Melanie L. Fein

SCHOLARLY PAPERS

45

DOWNLOADS

21,001

SSRN CITATIONS

3

CROSSREF CITATIONS

66

Scholarly Papers (45)

1.

Robo-Advisors: A Closer Look

Number of pages: 33 Posted: 10 Sep 2015 Last Revised: 14 Nov 2015
Melanie L. Fein
Fein Law Offices
Downloads 7,784 (707)
Citation 11

Abstract:

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roboadvisor, roboadvisors, robo-advisor, robo-advisors, robo adviser, robo advisers,

2.

FINRA's Report on Robo-Advisors: Fiduciary Implications

Number of pages: 14 Posted: 24 Apr 2016 Last Revised: 07 May 2016
Melanie L. Fein
Fein Law Offices
Downloads 1,608 (10,626)

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fiduciary, standard of care, robo-advisor, robo-adviser, robo adviser, FINRA, suitability, investment advice, investment adviser, broker-dealer, Investment Advisers Act of 1940, Massachusetts Securities Division, digital investment advice

3.

Dodd-Frank Wall Street Reform and Consumer Protection Act

Number of pages: 30 Posted: 24 Jul 2010 Last Revised: 24 Apr 2014
Melanie L. Fein
Fein Law Offices
Downloads 1,581 (10,960)
Citation 53

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Dodd-Frank Act, bank holding company regulation, nonbank financial company, savings and loan holding company

4.

The Financial Crisis of 2007-2009: Causes and Contributing Circumstances

Number of pages: 50 Posted: 23 Jul 2010 Last Revised: 23 Aug 2010
Melanie L. Fein
Fein Law Offices
Downloads 1,531 (11,468)

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financial crisis, causes, banking system, financial institutions, banks, banking organizations, banking institutions, banking agencies, mortgage, subprime, chronology, causes, circumstances

5.

The Shadow Banking Charade

Number of pages: 78 Posted: 16 Feb 2013 Last Revised: 24 Apr 2014
Melanie L. Fein
Fein Law Offices
Downloads 1,278 (15,240)
Citation 6

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shadow banking, shadow banking system, Financial Stability Oversight Council, FSOC, money market funds, money market mutual funds, Dodd-Frank, systemic risk, securitization, commercial paper, ABCP, financial crisis, Glass-Steagall, business of banking

6.

Dodd-Frank Act: Implications for Securities Activities of Banks and Their Affiliates

Number of pages: 49 Posted: 12 Aug 2010 Last Revised: 24 Apr 2014
Melanie L. Fein
Fein Law Offices
Downloads 972 (22,995)

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bank, securities activities, Dodd-Frank Act, Volcker Rule, swaps, proprietary trading, securitization, functional regulation

7.

How are Robo-Advisors Regulated?

Number of pages: 48 Posted: 05 Sep 2017
Melanie L. Fein
Fein Law Offices
Downloads 843 (28,166)

Abstract:

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robo-advisor, robo-advice, investment adviser, fiduciary duty, duty of loyalty, duty of care, best interest, suitability rule, prudent investor rule

8.

Are Robo-Advisors Fiduciaries?

Number of pages: 23 Posted: 05 Sep 2017
Melanie L. Fein
Fein Law Offices
Downloads 660 (39,356)
Citation 1

Abstract:

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robo-advisor, robo-advice, fiduciary, best interest, suitability rule, investment advisor, prudent investor, fiduciary standard

9.

Dodd-Frank Act: Implications for Bank Holding Companies and Systemically Important Nonbank Financial Companies

Number of pages: 30 Posted: 12 Aug 2010 Last Revised: 24 Apr 2014
Melanie L. Fein
Fein Law Offices
Downloads 604 (44,324)

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10.

Brokers and Investment Advisers Standards of Conduct: Suitability vs. Fiduciary Duty

Number of pages: 42 Posted: 25 Sep 2010 Last Revised: 14 Nov 2015
Melanie L. Fein
Fein Law Offices
Downloads 378 (79,094)
Citation 1

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Broker, Investment Adviser, Fiduciary, Suitability, Best Interest, Standard of Care, FINRA Rule 2111, NASD Rule 2310, Uniform Prudent Investor Act, Prudent Investor Rule, Fiduciary, Duty of Fair Dealing, Dodd-Frank, SEC

11.

