Pamela Foohey

Yeshiva University - Benjamin N. Cardozo School of Law

Professor of Law

55 Fifth Ave.

New York, NY 10003

United States

SCHOLARLY PAPERS

38

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13,891

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Top 31,866

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16

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10

Scholarly Papers (38)

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1.

Graying of U.S. Bankruptcy: Fallout from Life in a Risk Society

Indiana Legal Studies Research Paper No. 406
Number of pages: 33 Posted: 18 Aug 2018 Last Revised: 08 Nov 2018
Deborah Thorne, Pamela Foohey, Robert M. Lawless and Katherine M. Porter
University of Idaho, Yeshiva University - Benjamin N. Cardozo School of Law, University of Illinois College of Law and University of California - Irvine School of Law
Downloads 5,013 (2,507)
Citation 8

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Bankruptcy, Older Americans, Risk, Economic Insecurity, Debt, Wealth, Safety Net

2.

Life in the Sweatbox

94 Notre Dame Law Review 219 (2018), University of Illinois College of Law Legal Studies Research Paper No. 18-21
Number of pages: 44 Posted: 01 Mar 2018 Last Revised: 17 Dec 2018
Pamela Foohey, Robert M. Lawless, Katherine M. Porter and Deborah Thorne
Yeshiva University - Benjamin N. Cardozo School of Law, University of Illinois College of Law, University of California - Irvine School of Law and University of Idaho
Downloads 1,013 (32,157)
Citation 1

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consumer bankruptcy, debt collection, debt, chapter 7, chapter 13, financial distress

3.

'No Money Down' Bankruptcy

Southern California Law Review, 2017, Forthcoming, UC Irvine School of Law Research Paper No. 2017-12, University of Illinois College of Law Legal Studies Research Paper No. 17-19
Number of pages: 56 Posted: 02 Mar 2017 Last Revised: 23 Oct 2017
Pamela Foohey, Robert M. Lawless, Katherine M. Porter and Deborah Thorne
Yeshiva University - Benjamin N. Cardozo School of Law, University of Illinois College of Law, University of California - Irvine School of Law and University of Idaho
Downloads 793 (45,094)

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Consumer Bankruptcy Project, bankruptcy, bankruptcy reform, chapter 7, chapter 13, consumer debtors, access to justice, attorneys fees, professional responsibility

4.

Bankrupting the Faith

Missouri Law Review, Forthcoming, Illinois Public Law Research Paper No. 13-33, Illinois Program in Law, Behavior and Social Science Paper No. LBSS13-29
Number of pages: 59 Posted: 18 Feb 2013 Last Revised: 17 Jan 2014
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 736 (49,822)
Citation 1

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bankruptcy, Chapter 11, reorganization, religious, church, non-profit, small business

5.

Portraits of Bankruptcy Filers

56 Georgia Law Review 573 (2022) , University of Illinois College of Law Legal Studies Research Paper 21-08
Number of pages: 78 Posted: 22 Mar 2021 Last Revised: 26 Jul 2022
Pamela Foohey, Robert M. Lawless and Deborah Thorne
Yeshiva University - Benjamin N. Cardozo School of Law, University of Illinois College of Law and University of Idaho
Downloads 633 (60,659)

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bankruptcy, consumer debtor, consumer debt, consumer credit, debt collection, mortgages, auto loans, student loans, financial fragility, racial disparity, gender disparity, divorce, garnishment, repossession, foreclosure, COVID-19, legal reform

6.

Driven to Bankruptcy

55 Wake Forest Law Review 287 (2020), University of Illinois College of Law Legal Studies Research Paper No. 20-01, Indiana Legal Studies Research Paper
Number of pages: 46 Posted: 19 Sep 2019 Last Revised: 04 Dec 2020
Pamela Foohey, Robert M. Lawless and Deborah Thorne
Yeshiva University - Benjamin N. Cardozo School of Law, University of Illinois College of Law and University of Idaho
Downloads 445 (93,617)

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consumer bankruptcy, chapter 7, chapter 13, automobiles, automobile lending, subprime auto lending, car loans, cars, auto debt, financial distress, license suspensions, parking tickets, auto repossession, debt collection

7.

