Roberto Quercia

University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning

Assistant Professor

New East Building

Chapel Hill, NC 27599-3140

United States

SCHOLARLY PAPERS

19

DOWNLOADS
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1,388

CITATIONS
Rank 17,446

SSRN RANKINGS

Top 17,446

in Total Papers Citations

19

Scholarly Papers (19)

1.

Bankruptcy During Foreclosure: Home Preservation Through Chapters 7 and 13

UNC Legal Studies Research Paper No. 2344444
Number of pages: 36 Posted: 25 Oct 2013 Last Revised: 02 Jan 2014
University of North Carolina - Chapel Hill, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, University of North Carolina (UNC) at Chapel Hill - School of Law, University of North Carolina (UNC) at Chapel Hill and University of North Carolina (UNC) at Chapel Hill
Downloads 471 (44,674)

Abstract:

mortgage servicing, displacement, relocation, real estate owned, homeownership, default

2.

The Impact of State Anti-Predatory Lending Laws on the Foreclosure Crisis

5th Annual Conference on Empirical Legal Studies Paper, 21 Cornell Journal of Law and Public Policy 247 (2011)
Number of pages: 39 Posted: 03 Jul 2010 Last Revised: 17 Nov 2012
Lei Ding, Carolina Reid, Roberto Quercia and Alan M. White
University of North Carolina (UNC) at Chapel Hill, University of California, Berkeley, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and CUNY School of Law
Downloads 238 (98,655)

Abstract:

3.

Balancing Risk and Access: Underwriting Standards for Qualified Residential Mortgages

Number of pages: 47 Posted: 04 Feb 2012
Roberto Quercia, Lei Ding and Carolina Reid
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, University of North Carolina (UNC) at Chapel Hill and University of California, Berkeley
Downloads 131 (180,281)

Abstract:

Access to credit, mortgage market, federal regulations

Mortgage Default and Prepayment Risks Among Moderate and Low Income Households

Real Estate Economics, Forthcoming
Number of pages: 58 Posted: 26 Oct 2011
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and University of North Carolina (UNC) at Chapel Hill
Downloads 73 (270,870)

Abstract:

low income, mortgage, credit score, default, prepayment

Mortgage Default and Prepayment Risks Among Moderate‐ and Low‐Income Households

Real Estate Economics, Vol. 40, pp. S159-S198, 2012
Number of pages: 40 Posted: 28 Dec 2012
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, affiliation not provided to SSRN and affiliation not provided to SSRN
Downloads 2 (557,860)

Abstract:

Mortgage Default and Prepayment Risks Among Moderate and Low Income Households

Real Estate Economics, Forthcoming
Posted: 22 Feb 2012
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and University of North Carolina (UNC) at Chapel Hill

Abstract:

mortgage, default, prepayment, low income, moderate income

Mortgage Default and Prepayment Risks Among Moderate and Low Income Households

Real Estate Economics, Forthcoming
Posted: 22 Feb 2012
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and University of North Carolina (UNC) at Chapel Hill

Abstract:

mortgage, default, prepayment, low income, moderate income

5.

Homeownership Counseling Performance: How Can it Be Measured?

Housing Policy Debate, Vol. 7, No. 1, 1996
Number of pages: 26 Posted: 02 Mar 2010
Roberto Quercia and Susan M. Wachter
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 61 (283,483)
Citation 8

Abstract:

Homeownership, Low-income housing, Programs

6.

Post-Purchase Counseling and Default Resolutions Among Low- and Moderate-Income Borrowers

Journal of Real Estate Research (JRER), Vol. 30, No. 3, 2008
Number of pages: 30 Posted: 25 Jan 2008 Last Revised: 20 Jul 2009
Lei Ding, Roberto Quercia and Janneke Ratcliffe
University of North Carolina (UNC) at Chapel Hill, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and University of North Carolina (UNC) at Chapel Hill
Downloads 59 (285,772)
Citation 9

Abstract:

7.

The Role of Consistent Implementation of Policy: An Assessment of the Section 502 Low-Income Homeownership Program

Levy Economics Institute Working Paper No. 106
Number of pages: 43 Posted: 26 Oct 1998
George W. McCarthy, Roberto Quercia and Gabor Bognar
Bard College, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and Independent
Downloads 58 (297,678)

Abstract:

Differential Impacts of Structural and Cyclical Unemployment on Mortgage Default and Prepayment

Journal of Real Estate Finance and Economics, Forthcoming
Number of pages: 56 Posted: 31 May 2012 Last Revised: 02 Mar 2015
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and University of North Carolina (UNC) at Chapel Hill
Downloads 45 (345,768)

Abstract:

Structural and Cyclical Unemployment, Mortgage Default and Prepayment

Differential Impacts of Structural and Cyclical Unemployment on Mortgage Default and Prepayment

Journal of Real Estate Finance and Economics, Vol. 53, No. 3, 2016
Posted: 19 Sep 2016
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and University of North Carolina (UNC) at Chapel Hill

Abstract:

Structural and cyclical unemployment, Mortgage performance

9.