Shooting the Messenger: The Fed and Money Market Funds

Number of pages: 236 Posted: 19 Mar 2012 Last Revised: 03 Apr 2012
Melanie L. Fein
Fein Law Offices
Downloads 328 (93,005)

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money market funds, money market mutual funds, MMFs, Federal Reserve, SEC, commercial paper, asset-backed commercial paper, securitization, ABCP, Bernanke, Tarullo, Volcker, Gorton, systemic risk, shadow banking system, runs, Lehman, Bear Stearns, liquidity, capital buffer, financial crisis

12.

Regulatory Focus on Robo-Advisors

Number of pages: 32 Posted: 05 Sep 2017 Last Revised: 16 Sep 2017
Melanie L. Fein
Fein Law Offices
Downloads 307 (100,078)

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robo-advisors, robo-advisor, robo adviser, robo advisor, robo-advice, investment adviser, suitability, fiduciary, best interest, duty of care, duty of loyalty, robo-adviser

13.

How Should Robo-Advisors Be Regulated? Unanswered Regulatory Questions

Number of pages: 17 Posted: 05 Sep 2017
Melanie L. Fein
Fein Law Offices
Downloads 303 (101,512)

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robo-advisor, robo-advice, fiduciary, best interest, suitability, investment advice

14.

Regulation R: Bank Broker Dealer Compliance Guide

Number of pages: 49 Posted: 22 Aug 2010
Melanie L. Fein
Fein Law Offices
Downloads 280 (110,523)

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Regulation R, Bank, Securities, Bank Brokerage Activities, Bank Securities Activities, Gramm-Leach-Bliley Act, Functional Regulation, Chiefly Compensated Test

15.

Bitcoin: How Is It Regulated?

Number of pages: 73 Posted: 01 May 2018 Last Revised: 29 Jun 2018
Melanie L. Fein
Fein Law Offices
Downloads 264 (117,585)

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bitcoin, cryptocurrency, virtual currency, digital currency, securities and exchange commission, commodity futures trading commission, fincen, money laundering, ICO, initial coin offering, bitlicense, irs, regulation, regulated

16.

Financial Institutions as Fiduciaries: Managing Conflicts of Interest in the Wealth Management Business

Number of pages: 116 Posted: 24 Jul 2010
Melanie L. Fein
Fein Law Offices
Downloads 241 (129,157)

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fiduciary duty, fiduciary standards, securities broker, investment adviser, broker-dealer, conflicts of interest, uniform prudent investor act, bank trust department, prudent investor rule

17.

The Fiduciary Duty of Securities Brokers and Investment Advisers: Sole Interest or Best Interest? An Analysis of the Administration's Proposal

Number of pages: 50 Posted: 24 Jul 2010 Last Revised: 04 Aug 2010
Melanie L. Fein
Fein Law Offices
Downloads 201 (153,778)
Citation 1

Abstract:

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fiduciary duty, securities broker, broker-dealer, fiduciary duty, investment adviser fiduciary duty, broker-dealer, investment adviser, federal securities regulation

18.

Fiduciary Investments in Cannabis Securities

Number of pages: 41 Posted: 06 Feb 2019 Last Revised: 22 Mar 2019
Melanie L. Fein
Fein Law Offices
Downloads 128 (225,879)

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cannabis, marijuana, securities, SEC, FinCen, prudent investor, fiduciary, trustee, trust law, investment, ESG

19.

Money Market Funds, Systemic Risk, and the Dodd-Frank Act

Number of pages: 83 Posted: 11 Jul 2012 Last Revised: 12 Jul 2012
Melanie L. Fein
Fein Law Offices
Downloads 109 (254,186)

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money market fund, MMF, systemic risk, Dodd-Frank Act, SIFI, financial crisis, shadow bank, capital

20.

The Duty of Loyalty in Trust Law

Number of pages: 24 Posted: 03 Apr 2014
Melanie L. Fein
Fein Law Offices
Downloads 108 (255,767)

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duty of loyalty, trust law, wealth management, Restatement of Trusts, Uniform Prudent Investor Act, Uniform Trust Code, fiduciary, fiduciary duty, broker, investment adviser, SEC, Department of Labor, best interest, sole interest

21.

Prudent Investing and ERISA: Fees and the Fiduciary Duty of Care

Number of pages: 39 Posted: 24 Jul 2015 Last Revised: 25 Jul 2015
Melanie L. Fein
Fein Law Offices
Downloads 95 (278,955)

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ERISA, fees, trust law, duty of care, least cost, fiduciary, litigation

22.

