Oz Shy

Federal Reserve Banks - Federal Reserve Bank of Atlanta

1000 Peachtree Street N.E.

Atlanta, GA 30309-4470

United States

http://www.frbatlanta.org/research/economists/shy-oz.aspx?panel=1

SCHOLARLY PAPERS

60

DOWNLOADS
Rank 9,444

SSRN RANKINGS

Top 9,444

in Total Papers Downloads

8,454

SSRN CITATIONS
Rank 9,487

SSRN RANKINGS

Top 9,487

in Total Papers Citations

103

CROSSREF CITATIONS

51

Scholarly Papers (60)

1.

A Short Survey of Network Economics

FRB of Boston Working Paper No. 10-3
Number of pages: 49 Posted: 06 May 2010
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 598 (76,108)
Citation 7

Abstract:

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Survey, Network Economics, Network Industries, Network Effects, Network Externalities

2.

Costs and Benefits of Building Faster Payment Systems: The U.K. Experience and Implications for the United States

Federal Reserve Bank of Boston Research Paper Series Current Policy Perspectives No. 14-5
Number of pages: 47 Posted: 14 Feb 2015
Federal Reserve Banks - Federal Reserve Bank of Atlanta, Boston University - Department of Economics, Federal Reserve Bank of Boston - Research Department and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 475 (101,114)
Citation 6

Abstract:

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fast payments systems, cost-benefit analysis, account-to-account (A2A) transfers, person-to-person (P2P) payments

3.

Minimum Wage as a Focal Point

Number of pages: 26 Posted: 09 Oct 2014 Last Revised: 12 Jul 2018
Oz Shy and David Hao Zhang
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Rice University - Jesse H. Jones Graduate School of Business
Downloads 419 (117,143)

Abstract:

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Low minimum wage, wage collusion, wage competition, imperfectly-competitive labor markets, focal point, antitrust law

4.

Stock Exchange Alliances, Access Fees and Competition

Bank of Finland Working Paper No. 22/2001
Number of pages: 42 Posted: 30 Oct 2001
Oz Shy and Juha Tarkka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Bank of Finland - Research
Downloads 408 (120,779)
Citation 14

Abstract:

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stock exchange alliances, access fees, competition among stock exchanges

5.

Market Dominance and Behavior-Based Pricing Under Horizontal and Vertical Differentiation

Number of pages: 27 Posted: 08 Nov 2007
University of Vienna, Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 329 (153,246)
Citation 2

Abstract:

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market dominance, behavior-based pricing, consumer loyalty, poaching, price discrimination, horizontal and vertical differentiation

6.

Window Shopping

Number of pages: 18 Posted: 06 Jan 2014
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 315 (161,661)

Abstract:

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window shopping, showrooming, brick-and-mortar stores, online shopping, online retailers, virtual stores, bricks and clicks

7.

Customer Privacy and Competition

Number of pages: 36 Posted: 10 Jan 2014 Last Revised: 27 Jul 2015
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 313 (161,661)
Citation 4

Abstract:

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customer privacy, privacy protection, customer recognition, price discrimination, behavior-based pricing

Limited Deposit Insurance Coverage and Bank Competition

FEDS Working Paper No. 2014-99
Posted: 09 Jul 2021
Federal Reserve Banks - Federal Reserve Bank of Atlanta, affiliation not provided to SSRN and Board of Governors of the Federal Reserve System

Abstract:

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Limited Deposit Insurance Coverage and Bank Competition

FEDS Working Paper No. 2014-53
Posted: 09 Jul 2021
Federal Reserve Banks - Federal Reserve Bank of Atlanta, affiliation not provided to SSRN and Board of Governors of the Federal Reserve System

Abstract:

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Limited Deposit Insurance Coverage and Bank Competition

Number of pages: 38 Posted: 19 Jun 2014 Last Revised: 20 Apr 2016
Federal Reserve Banks - Federal Reserve Bank of Atlanta, Hanken School of Economics and Board of Governors of the Federal Reserve System
Downloads 175 (282,773)

Abstract:

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Limited deposit insurance coverage, deposit rates, bank competition, bailout cost.

