Maximilian D. Schmeiser

Amazon Lending

Senior Economist and Chief of Risk Management

Seattle, WA 98144

United States

SCHOLARLY PAPERS

24

DOWNLOADS
Rank 19,597

SSRN RANKINGS

Top 19,597

in Total Papers Downloads

3,327

SSRN CITATIONS
Rank 11,038

SSRN RANKINGS

Top 11,038

in Total Papers Citations

47

CROSSREF CITATIONS

65

Scholarly Papers (24)

State Mandated Financial Education and the Credit Behavior of Young Adults

Number of pages: 42 Posted: 21 Feb 2015
Alexandra Brown, J. Michael Collins, Maximilian D. Schmeiser and Carly Urban
Board of Governors of the Federal Reserve System, University of Wisconsin - Madison, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 450 (81,717)
Citation 10

Abstract:

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Financial literacy, financial education, credit score, delinquency

State Mandated Financial Education and the Credit Behavior of Young Adults

Divisions of Research & Statistics and Monetary Affairs Federal Reserve Board, Washington, D.C., Finance and Economics Discussion Series No. 2014-68
Number of pages: 42 Posted: 15 Sep 2014
Alexandra Brown, J. Michael Collins, Maximilian D. Schmeiser and Carly Urban
Board of Governors of the Federal Reserve System, University of Wisconsin - Madison, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 286 (136,081)
Citation 10

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financial literacy, financial education, personal finance, synthetic controls

2.

Risk Perception, Risk Tolerance and Consumer Adoption of Mobile Banking Services

Number of pages: 35 Posted: 30 Apr 2012 Last Revised: 20 Feb 2013
Alice Cope, Alexandra Rock and Maximilian D. Schmeiser
Cornell University, Board of Governors of the Federal Reserve System and Amazon Lending
Downloads 649 (52,262)
Citation 1

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Mobile Banking, Risk Tolerance, Risk Perception, Technology Adoption

3.

Good Advice, Good Outcomes? How Financial Advice-Seeking Relates to Self-Perceived Financial Well-Being

Number of pages: 26 Posted: 08 May 2013
Maximilian D. Schmeiser and Jeanne M. Hogarth
Amazon Lending and Board of Governors of the Federal Reserve System
Downloads 237 (165,102)
Citation 1

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Financial Planning, Financial Advice, Financial Satisfaction, Financial Well-being

Seniors’ Home Equity Extraction: Credit Constraints and Borrowing Channels

Number of pages: 35 Posted: 04 Feb 2016 Last Revised: 25 Jun 2019
Stephanie Moulton, Samuel Dodini, Donald R. Haurin and Maximilian D. Schmeiser
Ohio State University- John Glenn College of Public Affairs, Cornell University, College of Human Ecology, Students, Ohio State University (OSU) - Economics and Amazon Lending
Downloads 144 (257,161)
Citation 1

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equity extraction, mortgages, home equity, household finance, reverse mortgages

How House Price Dynamics and Credit Constraints Affect the Equity Extraction of Senior Homeowners

FEDS Working Paper No. 2015-070, http://dx.doi.org/10.17016/FEDS.2015.070
Number of pages: 39 Posted: 21 Sep 2015
Stephanie Moulton, Samuel Dodini, Donald R. Haurin and Maximilian D. Schmeiser
Ohio State University- John Glenn College of Public Affairs, Cornell University, College of Human Ecology, Students, Ohio State University (OSU) - Economics and Amazon Lending
Downloads 39 (546,869)
Citation 1

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Home Equity Extraction, Mortgages and credit, Reverse Mortgages

5.

Does Salient Financial Information Affect Academic Performance and Borrowing Behavior Among College Students?

FEDS Working Paper No. 2015-075, http://dx.doi.org/10.17016/FEDS.2015.075
Number of pages: 38 Posted: 21 Sep 2015 Last Revised: 24 Oct 2015
Maximilian D. Schmeiser, Christiana Stoddard and Carly Urban
Amazon Lending, Montana State University - Bozeman and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 174 (219,053)
Citation 2

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financial counseling, financial education, financial literacy, higher education, student loans

Estimating the Effects of Foreclosure Counseling for Troubled Borrowers

Number of pages: 42 Posted: 20 Jul 2010
J. Michael Collins and Maximilian D. Schmeiser
University of Wisconsin - Madison and Amazon Lending
Downloads 113 (308,951)
Citation 1

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counseling, foreclosure, mortgage default

Estimating the Effects of Foreclosure Counseling for Troubled Borrowers

Number of pages: 43 Posted: 03 Sep 2010
J. Michael Collins and Maximilian D. Schmeiser
University of Wisconsin - Madison and Amazon Lending
Downloads 52 (485,328)
Citation 1

