1.
How Biases Affect Investor Behaviour
The European Financial Review, February-March 2014, pp. 7-10
Number of pages: 4
Posted: 23 Jun 2014
Accepted Paper Series
American University - Kogod School of Business and Washington and Lee University
Downloads
8,135
2.
The Efficacy of Publicly-Available Retirement Planning Tools
Number of pages: 45
Posted: 18 Feb 2016
Last Revised: 14 Jan 2019
Working Paper Series
Texas Tech University, University of Akron - Department of Finance, Utah Valley University and Texas Tech University
Downloads
4,753
3.
Old Age and the Decline in Financial Literacy
Forthcoming in Management Science
Number of pages: 40
Posted: 24 Oct 2011
Last Revised: 30 Oct 2015
Working Paper Series
The American College, University of Missouri at Columbia - Department of Finance and Texas Tech University
Downloads
4,002
4.
A Model Approach to Selecting a Personalized Retirement Income Strategy
Number of pages: 31
Posted: 24 Mar 2021
Working Paper Series
Retirement Researcher and The American College for Financial Services
Downloads
2,752
5.
Lifetime Expected Income Breakeven Comparison between SPIAs and Managed Portfolios
Number of pages: 65
Posted: 30 Aug 2013
Last Revised: 25 Apr 2015
Working Paper Series
Better Financial EducationAcademy of Financial Services, Central Michigan University - Department of Finance and Law and The American College for Financial Services
Downloads
2,399
6.
Household Finance
Journal of Economic Literature, Forthcoming
Number of pages: 141
Posted: 16 Apr 2020
Accepted Paper Series
London Business School, Goethe University Frankfurt - Faculty of Economics and Business Administration and Imperial College London
There are 2 versions of this paper
Household Finance
Journal of Economic Literature, Forthcoming
Number of pages: 141
Posted: 16 Apr 2020
Downloads
2,167
Household Finance
CEPR Discussion Paper No. DP14502
Number of pages: 144
Posted: 25 Mar 2020
Last Revised: 06 May 2020
Downloads
6
Downloads
2,167
7.
Life-Cycle Theory and Free Cash Flow Hypothesis: Evidence from Dividend Policy in Thailand
International Journal of Financial Research, Vol. 2, No. 2, 2011
Number of pages: 11
Posted: 26 Jun 2011
Accepted Paper Series
Burapha University - Graduate School of Commerce
Downloads
2,010
8.
Retirement Income Beliefs and Financial Advice Seeking Behaviors
Number of pages: 33
Posted: 24 Mar 2021
Working Paper Series
Retirement Researcher and The American College for Financial Services
Downloads
1,481
9.
Value versus Growth Investing: Why Do Different Investors Have Different Styles?
Journal of Financial Economics, Volume 117, Issue 2, August 2015, Pages 333–349
Number of pages: 41
Posted: 07 Nov 2013
Last Revised: 01 Sep 2016
Accepted Paper Series
University of Miami - Department of Finance, University of Washington - Michael G. Foster School of Business and China Europe International Business School
Downloads
1,441
10.
The Lifetime Sequence of Returns: A Retirement Planning Conundrum
Number of pages: 11
Posted: 04 Jan 2015
Working Paper Series
The American College for Financial Services
Downloads
1,251
11.
The Four Approaches to Managing Retirement Income Risk
Number of pages: 14
Posted: 31 Dec 2019
Working Paper Series
The American College for Financial Services
Downloads
1,220
12.
Required Retirement Savings Rates Today
Number of pages: 22
Posted: 18 Oct 2016
Working Paper Series
PGIM, The American College and The American College for Financial Services
Downloads
1,200
13.
Financial Literacy and Retirement Planning in Australian
UNSW Australian School of Business Research Paper No. 2012ACTL16
Number of pages: 23
Posted: 17 Jan 2013
Working Paper Series
College of William and Mary - Mason School of Business, UNSW Sydney, CEPAR and The University of Sydney Business School
Downloads
1,042
14.