Fintech's Role In Exacerbating or Reducing The Wealth Gap

2021 University of Illinois Law Review 459 (2021), UNM School of Law Research Paper No. 2020-03
Number of pages: 47 Posted: 08 Jun 2020 Last Revised: 17 Feb 2021
Pamela Foohey and Nathalie Martin
Yeshiva University - Benjamin N. Cardozo School of Law and University of New Mexico - School of Law
Downloads 416 (101,222)

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wealth gap, wealth inequality, income inequality, home loans, student loans, education loans, payday loans, alternative financial services, high-cost financial services, payroll cards, wage access programs, auto loans, car loans, auto title loans, public banking, consumer debt, consumer credit

8.

The Debt Collection Pandemic

California Law Review Online (2020 Forthcoming), U Iowa Legal Studies Research Paper No. 2020-22
Number of pages: 20 Posted: 09 Sep 2020 Last Revised: 28 Sep 2020
Pamela Foohey, Dalié Jiménez and Christopher K. Odinet
Yeshiva University - Benjamin N. Cardozo School of Law, University of California, Irvine School of Law and University of Iowa - College of Law
Downloads 376 (113,615)
Citation 4

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coronavirus, COVID-19, debt collection, consumer credit, foreclosure, repossession, garnishment, CARES Act, student loans, auto debt, mortgages, mortgage servicing, debtors' prison, attorney general, CFPB, FDCPA, UDAP

9.

When Faith Falls Short: Bankruptcy Decisions of Churches

76 Ohio State Law Journal 1319 (2015)
Number of pages: 48 Posted: 16 Feb 2015 Last Revised: 19 Jan 2016
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 376 (113,615)
Citation 1

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bankruptcy, chapter 11, reorganization, small business, nonprofit, religion, church, access to justice, stigma, shame, social networks, social norms, social spillover, legal system

10.

Lender Discrimination, Black Churches, and Bankruptcy

54 Houston Law Review 1079 (2017)
Number of pages: 59 Posted: 09 Dec 2015 Last Revised: 26 Aug 2017
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 311 (139,562)
Citation 3

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bankruptcy, chapter 11, reorganization, racial discrimination, disparate impact, implicit bias, churches, religious organizations, small business, lending

11.

Bursting the Auto Loan Bubble in the Wake of COVID-19

106 Iowa Law Review 2215 (2021)
Number of pages: 25 Posted: 30 Nov 2020 Last Revised: 03 Aug 2021
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 283 (153,909)

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COVID-19, coronavirus, auto sales, auto debt, auto loans, transportation, auto manufacturers, cars, consumer debt, consumer credit, repossession, CARES Act, household finances, vehicle emissions, pedestrians, sidewalks

12.

Credit Scoring Duality

85 Law and Contemporary Problems 101 (2022), Duke Law School Public Law & Legal Theory Series No. 2022-03, Cardozo Legal Studies Research Paper No. 676
Number of pages: 22 Posted: 28 Dec 2021 Last Revised: 23 Sep 2022
Pamela Foohey and Sara Sternberg Greene
Yeshiva University - Benjamin N. Cardozo School of Law and Duke University School of Law
Downloads 276 (157,837)

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credit report, credit scoring, renting, employment, consumer credit, racial disparities, alternative data, poverty, socio-economic class

13.

Calling on the CFPB for Help: Telling Stories and Consumer Protection

80 Law & Contemporary Problems (Forthcoming), Indiana Legal Studies Research Paper No. 356
Number of pages: 33 Posted: 10 Dec 2016 Last Revised: 27 May 2017
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 257 (169,593)
Citation 3

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CFPB, Consumer Complaint Database, Consumer Narratives, Consumer Protection, Law and Emotion, Consumer Law, Payday Loans, Predatory Lending, Student Loans, Mortgages, Debt Collection

14.

When Churches Reorganize

88 American Bankruptcy Law Journal 277 (2014), Illinois Program in Law, Behavior and Social Science Paper No. LBSS14-28, Illinois Public Law Research Paper No. 14-30
Number of pages: 30 Posted: 01 Mar 2014 Last Revised: 08 Oct 2014
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 253 (172,223)
Citation 1

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bankruptcy, Chapter 11, reorganization, nonprofit organizations, religious organizations, religion, financial distress, lawyering, empirical

15.