Limited Deposit Insurance Coverage and Bank Competition

FEDS Working Paper No. 2014-53
Number of pages: 40 Posted: 10 Aug 2014
Federal Reserve Banks - Federal Reserve Bank of Atlanta, Hanken School of Economics and Board of Governors of the Federal Reserve System
Downloads 82 (498,761)

Abstract:

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Limited deposit insurance coverage, deposit rates, bank competition

Limited Deposit Insurance Coverage and Bank Competition

FEDS Working Paper No. 2014-99
Number of pages: 42 Posted: 10 Dec 2014
Federal Reserve Banks - Federal Reserve Bank of Atlanta, Hanken School of Economics and Board of Governors of the Federal Reserve System
Downloads 51 (643,394)
Citation 6

Abstract:

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Limited deposit insurance coverage, deposit rates, bank competition

9.

Relative Market Share, Leadership and Competition in Concentrated Banking Markets

ICER Working Paper Series No. 14-2005
Number of pages: 20 Posted: 28 Jul 2005
University of Haifa - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 264 (192,711)
Citation 1

Abstract:

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10.

Who Gains and Who Loses from Credit Card Payments? Theory and Calibrations

FRB of Boston Public Policy Discussion Paper No. 10-3
Number of pages: 61 Posted: 03 Aug 2010 Last Revised: 03 Sep 2010
Federal Reserve Bank of Boston - Research Department, Federal Reserve Banks - Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston
Downloads 263 (193,472)
Citation 18

Abstract:

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Credit Cards, Cash, Merchant Fees, Rewards, Regressive Transfers, No Surcharge Rule

11.

Cash Payments and the Penny Policy Debate

Number of pages: 39 Posted: 09 Apr 2021 Last Revised: 10 Feb 2023
Brian C. Prescott and Oz Shy
Washington University in St. Louis - Department of Economics and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 237 (214,196)

Abstract:

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Optimal currency denominations, cash transactions, burden of exchanging cash, penny elimination.

12.

Tips versus Higher Wages: Data, Theory, and Simulations

Number of pages: 28 Posted: 01 Mar 2018 Last Revised: 08 Feb 2019
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 224 (226,253)

Abstract:

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Minimum wage for tipped employees, minimum wage, tipping, service charge, tip income, tipping as a social norm.

13.

Anti-Poaching Agreements in Labor Markets

Number of pages: 41 Posted: 25 Feb 2015 Last Revised: 12 May 2018
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 218 (232,114)
Citation 1

Abstract:

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Anti-poaching agreements, wage competition, anticompetitive behavior, poaching offers, switching employers, labor mobility, productivity

14.

Person-to-Person Electronic Funds Transfers: Recent Developments and Policy Issues

FRB of Boston Public Policy Discussion Paper No. 10-1
Number of pages: 42 Posted: 27 Feb 2010 Last Revised: 03 Mar 2010
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 189 (264,354)

Abstract:

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Automated Clearing Houses (ACH), Person-To-Person Electronic Funds Transfers, Account-To-Account Transfers, Online Banking, Mobile Banking

15.
Downloads 185 (269,505)
Citation 2

Cashless Stores and Cash Users

Number of pages: 27 Posted: 21 May 2019 Last Revised: 16 Feb 2021
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 131 (359,404)
Citation 2

Abstract:

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Cashless stores, , policy options for alternatives to cash, banning cashless stores, consumer payment choice, in-person purchases.

Cashless Stores and Cash Users

FRB Atlanta Working Paper No. 2019-11
Number of pages: 26 Posted: 09 May 2019 Last Revised: 29 Apr 2020
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 54 (626,271)

Abstract:

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cashless stores, banning cashless stores, consumer payment choice, in-person purchases, alternatives to cash, random utility

16.

Common Ownership, Institutional Investors, and Welfare

Number of pages: 30 Posted: 02 Jan 2019 Last Revised: 28 Jul 2023
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 173 (285,744)
Citation 5

Abstract:

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Common ownership, institutional investors, market power, portfolio diversification.

Alternative Methods for Studying Consumer Payment Choice

Number of pages: 30 Posted: 01 Jun 2018 Last Revised: 24 Oct 2022
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 133 (355,217)
Citation 2

Abstract:

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Studying consumer payment choice, statistical learning, machine learning.

