Kenneth P. Brevoort

Board of Governors of the Federal Reserve System

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

20

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2,213

SSRN CITATIONS
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Top 6,000

in Total Papers Citations

78

CROSSREF CITATIONS

143

Scholarly Papers (20)

1.

Commercial Lending and Distance: Evidence from Community Reinvestment Act Data

Number of pages: 36 Posted: 22 Sep 2004
Kenneth P. Brevoort and Timothy H. Hannan
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 328 (112,540)
Citation 26

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Commercial lending, spatial probit

2.

The Subprime Crisis: Is Government Housing Policy to Blame?

Review of Economics and Statistics, Forthcoming
Number of pages: 34 Posted: 18 Dec 2010 Last Revised: 31 Jul 2014
Robert B. Avery and Kenneth P. Brevoort
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 317 (116,781)
Citation 15

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Community Reinvestment Act, CRA, Subprime Crisis, Government Sponsored Enterprises, GSE, Mortgages

3.
Downloads 222 (167,526)
Citation 6

Does Credit Scoring Produce a Disparate Impact?

Number of pages: 52 Posted: 18 Dec 2010
Robert B. Avery, Kenneth P. Brevoort and Glenn B. Canner
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 220 (168,569)

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credit scoring, disparate impact, discrimination, consumer credit

Does Credit Scoring Produce a Disparate Impact?

Real Estate Economics, Vol. 40, pp. S65-S114, 2012
Number of pages: 50 Posted: 28 Dec 2012
Robert B. Avery, Kenneth P. Brevoort and Glenn B. Canner
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 2 (793,328)
Citation 2
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Does Credit Scoring Produce a Disparate Impact?

Real Estate Economics, Forthcoming
Posted: 22 Feb 2012
Robert B. Avery, Glenn B. Canner and Kenneth P. Brevoort
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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credit scoring, disparate impact, discrimination

Distance Still Matters: The Information Revolution in Small Business Lending and the Persistent Role of Location, 1993-2003

FEDS Working Paper No. 2010-08
Number of pages: 51 Posted: 12 Mar 2011
Kenneth P. Brevoort, John D. Wolken and John A. Holmes
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Johns Hopkins University
Downloads 97 (327,675)
Citation 11

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Small business lending, distance, opacity

Distance Still Matters: The Information Revolution in Small Business Lending and the Persistent Role of Location, 1993-2003

FEDS Working Paper No. 2010-08
Number of pages: 47 Posted: 01 Mar 2010
Kenneth P. Brevoort, John A. Holmes and John D. Wolken
Board of Governors of the Federal Reserve System, Johns Hopkins University and Board of Governors of the Federal Reserve System
Downloads 83 (361,710)
Citation 4

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Distance, small business, credit

5.

Who Competes with Whom? The Case of Depository Institutions

FEDS Working Paper No. 2005-03, Journal of Industrial Economics, Vol. 55, No. 1, pp. 141-167, 2007
Number of pages: 40 Posted: 01 Feb 2005
Robert M. Adams, Kenneth P. Brevoort and Elizabeth K. Kiser
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 150 (236,680)
Citation 8

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Depository institutions, product differentiation, discrete choice, demand estimation, antitrust, SSNIP

6.

The 2008 HMDA Data: The Mortgage Market During a Turbulent Year

Federal Reserve Bulletin
Number of pages: 43 Posted: 04 Oct 2009 Last Revised: 23 Oct 2010
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau
Downloads 138 (253,294)
Citation 2

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7.

Credit Invisibles and the Unscored

Number of pages: 44 Posted: 07 Mar 2016
Kenneth P. Brevoort, Philipp Grimm and Michelle Kambara
Board of Governors of the Federal Reserve System, Independent and Consumer Financial Protection Bureau
Downloads 126 (271,422)
Citation 22

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credit scoring; credit invisibles

8.

The 2009 HMDA Data: The Mortgage Market During a Time of Low Interest Rates and Economic Distress

Federal Reserve Bulletin, December 2010
Number of pages: 39 Posted: 27 Sep 2010 Last Revised: 03 Jan 2011
Robert B. Avery, Neil Bhutta, Kenneth P. Brevoort and Glenn B. Canner
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 122 (277,998)
Citation 4

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mortgages, HMDA

9.

