Stephanie Moulton

Ohio State University- John Glenn College of Public Affairs

Associate Professor

110 Page Hall

1810 College Road

Columbus, OH 43210

United States

SCHOLARLY PAPERS

12

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1,473

CITATIONS
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Top 17,776

in Total Papers Citations

27

Scholarly Papers (12)

1.

An Analysis of Default Risk in the Home Equity Conversion Mortgage (HECM) Program

Number of pages: 47 Posted: 20 Jul 2014 Last Revised: 31 Aug 2015
Stephanie Moulton, Donald R. Haurin and Wei Shi
Ohio State University- John Glenn College of Public Affairs, Ohio State University (OSU) - Economics and Ohio State University (OSU) - Economics
Downloads 552 (48,198)
Citation 12

Abstract:

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Reverse Mortgages, Mortgage Default, Senior Housing, Property Taxes

2.

Aging in Place: Analyzing the Use of Reverse Mortgages to Preserve Independent Living Summary Report of Survey Results

Number of pages: 90 Posted: 19 Mar 2016 Last Revised: 06 May 2016
Ohio State University- John Glenn College of Public Affairs, The Ohio State University - Department of Human Sciences, Ohio State University (OSU) - Economics, University of Wisconsin - Madison, John Glenn College of Public Affairs, John Glenn College of Public Affairs and Ohio State University (OSU) - Economics
Downloads 405 (70,799)
Citation 2

Abstract:

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reverse mortgage, home equity, retirement

Seniors’ Home Equity Extraction: Credit Constraints and Borrowing Channels

Number of pages: 35 Posted: 04 Feb 2016 Last Revised: 25 Jun 2019
Ohio State University- John Glenn College of Public Affairs, Cornell University, College of Human Ecology, Students, Ohio State University (OSU) - Economics and Amazon Lending
Downloads 99 (265,232)

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equity extraction, mortgages, home equity, household finance, reverse mortgages

How House Price Dynamics and Credit Constraints Affect the Equity Extraction of Senior Homeowners

FEDS Working Paper No. 2015-070, http://dx.doi.org/10.17016/FEDS.2015.070
Number of pages: 39 Posted: 21 Sep 2015
Ohio State University- John Glenn College of Public Affairs, Cornell University, College of Human Ecology, Students, Ohio State University (OSU) - Economics and Amazon Lending
Downloads 31 (468,097)
Citation 1

Abstract:

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Home Equity Extraction, Mortgages and credit, Reverse Mortgages

Spatial Variation in Reverse Mortgages Usage: House Price Dynamics and Consumer Selection

Number of pages: 30 Posted: 25 Jun 2014
Ohio State University (OSU) - Economics, Ohio State University (OSU) - Economics, Ohio State University- John Glenn College of Public Affairs, Amazon Lending, U.S. Department of the Treasury - Office of Economic Policy and Ohio State University (OSU) - Economics
Downloads 114 (240,117)
Citation 16

Abstract:

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Reverse Mortgages, Mortgage Choice, Senior Housing

Spatial Variation in Reverse Mortgages Usage: House Price Dynamics and Consumer Selection

Journal of Real Estate Finance and Economics, Vol. 53, No. 3, 2016
Posted: 19 Sep 2016
Ohio State University (OSU) - Economics, Ohio State University (OSU) - Economics, Ohio State University- John Glenn College of Public Affairs, Amazon Lending, U.S. Department of the Treasury - Office of Economic Policy and Ohio State University (OSU) - Economics

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Reverse mortgages, Mortgage choice, Senior housing

5.

International Perspectives on Homeownership and Home Equity Extraction by Senior Households

Number of pages: 47 Posted: 14 Jun 2017
Donald R. Haurin and Stephanie Moulton
Ohio State University (OSU) - Economics and Ohio State University- John Glenn College of Public Affairs
Downloads 75 (312,769)
Citation 7

Abstract:

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Reverse Mortgage, Home Equity Extraction, Seniors, Wealth

6.

How Home Equity Extraction and Reverse Mortgages Affect the Credit Outcomes of Senior Households

Michigan Retirement Research Center Research Paper No. 2016-351
Number of pages: 63 Posted: 17 Dec 2016
Ohio State University- John Glenn College of Public Affairs, Ohio State University (OSU) - Economics, Cornell University, College of Human Ecology, Students and Amazon Lending
Downloads 59 (354,896)

Abstract:

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retirement security, home equity extraction, credit outcomes

7.

The Accuracy of Senior Households' Estimates of Home Values: Application to the Reverse Mortgage Decision

Number of pages: 33 Posted: 14 Apr 2017 Last Revised: 18 Apr 2018
Donald R. Haurin, Stephanie Moulton and Wei Shi
Ohio State University (OSU) - Economics, Ohio State University- John Glenn College of Public Affairs and Ohio State University (OSU) - Economics
Downloads 42 (411,319)

Abstract:

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Self-Assessed House Value, Senior Homeowners, Assessment Errors, Debt Management, Reverse Mortgages, Nominal Loss Denial

8.

Beyond the Transaction: Depository Institutions and Reduced Mortgage Default for Low-Income Homebuyers

FRB of Cleveland Working Paper No. 11-15
Number of pages: 44 Posted: 02 Aug 2011 Last Revised: 09 Jan 2012
O. Emre Ergungor and Stephanie Moulton
affiliation not provided to SSRN and Ohio State University- John Glenn College of Public Affairs
Downloads 42 (411,319)
Citation 5

Abstract:

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Relationship lending, Mortgage Revenue Bond program, mortgage performance, soft information

9.

The Relationship between Reverse Mortgage Borrowing, Domain and Life Satisfaction

Journals of Gerontology Series B: Psychological Sciences and Social Sciences, doi: 10.1093/geronb/gby096
Number of pages: 29 Posted: 18 Oct 2018
Cäzilia Loibl, Donald R. Haurin, Julia Brown and Stephanie Moulton
The Ohio State University - Department of Human Sciences, Ohio State University (OSU) - Economics, University of Maryland - Department of Economics and Ohio State University- John Glenn College of Public Affairs
Downloads 37 (430,826)

Abstract:

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General and domain satisfaction, Home equity withdrawal, Mortgage debt, Reverse mortgage, Housing wealth

10.

Pragmatic Field Experiments in Policy Research: The Case of a Pilot Program for Municipal Water Customers

Number of pages: 52 Posted: 26 Jun 2018
Stephanie Moulton, J. Michael Collins and Olga Kondratjeva
Ohio State University- John Glenn College of Public Affairs, University of Wisconsin - Madison and John Glenn College of Public Affairs
Downloads 16 (537,769)

Abstract:

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Randomized Control Trial, Field Experiment, Financial Capability

11.

The Accuracy of Senior Households’ Estimates of Home Values: Application to the Reverse Mortgage Decision

Real Estate Economics, Vol. 46, Issue 3, pp. 655-697, 2018
Number of pages: 43 Posted: 20 Aug 2018
Donald R. Haurin, Stephanie Moulton and Wei Shi
Ohio State University (OSU) - Economics, Ohio State University- John Glenn College of Public Affairs and Jinan University
Downloads 1 (642,869)
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12.

Samaritans, Patriots, and Communitarians: An Investigation of Public Service Among Private Sector Mortgage Lenders

Posted: 19 Mar 2009
Stephanie Moulton and Mary K. Feeney
Ohio State University- John Glenn College of Public Affairs and Arizona State University (ASU) - School of Public Affairs

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Public service motivation, lenders, morgage, public service