Alternative Methods for Studying Consumer Payment Choice

FRB Atlanta Working Paper No. 2020-8
Number of pages: 25 Posted: 06 Aug 2020
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 37 (734,496)
Citation 1

Abstract:

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studying consumer payment choice, point of sale, statistical learning, machine learning

18.

Dynamic Models of Religious Conformity and Conversion: Theory and Calibrations

WZB Markets and Political Economy Working Paper No. SP II 2005-12
Number of pages: 39 Posted: 31 Aug 2005
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 163 (300,515)
Citation 1

Abstract:

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Conversion, Religious conformity, Role of the Church, Nonconformity, Nonreligious people, Religious Affiliation, Parents' education, Believers

19.

A Model of Student Loans and the Burden of Tuition

Number of pages: 17 Posted: 27 Jun 2022 Last Revised: 02 Nov 2022
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 155 (313,461)
Citation 1

Abstract:

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Student loans, tuition inflation, tuition hike, tuition burden.

20.

Undercut-Proof Equilibria with Multiple Firms

Number of pages: 16 Posted: 01 Dec 2013 Last Revised: 27 Mar 2015
Peter B. Morgan and Oz Shy
University at Buffalo and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 152 (318,738)
Citation 1

Abstract:

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Undercut-Proof Equilibrium, Differentiated Products, Multiple firms, Conjectural Variations

21.
Downloads 142 (338,513)
Citation 2

Consumer Use of Multiple Payment Methods

Number of pages: 23 Posted: 28 Jun 2019 Last Revised: 16 Dec 2020
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 117 (391,412)
Citation 1

Abstract:

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Multiple payment methods, consumer payment choice, payment instruments, in-person purchases, concentration and inequality measures.

Consumer Use of Multiple Payment Methods

FRB Atlanta Working Paper No. 2019-19
Number of pages: 18 Posted: 03 Dec 2019 Last Revised: 29 Apr 2020
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 25 (840,471)

Abstract:

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multiple payment methods, consumer payment choice, payment instruments, in-person purchases, concentration measures

22.

Ring-Fencing, Lending Competition, and Taxpayer Exposure

Number of pages: 30 Posted: 25 Nov 2016 Last Revised: 02 Sep 2017
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 136 (348,216)
Citation 2

Abstract:

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Ring-fencing, separation of retail banking and investment banking, financial crises, bailout of banks, lending market competition

23.

Price Competition, Business Hours, and Shopping Time Flexibility

WZB Markets and Political Economy Working Paper No. SP II 2004-14
Number of pages: 32 Posted: 10 Jan 2005
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 136 (348,216)
Citation 1

Abstract:

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Business Hours, Delayed or Advanced Shopping, Differentiated Business Hours, Price Competition, Shopping Time Flexibility

24.

Hotelling's Model with Firms Located Close to Each Other

Number of pages: 24 Posted: 24 Mar 2022 Last Revised: 27 Feb 2023
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 121 (380,314)

Abstract:

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Hotelling's model, imperfect competition, product differentiation, location model, nonexistence of Nash equilibria, undercut-proof equilibria.

25.

Do Tips Increase Workers' Income?

Number of pages: 25 Posted: 01 Dec 2013 Last Revised: 03 Feb 2014
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 121 (380,314)
Citation 2

Abstract:

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Tipping, hourly wage, tip-inclusive hourly income, tipping as a social norm

How Currency Denomination and the ATM Affect the Way We Pay

Number of pages: 24 Posted: 08 Jan 2019 Last Revised: 08 Mar 2020
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 60 (594,323)
Citation 1

Abstract:

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Currency denomination, automated teller machines, ATM, cash payments, consumer payment choice, payment methods, in-person purchases.

How Currency Denomination and the ATM Affect the Way We Pay

FRB Atlanta Working Paper No. 2019-2
Number of pages: 24 Posted: 26 Feb 2019
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 54 (631,866)
Citation 1

Abstract:

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currency denominations, automated teller machines, ATM, cash payments, consumer payment choice, payment methods, in-person purchases

27.