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Is Smoking Inferior? Evidence from Variation in the Earned Income Tax Credit

Number of pages: 36 Posted: 18 Nov 2011 Last Revised: 03 Jul 2013
Donald Kenkel, Maximilian D. Schmeiser and Carly Urban
Cornell University - Department of Policy Analysis & Management (PAM), Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 123 (290,536)
Citation 7

Abstract:

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Smoking, Income Elasticity, Cigarettes, Earned Income Tax Credit, EITC 1

Is Smoking Inferior? Evidence from Variation in the Earned Income Tax Credit

Number of pages: 46 Posted: 06 May 2014 Last Revised: 01 Dec 2021
Donald Kenkel, Maximilian D. Schmeiser and Carly Urban
Cornell University - Department of Policy Analysis & Management (PAM), Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 8 (771,326)
Citation 2

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Spatial Variation in Reverse Mortgages Usage: House Price Dynamics and Consumer Selection

Number of pages: 30 Posted: 25 Jun 2014
Ohio State University (OSU) - Economics, Ohio State University (OSU) - Economics, Ohio State University- John Glenn College of Public Affairs, Amazon Lending, U.S. Department of the Treasury - Office of Economic Policy and Ohio State University (OSU) - Economics
Downloads 123 (290,536)
Citation 15

Abstract:

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Reverse Mortgages, Mortgage Choice, Senior Housing

Spatial Variation in Reverse Mortgages Usage: House Price Dynamics and Consumer Selection

Journal of Real Estate Finance and Economics, Vol. 53, No. 3, 2016
Posted: 19 Sep 2016
Ohio State University (OSU) - Economics, Ohio State University (OSU) - Economics, Ohio State University- John Glenn College of Public Affairs, Amazon Lending, U.S. Department of the Treasury - Office of Economic Policy and Ohio State University (OSU) - Economics

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Reverse mortgages, Mortgage choice, Senior housing

9.

Using the Right Yardstick: Assessing Financial Literacy Measures by Way of Financial Well-Being

Number of pages: 41 Posted: 02 Mar 2012
Maximilian D. Schmeiser and Jason S. Seligman
Amazon Lending and U.S. Department of the Treasury - Office of Economic Policy
Downloads 123 (289,259)
Citation 6

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financial literacy, asset accumulation, financial resiliance

10.

The Impact of Long Term Participation in the Supplemental Nutrition Assistance Program on Child Obesity

Number of pages: 35 Posted: 19 Jul 2010
Maximilian D. Schmeiser
Amazon Lending
Downloads 122 (290,999)
Citation 5

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Child obesity, Food Stamps, Supplemental Nutrition Assistance, BMI

11.

Expanding Wallets and Waistlines: The Impact of Family Income on the BMI of Women and Men Eligible for the Earned Income Tax Credit

Institute for Research on Poverty Discussion Paper No. 1339-08
Number of pages: 35 Posted: 07 Apr 2009
Maximilian D. Schmeiser
Amazon Lending
Downloads 106 (321,173)
Citation 20

Abstract:

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obesity, body mass index, BMI, income, EITC

12.

The Impact of Prescription Drug Black Box Warnings on College Students’ Risk Perceptions and Information Processing

Number of pages: 32 Posted: 27 Feb 2010
J. Michael Collins and Maximilian D. Schmeiser
University of Wisconsin - Madison and Amazon Lending
Downloads 87 (364,508)

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Product Disclosure, Risk Perception

13.

How Home Equity Extraction and Reverse Mortgages Affect the Credit Outcomes of Senior Households

Michigan Retirement Research Center Research Paper No. 2016-351
Number of pages: 63 Posted: 17 Dec 2016
Stephanie Moulton, Donald R. Haurin, Samuel Dodini and Maximilian D. Schmeiser
Ohio State University- John Glenn College of Public Affairs, Ohio State University (OSU) - Economics, Cornell University, College of Human Ecology, Students and Amazon Lending
Downloads 80 (383,332)
Citation 4

Abstract:

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retirement security, home equity extraction, credit outcomes

14.

Protecting Minority Homeowners: Race, Foreclosure Counseling and Mortgage Modifications

Journal of Consumer Affairs, 47(2), 289-310.
Number of pages: 22 Posted: 24 Oct 2012 Last Revised: 06 Feb 2014
J. Michael Collins, Maximilian D. Schmeiser and Carly Urban
University of Wisconsin - Madison, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 67 (422,778)

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Mortgage Default and Foreclosure, Financial Counseling, Default Counseling, Mortgage Modification

15.