Retirement Spending and Biological Age
Number of pages: 34
Posted: 16 Feb 2017
Working Paper Series
York UniversityYork University - Department of Mathematics and Statistics, York University - Schulich School of Business and York University
Downloads
986
15.
Life Annuities: An Optimal Product for Retirement Income
CFA Institute Research Foundation Monograph
Number of pages: 150
Posted: 01 Mar 2015
Accepted Paper Series
York University - Schulich School of Business
Downloads
920
16.
YOLO: Mortality Beliefs and Household Finance Puzzles
Journal of Finance, (2019) 74(6): 2957-2996., FRB of Cleveland Working Paper No. 15-21
Number of pages: 72
Posted: 07 Oct 2015
Last Revised: 02 Apr 2020
Accepted Paper Series
Boston College - Department of Finance, University of York and Brandeis University
Downloads
912
17.
Health and Mortality Delta: Assessing the Welfare Cost of Household Insurance Choice
Journal of Finance, Vol. 71, No. 2, 2016, Netspar Discussion Paper No. 05/2011-050, Chicago Booth Research Paper No. 11-34, Fama-Miller Working Paper, NYU Working Paper No. FIN-11-055
Number of pages: 63
Posted: 10 May 2011
Last Revised: 24 Dec 2015
Accepted Paper Series
University of Chicago - Booth School of Business, Columbia University Graduate School of Business and Princeton University - Department of Economics
There are 2 versions of this paper
Health and Mortality Delta: Assessing the Welfare Cost of Household Insurance Choice
Journal of Finance, Vol. 71, No. 2, 2016, Netspar Discussion Paper No. 05/2011-050, Chicago Booth Research Paper No. 11-34, Fama-Miller Working Paper, NYU Working Paper No. FIN-11-055
Number of pages: 63
Posted: 10 May 2011
Last Revised: 24 Dec 2015
Downloads
891
Health and Mortality Delta: Assessing the Welfare Cost of Household Insurance Choice
NBER Working Paper No. w17325
Number of pages: 64
Posted: 29 Aug 2011
Downloads
36
Downloads
891
18.
Dynamic Retirement Withdrawal Planning
Financial Services Review, Vol. 15, 2006
Number of pages: 15
Posted: 23 Dec 2014
Accepted Paper Series
Central Michigan University - Department of Finance and Law and Central Michigan University - Department of Finance and Law
Downloads
773
19.
Firm Life Cycle and Real-Activity Based Earnings Management
Number of pages: 42
Posted: 10 Dec 2015
Last Revised: 01 May 2017
Working Paper Series
Indian Institute of Management Ahmedabad and JSOM, University of Texas at Dallas
Downloads
767
20.
Dividend Policy and the Life Cycle Hypothesis: Evidence from Taiwan
The International Journal of Business and Finance Research, Vol. 5, No. 1, pp. 33-52, 2011
Number of pages: 20
Posted: 03 Jul 2011
Accepted Paper Series
National Taiwan University of Science and Technology, National Chin-Yi University of Technology, National Taiwan University - Department of Business Administration and National Taiwan University of Science and Technology
Downloads
754
21.
The Floor-Leverage Rule for Retirement
Number of pages: 26
Posted: 20 Nov 2011
Working Paper Series
Financial Engines, Inc. and Stanford Graduate School of Business
Downloads
727
22.
Tactical Target Date Funds
Number of pages: 70
Posted: 16 Jul 2018
Last Revised: 14 Dec 2020
Working Paper Series
London Business School, Imperial College Business School and Renmin University of ChinaRenmin University of China
There are 2 versions of this paper
Tactical Target Date Funds
Number of pages: 70
Posted: 16 Jul 2018
Last Revised: 14 Dec 2020
Downloads
718
Tactical Target Date Funds
CEPR Discussion Paper No. DP13019
Number of pages: 46
Posted: 03 Jul 2018
Downloads
5
Downloads
718
23.
