Nathalie Martin

University of New Mexico - School of Law

Professor of Law

1117 Stanford, N.E.

Albuquerque, NM 87131

United States

SCHOLARLY PAPERS

24

DOWNLOADS
Rank 16,517

SSRN RANKINGS

Top 16,517

in Total Papers Downloads

5,616

SSRN CITATIONS
Rank 48,255

SSRN RANKINGS

Top 48,255

in Total Papers Citations

7

CROSSREF CITATIONS

10

Scholarly Papers (24)

1.

1,000% Interest - Good While Supplies Last: A Study of Payday Loan Practices and Solutions

Arizona Law Review, Vol. 52, p. 563, 2010, UNM School of Law Research Paper No. 2010-05
Number of pages: 60 Posted: 24 Aug 2010 Last Revised: 24 Oct 2010
Nathalie Martin
University of New Mexico - School of Law
Downloads 675 (71,985)

Abstract:

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2.

The Alliance between Payday Lenders and Tribes: Are Both Tribal Sovereignty and Consumer Protection at Risk?

Washington and Lee Law Review, Forthcoming, UNM School of Law Research Paper No. 2012-02
Number of pages: 56 Posted: 17 Apr 2012 Last Revised: 06 Jun 2012
Nathalie Martin and Joshua Schwartz
University of New Mexico - School of Law and affiliation not provided to SSRN
Downloads 520 (99,889)

Abstract:

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3.

Grand Theft Auto Loans: Repossession and Demographic Realities In Title Lending

Missouri Law Review, Vol. 77, UNM School of Law Research Paper No. 2012-03
Number of pages: 55 Posted: 20 Apr 2012
Nathalie Martin and Ozymandias Adams
University of New Mexico - School of Law and affiliation not provided to SSRN
Downloads 486 (108,526)
Citation 1

Abstract:

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4.

Fintech's Role In Exacerbating or Reducing The Wealth Gap

2021 University of Illinois Law Review 459 (2021), UNM School of Law Research Paper No. 2020-03
Number of pages: 47 Posted: 08 Jun 2020 Last Revised: 17 Feb 2021
Pamela Foohey and Nathalie Martin
Yeshiva University - Benjamin N. Cardozo School of Law and University of New Mexico - School of Law
Downloads 468 (113,521)

Abstract:

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wealth gap, wealth inequality, income inequality, home loans, student loans, education loans, payday loans, alternative financial services, high-cost financial services, payroll cards, wage access programs, auto loans, car loans, auto title loans, public banking, consumer debt, consumer credit

5.

Testing Materiality Under the Unfair Practices Acts: What Information Matters When Collecting Time-Barred Debts?

Consumer Finance Law Quarterly Report, Forthcoming
Number of pages: 24 Posted: 13 Aug 2010
Nathalie Martin and Timothy E. Goldsmith
University of New Mexico - School of Law and University of New Mexico - Dept. of Psychology
Downloads 439 (122,347)

Abstract:

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6.

Think Like a (Mindful) Lawyer: Incorporating Mindfulness, Professional Identity, and Emotional Intelligence into the First Year Law Curriculum

University of Arkansas at Little Rock Law Review, Vol. 36, 2014, UNM School of Law Research Paper No. 2015-01
Number of pages: 40 Posted: 17 Oct 2014 Last Revised: 26 Feb 2015
Nathalie Martin
University of New Mexico - School of Law
Downloads 391 (139,839)

Abstract:

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Pedagogy, Legal Practices, Mindfulness, Emotional Intelligence

7.

The Role of History and Culture in Developing Bankruptcy and Insolvency Systems: The Perils of Legal Transplantation

Boston College International and Comparative Law Review, Vol. 28, No. 2, 2005
Number of pages: 77 Posted: 06 Aug 2009
Nathalie Martin
University of New Mexico - School of Law
Downloads 349 (158,630)
Citation 2

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8.