Financial Industry Consolidation: The Convergence of Financial Products and the Implications for Regulatory Reform

Number of pages: 67 Posted: 06 Aug 2010 Last Revised: 23 Aug 2010
Melanie L. Fein
Fein Law Offices
Downloads 91 (286,796)

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Convergence, Consolidation, Regulation, Financial, Banks, Securities, Gramm-Leach-Bliley Act, AEI, Insurance, What Is A Financial Product, Deposit, Hybrid, Functional Regulation

23.

Expanding the Federal Safety Net: The Bear Stearns Bailout and Other Actions of the Federal Reserve in Support of U.S. Financial Markets

Number of pages: 64 Posted: 23 Jul 2010 Last Revised: 23 Aug 2010
Melanie L. Fein
Fein Law Offices
Downloads 90 (288,759)

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Bear Stearns, J.P. Morgan, Federal Reserve, section 13(3), federal safety net, Federal Reserve Act, liquidity facility

24.

The Emergency Economic Stabilization Act of 2008: Was It Necessary?

Number of pages: 99 Posted: 23 Jul 2010
Melanie L. Fein
Fein Law Offices
Downloads 83 (303,800)

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Emergency Economic Stabilization Act, Financial Crisis, Emergency, TARP, EESA, Banking Crisis, FDIC Guarantee, TAG Program

25.

Fiduciary Duty: Underperforming Assets

Number of pages: 46 Posted: 09 May 2014
Melanie L. Fein
Fein Law Offices
Downloads 81 (308,234)

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fiduciary, underperforming assets, trust law, diversification, risk management

26.

The Truth About Money Funds

Number of pages: 22 Posted: 23 Aug 2010
Melanie L. Fein
Fein Law Offices
Downloads 77 (317,574)

Abstract:

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money funds, financial crisis, mutual funds, money market mutual funds, financial crisis, regulation, investment companies, 2a-7, liquidity, NAV

27.

Functional Regulation: A Concept for Glass-Steagall Reform?

Stanford Journal of Law, Business, and Finance, Vol. 2, No. 89, pp. 89-127,1995
Number of pages: 40 Posted: 08 Jun 2011 Last Revised: 04 Mar 2013
Melanie L. Fein
Fein Law Offices
Downloads 74 (324,985)

Abstract:

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functional regulation, Glass-Steagall, bank, securities, SEC, Bush Task Group, 3b-9, umbrella regulation

28.
Downloads 72 (329,956)
Citation 1

Abstract:

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Emergency Ecoomic Stability Act, TARP, financial crisis, chronology, Bear Stearns, Federal Reserve, Treasury, money market fund guarantee program, FDIC, Congress, bailout

29.

The Reasonableness of 401(K) Plan Fees

Number of pages: 95 Posted: 25 Sep 2010 Last Revised: 10 Oct 2010
Melanie L. Fein
Fein Law Offices
Downloads 69 (337,754)

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Reasonableness, Reasonable, 401(k), Retirement Plan, DOL, Fiduciary, Service Provider, Fees, Fiduciary, Compensation, Litigation, Prohibited Transaction

30.

Do Money Market Funds Create Systemic Risk?

Number of pages: 9 Posted: 11 Jul 2012 Last Revised: 27 Jul 2012
Melanie L. Fein
Fein Law Offices
Downloads 60 (363,041)
Citation 1

Abstract:

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money market fund, MMF, systemic risk, financial crisis, sponsor support, runs, SEC

31.

The Group of Thirty Report: Misconceptions About Money Market Funds

Number of pages: 17 Posted: 22 Aug 2010
Melanie L. Fein
Fein Law Offices
Downloads 59 (366,071)

Abstract:

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money market funds, Group of Thirty, systemic risk, investment company, financial crisis, money funds,money market mutual funds, mutual funds, financial crisis, NAV

32.

How Can the Risk of Runs on Money Market Funds Be Reduced?

Number of pages: 93 Posted: 18 May 2012 Last Revised: 08 Jun 2012
Melanie L. Fein
Fein Law Offices
Downloads 57 (372,265)

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money market funds, MMFs, runs, money market fund run, financial crisis, floating NAV, NAV, Europe, earthquake, Federal Reserve, systemic risk, capital buffer, Squam Lake, Schapiro, Rule 2a-7

33.

The Morningstar Fiduciary Grades: A Critical Analysis

Number of pages: 48 Posted: 21 Aug 2010
Melanie L. Fein
Fein Law Offices
Downloads 57 (372,265)

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Morningstar, Fiduciary Grades, Fiduciary, Investment, Mutual Fund, Rating, Investment Tool

34.

