SSRN Household Finance eJournal

1.

Value Investing: Investing for Grown Ups?

Number of pages: 79 Posted: 20 Apr 2012 Last Revised: 27 Jun 2012

Working Paper Series

Aswath Damodaran

New York University - Stern School of Business

Downloads 13,484

2.

Federal Student Loan Repayment Assistance for Public Interest Lawyers and Other Employees of Governments and Nonprofit Organizations

Hofstra Law Review, Vol. 36, p. 27, 2007

Number of pages: 37 Posted: 15 Sep 2007 Last Revised: 30 Jan 2014

Accepted Paper Series

Philip G. Schrag

Georgetown University Law Center

Downloads 9,937

3.

The Behavior of Individual Investors

Number of pages: 54 Posted: 27 Jun 2011 Last Revised: 06 Jan 2012

Working Paper Series

Brad M. Barber and Terrance Odean

University of California, Davis and University of California, Berkeley - Haas School of Business

Downloads 9,747

4.

Reducing Retirement Risk with a Rising Equity Glide-Path

Number of pages: 19 Posted: 13 Sep 2013

Working Paper Series

Wade D. Pfau and Michael E. Kitces

The American College and The Kitces Report & Nerd's Eye View

Downloads 9,460

5.

Defending Junk-Debt-Buyer Lawsuits

Clearinghouse Review, Vol. 46, No. 1-2, May-June 2012, p. 12+, U of Maryland Legal Studies Research Paper No. 2012-24

Number of pages: 14 Posted: 06 Jun 2012 Last Revised: 07 Jun 2014

Accepted Paper Series

Peter A. Holland

University of Maryland Francis King Carey School of Law

Downloads 8,371

6.

Making Sense Out of Variable Spending Strategies for Retirees

Number of pages: 18 Posted: 17 Mar 2015

Working Paper Series

Wade D. Pfau

The American College

Downloads 8,307

7.

Preparing a Referee Report: Guidelines and Perspectives

Number of pages: 9 Posted: 11 Jan 2015 Last Revised: 21 Dec 2016

Working Paper Series

Jonathan Berk, Campbell R. Harvey and David A. Hirshleifer

Stanford Graduate School of Business, Duke University - Fuqua School of Business and University of California, Irvine - Paul Merage School of Business

Downloads 7,009

8.

An Efficient Frontier for Retirement Income

Number of pages: 12 Posted: 25 Sep 2012

Working Paper Series

Wade D. Pfau

The American College

Downloads 6,478

9.

The 4 Percent Rule is Not Safe in a Low-Yield World

Number of pages: 15 Posted: 16 Jan 2013 Last Revised: 17 Jan 2013

Working Paper Series

Michael S. Finke, Wade D. Pfau and David Blanchett

The American College, The American College and Morningstar Investment Management

Downloads 6,460

10.

Special Purpose Vehicles and Securitization

FRB Philadelphia Working Paper No. 05-21

Number of pages: 63 Posted: 04 May 2005 Last Revised: 13 Dec 2011

Working Paper Series

Gary B. Gorton and Nicholas S. Souleles

Yale School of Management and University of Pennsylvania - Finance Department

There are 2 versions of this paper

Downloads 6,133

11.

Financial Literacy, Financial Education and Downstream Financial Behaviors (full paper and web appendix)

Forthcoming in Management Science

Number of pages: 103 Posted: 02 Oct 2013 Last Revised: 09 Jan 2014

Accepted Paper Series

Daniel Fernandes, John G. Lynch Jr. and Richard G. Netemeyer

Catholic University of Portugal, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and University of Virginia - McIntire School of Commerce

Downloads 5,798

12.

The Tradeoff Between Mortgage Prepayments and Tax-Deferred Retirement Savings

Number of pages: 43 Posted: 18 Mar 2006

Working Paper Series

Jennifer C. Huang, Gene Amromin and Clemens Sialm

University of Texas at Austin - Department of Finance, Federal Reserve Bank of Chicago and University of Texas at Austin - McCombs School of Business

There are 2 versions of this paper

Downloads 4,716

13.

How Biases Affect Investor Behaviour

The European Financial Review, February-March 2014, pp. 7-10

Number of pages: 4 Posted: 23 Jun 2014

Accepted Paper Series

H. Kent Baker and Victor Ricciardi

American University - Kogod School of Business and Goucher College - Department of Business Management

Downloads 4,330

14.

Against Financial Literacy Education

Iowa Law Review, Vol. 94, 2008, U of Penn Law School, Public Law Research Paper No. 08-10, Loyola-LA Legal Studies Paper No. 2008-13

Number of pages: 92 Posted: 13 Mar 2008 Last Revised: 09 Jul 2010

Accepted Paper Series

Lauren E. Willis

Loyola Law School Los Angeles

Downloads 4,106

15.

What Explains the 2007-2009 Drop in Employment?

Fama-Miller Working Paper , Chicago Booth Research Paper No. 13-43

Number of pages: 51 Posted: 17 Nov 2011 Last Revised: 01 Mar 2014

Working Paper Series

Atif R. Mian and Amir Sufi

Princeton University - Department of Economics and University of Chicago - Booth School of Business

There are 2 versions of this paper

Downloads 4,100

16.