Giving Credit Where Credit Is Due: What We Can Learn from the Banking and Credit Habits of Undocumented Immigrants

2015 Michigan State Law Review 989, UNM School of Law Research Paper 2015-08
Number of pages: 54 Posted: 01 Apr 2015 Last Revised: 19 Apr 2017
Nathalie Martin
University of New Mexico - School of Law
Downloads 338 (164,237)

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undocumented immigrants, debtor-creditor relationships, predatory lenders, payday lenders, title lenders

9.

High-Interest Loans and Class: Do Payday and Title Loans Really Serve the Middle Class?

Loyola Consumer Law Review, Vol. 24, No. 4, p. 524, 2012, UNM School of Law Research Paper No. 2012-12
Number of pages: 39 Posted: 12 Sep 2012 Last Revised: 01 Oct 2012
Nathalie Martin and Ernesto A. Longa
University of New Mexico - School of Law and University of New Mexico - School of Law
Downloads 246 (227,784)
Citation 2

Abstract:

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10.

Public Opinion and the Limits of State Law: The Case for a Federal Usury Cap

North Illinois University Law Review, Vol. 34, No. 2, 2014, UNM School of Law Research Paper No. 2015-02
Number of pages: 47 Posted: 18 Oct 2014 Last Revised: 24 Feb 2015
Nathalie Martin
University of New Mexico - School of Law
Downloads 221 (252,548)
Citation 1

Abstract:

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Usury Law, Consumer Loans, Interest Rate Caps, High-cost Lending

The Power of Community Action: Anti‐Payday Loan Ordinances in Three Metropolitan Areas

UNM School of Law Research Paper No. 2017-02
Number of pages: 152 Posted: 02 Feb 2017 Last Revised: 04 May 2017
Robert N. Mayer and Nathalie Martin
University of Utah - Department of Family and Consumer Studies (FCS) and University of New Mexico - School of Law
Downloads 129 (401,799)

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The Power of Community Action: Anti-Payday Loan Ordinances in Three Metropolitan Areas (Executive Summary)

Silicon Valley Community Foundation Funded Report, UNM School of Law Research Paper
Number of pages: 26 Posted: 02 Feb 2017 Last Revised: 04 May 2017
Robert N. Mayer and Nathalie Martin
University of Utah - Department of Family and Consumer Studies (FCS) and University of New Mexico - School of Law
Downloads 71 (602,710)
Citation 1

Abstract:

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12.

Regulating Payday Loans: Why this Should Make the CFPB’s Short List

Harvard Business Law Review Online, Vol. 2, p. 44, 2011, UNM School of Law Research Paper No. 2011-09
Number of pages: 9 Posted: 10 Oct 2011
Nathalie Martin
University of New Mexico - School of Law
Downloads 187 (294,293)
Citation 1

Abstract:

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13.

Double Down-And-Out: The Connection between Payday Loans and Bankruptcy

Southwestern Law Review, Vol. 39, p. 785, 2010, UNM School of Law Research Paper No. 2011-08
Number of pages: 23 Posted: 10 Oct 2011
Nathalie Martin and Koo Im Tong
University of New Mexico - School of Law and affiliation not provided to SSRN
Downloads 187 (294,293)

Abstract:

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14.

Shadow Credit and the Devolution of Consumer Credit Regulation

Lewis & Clark Law Review, Forthcoming, UNM School of Law Research Paper No. 2020-10
Number of pages: 43 Posted: 29 Sep 2020
Nathalie Martin and Lydia Pizzonia
University of New Mexico - School of Law and University of New Mexico
Downloads 181 (302,861)

Abstract:

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15.

Consumer Credit in America: Past, Present, and Future (Introduction)

Law and Contemporary Problems, Vol. 80, 2017, Ohio State Public Law Working Paper No. 397
Number of pages: 6 Posted: 31 May 2017 Last Revised: 08 Jun 2017
Pamela Foohey, Jim Hawkins, Creola Johnson and Nathalie Martin
Yeshiva University - Benjamin N. Cardozo School of Law, University of Houston Law Center, Ohio State University - Michael E. Moritz College of Law and University of New Mexico - School of Law
Downloads 137 (382,019)

Abstract:

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consumer credit, payday loans, CFPB, debt criminalization, reverse mortgages, advertising, credit reports, consumer litigation funding

16.