The Geography of Credit Invisibility

Consumer Financial Protection Bureau Office of Research Reports Series No. 18-6
Number of pages: 22 Posted: 27 Nov 2018
Board of Governors of the Federal Reserve System, Consumer Financial Protection Bureau, Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 119 (283,039)

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Foreclosure's Wake: The Credit Experiences of Individuals Following Foreclosure

Number of pages: 46 Posted: 23 Oct 2010
Kenneth P. Brevoort and Cheryl R. Cooper
Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau
Downloads 91 (341,481)
Citation 11

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credit scoring, foreclosure, consumer credit

Foreclosure's Wake: The Credit Experiences of Individuals Following Foreclosure

Real Estate Economics, Vol. 41, Issue 4, pp. 747-792, 2013
Number of pages: 46 Posted: 17 Dec 2013
Kenneth P. Brevoort and Cheryl R. Cooper
Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau
Downloads 0
Citation 3
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Foreclosure's Wake: The Credit Experiences of Individuals Following Foreclosure

Real Estate Economics, Forthcoming
Posted: 16 May 2012
Kenneth P. Brevoort and Cheryl R. Cooper
Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau

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foreclosure, credit scores, consumer credit

11.
Downloads 88 (345,926)
Citation 1

Medicaid and Financial Health

Becker Friedman Institute for Research in Economics Working Paper No. 2017-06
Number of pages: 66 Posted: 02 Nov 2017
Kenneth P. Brevoort, Daniel Grodzicki and Martin B. Hackmann
Board of Governors of the Federal Reserve System, Penn State Economics and University of California, Los Angeles (UCLA)
Downloads 59 (437,134)
Citation 1

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Medicaid and Financial Health

NBER Working Paper No. w24002
Number of pages: 66 Posted: 06 Nov 2017 Last Revised: 31 Jan 2021
Kenneth P. Brevoort, Daniel Grodzicki and Martin B. Hackmann
Board of Governors of the Federal Reserve System, Penn State Economics and University of California, Los Angeles (UCLA)
Downloads 29 (579,307)

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12.

Credit Invisibles

Consumer Financial Protection Bureau Office of Research Reports Series No. 15-1
Number of pages: 37 Posted: 27 Nov 2018
Kenneth P. Brevoort, Philipp Grimm and Michelle Kambara
Board of Governors of the Federal Reserve System, Independent and Consumer Financial Protection Bureau
Downloads 66 (407,349)
Citation 2

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13.

Credit Where None is Due? Authorized User Account Status and Piggybacking Credit

FEDS Working Paper No. 2010-23
Number of pages: 32 Posted: 31 Mar 2010 Last Revised: 03 May 2010
Robert B. Avery, Kenneth P. Brevoort and Glenn B. Canner
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 65 (410,497)
Citation 4

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credit scoring, authorized users, Regulation B, Equal Credit Opportunity Act, piggybacking credit

Is Lending Distance Really Changing? Distance Dynamics and Loan Composition in Small Business Lending

Number of pages: 34 Posted: 12 Jun 2020 Last Revised: 25 Nov 2020
Robert M. Adams, Kenneth P. Brevoort and John C. Driscoll
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 53 (460,246)
Citation 1

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Small Business Lending, Community Reinvestment Act, Hard Information

Is Lending Distance Really Changing? Distance Dynamics and Loan Composition in Small Business Lending

FEDS Working Paper No. 2021-11
Number of pages: 43 Posted: 14 Jun 2021
Robert M. Adams, Kenneth P. Brevoort and John C. Driscoll
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
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15.

Credit Card Redlining Revisited

FEDS Working Paper No. 2009-39
Number of pages: 50 Posted: 15 Oct 2009
Kenneth P. Brevoort
Board of Governors of the Federal Reserve System
Downloads 51 (460,420)
Citation 5

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Credit cards, redlining, racial disparities, discrimination

16.

Becoming Credit Visible

Consumer Financial Protection Bureau Office of Research Reports Series No. 17-2
Number of pages: 35 Posted: 27 Nov 2018
Kenneth P. Brevoort and Michelle Kambara
Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau
Downloads 39 (512,045)

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17.

Medical Debt and Credit Scores

Consumer Financial Protection Bureau Office of Research Reports Series No. 14-2
Number of pages: 20 Posted: 27 Nov 2018
Michelle Kambara and Kenneth P. Brevoort
Consumer Financial Protection Bureau and Board of Governors of the Federal Reserve System
Downloads 32 (547,331)

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18.

*Who Competes with Whom? The Case of Depository Institutions

Journal of Industrial Economics, Vol. 55, No. 1, pp. 141-167, March 2007
Number of pages: 28 Posted: 11 Apr 2007
Robert M. Adams, Kenneth P. Brevoort and Elizabeth K. Kiser
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 26 (582,403)
Citation 1
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19.

Are All Collections Equal? The Case of Medical Debt

Journal of Credit Risk, Vol. 11, No. 4, 2015
Number of pages: 26 Posted: 16 Jun 2016
Kenneth P. Brevoort and Michelle Kambara
Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau
Downloads 0 (787,952)
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credit scoring, medical debt, collection accounts

20.

Opportunities and Issues in using HMDA Data

Journal of Real Estate Research, Vol. 29, No. 4, 2007
Posted: 15 Nov 2007
Robert B. Avery, Kenneth P. Brevoort and Glenn B. Canner
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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HMDA, Home Morgage Disclosure Act, mortgage lending, home loans