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mortgage, mortgage approval, discrimination, mortgage lender, automated underwriting, credit score, fair lending
Discrimination, Fair lending, Automated underwriting, Credit score, Mortgage lending
mortgages, household finance, interest rates, financial literacy, price dispersion
Mortgage, price dispersion, consumer search, financial literacy, interest rates
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Emergency Savings, Unemployment Insurance, COVID, Coronavirus, Pandemic, Household Finance
Payday loans, consumer finance, subprime lending, credit scores, debt
Discrimination, Fair Lending, Mortgage, Points, Interest Rate, FHA, Consumer Protection, High-Cost Mortgage
Discrimination; Fair lending; Mortgage; Points; Interest rate; FHA; Consumer protection; High-cost mortgage
Interest rates, home buying, FHA, mortgages, mortgage insurance, credit rationing, debti to income, payment to income, regression discontinuity, monetary policy, stimulus
Housing, mortgage default, negative equity, ruthless default, strategic default, underwater
equity extraction, interest rates, monetary policy, credit constraints, mortgages, credit records, household finance
Mortgage lending, discrimination, subprime, Community Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA), Qualified Mortgage
mortgage insurance, Fannie Mae, Freddie Mac, moral hazard, housing boom, Great Recession, risk-shifting
Deleveraging, mortgages, mortgage default, household debt
mortgage, household debt, deleveraging, mortgage default
HMDA, mortgage, discrimination, Qualified Mortgage (QM), Ability to Repay Rule (ATR), large bank, nonbank, credit union, higher-priced mortgage, FHA, Community Reinvestment Act (CRA)
mortgages, HMDA
Financial Literacy, Savings, Liquidity, Household Wealth, Household Finance
Payday loan, credit scores, credit records, fair lending, usury
mortgage, closing costs, nonbanks, FinTech
HMDA, mortgage, refinance, home purchase, HMDA coverage, minority lending, nonbank lenders
Delinquency, Household debt, Loan default, Stress testing
Mortgage debt, mortgage default, first-time homebuyer, credit supply
Rent, inflation, consumer debt, household finance, credit cards, delinquency, pandemic, housing costs
GSE, regression discontinuity, FHA, affordable housing goals, homeownership, subprime mortgage, underserved areas
HMDA, mortgage, discrimination, higher-priced mortgage, FHA, Community Reinvestment Act (CRA), low and moderate income (LMI)
mortgage, refinance
GSE, Affordable housing goals, Low and moderate income, Mortgage
Community Reinvestment Act, regression discontinuity, low and moderate income, mortgage, information externality, homeownership