An Overlapping Generations Model of Taxpayer Bailouts of Banks

Number of pages: 30 Posted: 02 Mar 2016 Last Revised: 24 Sep 2017
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 106 (418,203)

Abstract:

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Bank failures, taxpayer bailout of banks, equity bail-in, risk-taking by banks, financial fragility

28.

Noncompete Agreements, Training, and Wage Competition

Number of pages: 34 Posted: 05 Jan 2022 Last Revised: 05 Oct 2022
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 103 (426,832)

Abstract:

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Noncompete agreements, wage competition, on-the-job training, labor law, switching costs

29.

Interchange fees with cashless stores, cashless consumers, and cash-only consumers

Number of pages: 14 Posted: 27 Aug 2021 Last Revised: 03 Feb 2022
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 101 (432,794)
Citation 1

Abstract:

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Interchange fees, cashless stores, cashless consumers, debit and credit cards, antitrust regulation, card organizations, payment choice.

Real Estate Brokers and Commission: Theory and Calibrations

FRB of Boston Working Paper No. 09-8
Number of pages: 22 Posted: 18 Sep 2009
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 99 (441,697)
Citation 4

Abstract:

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real estate brokers, selling a house, conflict of interest, middleman, commission, price fixing

Real Estate Brokers and Commission: Theory and Calibrations

Journal of Real Estate Finance and Economics, Vol. 45, No. 4, 2012
Posted: 13 Dec 2012 Last Revised: 30 Nov 2013
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta

Abstract:

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real estate brokers, selling a house, conflict of interest, Middleman, commission, price fixing, loss aversion

31.

Bank Competition, Real Investments, and Welfare

Number of pages: 23 Posted: 04 Aug 2016 Last Revised: 10 Sep 2018
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 98 (444,545)
Citation 1

Abstract:

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Investment crowding-out, size of the banking sector, deposit market competition, economic growth

32.

History-Based versus Uniform Pricing in Growing and Declining Markets

Number of pages: 36 Posted: 24 Oct 2015 Last Revised: 06 Apr 2018
Federal Reserve Banks - Federal Reserve Bank of Atlanta, Hanken School of Economics and Rice University - Jesse H. Jones Graduate School of Business
Downloads 97 (444,545)

Abstract:

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Growing market, declining market, history-based pricing, uniform pricing, consumer lock-in

33.

College Education, Earning Inequality, and Market Power

Number of pages: 32 Posted: 25 Jan 2021 Last Revised: 11 Oct 2021
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 95 (450,649)

Abstract:

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College Education; Rising Earning Inequality; Increased Market Power; Reduced Competition

34.

How are U.S. Consumers Using General Purpose Reloadable Prepaid Cards?: Are They Being Used as Substitutes for Checking Accounts?

Federal Reserve Bank of Boston Research Data Reports No. 15-3
Number of pages: 17 Posted: 19 Oct 2015
Claire Greene and Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 94 (453,787)
Citation 1

Abstract:

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prepaid cards, nonbank payment services, bank�like services, Survey of Consumer Payment Choice, Diary of Consumer Payment Choice

35.

How Many Cards Do You Use?

Number of pages: 33 Posted: 20 Jan 2014 Last Revised: 14 Jul 2014
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 81 (497,357)
Citation 7

Abstract:

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Payment card use, choice of payment cards, multi-homing, single-homing

36.

An OLG Model of Common Ownership: Effects on Consumption and Investments

Number of pages: 26 Posted: 26 Sep 2018 Last Revised: 22 Aug 2019
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 80 (501,026)
Citation 1

Abstract:

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Common ownership, institutional investors, real versus financial investments, market power, savings and investments, investment crowding-out, overlapping generations.

37.

Dynamic Labor Market Competition and Wage Seniority

Number of pages: 31 Posted: 23 Jun 2017 Last Revised: 22 Aug 2018
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 78 (508,354)

Abstract:

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Wage Seniority Premium, Dynamic Wage Competition, Wage-Tenure Profiles, Job Switching, Labor Market Competition

38.

Why Do Card Issuers Charge Proportional Fees?