The Folly of Credit As Pandemic Relief

68 UCLA L. Rev. Disc. 126 (2020)
Number of pages: 20 Posted: 29 Apr 2020 Last Revised: 24 Jun 2020
Pamela Foohey, Dalié Jiménez and Christopher K. Odinet
Yeshiva University - Benjamin N. Cardozo School of Law, University of California, Irvine School of Law and University of Iowa - College of Law
Downloads 241 (180,442)

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coronavirus, covid-19, CARES Act, consumer credit, debt, social provision, direct payments, rebate relief, foreclosure moratorium, eviction moratorium, unemployment benefits, mortgage servicing

16.

Chapter 11 Reorganization and the Fair and Equitable Standard: How the Absolute Priority Rule Applies to All Nonprofit Entities

St. John's Law Review , Vol. 86, 2012, Illinois Public Law Research Paper No. 13-22
Number of pages: 56 Posted: 02 Sep 2012 Last Revised: 30 Jan 2014
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 201 (214,005)

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bankruptcy, absolute priority rule, nonprofit entities, charitable organizations, chapter 11, reorganization

17.

CARES Act Gimmicks: How Not To Give People Money During a Pandemic And What To Do Instead

2020 U. Ill. L. Rev. Online 81
Number of pages: 15 Posted: 24 Apr 2020
Pamela Foohey, Dalié Jiménez and Christopher K. Odinet
Yeshiva University - Benjamin N. Cardozo School of Law, University of California, Irvine School of Law and University of Iowa - College of Law
Downloads 188 (226,940)

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CARES Act, coronavirus, covid-19, relief rebate, direct payments, unemployment benefits, consumer debt, consumer credit, foreclosure moratorium, eviction moratorium

18.

Steering Loan Modifications Post-Pandemic

85 Law & Contemporary Problems 201 (2022), U Iowa Legal Studies Research Paper No. 2021-26, Cardozo Legal Studies Research Paper No. 667
Number of pages: 24 Posted: 25 Jun 2021 Last Revised: 21 Jun 2022
Pamela Foohey, Dalié Jiménez and Christopher K. Odinet
Yeshiva University - Benjamin N. Cardozo School of Law, University of California, Irvine School of Law and University of Iowa - College of Law
Downloads 181 (234,591)

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COVID-19, coronavirus, consumer debt, consumer credit, debt collection, forbearance, moratorium, modification, mortgages, mortgage servicing, loan servicing, auto loan, credit cards, student loans, bankruptcy, foreclosure, repossession, garnishment, CARES Act, American Rescue Plan Act, CFPB, UDAAP

19.

Consumers’ Declining Power In The Fintech Auto Loan Market

15 Brooklyn Journal of Corporate, Financial & Commercial Law __ (forthcoming 2021)
Number of pages: 43 Posted: 26 Aug 2020 Last Revised: 20 Feb 2021
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 173 (243,881)

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automobiles, cars, auto loans, auto debt, fintech, fintech finance, consumer bankruptcy, consumer debt, repossession, starter interrupter devices, Uber, racial discrimination

20.

Comments of Academics to Department of Education's RFI Regarding Evaluating Undue Hardship Claims in Adversary Actions Seeking Student Loan Discharge in Bankruptcy Proceedings (Docket No. Ed–2017–Ope–0085)

Indiana Legal Studies Research Paper No. 404
Number of pages: 26 Posted: 19 Jun 2018 Last Revised: 08 Nov 2018
Dalié Jiménez, Matthew A. Bruckner, Pamela Foohey, Brook Gotberg, Brook Gotberg and Chrystin D. Ondersma
University of California, Irvine School of Law, Howard University School of Law, Yeshiva University - Benjamin N. Cardozo School of Law, BYU Law SchoolUniversity of Missouri School of Law and Rutgers University School of Law
Downloads 169 (248,691)
Citation 2

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Bankruptcy, Higher Education, Student Loans, Discharge, Department of Education, ED, Undue Hardship

21.

