Roberto Quercia

University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning

Assistant Professor

New East Building

Chapel Hill, NC 27599-3140

United States

SCHOLARLY PAPERS

20

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Top 28,859

in Total Papers Downloads

1,774

SSRN CITATIONS
Rank 20,976

SSRN RANKINGS

Top 20,976

in Total Papers Citations

13

CROSSREF CITATIONS

30

Scholarly Papers (20)

1.

Bankruptcy During Foreclosure: Home Preservation Through Chapters 7 and 13

UNC Legal Studies Research Paper No. 2344444
Number of pages: 36 Posted: 25 Oct 2013 Last Revised: 02 Jan 2014
Center for Responsible Lending, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, University of North Carolina School of Law, University of North Carolina (UNC) at Chapel Hill and University of North Carolina (UNC) at Chapel Hill
Downloads 508 (59,910)

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mortgage servicing, displacement, relocation, real estate owned, homeownership, default

2.

The Impact of State Anti-Predatory Lending Laws on the Foreclosure Crisis

5th Annual Conference on Empirical Legal Studies Paper, 21 Cornell Journal of Law and Public Policy 247 (2011)
Number of pages: 39 Posted: 03 Jul 2010 Last Revised: 17 Nov 2012
Lei Ding, Carolina Reid, Roberto Quercia and Alan M. White
University of North Carolina (UNC) at Chapel Hill, University of California, Berkeley, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and CUNY School of Law
Downloads 266 (125,739)
Citation 1

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3.

Balancing Risk and Access: Underwriting Standards for Qualified Residential Mortgages

Number of pages: 47 Posted: 04 Feb 2012
Roberto Quercia, Lei Ding and Carolina Reid
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, University of North Carolina (UNC) at Chapel Hill and University of California, Berkeley
Downloads 171 (190,998)
Citation 4

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Access to credit, mortgage market, federal regulations

4.

Personal Bankruptcy Decisions Before and After Bankruptcy Reform

Number of pages: 49 Posted: 31 Mar 2012 Last Revised: 14 Feb 2019
Center for Responsible Lending, University of North Carolina School of Law, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and University of North Carolina (UNC) at Chapel Hill
Downloads 141 (224,294)

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BAPCPA, bankruptcy reform, medical bankruptcy, medical bills, health insurance, mortgage delinquency

Mortgage Default and Prepayment Risks Among Moderate and Low Income Households

Real Estate Economics, Forthcoming
Number of pages: 58 Posted: 26 Oct 2011
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and SWUFE
Downloads 95 (300,701)

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low income, mortgage, credit score, default, prepayment

Mortgage Default and Prepayment Risks Among Moderate‐ and Low‐Income Households

Real Estate Economics, Vol. 40, pp. S159-S198, 2012
Number of pages: 40 Posted: 28 Dec 2012
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, affiliation not provided to SSRN and affiliation not provided to SSRN
Downloads 2 (728,017)
Citation 2
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Mortgage Default and Prepayment Risks Among Moderate and Low Income Households

Real Estate Economics, Forthcoming
Posted: 22 Feb 2012
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and SWUFE

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mortgage, default, prepayment, low income, moderate income

Mortgage Default and Prepayment Risks Among Moderate and Low Income Households

Real Estate Economics, Forthcoming
Posted: 22 Feb 2012
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and SWUFE

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mortgage, default, prepayment, low income, moderate income

6.

Home Energy Efficiency and Mortgage Risks

Cityscape, Vol. 16, No. 1, 2014
Number of pages: 20 Posted: 29 Mar 2014
Nikhil Kaza, Roberto Quercia and Chao Yue Tian
University of North Carolina (UNC) at Chapel Hill, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and SWUFE
Downloads 88 (313,360)
Citation 2

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7.

Does Temporary Mortgage Assistance for Unemployed Homeowners Reduce Longer Term Mortgage Default? An Analysis of the Hardest Hit Fund Program

Number of pages: 49 Posted: 20 Apr 2020
Ohio State University- John Glenn College of Public Affairs, Washington University in St. Louis, Ohio State University - John Glenn College of Public Affairs, affiliation not provided to SSRN, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and University of North Carolina (UNC) at Chapel Hill
Downloads 73 (349,924)

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Foreclosure, Loan Modification, Unemployment

Unemployment as an Adverse Trigger Event for Mortgage Default

Journal of Real Estate Finance and Economics, Forthcoming
Number of pages: 41 Posted: 02 Mar 2015 Last Revised: 03 Mar 2015
Roberto Quercia, Sarah Riley and Chao Yue Tian
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, University of North Carolina (UNC) at Chapel Hill and SWUFE
Downloads 73 (353,751)

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Mortgage default, Adverse trigger, Unemployment experience

Unemployment as an Adverse Trigger Event for Mortgage Default

Journal of Real Estate Finance and Economics, Vol. 52, No. 1, 2016
Posted: 17 Dec 2015
Chao Yue Tian, Roberto Quercia and Sarah Riley
SWUFE, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and University of North Carolina (UNC) at Chapel Hill

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Mortgage default; Adverse trigger; Unemployment exerience

9.