The Efficacy of Publicly-Available Retirement Planning Tools

Number of pages: 33 Posted: 18 Feb 2016 Last Revised: 26 Feb 2016

Working Paper Series

Taft Dorman, Barry S. Mulholland, Qianwen Bi and Harold Evensky

Texas Tech University, Texas Tech University, Utah Valley University and Texas Tech University

Downloads 4,064

17.

Measuring Financial Inclusion: The Global Findex Database

World Bank Policy Research Working Paper No. 6025

Number of pages: 61 Posted: 20 Apr 2016

Working Paper Series

Asli Demirgüç-Kunt and Leora F. Klapper

World Bank - Development Research Group and World Bank

Downloads 4,056

18.

The Impact of Financial Literacy Education on Subsequent Financial Behavior

Journal of Financial Counseling and Planning, Vol. 20, No. 1, 2009

Number of pages: 10 Posted: 27 Feb 2013

Accepted Paper Series

Lewis Mandell and Linda Schmid Klein

University of Washington - Foster School of Business and Aspen Institute and University of Connecticut - Department of Finance

Downloads 4,012

19.

Defining and Measuring Financial Literacy

RAND Working Paper Series WR-708

Number of pages: 28 Posted: 03 Nov 2009

Working Paper Series

Angela Hung, Andrew M. Parker and Joanne Yoong

RAND Corporation - Labor and Population, RAND Corporation and RAND Corporation

Downloads 3,993

20.

Asset Valuations and Safe Portfolio Withdrawal Rates

Number of pages: 17 Posted: 28 Jun 2013 Last Revised: 01 Jul 2013

Working Paper Series

David Blanchett, Michael S. Finke and Wade D. Pfau

Morningstar Investment Management, The American College and The American College

Downloads 3,798

21.

Chapter 1: Investor Behavior: An Overview

Investor Behavior: The Psychology of Financial Planning and Investing. H. Kent Baker and Victor Ricciardi, editors, 3-24. Hoboken, NJ: John Wiley & Sons, Inc., 2014.

Number of pages: 24 Posted: 27 Jan 2014 Last Revised: 11 Feb 2014

Accepted Paper Series

H. Kent Baker and Victor Ricciardi

American University - Kogod School of Business and Goucher College - Department of Business Management

Downloads 3,746

22.

Household Balance Sheets, Consumption, and the Economic Slump

Chicago Booth Research Paper No. 13-42, Fama-Miller Working Paper

Number of pages: 50 Posted: 18 Nov 2011 Last Revised: 07 Jun 2013

Working Paper Series

Atif R. Mian, Kamalesh Rao and Amir Sufi

Princeton University - Department of Economics, MasterCard Advisors and University of Chicago - Booth School of Business

Downloads 3,696

23.

Understanding Behavioral Aspects of Financial Planning and Investing

Journal of Financial Planning, Volume 28, Issue 3, pp. 22-26

Number of pages: 5 Posted: 20 Apr 2015

Accepted Paper Series

H. Kent Baker and Victor Ricciardi

American University - Kogod School of Business and Goucher College - Department of Business Management

Downloads 3,406

24.

Indexing and Active Fund Management: International Evidence

Number of pages: 73 Posted: 03 May 2011 Last Revised: 06 Jan 2015

Working Paper Series

Martijn Cremers, Miguel A. Ferreira, Pedro P. Matos and Laura T. Starks

University of Notre Dame, Nova School of Business and Economics, University of Virginia - Darden School of Business and University of Texas at Austin - Department of Finance

There are 2 versions of this paper

Downloads 3,331

25.

Optimal Portfolios for the Long Run

Number of pages: 26 Posted: 06 Sep 2013 Last Revised: 05 Feb 2014

Working Paper Series

David Blanchett, Michael S. Finke and Wade D. Pfau

Morningstar Investment Management, The American College and The American College

Downloads 3,274

26.

Public Pension Plan Reform: The Legal Framework

Education, Finance & Policy, Vol. 5, 2010, Minnesota Legal Studies Research No. 10-13

Number of pages: 41 Posted: 24 Mar 2010

Accepted Paper Series

Amy Monahan

University of Minnesota - Twin Cities - School of Law

Downloads 3,256

27.

Measuring Skill in the Mutual Fund Industry

Number of pages: 44 Posted: 11 Apr 2012 Last Revised: 05 Sep 2014

Working Paper Series

Jonathan Berk and Jules H. van Binsbergen

Stanford Graduate School of Business and University of Pennsylvania - The Wharton School

There are 2 versions of this paper

Downloads 3,195

28.

Incorporating Home Equity into a Retirement Income Strategy

Number of pages: 17 Posted: 04 Nov 2015

Working Paper Series

Wade D. Pfau

The American College

Downloads 3,149

29.