The Importance of State Anti-Discrimination Laws on Employer Accommodation and the Movement of Their Employees Onto Social Security Disability Insurance

Michigan Retirement Research Center Research Paper No. 2011-251
Number of pages: 24 Posted: 19 Nov 2011 Last Revised: 02 Apr 2015
Richard V. Burkhauser, Lauren Hersch Nicholas and Maximilian D. Schmeiser
Cornell University - Department of Policy Analysis & Management (PAM), University of Michigan at Ann Arbor - Institute for Social Research (ISR) and Amazon Lending
Downloads 65 (429,475)
Citation 2

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disability, SSDI, HRS, Social Security Disability Insurance, Health and Retirement Study

16.

The Effects of Female Labor Force Participation on Obesity

Federal Reserve Bank of St. Louis Working Paper No. 2011-035A
Number of pages: 32 Posted: 12 Apr 2012
Monash University, Inter-American Development Bank, Federal Reserve Bank of St. Louis and Amazon Lending
Downloads 60 (446,952)

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Female Labor Force Participation, Obesity, Earned Income Tax Credit

17.

The Ability of Various Measures of Fatness to Predict Application for Disability Insurance

Michigan Retirement Research Center Research Paper No. 2008-185
Number of pages: 31 Posted: 05 Feb 2009
Richard V. Burkhauser, John Cawley and Maximilian D. Schmeiser
Cornell University - Department of Policy Analysis & Management (PAM), Cornell University - College of Human Ecology, Department of Policy Analysis & Management (PAM) and Amazon Lending
Downloads 56 (461,831)
Citation 1

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18.

Expanding New York State's Earned Income Tax Credit Program: The Effect on Work, Income, and Poverty

Institute for Research on Poverty Discussion Paper No. 1341-08
Number of pages: 32 Posted: 24 Feb 2009
Maximilian D. Schmeiser
Amazon Lending
Downloads 54 (469,406)

Abstract:

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Poverty, EITC, Labor Supply

19.

The Effects of Female Labor Force Participation on Obesity

Number of pages: 33 Posted: 13 Nov 2011
affiliation not provided to SSRN, Inter-American Development Bank, Federal Reserve Bank of St. Louis and Amazon Lending
Downloads 49 (489,676)

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female labor force participation, obesity, earned income tax credit

The Determinants of Subprime Mortgage Performance Following a Loan Modification

FEDS Working Paper No. 2015-006, http://dx.doi.org/10.17016/FEDS.2015.006
Number of pages: 39 Posted: 14 Feb 2015
Maximilian D. Schmeiser and Matthew Gross
Amazon Lending and Federal Reserve Banks
Downloads 37 (557,563)
Citation 1

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Foreclosure, HAMP, Mortgage Default, Mortgage Modifications, Subprime

The Determinants of Subprime Mortgage Performance Following a Loan Modification

Journal of Real Estate Finance and Economics, Vol. 52, No. 1, 2016
Posted: 17 Dec 2015
Maximilian D. Schmeiser and Matthew Gross
Amazon Lending and Federal Reserve Banks

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Mortgage modification; Subprime; Mortgage default; Foreclosure; HAMP

21.

Differences in the U.S. Trends in the Prevalence of Obesity Based on Body Mass Index and Skinfold Thickness

Number of pages: 28 Posted: 01 Jun 2009 Last Revised: 17 Jan 2014
Richard V. Burkhauser, John Cawley and Maximilian D. Schmeiser
Cornell University - Department of Policy Analysis & Management (PAM), Cornell University - College of Human Ecology, Department of Policy Analysis & Management (PAM) and Amazon Lending
Downloads 23 (628,765)

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22.

Saving for College and Section 529 Plans

FEDS Notes No. 2016-02-03 https://doi.org/10.17016/2380-7172.1684
Posted: 17 Mar 2016
Simona Hannon, Kevin B. Moore, Maximilian D. Schmeiser and Irina Stefanescu
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Amazon Lending and Board of Governors of the Federal Reserve System

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23.

Should you Trust Things you Hear Online? Comparing SHED and Census Bureau Survey Results

FEDS Notes No. 2015-10-15 https://doi.org/10.17016/2380-7172.1619
Posted: 31 Oct 2015
Jeff Larrimore, Maximilian D. Schmeiser and Sebastian Devlin-Foltz
Board of Governors of the Federal Reserve System, Amazon Lending and Board of Governors of the Federal Reserve System

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24.

The Importance of Anti-Discrimination and Workers’ Compensation Laws on the Provision of Workplace Accommodations Following the Onset of a Disability

Industrial and Labor Relations Review, Vol. 65, No. 1, 2012
Posted: 20 Feb 2012
Richard V. Burkhauser, Maximilian D. Schmeiser and Robert Weathers
Cornell University - Department of Policy Analysis & Management (PAM), Amazon Lending and Government of the United States of America - Social Security Administration

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disability, workers' compensation, ADA, workplace accommodation