Coping with Adversity: Personal Bankruptcy Decisions of Lower-Income Homeowners Before and After Bankruptcy Reform

Number of pages: 70 Posted: 31 Mar 2012
University of North Carolina - Chapel Hill, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, University of North Carolina (UNC) at Chapel Hill, University of North Carolina (UNC) at Chapel Hill - School of Law, University of North Texas, University of North Carolina (UNC) at Chapel Hill and Center for Community Capitol
Downloads 42 (318,965)

Abstract:

Unemployment as an Adverse Trigger Event for Mortgage Default

Journal of Real Estate Finance and Economics, Forthcoming
Number of pages: 41 Posted: 02 Mar 2015 Last Revised: 03 Mar 2015
Roberto Quercia, Sarah Riley and Chao Yue Tian
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, University of North Carolina (UNC) at Chapel Hill and University of North Carolina (UNC) at Chapel Hill
Downloads 32 (394,126)

Abstract:

Mortgage default, Adverse trigger, Unemployment experience

Unemployment as an Adverse Trigger Event for Mortgage Default

Journal of Real Estate Finance and Economics, Vol. 52, No. 1, 2016
Posted: 17 Dec 2015
Chao Yue Tian, Roberto Quercia and Sarah Riley
University of North Carolina (UNC) at Chapel Hill, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and University of North Carolina (UNC) at Chapel Hill

Abstract:

Mortgage default; Adverse trigger; Unemployment exerience

11.

Home Energy Efficiency and Mortgage Risks

Cityscape, Vol. 16, No. 1, 2014
Number of pages: 20 Posted: 29 Mar 2014
Nikhil Kaza, Roberto Quercia and Chao Yue Tian
University of North Carolina (UNC) at Chapel Hill, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and University of North Carolina (UNC) at Chapel Hill
Downloads 20 (336,551)

Abstract:

12.

Homeownership and Local Voting in Disadvantaged Urban Neighborhoods

Number of pages: 37 Posted: 25 May 2012
Kim Manturuk, Mark R. Lindblad and Roberto Quercia
Center for Community Capitol, University of North Carolina - Chapel Hill and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning
Downloads 17 (441,253)
Citation 2

Abstract:

13.

Renting to Owning: An Exploration of the Theory of Planned Behavior in the Homeownership Domain

Cohen, T. R., Lindblad, M. R., Paik, J. G., & Quercia, R. G. (2009). Renting to owning: An exploration of the theory of planned behavior in the homeownership domain. Basic & Applied Social Psychology, 31, 376-389. doi: 10.1080/01973530903316971.
Number of pages: 42 Posted: 25 Jun 2014
Taya R. Cohen, Mark R. Lindblad, Jong Paik and Roberto Quercia
Carnegie Mellon University, Tepper School of Business, University of North Carolina - Chapel Hill, University of North Carolina (UNC) at Chapel Hill and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning
Downloads 15 (393,028)

Abstract:

homeownership, theory of planned behavior, intentions, perceived control

14.

Tenure Choice and the Future of Homeownership

Number of pages: 38 Posted: 11 Aug 2016 Last Revised: 14 Aug 2016
Kevin A. Park, Christopher E. Herbert and Roberto Quercia
U.S. Department of Housing and Urban Development - Office of Policy Development and Research, Harvard University - Joint Center for Housing Studies and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning
Downloads 0 (472,321)

Abstract:

homeownership, mortgage, credit, demographics, housing, tenure

15.

The Public Purpose of FHA

Cityscape, Vol. 15, No. 3, 2013
Posted: 11 Aug 2016
Roberto Quercia and Kevin A. Park
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and U.S. Department of Housing and Urban Development - Office of Policy Development and Research

Abstract:

Federal Housing Administration, mortgage, insurance, Great Recession

16.

Housing Costs and Commuting Distance

Journal of the Center for Real Estate Studies, 2015
Posted: 11 Aug 2016
Kevin A. Park and Roberto Quercia
U.S. Department of Housing and Urban Development - Office of Policy Development and Research and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning

Abstract:

monocentric city model, commute, house values, house prices

17.

CRA Lending in a Changing Context: Evidence of Interaction with FHA and Subprime Originations

Journal of Real Estate Finance and Economics, Vol. 44, No. 4, 2012
Posted: 24 Mar 2012
Jonathan S. Spader and Roberto Quercia
Harvard University - Joint Center for Housing Studies and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning

Abstract:

community reinvestment act, mortgage origination

18.

Mortgage Brokers and the Refinancing Transaction: Evidence from CRA Borrowers

Journal of Real Estate Finance and Economics, Vol. 42, No. 2, 2011
Posted: 01 Oct 2010
Jonathan S. Spader and Roberto Quercia
Harvard University - Joint Center for Housing Studies and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning

Abstract:

Mortgage brokers, Refinancing

19.

The Value Impact of New Residential Construction and Neighborhood Disinvestment on Residential Sales Price

Journal of Real Estate Research, Vol. 15, No. 1/2, August 1998
Posted: 22 Oct 1998
Ivan Maric, Roberto Quercia and Robert A. Simons
Cleveland State University, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and Cleveland State University

Abstract: