Federal University of Ceara, Federal University of Ceara, Federal University of Ceara, Federal University of Ceara, Federal University of Ceara, Universidade Federal do Ceara, Federal University of ABC (UFABC), Federal University of Ceara, Federal University of Ceara, affiliation not provided to SSRN, Universidad Central de Chile, Federal University of Ceara, State University of Ceara, Federal University of Ceara and Federal University of Ceara