The Perceived Guarantee of Bank-Affiliated Money Market Funds

Number of pages: 27 Posted: 07 Oct 2010 Last Revised: 04 Jun 2011
Melanie L. Fein
Fein Law Offices
Downloads 56 (375,514)

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Money Market Fund, Guarantee, Bank, Bank Holding Company, Regulation, Policy Statement, Bailout, Bank-Affiliated, Moral Hazard, Systemic Risk, Financial Support, Capital, Bank-Affiliated Money Market Fund

35.

Regulation Best Interest: The SEC's Proposed Fiduciary Rule

Number of pages: 18 Posted: 27 Jul 2018
Melanie L. Fein
Fein Law Offices
Downloads 55 (378,739)
Citation 2

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broker, broker-dealer, investment adviser, fiduciary, fiduciary standard, best interest, regulation best interest, Dodd-Frank

36.
Downloads 53 (385,192)

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money market fund, MMF, SEC, Rule 2a-7, ABCP, commercial paper, Federal Reserve, financial crisis, short-term credit, short-term funding, bank capital, reform

37.

Is Bitcoin a 'Security'?

Number of pages: 23 Posted: 14 Jul 2018
Melanie L. Fein
Fein Law Offices
Downloads 48 (402,100)

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bitcoin, cryptocurrency, virtual currency, digital, security, securities, commodity, commodities, CFTC, SEC, regulation

38.

The Financial Stability Oversight Council's Proposals for Money Market Fund Reform

Number of pages: 83 Posted: 10 Jan 2013 Last Revised: 12 Mar 2013
Melanie L. Fein
Fein Law Offices
Downloads 47 (405,581)

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money market funds, MMFs, Financial Stability Oversight Council, systemic risk, financial stability, Dodd-Frank Act, section 120, runs, Office of Financial Research, financial crisis

39.

How Safe are Your Deposits?

Number of pages: 22 Posted: 29 May 2013 Last Revised: 18 Sep 2014
Melanie L. Fein
Fein Law Offices
Downloads 43 (420,321)
Citation 1

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deposit insurance, FDIC, Dodd-Frank Act, Federal Deposit Insurance Corporation, full faith and credit of the United States

40.

ESG Investing by Pension Fiduciaries in Canada

Number of pages: 25 Posted: 02 Aug 2019
Melanie L. Fein
Fein Law Offices
Downloads 42 (424,171)

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ESG, social investing, Canada, pension, investing, ESG investing, fiduciary, disclosure, ESG investments

41.

Meddling in Money Market Funds

Number of pages: 35 Posted: 15 Nov 2013
Melanie L. Fein
Fein Law Offices
Downloads 42 (424,171)

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money market funds, money market mutual funds, Federal Reserve Bank, floating NAV, commercial paper, financial crisis, ABCP, SIV, financial stability, systemic risk, shadow banking, Federal Reserve, Securities and Exchange Commission, SEC, Dodd-Frank, run on repo, shadow bank, too big to fail

42.

The Latest Fallacy About Money Market Funds

Number of pages: 82 Posted: 28 Jul 2012
Melanie L. Fein
Fein Law Offices
Downloads 40 (431,968)

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money market funds, MMFs, bank, liquidity, funding, financial markets, Basel, regulators, commercial paper, Dodd-Frank Act, Citigroup, credit availability

43.

Social Investing in the United Kingdom (ESG)

Number of pages: 14 Posted: 28 Dec 2017 Last Revised: 25 Jan 2018
Melanie L. Fein
Fein Law Offices
Downloads 38 (440,235)

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ESG, investing, investment, UK, United Kingdom, environment, social investing, governance, shareholder activism

44.

Harmonization of Fiduciary Standards: For Broker-Dealers and Investment Advisers

Number of pages: 25 Posted: 17 Mar 2018
Melanie L. Fein
Fein Law Offices
Downloads 34 (457,116)

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Best Interest, Standard of Conduct, Fiduciary, Broker-Dealer, Investment Adviser, Uniform Prudent Investor Act, Finra Suitability Rule, Harmonization, Regulation, Department of Labor, Bic

45.

Missing the Mark on Money Market Funds

Number of pages: 22 Posted: 16 Mar 2014 Last Revised: 18 Mar 2014
Melanie L. Fein
Fein Law Offices
Downloads 30 (475,698)

Abstract:

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money market funds, Federal Reserve Bank of New York, banking system, deposits, money market mutual funds, financial stability, Dodd-Frank, market discipline, bank failure, uninsured deposits, diversification