Federal Reserve Bank of Kansas City Working Paper No. 08-13
Number of pages: 20 Posted: 31 Jan 2009
Oz Shy and Zhu Wang
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 78 (508,354)
Citation 1

Abstract:

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Payment cards, proportional and fixed fees, two-sided market

39.
Downloads 77 (512,240)
Citation 3

Low-Income Consumers and Payment Choice

Number of pages: 20 Posted: 08 Mar 2020 Last Revised: 02 Oct 2020
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 39 (720,078)

Abstract:

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Consumer payment choice, household income, financial inclusion, unbanked consumers.

Low-Income Consumers and Payment Choice

FRB Atlanta Working Paper No. 2020-3
Number of pages: 16 Posted: 29 Apr 2020
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 38 (727,357)
Citation 2

Abstract:

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consumer payment choice, household income, diversity, unbanked consumers, random utility analysis, unbanked, financial inclusion, consumer surveys, consumer behavior

40.

Exclusion, Competition, and Regulation in the Retail Loan Market

Number of pages: 29 Posted: 06 Jan 2014 Last Revised: 07 Jul 2014
Arie Melnik and Oz Shy
University of Haifa - Department of Economics and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 77 (512,240)

Abstract:

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Credit quality, financial regulation, lending, exclusion of borrowers

How People Pay Each Other: Data, Theory, and Calibrations

Number of pages: 30 Posted: 19 Mar 2021 Last Revised: 21 Aug 2021
Federal Reserve Banks - Federal Reserve Bank of Atlanta, Washington University in St. Louis - Department of Economics and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 48 (661,176)

Abstract:

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Consumer payment choice, person-to-person payments, electronic payments, mixed logit, machine learning, random matching.

How People Pay Each Other: Data, Theory, and Calibrations

FRB Atlanta Working Paper No. 2021-11
Number of pages: 37 Posted: 14 May 2021
Federal Reserve Banks - Federal Reserve Bank of Atlanta, Washington University in St. Louis - Department of Economics and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 27 (814,005)

Abstract:

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consumer payment choice, person-to-person payments, electronic payments, mixed logit, machine learning, random matching

42.

A Welfare Evaluation of Tying Strategies

Number of pages: 34 Posted: 08 Oct 2015 Last Revised: 24 Jul 2016
Amit Gayer and Oz Shy
Western Galilee College and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 75 (519,898)

Abstract:

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Tying strategies, bundling, price discrimination, pure tying, mixed tying

43.

Why Don't Most Merchants Use Price Discounts to Steer Consumer Payment Choice?

Number of pages: 31 Posted: 01 Dec 2013 Last Revised: 11 Jan 2014
Tamas Briglevics and Oz Shy
Boston College and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 69 (544,374)
Citation 5

Abstract:

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Steering payment methods, price discounts, card surcharges, merchant discount fee, swipe cost, payment instruments, payment methods

44.

Measuring Some Effects of the 2011 Debit Card Interchange Fee Reform

Number of pages: 31 Posted: 10 Jan 2014
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 67 (553,112)
Citation 3

Abstract:

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Debit card interchange fees

45.

Efficient Organization of Production: Nested Versus Horizontal Outsourcing

Federal Reserve Bank of Boston Working Paper No. 09-9
Number of pages: 24 Posted: 19 Sep 2009
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 63 (570,840)
Citation 1

Abstract:

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outsourcing, subcontracting, nested outsourcing, horizontal outsourcing, efficient organization of outsourcing

46.

Payments Evolution from Paper to Electronic Payments by Merchant Type

FRB of Boston Working Paper No. 22-6
Number of pages: 39 Posted: 18 May 2022
Federal Reserve Banks - Federal Reserve Bank of Boston, Federal Reserve Banks - Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston
Downloads 60 (584,570)

Abstract:

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consumer payments, merchant category, cash, check, cards, electronic payments, COVID-19

47.

Costly Force Relocation in the Colonel Blotto Game

Number of pages: 17 Posted: 09 Jan 2019 Last Revised: 30 Mar 2020
Brian Roberson and Oz Shy
Purdue University and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 58 (594,299)
Citation 2

Abstract:

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Colonel Blotto game, switching cost, pure-strategy equilibrium

48.