Chaos and Retirement Income
Retirement Management Journal, Vol. 8, No. 1, 2019, pp. 17-30
Number of pages: 16
Posted: 31 Jan 2020
Accepted Paper Series
The Sandidge Group LLC
Downloads
717
24.
Longevity Risk and Retirement Income Tax Efficiency: A Location Spending Rate Puzzle
Number of pages: 34
Posted: 19 Nov 2011
Last Revised: 19 May 2017
Working Paper Series
York UniversityYork University - Department of Mathematics and Statistics and York University - Schulich School of Business
Downloads
664
25.
A Dynamic Model of Health, Addiction, Education, and Wealth
Becker Friedman Institute for Research in Economics Working Paper No. 2688384, University of Miami Business School Research Paper No. 2688384
Number of pages: 80
Posted: 13 Nov 2015
Last Revised: 16 Apr 2019
Working Paper Series
University of Miami - School of Business Administration - Department of Economics and University of Chicago - Department of Economics
Downloads
662
26.
Firm Life Cycle and Stock Price Crash Risk
Number of pages: 52
Posted: 07 Jan 2016
Last Revised: 23 Apr 2016
Working Paper Series
Maastricht University, Maastricht University and Maastricht University School of Business and Economics
Downloads
662
27.
What Dividend Imputation Means for Retirement Savers
Number of pages: 31
Posted: 05 Sep 2018
Working Paper Series
Australian National University - Research School of Finance, Actuarial Studies & Statistics, Australian National University (ANU) and Australian National University (ANU) - Research School of Finance, Actuarial Studies and Statistics
There are 2 versions of this paper
What Dividend Imputation Means for Retirement Savers
Number of pages: 31
Posted: 05 Sep 2018
Downloads
645
What Dividend Imputation Means for Retirement Savers
Economic Record, Vol. 95, Issue 309, pp. 181-199, 2019
Number of pages: 19
Posted: 17 May 2020
Downloads
645
28.
The Life Cycle of Products: Evidence and Implications
Number of pages: 56
Posted: 02 May 2018
Last Revised: 29 Nov 2021
Working Paper Series
Pennsylvania State University, University of California, San Diego (UCSD) and Northwestern University
Downloads
582
29.
Robo-Advising
Number of pages: 28
Posted: 24 Mar 2020
Working Paper Series
Boston College and Georgetown University
There are 2 versions of this paper
Downloads
580
30.
How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior
SAFE Working Paper No. 190
Number of pages: 21
Posted: 06 Nov 2019
Working Paper Series
Leibniz Institute for Financial Research SAFE, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
There are 2 versions of this paper
How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior
SAFE Working Paper No. 190
Number of pages: 21
Posted: 06 Nov 2019
Downloads
571
How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior
NBER Working Paper No. w24311
Number of pages: 19
Posted: 06 Jun 2018
Last Revised: 06 Jun 2021
Downloads
6
Downloads
571
31.
Countercyclical Labor Income Risk and Portfolio Choices over the Life Cycle
Jacobs Levy Equity Management Center for Quantitative Financial Research Paper
Number of pages: 66
Posted: 13 May 2016
Last Revised: 24 Aug 2021
Working Paper Series
University of Pennsylvania - Finance Department
Downloads
553
32.
Can 'High Costs' Justify Weak Demand for the Home Equity Conversion Mortgage?
Review of Financial Studies 2015; doi: 10.1093/rfs/hhv019
Number of pages: 50
Posted: 16 Sep 2012
Last Revised: 18 Mar 2015
Accepted Paper Series
University of British Columbia (UBC) - Sauder School of Business
Downloads
543
33.
How Important is Asset Allocation to Financial Security in Retirement?
