affiliation not provided to SSRN, affiliation not provided to SSRN, affiliation not provided to SSRN, affiliation not provided to SSRN, affiliation not provided to SSRN, affiliation not provided to SSRN, Ohio State University (OSU), affiliation not provided to SSRN, affiliation not provided to SSRN, affiliation not provided to SSRN, Vienna University of Technology, affiliation not provided to SSRN, Hanyang University, Hanyang University, Kyungpook National University, affiliation not provided to SSRN, affiliation not provided to SSRN, affiliation not provided to SSRN, affiliation not provided to SSRN, affiliation not provided to SSRN, affiliation not provided to SSRN, The University of Alabama, The University of Alabama, The University of Alabama, University of Salerno, University of Salerno, University of Salerno and University of Salerno