Merchant Steering of Consumer Payment Choice: Evidence from a 2012 Diary Survey

Number of pages: 33 Posted: 03 Dec 2014 Last Revised: 03 Jan 2015
Oz Shy and Joanna Stavins
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston
Downloads 57 (599,298)
Citation 4

Abstract:

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Payment choice, social norms, merchant behavior, consumer behavior, discounting and surcharging

49.

A Bundling Argument for Narrow Banking

Number of pages: 33 Posted: 02 Jul 2016
Oz Shy and Rune Stenbacka
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 52 (625,126)
Citation 4

Abstract:

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Narrow Banking, Deposit Insurance, Bank Crises

50.

Should Credit Card Rewards Be Taxed?

Number of pages: 32 Posted: 18 Jan 2023 Last Revised: 30 May 2023
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 49 (647,225)

Abstract:

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taxing credit card rewards, merchant tax deductions, tax policy, payment choice, interchange fees.

51.

Who is Paying All These Fees? an Empirical Analysis of Bank Account and Credit Card Fees

FRB of Boston Working Paper No. 22-18
Number of pages: 27 Posted: 20 Dec 2022
Oz Shy and Joanna Stavins
Federal Reserve Banks - Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston
Downloads 43 (676,612)

Abstract:

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payment choice, bank account fees, credit card fees, fees by demographics

52.

Multimarket Lobbying with Reserves

Number of pages: 20 Posted: 28 Jan 2019 Last Revised: 14 Oct 2020
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 43 (676,612)

Abstract:

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Multimarket lobbying , reserves, fixed budget for lobbying, Colonel Blotto games, pure-strategy equilibria.

53.

Taking ‘Some’ of the Mimicry Out of the Adoption Process: Quality Management and Strategic Substitution

ESMT Working Paper No. 16-05
Number of pages: 39 Posted: 30 Nov 2016
University of Illinois at Urbana-Champaign, ESMT European School of Management and Technology and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 34 (736,458)

Abstract:

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adoption, quality management, standards, mimicry, contagion

54.

How Merchants Get Paid

Number of pages: 27 Posted: 29 Jun 2020
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 29 (774,216)

Abstract:

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How merchants are paid, payment methods, payment instruments

55.

Market Dominance and Behaviour-Based Pricing Under Horizontal and Vertical Differentiation

CEPR Discussion Paper No. DP6571
Number of pages: 30 Posted: 06 Jun 2008
University of Vienna, Federal Reserve Banks - Federal Reserve Bank of Atlanta and Hanken School of Economics
Downloads 23 (823,372)
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Abstract:

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behavior-based pricing, consumer loyalty, horizontal and vertical differentiation, market dominance, poaching, price discrimination

56.

Personality Traits and Financial Outcomes

FRB of Boston Working Paper No. 23-4
Number of pages: 31 Posted: 11 May 2023
Federal Reserve Banks - Federal Reserve Bank of Atlanta, Federal Reserve Banks - Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston
Downloads 21 (840,841)

Abstract:

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credit card debt, consumer payments, personality traits, financial behavior, unbanked

57.

Alternating Offers: Bargaining Over the Right to Be the First to Make an Offer

Number of pages: 13 Posted: 06 Apr 2022 Last Revised: 06 Jun 2022
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 21 (840,841)

Abstract:

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Bargaining theory, alternating offers, first-mover advantage, pregames, fair divisions, consistent bargaining.

58.

Consistent Bargaining

Number of pages: 8 Posted: 07 Dec 2017
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 19 (859,093)

Abstract:

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Bargaining Theory, Alternating Offers, First-Mover Advantage

59.

Faster Bank Runs

Number of pages: 20
Oz Shy
Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 4

Abstract:

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Faster bank runs, instant money transfers, liquidity requirement, duration of bank insolvency, bailout response time, digital banking

60.

Taking 'Some' of the Mimicry Out of the Adoption Process: Quality-Management and Strategic Substitution

CEPR Discussion Paper No. DP11661
Number of pages: 40 Posted: 29 Nov 2016
University of Illinois at Urbana-Champaign, ESMT European School of Management and Technology and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 0 (1,028,065)
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Abstract:

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adoption, contagion, mimicry, quality management, standards