Kenneth P. Brevoort

Board of Governors of the Federal Reserve System

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

22

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3,927

SSRN CITATIONS
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Top 7,443

in Total Papers Citations

112

CROSSREF CITATIONS

110

Scholarly Papers (22)

1.

The Subprime Crisis: Is Government Housing Policy to Blame?

Review of Economics and Statistics, Forthcoming
Number of pages: 34 Posted: 18 Dec 2010 Last Revised: 31 Jul 2014
Robert B. Avery and Kenneth P. Brevoort
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 384 (138,899)
Citation 15

Abstract:

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Community Reinvestment Act, CRA, Subprime Crisis, Government Sponsored Enterprises, GSE, Mortgages

2.

Commercial Lending and Distance: Evidence from Community Reinvestment Act Data

Number of pages: 36 Posted: 22 Sep 2004
Kenneth P. Brevoort and Timothy H. Hannan
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 362 (148,340)
Citation 36

Abstract:

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Commercial lending, spatial probit

Distance Still Matters: The Information Revolution in Small Business Lending and the Persistent Role of Location, 1993-2003

FEDS Working Paper No. 2010-08
Number of pages: 51 Posted: 12 Mar 2011
Kenneth P. Brevoort, John D. Wolken and John A. Holmes
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Johns Hopkins University
Downloads 192 (279,097)
Citation 11

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Small business lending, distance, opacity

Distance Still Matters: The Information Revolution in Small Business Lending and the Persistent Role of Location, 1993-2003

FEDS Working Paper No. 2010-08
Number of pages: 47 Posted: 01 Mar 2010
Kenneth P. Brevoort, John A. Holmes and John D. Wolken
Board of Governors of the Federal Reserve System, Johns Hopkins University and Board of Governors of the Federal Reserve System
Downloads 131 (385,794)
Citation 4

Abstract:

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Distance, small business, credit

4.
Downloads 302 (180,107)
Citation 1

Does Credit Scoring Produce a Disparate Impact?

Number of pages: 52 Posted: 18 Dec 2010
Robert B. Avery, Kenneth P. Brevoort and Glenn B. Canner
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 302 (178,961)
Citation 3

Abstract:

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credit scoring, disparate impact, discrimination, consumer credit

Does Credit Scoring Produce a Disparate Impact?

Real Estate Economics, Forthcoming
Posted: 22 Feb 2012
Robert B. Avery, Glenn B. Canner and Kenneth P. Brevoort
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

Abstract:

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credit scoring, disparate impact, discrimination

5.

Credit Invisibles and the Unscored

Number of pages: 44 Posted: 07 Mar 2016
Kenneth P. Brevoort, Philipp Grimm and Michelle Kambara
Board of Governors of the Federal Reserve System, Independent and Consumer Financial Protection Bureau
Downloads 270 (202,189)
Citation 31

Abstract:

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credit scoring; credit invisibles

6.

The Geography of Credit Invisibility

Consumer Financial Protection Bureau Office of Research Reports Series No. 18-6
Number of pages: 22 Posted: 27 Nov 2018
Board of Governors of the Federal Reserve System, Consumer Financial Protection Bureau, Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 231 (237,646)

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Does Giving CRA Credit for Loan Purchases Increase Mortgage Credit in Low-to-Moderate Income Communities?

Number of pages: 62 Posted: 10 May 2022
Kenneth P. Brevoort
Board of Governors of the Federal Reserve System
Downloads 164 (321,038)

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Community Reinvestment Act; Mortgage lending; Redlining; Low-to-moderate income communities

Does Giving CRA Credit for Loan Purchases Increase Mortgage Credit in Low-to-Moderate Income Communities?

FEDS Working Paper No. 2022-47
Number of pages: 64 Posted: 25 Jul 2022
Kenneth P. Brevoort
Board of Governors of the Federal Reserve System
Downloads 62 (630,494)

Abstract:

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Community Reinvestment Act (CRA), Mortgage lending, Redlining, Low- and moderate income (LMI)

8.

The 2008 HMDA Data: The Mortgage Market During a Turbulent Year

Federal Reserve Bulletin
Number of pages: 43 Posted: 04 Oct 2009 Last Revised: 23 Oct 2010
Board of Governors of the Federal Reserve System, Federal Reserve Bank of Philadelphia, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau
Downloads 201 (268,323)
Citation 2

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9.
Downloads 197 (273,224)
Citation 2

Medicaid and Financial Health

Becker Friedman Institute for Research in Economics Working Paper No. 2017-06
Number of pages: 66 Posted: 02 Nov 2017
Kenneth P. Brevoort, Daniel Grodzicki and Martin B. Hackmann
Board of Governors of the Federal Reserve System, Office of the Comptroller of the Currency and University of California, Los Angeles (UCLA)
Downloads 136 (374,661)
Citation 1

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Medicaid and Financial Health

NBER Working Paper No. w24002
Number of pages: 66 Posted: 06 Nov 2017 Last Revised: 30 Jan 2023
Kenneth P. Brevoort, Daniel Grodzicki and Martin B. Hackmann
Board of Governors of the Federal Reserve System, Office of the Comptroller of the Currency and University of California, Los Angeles (UCLA)
Downloads 61 (635,878)
Citation 1

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Who Competes with Whom? The Case of Depository Institutions

FEDS Working Paper No. 2005-3
Posted: 02 Jul 2021
Robert M. Adams, Kenneth P. Brevoort and Elizabeth K. Kiser
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

Abstract:

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Who Competes with Whom? The Case of Depository Institutions

FEDS Working Paper No. 2005-03, Journal of Industrial Economics, Vol. 55, No. 1, pp. 141-167, 2007
Number of pages: 40 Posted: 01 Feb 2005
Robert M. Adams, Kenneth P. Brevoort and Elizabeth K. Kiser
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 188 (284,437)
Citation 8

Abstract:

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Depository institutions, product differentiation, discrete choice, demand estimation, antitrust, SSNIP

11.

