Paul Calem

Board of Governors of the Federal Reserve System

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

7

DOWNLOADS

650

SSRN CITATIONS

2

CROSSREF CITATIONS

7

Scholarly Papers (7)

1.

Sustainable Homeownership

Number of pages: 29 Posted: 22 Mar 2009
Board of Governors of the Federal Reserve System, University of Pennsylvania - Wharton School, Department of Real Estate and Charles River Associates (CRA)
Downloads 237 (133,983)
Citation 2

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Homeownership, Mortgage Lending, Subprime Lending

2.

'Cream-Skimming' in Subprime Mortgage Securitizations: Which Subprime Mortgage Loans Were Sold by Depository Institutions Prior to the Crisis of 2007?

FRB of Philadelphia Working Paper No. 10-8
Number of pages: 51 Posted: 25 Mar 2010
Board of Governors of the Federal Reserve System, affiliation not provided to SSRN and affiliation not provided to SSRN
Downloads 107 (262,205)
Citation 5

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3.

Credit Cycle and Adverse Selection Effects in Consumer Credit Markets – Evidence from the Heloc Market

European Banking Center Discussion Paper No. 2011-021, CentER Working Paper Series No. 2011-086
Number of pages: 42 Posted: 11 Aug 2011
Board of Governors of the Federal Reserve System, CoreLogic and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 93 (288,000)
Citation 1

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home equity loan, adverse selection, liquidity, consumption, housing finance

4.

Implications of the Housing Market Bubble for Sustainable Homeownership

THE AMERICAN MORTGAGE SYSTEM: RETHINK AND REFORM, Susan Wachter and Marty Smith, eds., University of Pennsylvania Press, Forthcoming, U of Penn, Inst for Law & Econ Research Paper No. 10-27
Number of pages: 33 Posted: 03 Nov 2010
Board of Governors of the Federal Reserve System, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 90 (294,030)

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Mortgage, High Risk Mortgage, High Risk Lending, Securitization, Risk Transfer, Housing Bubble

5.

Borrowing Constraints during the Housing Bubble

Number of pages: 29 Posted: 07 Mar 2013 Last Revised: 21 Dec 2013
Government of the United States of America - Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 58 (375,627)
Citation 1

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tenure choice, borrowing constraint, credit constraint, mortgage supply, homeownership, credit bubble

Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?

FRB of Philadelphia Working Paper No. 18-2
Number of pages: 46 Posted: 25 Jan 2018
Board of Governors of the Federal Reserve System, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 35 (471,630)

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mortgage modification, mortgage default, mortgage servicing

Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?

FRB of Philadelphia Working Paper No. 18-26
Number of pages: 46 Posted: 27 Nov 2018 Last Revised: 21 Feb 2019
Board of Governors of the Federal Reserve System, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 10 (629,140)

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mortgage modification, mortgage default, mortgage servicing

7.

Appraising Home Purchase Appraisals

FRB of Philadelphia Working Paper No. 18-28
Number of pages: 57 Posted: 02 Jan 2019 Last Revised: 21 Feb 2019
Board of Governors of the Federal Reserve System, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 20 (540,545)
Citation 1

Abstract:

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information, mortgage, regulation, appraisal, mortgage default, foreclosure