John G. Lynch

University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making

University of Colorado Distinguished Professor

Leeds School of Business

Boulder, CO 80309-0419

United States

http://https://www.colorado.edu/business/john-g-lynch-jr

SCHOLARLY PAPERS

25

DOWNLOADS
Rank 2,770

SSRN RANKINGS

Top 2,770

in Total Papers Downloads

25,185

TOTAL CITATIONS
Rank 2,280

SSRN RANKINGS

Top 2,280

in Total Papers Citations

389

Scholarly Papers (25)

1.

Financial Literacy, Financial Education and Downstream Financial Behaviors (full paper and web appendix)

Forthcoming in Management Science
Number of pages: 103 Posted: 02 Oct 2013 Last Revised: 09 Jan 2014
Catholic University of Portugal, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and University of Virginia - McIntire School of Commerce
Downloads 14,700 (622)
Citation 63

Abstract:

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Keywords: behavioral economics, household finance, consumer behavior, education systems, public policy, government programs, statistics, causal effects, design of experiments, meta-analysis, financial education, financial literacy

2.

Reconsidering Baron and Kenny: Myths and Truths About Mediation Analysis

Journal of Consumer Research, Vol. 37, August 2010
Number of pages: 10 Posted: 20 Feb 2010
Xinshu Zhao, John G. Lynch and Qimei Chen
affiliation not provided to SSRN, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and Shidler College of Business, University of Hawaii
Downloads 1,912 (18,520)
Citation 137

Abstract:

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Mediation Analysis, Methodology

3.

Spotlights, Floodlights, and the Magic Number Zero: Simple Effects Tests in Moderated Regression

Journal of Marketing Research, 2012, doi: 10.1509/jmr.12.0420
Number of pages: 57 Posted: 28 Jan 2013
University of California, Los Angeles (UCLA) - Anderson School of Management, Duke University - Fuqua School of Business, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and University of Colorado at Boulder - Department of Psychology
Downloads 1,630 (23,663)
Citation 28

Abstract:

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moderated regression, spotlight analysis, simple effects tests

4.

Wine Online: Search Costs and Competition on Price, Quality, and Distribution

Number of pages: 44 Posted: 16 Nov 2001
Dan Ariely and John G. Lynch
Duke University - Fuqua School of Business and University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making
Downloads 931 (53,398)
Citation 36

Abstract:

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5.

How Am I Doing? Perceived Financial Well-Being, Its Potential Antecedents, and Its Relation to Overall Well-Being

Number of pages: 67 Posted: 25 Nov 2019
University of Virginia - McIntire School of Commerce, University of Georgia, Catholic University of Portugal and University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making
Downloads 909 (55,415)
Citation 16

Abstract:

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perceived financial well-being, scale development, well-being

6.

The Intended and Unintended Consequences of Privacy Regulation for Consumer Marketing

MIT Sloan Research Paper No. 7129-24
Number of pages: 40 Posted: 30 May 2024 Last Revised: 30 Jan 2025
University of Chicago - Booth School of Business, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making, Yale University - Cowles Foundation - Department of Economics, Massachusetts Institute of Technology (MIT), University of Toronto - Rotman School of Management, Questrom School of Business, London Business School, Boston University, Northwestern - Kellogg and Massachusetts Institute of Technology (MIT) - Management Science (MS)
Downloads 503 (119,932)
Citation 1

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Privacy, consumer protection, discrimination, digital exclusion, competition, regulation

7.

A Generalizable Scale of Propensity to Plan: The Long and the Short of Planning for Time and Money

Journal of Consumer Research, Vol. 37, No.1, pp.108-28, 2009
Number of pages: 21 Posted: 21 Sep 2009 Last Revised: 17 Mar 2011
University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making, University of Virginia - McIntire School of Commerce, University of California, Los Angeles (UCLA) - Anderson School of Management and University of Bologna - Department of Management
Downloads 443 (138,044)
Citation 15

Abstract:

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Planning, Scale development

8.

Smart Agents: When Lower Search Costs for Quality Information Increase Price Sensitivity

Number of pages: 16 Posted: 26 Oct 2002
Kristin Diehl, Laura J. Kornish and John G. Lynch
University of Southern California - Marshall School of Business, University of Colorado at Boulder - Leeds School of Business and University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making
Downloads 427 (144,043)
Citation 7

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9.

How to Attract Customers by Giving Them the Short End of the Stick

Number of pages: 44 Posted: 31 Oct 2005
Alison King Lo, John G. Lynch and Richard Staelin
Massachusetts Institute of Technology (MIT) - Sloan School of Management, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and Duke University - Fuqua School of Business
Downloads 389 (161,570)
Citation 2

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fairness, targeted promotion, consumer behavior, product quality

10.

