: 13 Jan 2015
Accepted Paper Series
University of Adelaide - Business School and Santa Clara University - Leavey School of Business
Downloads
3,441
34.
Human Capital, Asset Allocation, and Life Insurance
Yale ICF Working Paper No. 05-11
Number of pages: 21
Posted: 13 May 2005
Working Paper Series
Yale School of Management, Ibbotson Associates, York University - Schulich School of Business and Ibbotson Associates
There are 2 versions of this paper
Human Capital, Asset Allocation, and Life Insurance
Yale ICF Working Paper No. 05-11
Number of pages: 21
Posted: 13 May 2005
Downloads
3,423
Human Capital, Asset Allocation, and Life Insurance
Financial Analysts Journal, Vol. 62, No. 1, pp. 97-109, January/February 2006
Posted: 03 May 2006
Downloads
3,423
35.
Delivery Rates on Kickstarter
Number of pages: 7
Posted: 06 Dec 2015
Working Paper Series
University of Pennsylvania - Wharton School
Downloads
3,400
36.
Incorporating Home Equity into a Retirement Income Strategy
Number of pages: 17
Posted: 04 Nov 2015
Working Paper Series
The American College
Downloads
3,393
37.
Adaptive Markets and the New World Order
Number of pages: 22
Posted: 01 Jan 2012
Last Revised: 05 Jun 2012
Working Paper Series
Massachusetts Institute of Technology (MIT) - Sloan School of Management
Downloads
3,323
38.
The Dividend Disconnect
7th Miami Behavioral Finance Conference 2016
Number of pages: 56
Posted: 29 Nov 2016
Last Revised: 30 Aug 2018
Working Paper Series
University of Chicago - Booth School of Business and Boston College - Carroll School of Management
Downloads
3,275
39.
Branchless and Mobile Banking Solutions for the Poor: A Survey
Innovations, Vol. 6, No. 4, Fall 2011
Number of pages: 18
Posted: 24 Jan 2011
Last Revised: 17 Aug 2014
Accepted Paper Series
Bankable Frontier Associates, World Bank - Consultative Group to Assist the Poor (CGAP), affiliation not provided to SSRN and Tufts University
Downloads
3,259
40.
Household Debt and Business Cycles Worldwide
Fama-Miller Working Paper, Chicago Booth Research Paper, Kreisman Working Papers Series in Housing Law and Policy No. 38
Number of pages: 63
Posted: 05 Sep 2015
Last Revised: 09 Feb 2017
Working Paper Series
Princeton University - Department of Economics, University of Chicago - Booth School of Business and Massachusetts Institute of Technology (MIT) - Sloan School of Management
There are 2 versions of this paper
Household Debt and Business Cycles Worldwide
Fama-Miller Working Paper, Chicago Booth Research Paper, Kreisman Working Papers Series in Housing Law and Policy No. 38
Number of pages: 63
Posted: 05 Sep 2015
Last Revised: 09 Feb 2017
Downloads
3,256
Household Debt and Business Cycles Worldwide
NBER Working Paper No. w21581
Number of pages: 64
Posted: 28 Sep 2015
Last Revised: 30 Oct 2015
Downloads
29
Downloads
3,256
41.
Credit Scoring with Social Network Data
Yanhao Wei, Pinar Yildirim, Christophe Van den Bulte, Chrysanthos Dellarocas (2016) Credit Scoring with Social Network Data. Marketing Science 35(2):234-258.
Number of pages: 26
Posted: 03 Aug 2014
Last Revised: 02 Mar 2018
Accepted Paper Series
University of Southern California - Marshall School of Business, University of Pennsylvania - The Wharton School, University of Pennsylvania - Marketing Department and Boston University, Questrom School of Business - Department of Information Systems
Downloads
3,230
42.
Financial Literacy - The Demand Side of Financial Inclusion
Number of pages: 16
Posted: 13 Nov 2011
Working Paper Series
Vivin Consultants
Downloads
3,191
43.
Can Large Pension Funds Beat the Market? Asset Allocation, Market Timing, Security Selection and the Limits of Liquidity
Number of pages: 48
Posted: 14 Jul 2011
Last Revised: 15 Nov 2012
Working Paper Series
University of Amsterdam, Maastricht University and University of Notre Dame
Downloads
3,173
44.
A Digital Pathway to Financial Inclusion
Number of pages: 17
Posted: 11 Dec 2012
Working Paper Series
Bill and Melinda Gates Foundation and Bill and Melinda Gates Foundation
Downloads
3,139
45.
Asset Quality Misrepresentation by Financial Intermediaries: Evidence from RMBS Market
Journal of Finance, Forthcoming, Columbia Business School Research Paper No. 13-7
, Fama-Miller Working Paper, Kreisman Working Papers Series in Housing Law and Policy No. 9
Number of pages: 74
Posted: 13 Feb 2013
Last Revised: 08 Jan 2015
Working Paper Series
Columbia Business School - Finance and Economics, Stanford University and Columbia University - Columbia Business School
There are 2 versions of this paper
Asset Quality Misrepresentation by Financial Intermediaries: Evidence from RMBS Market
Journal of Finance, Forthcoming, Columbia Business School Research Paper No. 13-7
, Fama-Miller Working Paper, Kreisman Working Papers Series in Housing Law and Policy No. 9
Number of pages: 74
Posted: 13 Feb 2013
Last Revised: 08 Jan 2015
Downloads
3,135
Asset Quality Misrepresentation by Financial Intermediaries: Evidence from Rmbs Market
NBER Working Paper No. w18843
Number of pages: 80
Posted: 12 Mar 2013
Last Revised: 21 Mar 2013
Downloads
19
Downloads
3,135
46.
Old Age and the Decline in Financial Literacy
Forthcoming in Management Science
Number of pages: 40
Posted: 24 Oct 2011
Last Revised: 30 Oct 2015
Working Paper Series
The American College, University of Missouri at Columbia - Department of Finance and Texas Tech University
Downloads
3,092
47.
A Study of Saving and Investment Behaviour of Individual Households – An Empirical Evidence from Orissa
Personal Finance & Investments (PF&I) 2011 Conference
Number of pages: 19
Posted: 30 Oct 2012
Working Paper Series
Department of Commerce, Manipal Academy of Higher Education and Utkal University - Department of Commerce
Downloads
3,088
48.
BFSI: Best Practices in Financial Inclusion
22nd SKOCH Summit, 2010
Number of pages: 13
Posted: 31 Jan 2011
Accepted Paper Series
Vivin Consultants
Downloads
3,087
49.
The Economics of Credit Cards
George Mason Law & Economics Working Paper No. 00-22
Number of pages: 127
Posted: 25 May 2000
Working Paper Series
George Mason University - Antonin Scalia Law School, Faculty
Downloads
3,029
50.
LEGO - The Toy of Smart Investors
Number of pages: 27
Posted: 17 Dec 2018
Working Paper Series
National Research University Higher School of Economics and RB Partners
Downloads
2,948
Feedback
Feedback to SSRN
If you need immediate assistance, call 877-SSRNHelp (877 777 6435) in the United States, or +1 212 448 2500 outside of the United States, 8:30AM to 6:00PM U.S. Eastern, Monday - Friday.