Changing the Student Loan Dischargeability Framework: How the Department of Education Can Ease the Path for Borrowers in Bankruptcy

106 Minn. L. Rev. Headnotes 1 (2021), Cardozo Legal Studies Research Paper No. 665
Number of pages: 17 Posted: 22 Jun 2021 Last Revised: 24 Mar 2022
Pamela Foohey, Aaron Ament and Daniel Zibel
Yeshiva University - Benjamin N. Cardozo School of Law, National Student Legal Defense Network and National Student Legal Defense Network
Downloads 166 (252,377)

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student loans, education debt, bankruptcy, discharge, undue hardship, Department of Education, higher education COVID-19,

22.

Child Support and (in) Ability to Pay: The Case for the Cost Shares Model

Journal of Juvenile Law & Policy, Vol. 13, No. 1, 2009
Number of pages: 63 Posted: 22 Jan 2009 Last Revised: 15 Oct 2009
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 166 (252,377)

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child support, law and economics, law and psychology, children, divorce

23.

Access to Consumer Bankruptcy

34 Emory Bankruptcy Developments Journal 341 (2018), Indiana Legal Studies Research Paper No. 405
Number of pages: 24 Posted: 30 Jun 2018 Last Revised: 08 Nov 2018
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 161 (259,038)
Citation 1

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Consumer Bankruptcy, Access To Justice, Consumer Credit, Debt, CFPB, Consumer Complaints, Attorneys' Fees, Debt Collection, Consumer Law, Consumer Protection

24.

A New Deal for Debtors: Providing Procedural Justice in Consumer Bankruptcy

Boston College Law Review, Vol. 60, No. 8, 2019
Number of pages: 50 Posted: 17 Mar 2019 Last Revised: 05 Dec 2019
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 126 (313,885)
Citation 1

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Consumer Bankruptcy, Procedural Justice, Expressive Value of Law, Emotion and Law, Consumer Credit

25.

Consumer Credit in America: Past, Present, and Future (Introduction)

Law and Contemporary Problems, Vol. 80, 2017, Ohio State Public Law Working Paper No. 397
Number of pages: 6 Posted: 31 May 2017 Last Revised: 08 Jun 2017
Pamela Foohey, Jim Hawkins, Creola Johnson and Nathalie Martin
Yeshiva University - Benjamin N. Cardozo School of Law, University of Houston Law Center, Ohio State University - Michael E. Moritz College of Law and University of New Mexico - School of Law
Downloads 116 (333,109)

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consumer credit, payday loans, CFPB, debt criminalization, reverse mortgages, advertising, credit reports, consumer litigation funding

26.

Secured Credit in Religious Institutions' Reorganizations

2015 U Ill L Rev Slip Opinions 51
Number of pages: 10 Posted: 19 Apr 2015 Last Revised: 09 Jun 2017
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 104 (359,009)

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Chapter 11, reorganization, religious organizations, secured credit, 363 sale, bankruptcy

27.

Comments of Financial Regulation and Consumer Protection Scholars, and Former Regulators on CFPB's RFI Regarding Bureau Public Reporting Practices of Consumer Complaint Information (Docket No. CFPB-2018-0006)

U of Texas Law, Public Law Research Paper, Indiana Legal Studies Research Paper No. 403
Number of pages: 23 Posted: 27 Jun 2018 Last Revised: 08 Nov 2018
Pamela Foohey, Angela K. Littwin and Amy J. Schmitz
Yeshiva University - Benjamin N. Cardozo School of Law, University of Texas School of Law and Ohio State University Moritz College of Law
Downloads 86 (404,494)

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Consumer Financial Protection Bureau, CFPB, consumer law, consumer protection, consumer complaints, consumer complaint database

28.

Paying Women for Their Eggs for Use in Stem Cell Research

Pace Law Review, Vol. 30, No. 3, 2010
Number of pages: 28 Posted: 26 Nov 2010
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 85 (407,415)

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Stem Cell Research, Reproductive Technology, Egg Donation, Egg Extraction

29.

Recent Developments in Judicial Estoppel and Dismissal of Employment Discrimination Suits

American Bankruptcy Institute Journal, Vol. 29, No. 2, p. 16, 2010
Number of pages: 4 Posted: 17 Apr 2011
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 84 (410,264)

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employment, discrimination, judicial estoppel, bankruptcy, bankruptcy code

30.