Homeownership Counseling Performance: How Can it Be Measured?

Housing Policy Debate, Vol. 7, No. 1, 1996
Number of pages: 26 Posted: 02 Mar 2010
Roberto Quercia and Susan M. Wachter
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 72 (352,625)
Citation 1

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Homeownership, Low-income housing, Programs

10.

Post-Purchase Counseling and Default Resolutions Among Low- and Moderate-Income Borrowers

Journal of Real Estate Research (JRER), Vol. 30, No. 3, 2008
Number of pages: 30 Posted: 25 Jan 2008 Last Revised: 20 Jul 2009
Lei Ding, Roberto Quercia and Janneke Ratcliffe
University of North Carolina (UNC) at Chapel Hill, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and University of North Carolina (UNC) at Chapel Hill
Downloads 71 (355,339)
Citation 2

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11.

The Role of Consistent Implementation of Policy: An Assessment of the Section 502 Low-Income Homeownership Program

Levy Economics Institute Working Paper No. 106
Number of pages: 43 Posted: 26 Oct 1998
George W. McCarthy, Roberto Quercia and Gabor Bognar
Bard College, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and Independent
Downloads 64 (375,388)

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Differential Impacts of Structural and Cyclical Unemployment on Mortgage Default and Prepayment

Journal of Real Estate Finance and Economics, Forthcoming
Number of pages: 56 Posted: 31 May 2012 Last Revised: 02 Mar 2015
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and SWUFE
Downloads 54 (414,216)
Citation 3

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Structural and Cyclical Unemployment, Mortgage Default and Prepayment

Differential Impacts of Structural and Cyclical Unemployment on Mortgage Default and Prepayment

Journal of Real Estate Finance and Economics, Vol. 53, No. 3, 2016
Posted: 19 Sep 2016
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and SWUFE

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Structural and cyclical unemployment, Mortgage performance

13.

Renting to Owning: An Exploration of the Theory of Planned Behavior in the Homeownership Domain

Cohen, T. R., Lindblad, M. R., Paik, J. G., & Quercia, R. G. (2009). Renting to owning: An exploration of the theory of planned behavior in the homeownership domain. Basic & Applied Social Psychology, 31, 376-389. doi: 10.1080/01973530903316971.
Number of pages: 42 Posted: 25 Jun 2014
Taya R. Cohen, Mark R. Lindblad, Jong Paik and Roberto Quercia
Carnegie Mellon University, Tepper School of Business, Center for Responsible Lending, University of North Carolina (UNC) at Chapel Hill and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning
Downloads 38 (469,765)

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homeownership, theory of planned behavior, intentions, perceived control

14.

Tenure Choice and the Future of Homeownership

Number of pages: 38 Posted: 11 Aug 2016 Last Revised: 14 Aug 2016
Kevin A. Park, Christopher E. Herbert and Roberto Quercia
U.S. Department of Housing and Urban Development - Office of Policy Development and Research, Harvard University - Joint Center for Housing Studies and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning
Downloads 32 (497,694)
Citation 1

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homeownership, mortgage, credit, demographics, housing, tenure

15.

Homeownership and Local Voting in Disadvantaged Urban Neighborhoods

Number of pages: 37 Posted: 25 May 2012
Kim Manturuk, Mark R. Lindblad and Roberto Quercia
Center for Community Capitol, Center for Responsible Lending and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning
Downloads 26 (529,866)
Citation 3

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16.

Housing Costs and Commuting Distance

Journal of the Center for Real Estate Studies, 2015
Posted: 11 Aug 2016
Kevin A. Park and Roberto Quercia
U.S. Department of Housing and Urban Development - Office of Policy Development and Research and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning

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monocentric city model, commute, house values, house prices

17.

The Public Purpose of FHA

Cityscape, Vol. 15, No. 3, 2013
Posted: 11 Aug 2016
Roberto Quercia and Kevin A. Park
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and U.S. Department of Housing and Urban Development - Office of Policy Development and Research

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Federal Housing Administration, mortgage, insurance, Great Recession

18.

CRA Lending in a Changing Context: Evidence of Interaction with FHA and Subprime Originations

Journal of Real Estate Finance and Economics, Vol. 44, No. 4, 2012
Posted: 24 Mar 2012
Jonathan Spader and Roberto Quercia
Harvard University - Joint Center for Housing Studies and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning

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community reinvestment act, mortgage origination

19.

Mortgage Brokers and the Refinancing Transaction: Evidence from CRA Borrowers

Journal of Real Estate Finance and Economics, Vol. 42, No. 2, 2011
Posted: 01 Oct 2010
Jonathan Spader and Roberto Quercia
Harvard University - Joint Center for Housing Studies and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning

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Mortgage brokers, Refinancing

20.

The Value Impact of New Residential Construction and Neighborhood Disinvestment on Residential Sales Price

Posted: 22 Oct 1998
Ivan Maric, Roberto Quercia and Robert A. Simons
Cleveland State University, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and Cleveland State University

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