Otto-Wagner-Platz 3, PO Box 61
Vienna,
1010 Vienna, A-1011
Austria
Oesterreichische Nationalbank (OeNB)
bank competition, bank funding, bankruptcy, banks, cost of funding (of banks), cost of housing loans, debt service, ECB monetary policy, foreclosure, household debt, household survey, housing finance, insolvency, loan maturity, loan-to-value ratio, monetary policy transmission, mortgage