Center for Retirement Research at Boston College Working Paper No. 2012-13
Number of pages: 28
Posted: 13 Apr 2012
Working Paper Series
Boston College - Center for Retirement Research, Boston College, Center for Retirement Research and Boston College - Center for Retirement Research
Downloads
535
34.
How Long Does the Market Think You Will Live? Implying Longevity from Annuity Prices
Number of pages: 35
Posted: 15 Jan 2014
Working Paper Series
National Research University Higher School of Economics, York University - Schulich School of Business and York University
Downloads
513
35.
Overview of System Development Life Cycle Models
Number of pages: 24
Posted: 13 Sep 2019
Working Paper Series
Sunyani Technical University - Department of Accountancy
Downloads
510
36.
Optimal Retirement Tontines for the 21st Century: With Reference to Mortality Derivatives in 1693
Number of pages: 43
Posted: 29 May 2013
Working Paper Series
York University - Schulich School of Business and York University
Downloads
507
37.
Estate Planning for Digital Assets
Estate Planning Studies, July 2011
Number of pages: 8
Posted: 07 Jul 2011
Accepted Paper Series
Texas Tech University School of Law and U.S. Trust
There are 2 versions of this paper
Estate Planning for Digital Assets
Estate Planning Developments for Texas Professionals, April 2011
Number of pages: 10
Posted: 09 Mar 2011
Last Revised: 07 Sep 2014
Downloads
1,247
Estate Planning for Digital Assets
Estate Planning Studies, July 2011
Number of pages: 8
Posted: 07 Jul 2011
Downloads
499
Downloads
499
38.
Are College Costs Worth it? How Individual Ability, Major Choice, and Debt Affect Optimal Schooling Decisions
IZA Discussion Paper No. 8767
Number of pages: 37
Posted: 24 Jan 2015
Working Paper Series
Temple University - Department of Economics
Downloads
497
39.
G-Learner and GIRL: Goal Based Wealth Management with Reinforcement Learning
Number of pages: 20
Posted: 20 Mar 2020
Last Revised: 23 Mar 2020
Working Paper Series
Illinois Institute of Technology and Fidelity Investments, Inc.
Downloads
480
40.
Go Big or Buy a Home: The Impact of Student Debt on Career and Housing Choices
Number of pages: 51
Posted: 22 Mar 2021
Last Revised: 17 Mar 2022
Working Paper Series
University of Chicago and International Monetary Fund (IMF)
Downloads
473
41.
The Dynamics of Performance Volatility and Firm Valuation
Journal of Financial and Quantitative Analysis, Vol. 52, Issue 1, pp. 111-142, February 2017
Number of pages: 44
Posted: 17 Aug 2014
Last Revised: 26 Feb 2017
Accepted Paper Series
University of Nevada, Las Vegas (UNLV) - Department of Finance and Norwegian School of Economics (NHH)
Downloads
464
42.
Optimal Financial Literacy and Saving for Retirement
RAND Working Paper Series No. WR-905-SSA
Number of pages: 41
Posted: 03 Jan 2012
Working Paper Series
George Washington University - Department of Accountancy, RAND Corporation and University of Pennsylvania - The Wharton School
Downloads
456
43.
Time Inconsistent Preferences and the Annuitization Decision
Journal of Economic Behavior and Organization, Vol. 129, 2016
Number of pages: 67
Posted: 15 Feb 2013
Last Revised: 10 Sep 2016
Accepted Paper Series
University of Esslingen and University of Mannheim - Department of Banking and Finance
There are 2 versions of this paper
Time Inconsistent Preferences and the Annuitization Decision
Journal of Economic Behavior and Organization, Vol. 129, 2016
Number of pages: 67
Posted: 15 Feb 2013
Last Revised: 10 Sep 2016
Downloads
456
Time Inconsistent Preferences and the Annuitization Decision
CEPR Discussion Paper No. DP10383
Number of pages: 62
Posted: 02 Feb 2015
Downloads
2
Downloads
456
44.