Interest Rate Caps, State Legislation, and Public Opinion: Does the Law Reflect the Public's Desires?

Chicago-Kent Law Review, Vol. 89, No. 1, 2014, UNM School of Law Research Paper No. 2014-24
Number of pages: 27 Posted: 23 Mar 2014 Last Revised: 21 Oct 2014
Timothy E. Goldsmith and Nathalie Martin
University of New Mexico - Dept. of Psychology and University of New Mexico - School of Law
Downloads 116 (433,798)

Abstract:

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17.

Poverty, Culture and the Bankruptcy Code: Narratives from the Money Law Clinic

Clinical Law Review, Vol. 12, p. 203, 2005
Number of pages: 39 Posted: 06 Aug 2009
Nathalie Martin
University of New Mexico - School of Law
Downloads 102 (476,388)

Abstract:

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18.

Bad Apples or a Rotten Tree: Ameliorating the Double Pandemic of COVID-19 and Racial Economic Inequality

Montana Law Review, Vol. 82, No. 1 (2021), UNM School of Law Research Paper No. 2020-09
Number of pages: 39 Posted: 15 Sep 2020 Last Revised: 09 Jun 2021
Nathalie Martin
University of New Mexico - School of Law
Downloads 75 (576,215)

Abstract:

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19.

Addressing the Foreclosure Crisis Through Law School Clinics

Georgetown Journal on Poverty Law & Policy, Vol. 20, No. 3, 2013, UNM School of Law Research Paper No. 2014-23
Number of pages: 21 Posted: 23 Mar 2014 Last Revised: 10 Apr 2019
Nathalie Martin and Max Weinstein
University of New Mexico - School of Law and Harvard Law School
Downloads 74 (580,604)

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20.

Mind Games: Rethinking BAPCPA's Debtor Education Provisions

Southern Illinois University Law Journal, Vol. 31, p. 517, 2007
Number of pages: 32 Posted: 05 Aug 2009
Ocean Tama y Sweet and Nathalie Martin
affiliation not provided to SSRN and University of New Mexico - School of Law
Downloads 61 (642,696)

Abstract:

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Bankruptcy Abuse, Consumer Protection

21.

Survival in the Face of Scarcity: The Undocumented Immigrant Experience

Arizona Law Review, Vol. 58, No. 1, 2016, UNM School of Law Research Paper No. 2017-04
Number of pages: 35 Posted: 02 Feb 2017 Last Revised: 04 May 2017
Nathalie Martin
University of New Mexico - School of Law
Downloads 58 (658,660)

Abstract:

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22.

Bringing Relevance Back to Consumer Bankruptcy

Emory Bankruptcy Developments Journal, Vol. 36, No. 2, 2020, UNM School of Law Research Paper No. 2020-11
Number of pages: 44 Posted: 21 Sep 2020
Nathalie Martin
University of New Mexico - School of Law
Downloads 47 (723,898)

Abstract:

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23.

Nefarious Neighbors: How Living near Payday Loan Stores Affects Loan Use

Mississippi Law Journal, Vol. 88, No. 3, 2019, UNM School of Law Research Paper No. 2020-12
Number of pages: 41 Posted: 22 Sep 2020
Nathalie Martin, Younghee Lim, Aimee Moles and Trey Bickham
University of New Mexico - School of Law, Louisiana State University - College of Human Sciences and Education - School of Social Work, Louisiana State University, Baton Rouge - Social Research and Evaluation Center and Louisiana State University, Baton Rouge - College of Engineering
Downloads 38 (786,071)

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24.

The Virtue of Vulnerability: Mindfulness and Well-Being in Law Schools and the Legal Profession

Southwestern Law Review, Vol. 48, No. 2, 2019., UNM School of Law Research Paper No. 2019-08
Number of pages: 14 Posted: 04 Sep 2019
Nathalie Martin
University of New Mexico - School of Law
Downloads 20 (940,839)

Abstract:

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Legal Profession, Professional Ethics, Capacity