The 2009 HMDA Data: The Mortgage Market During a Time of Low Interest Rates and Economic Distress

Federal Reserve Bulletin, December 2010
Number of pages: 39 Posted: 27 Sep 2010 Last Revised: 03 Jan 2011
Robert B. Avery, Neil Bhutta, Kenneth P. Brevoort and Glenn B. Canner
Board of Governors of the Federal Reserve System, Federal Reserve Bank of Philadelphia, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 185 (289,151)
Citation 5

Abstract:

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mortgages, HMDA

Is Lending Distance Really Changing? Distance Dynamics and Loan Composition in Small Business Lending

Number of pages: 48 Posted: 12 Jun 2020 Last Revised: 23 Sep 2021
Robert M. Adams, Kenneth P. Brevoort and John C. Driscoll
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 131 (385,794)
Citation 1

Abstract:

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Banking, small business lending, soft information, lending distance

Is Lending Distance Really Changing? Distance Dynamics and Loan Composition in Small Business Lending

FEDS Working Paper No. 2021-011
Number of pages: 43 Posted: 14 Jun 2021 Last Revised: 30 Jun 2021
Robert M. Adams, Kenneth P. Brevoort and John C. Driscoll
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 50 (700,239)
Citation 1

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13.

Credit Invisibles

Consumer Financial Protection Bureau Office of Research Reports Series No. 15-1
Number of pages: 37 Posted: 27 Nov 2018
Kenneth P. Brevoort, Philipp Grimm and Michelle Kambara
Board of Governors of the Federal Reserve System, Independent and Consumer Financial Protection Bureau
Downloads 171 (309,768)
Citation 2

Abstract:

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Foreclosure's Wake: The Credit Experiences of Individuals Following Foreclosure

Number of pages: 46 Posted: 23 Oct 2010
Kenneth P. Brevoort and Cheryl R. Cooper
Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau
Downloads 131 (385,794)
Citation 19

Abstract:

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credit scoring, foreclosure, consumer credit

Foreclosure's Wake: The Credit Experiences of Individuals Following Foreclosure

Real Estate Economics, Forthcoming
Posted: 16 May 2012
Kenneth P. Brevoort and Cheryl R. Cooper
Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau

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foreclosure, credit scores, consumer credit

15.

Becoming Credit Visible

Consumer Financial Protection Bureau Office of Research Reports Series No. 17-2
Number of pages: 35 Posted: 27 Nov 2018
Kenneth P. Brevoort and Michelle Kambara
Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau
Downloads 121 (408,785)

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16.

Credit Where None is Due? Authorized User Account Status and Piggybacking Credit

FEDS Working Paper No. 2010-23
Number of pages: 32 Posted: 31 Mar 2010 Last Revised: 03 May 2010
Robert B. Avery, Kenneth P. Brevoort and Glenn B. Canner
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 113 (430,015)
Citation 4

Abstract:

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credit scoring, authorized users, Regulation B, Equal Credit Opportunity Act, piggybacking credit

17.

Do Low Mortgage Balances Limit Refinancing Opportunities?

Number of pages: 45 Posted: 25 Jul 2022
Kenneth P. Brevoort
Board of Governors of the Federal Reserve System
Downloads 110 (438,483)

Abstract:

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mortgage refinancing, small-dollar mortgages, access to credit, Home Mortgage Disclosure Act (HMDA), National Mortgage Database (NMDB)

18.

Medical Debt and Credit Scores

Consumer Financial Protection Bureau Office of Research Reports Series No. 14-2
Number of pages: 20 Posted: 27 Nov 2018
Michelle Kambara and Kenneth P. Brevoort
Consumer Financial Protection Bureau and Board of Governors of the Federal Reserve System
Downloads 104 (456,615)

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19.

Credit Card Redlining Revisited

FEDS Working Paper No. 2009-39
Number of pages: 50 Posted: 15 Oct 2009
Kenneth P. Brevoort
Board of Governors of the Federal Reserve System
Downloads 87 (516,973)
Citation 8

Abstract:

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Credit cards, redlining, racial disparities, discrimination

20.

Is Lending Distance Really Changing?  Distance Dynamics and Loan Composition in Small Business Lending

Number of pages: 53 Posted: 27 Aug 2022
Robert M. Adams, Kenneth P. Brevoort and John C. Driscoll
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 40 (749,450)

Abstract:

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banking, small business lending, soft information, lending distance

21.

Are All Collections Equal? The Case of Medical Debt

Journal of Credit Risk, Vol. 11, No. 4, 2015
Number of pages: 26 Posted: 16 Jun 2016
Kenneth P. Brevoort and Michelle Kambara
Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau
Downloads 0 (1,093,683)
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Abstract:

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credit scoring, medical debt, collection accounts

22.

Opportunities and Issues in using HMDA Data

Journal of Real Estate Research, Vol. 29, No. 4, 2007
Posted: 15 Nov 2007
Robert B. Avery, Kenneth P. Brevoort and Glenn B. Canner
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

Abstract:

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HMDA, Home Morgage Disclosure Act, mortgage lending, home loans