Adaptive Markets and the New World Order

Number of pages: 22 Posted: 01 Jan 2012 Last Revised: 05 Jun 2012

Working Paper Series

Andrew W. Lo

Massachusetts Institute of Technology (MIT) - Sloan School of Management

Downloads 3,126

30.

Human Capital, Asset Allocation, and Life Insurance

Yale ICF Working Paper No. 05-11

Number of pages: 21 Posted: 13 May 2005

Working Paper Series

Roger G. Ibbotson, Peng Chen, Moshe A. Milevsky and Xingnong Zhu

Yale School of Management, Ibbotson Associates, York University - Schulich School of Business and Ibbotson Associates

There are 2 versions of this paper

Downloads 3,050

31.

Profitable Momentum Trading Strategies for Individual Investors

Foltice, B. & Langer, T. (2015) Profitable momentum trading strategies for individual investors. Financial Markets and Portfolio Management, 29(2), 85-113.

Number of pages: 32 Posted: 08 Apr 2014 Last Revised: 30 Apr 2015

Working Paper Series

Bryan Foltice and Thomas Langer

Butler University and University of Muenster - Finance Center

There are 2 versions of this paper

Downloads 3,022

32.

Technical Analysis and Individual Investors

Journal of Economic Behavior and Organization, 107 (November), pp. 487-511

Number of pages: 67 Posted: 27 Feb 2014 Last Revised: 13 Jan 2015

Accepted Paper Series

Arvid O. I. Hoffmann and Hersh Shefrin

University of Adelaide - Business School and Santa Clara University - Leavey School of Business

Downloads 2,996

33.

Branchless and Mobile Banking Solutions for the Poor: A Survey

Innovations, Vol. 6, No. 4, Fall 2011

Number of pages: 18 Posted: 24 Jan 2011 Last Revised: 17 Aug 2014

Accepted Paper Series

Ahmed Dermish, Christoph Kneiding, Paul Leishman and Ignacio Mas

Bankable Frontier Associates, World Bank - Consultative Group to Assist the Poor (CGAP), affiliation not provided to SSRN and Tufts University

Downloads 2,994

34.

Asset Quality Misrepresentation by Financial Intermediaries: Evidence from RMBS Market

Journal of Finance, Forthcoming, Columbia Business School Research Paper No. 13-7 , Fama-Miller Working Paper, Kreisman Working Papers Series in Housing Law and Policy No. 9

Number of pages: 74 Posted: 13 Feb 2013 Last Revised: 08 Jan 2015

Working Paper Series

Tomasz Piskorski, Amit Seru and James Witkin

Columbia Business School - Finance and Economics, Stanford University and Columbia University - Columbia Business School

There are 2 versions of this paper

Downloads 2,989

35.

Delivery Rates on Kickstarter

Number of pages: 7 Posted: 06 Dec 2015

Working Paper Series

Ethan R. Mollick

University of Pennsylvania - Wharton School

Downloads 2,898

36.

The Economics of Credit Cards

George Mason Law & Economics Working Paper No. 00-22

Number of pages: 127 Posted: 25 May 2000

Working Paper Series

Todd J. Zywicki

George Mason University - Antonin Scalia Law School, Faculty

Downloads 2,864

37.

Can Large Pension Funds Beat the Market? Asset Allocation, Market Timing, Security Selection and the Limits of Liquidity

Number of pages: 48 Posted: 14 Jul 2011 Last Revised: 15 Nov 2012

Working Paper Series

Aleksandar Andonov, Rob Bauer and Martijn Cremers

Erasmus University Rotterdam, Erasmus School of Economics, Maastricht University and University of Notre Dame

Downloads 2,840

38.

Mortgage Servicing

Yale Journal on Regulation, Vol. 28, No. 1, 2011, Georgetown Public Law Research Paper No. 11-09, Georgetown Law and Economics Research Paper No. 11-01

Number of pages: 91 Posted: 18 Dec 2010 Last Revised: 20 Jan 2011

Accepted Paper Series

Adam J. Levitin and Tara Twomey

Georgetown University Law Center and National Consumer Law Center

Downloads 2,800

39.

Ultimate Ownership and Bank Competition

Number of pages: 85 Posted: 03 Jan 2016 Last Revised: 24 Jul 2016

Working Paper Series

José Azar, Sahil Raina and Martin C. Schmalz

University of Navarra, IESE Business School, Alberta School of Business, University of Alberta and University of Michigan, Stephen M. Ross School of Business

Downloads 2,575

40.

Credit Scoring with Social Network Data

Yanhao Wei, Pinar Yildirim, Christophe Van den Bulte, Chrysanthos Dellarocas (2016) Credit Scoring with Social Network Data. Marketing Science 35(2):234-258.

Number of pages: 26 Posted: 03 Aug 2014 Last Revised: 23 Jun 2016

Accepted Paper Series

Yanhao Wei, Pinar Yildirim, Christophe Van den Bulte and Chrysanthos Dellarocas

University of Southern California - Marshall School of Business, University of Pennsylvania - The Wharton School, University of Pennsylvania - Marketing Department and Boston University, Questrom School of Business - Department of Information Systems

Downloads 2,525

41.