Asset Market Participation and Portfolio Choice Over the Life-Cycle
Journal of Finance, 72 (2) pp. 705-750, 2017
Number of pages: 51
Posted: 24 Mar 2016
Last Revised: 27 Mar 2018
Accepted Paper Series
BI Norwegian Business School, University of St. Gallen - SEPS: Economics and Political Sciences and Einaudi Institute for Economics and FinanceEinaudi Institute for Economics and Finance (EIEF)
There are 4 versions of this paper
Asset Market Participation and Portfolio Choice Over the Life-Cycle
Journal of Finance, 72 (2) pp. 705-750, 2017
Number of pages: 51
Posted: 24 Mar 2016
Last Revised: 27 Mar 2018
Downloads
455
Asset Market Participation and Portfolio Choice Over the Life-Cycle
SAFE Working Paper No. 115
Number of pages: 54
Posted: 15 Sep 2015
Downloads
262
Asset Market Participation and Portfolio Choice over the Life-Cycle
Netspar Discussion Paper No. 07/2013-022
Number of pages: 39
Posted: 27 Jul 2013
Downloads
117
Asset Market Participation and Portfolio Choice Over the Life Cycle
CEPR Discussion Paper No. DP9691
Number of pages: 41
Posted: 22 Oct 2013
Downloads
455
45.
Does Working Longer Make People Healthier and Happier?
Issue Brief WOB #2, Center for Retirement Research at Boston College, Chestnut Hill, MA, (2006)
Number of pages: 14
Posted: 30 Jul 2013
Working Paper Series
Columbia University
Downloads
449
46.
Education Supports Racial and Ethnic Equality in STEM
Economics and Statistics Administration Issue Brief No. 05-11
Number of pages: 11
Posted: 26 Nov 2011
Working Paper Series
Office of the Chief Economist, Economics and Statistics Administration, U.S. Department of Commerce, Government of the United States of America - Bureau of the Census, National Science Foundation, U.S. Department of Commerce, Economics and Statistics Administration, Office of the Chief Economist, affiliation not provided to SSRN, affiliation not provided to SSRN and Federal Reserve Bank of San Francisco
Downloads
442
47.
Retirement Age Across Countries: The Role of Occupations
Number of pages: 45
Posted: 07 Oct 2011
Working Paper Series
Johannes Gutenberg University Mainz - Gutenberg School of Management and Economics and New Economic School (NES)
Downloads
428
48.
Ambiguity Attitudes in a Large Representative Sample
Netspar Discussion Paper No. 06/2011-054
Number of pages: 67
Posted: 01 Jul 2011
Last Revised: 04 Feb 2015
Working Paper Series
National University of Singapore, Erasmus University Rotterdam (EUR) - Erasmus School of Economics (ESE)Mahidol University - College of Management and Erasmus University Rotterdam (EUR) - Erasmus School of Economics (ESE)
Downloads
416
49.
Floor and Upside Investing in Retirement without Annuities
Number of pages: 18
Posted: 04 Oct 2014
Last Revised: 24 Jan 2015
Working Paper Series
Independent
Downloads
410
50.
The Tax Benefit of Income Smoothing
Journal of Banking & Finance 38 (2014) 78–88
Number of pages: 11
Posted: 10 May 2011
Last Revised: 30 Oct 2013
Accepted Paper Series
State University of New York at Binghamton - School of Management, SUNY at Binghamton - School of Management and Loyola Marymount University - Department of Finance
There are 2 versions of this paper
The Tax Benefit of Income Smoothing
Journal of Banking & Finance 38 (2014) 78–88
Number of pages: 11
Posted: 10 May 2011
Last Revised: 30 Oct 2013
Downloads
409
The Tax Benefit of Income Smoothing
CEPR Discussion Paper No. DP8425
Number of pages: 35
Posted: 16 Jun 2011
Downloads
3
Downloads
409
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