Debt’s Emotional Encumbrances

Forthcoming in Edward Elgar Research Handbook on Law and Emotion (Susan A. Bandes, Jody Lynee Madeira, Kathryn Temple and Emily Kidd White eds. 2020), Indiana Legal Studies Research Paper
Number of pages: 18 Posted: 27 Oct 2019
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 73 (444,284)
Citation 1

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consumer credit, consumer bankruptcy, business bankruptcy, reorganization, debt, emotion theory, financial problems, legal system, commercial law

31.

In re Semcrude LP: Reigning in Triangular Setoff and Preserving Creditor Equality

American Bankruptcy Institute Journal, Vol. 28, No. 2, March 2009
Number of pages: 3 Posted: 20 Apr 2010
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 71 (451,011)

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Bankruptcy Code, Bankruptcy, Setoff, Off-Set, Chapter 11

32.

Applying the Lessons of GPS Monitoring of Batterers to Sex Offenders

Harvard Civil Rights - Civil Liberties Law Review (CR-CL), Vol. 43, No. 1, Winter 2008
Number of pages: 4 Posted: 21 Apr 2010
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 64 (475,788)

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gps tracking, gps monitoring, sex offender, batterer, domestic abuse, recidivism, residency restrictions

33.

Jevic's Promise: Procedural Justice in Chapter 11

93 Wash. L. Rev. Online 128 (2018)
Number of pages: 15 Posted: 27 Dec 2018
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 61 (487,371)

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Jevic, procedural justice, chapter 11, bankruptcy, reorganization, corporate reorganization, secured credit, debtor in possession financing, structured dismissals, 363 sales, process, legal process, aggregate litigation

34.

The Chapter 15 Two-Step: Shall We Dance?

ABI Journal, p. 34, June 2011
Number of pages: 3 Posted: 02 Sep 2012
Pamela Foohey and Eric Lopez Schnabel
Yeshiva University - Benjamin N. Cardozo School of Law and Dorsey & Whitney LLP
Downloads 48 (542,374)

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35.

ADA Employment Discrimination Claims Addressed in Rederford v. US Airways

American Bankruptcy Institute Journal, April 2010
Number of pages: 3 Posted: 20 Apr 2010
Pamela Foohey and Eric Lopez Schnabel
Yeshiva University - Benjamin N. Cardozo School of Law and Dorsey & Whitney LLP
Downloads 47 (547,080)

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Americans with Disabilities Act, ADA, Bankruptcy Code, bankruptcy, claim

36.

Attorneys’ Fees and Chapter Choice: Exploring 'No Money Down' Chapter 13 Bankruptcy

ABI Journal, Vol. XXXVI, No. 6 (2017)
Number of pages: 4 Posted: 24 Oct 2019
Pamela Foohey, Robert M. Lawless, Katherine M. Porter and Deborah Thorne
Yeshiva University - Benjamin N. Cardozo School of Law, University of Illinois College of Law, University of California - Irvine School of Law and University of Idaho
Downloads 37 (598,541)

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bankruptcy, bankruptcy reform, chapter 7, chapter 13, consumer debtors, consumer bankruptcy, access to justice, attorneys fees, professional responsibility

37.

Fines, Fees, and Filing Bankruptcy

98 North Carolina Law Review 419 (2020), Indiana Legal Studies Research Paper
Number of pages: 8 Posted: 06 Mar 2020
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 35 (609,988)

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criminal fine, criminal fee, civil fine, civil fee, court debt, bankruptcy, discharge, chapter 7, chapter 13, consumer, access to justice, access to courts, economic class, social class, race, ethnicity

38.

Consumer Bankruptcy Should Be Increasingly Irrelevant--Why Isn't It?

36 Emory Bankruptcy Developments Journal 653 (2020)
Number of pages: 12 Posted: 26 Aug 2020
Pamela Foohey
Yeshiva University - Benjamin N. Cardozo School of Law
Downloads 27 (661,253)

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consumer bankruptcy, consumer credit, consumer debt, home loans, student loans, auto debt, car loans, debt collection, medical debt, credit cards