Expense Neglect in Forecasting Personal Finances

Number of pages: 51 Posted: 27 Dec 2014 Last Revised: 12 Nov 2019
Jonathan Berman, An Tran, John G. Lynch and Gal Zauberman
London Business School - Department of Marketing, University of La Verne - Department of Marketing, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and Yale
Downloads 385 (162,058)
Citation 4

Abstract:

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Forecasting, Financial Slack, Financial Decision-Making, Expense Neglect

11.

Resource Slack and Propensity to Discount Delayed Investments of Time Versus Money

Number of pages: 58 Posted: 26 Jul 2004
Gal Zauberman and John G. Lynch
Yale and University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making
Downloads 355 (177,867)
Citation 14

Abstract:

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Time, intetemporal choice, hyperbolic discounting

12.

Inside Baseball: How Our Stereotypes of “Good Theory” Undermine Perceived Relevance of Marketing Scholarship

Number of pages: 49 Posted: 27 Dec 2022 Last Revised: 31 Jul 2024
University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making, Cornell University - Samuel Curtis Johnson Graduate School of Management and University of Detroit Mercy - College of Business Administration
Downloads 334 (189,427)

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theory, relevance, construct-to-construct, phenomenon-to-construct, peer review criteria, research methods, nomological net

13.

On a Need-to-Know Basis: How the Distribution of Responsibility Between Couples Shapes Financial Literacy and Financial Outcomes

Number of pages: 124 Posted: 12 Jun 2015 Last Revised: 29 Sep 2017
Adrian F. Ward and John G. Lynch
The University of Texas at Austin and University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making
Downloads 329 (192,514)
Citation 15

Abstract:

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Financial Literacy, Financial Decision-Making, Information Search, Learning, Attention, Expertise, Education, Couples, Relationships, Transactive Memory, Cognitive Interdependence

14.

Median Splits, Type II Errors, and False Positive Consumer Psychology: Don't Fight the Power

Number of pages: 51 Posted: 20 Mar 2015 Last Revised: 10 Apr 2015
University of Colorado at Boulder - Department of Psychology, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making, University of Texas - McCombs School of Business, University of California, Los Angeles (UCLA) - Anderson School of Management and Duke University - Fuqua School of Business
Downloads 327 (193,789)
Citation 4

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ANOVA, regression, median split, dichotomize, power, Type II errors

15.

Knowledge Creation in Consumer Research: Multiple Routes, Multiple Criteria

Journal of Consumer Psychology 22 (2012) 473-485
Number of pages: 13 Posted: 16 Jan 2015
University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making, University of Florida - Warrington College of Business Administration, University of Michigan, Stephen M. Ross School of Business, New York University (NYU) - Department of Marketing and Koc University
Downloads 257 (249,046)
Citation 9

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16.

The Effects of the Online and Offline Purchase Environment on Consumer Choice of Familiar and Unfamiliar Brands

Number of pages: 14 Posted: 28 Sep 2015
Yvonne Saini and John G. Lynch
Wits Business School and University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making
Downloads 250 (256,170)

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Accessibility-diagnosticity model, Brand familiarity, shopping environment, consumer choice

17.

Prior Knowledge and Complacency in New Product Learning

Number of pages: 40 Posted: 16 Oct 2002
Stacy Wood and John G. Lynch
University of South Carolina - Darla Moore School of Business and University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making
Downloads 242 (264,431)
Citation 9

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18.

Creating Boundary-Breaking Marketing-Relevant Consumer Research

Number of pages: 56 Posted: 12 Nov 2019
University of Southern California - Marketing Department, Columbia University, London Business School, George Washington University, University of Southern California, Columbia University - Columbia Business School, Marketing, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and University of California Irvine
Downloads 182 (345,792)
Citation 13

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consumer research, marketing, breaking boundaries, broad impact, marketplace stakeholders

19.

Tis Not, Tis Not – Tis So, Tis So: Rebuttal of Rebuttal by Iacobucci, Posavac, Kardes, Schneider, and Popovich (2015) on the Appropriateness of Median Splits

Number of pages: 6 Posted: 27 Sep 2015 Last Revised: 28 Sep 2015
University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making, University of Colorado at Boulder - Department of Psychology, University of Texas - McCombs School of Business, University of California, Los Angeles (UCLA) - Anderson School of Management and Duke University - Fuqua School of Business
Downloads 169 (369,167)

Abstract:

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median splits, false positive consumer psychology, power

20.

Cashing Out Retirement Savings at Job Separation

Number of pages: 52 Posted: 01 Jan 2020 Last Revised: 31 May 2024
Yanwen Wang, Muxin Zhai and John G. Lynch
University of British Columbia (UBC), Texas State University and University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making
Downloads 161 (384,806)
Citation 2

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Retirement Leakage, 401(k), Match Rate, Defined Contribution

21.

Reflections on the Replication Corner: In Praise of Conceptual Replications

Columbia Business School Research Paper No. 15-88
Number of pages: 39 Posted: 28 Sep 2015
University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making, University of Pennsylvania - Marketing Department, Duke University - Fuqua School of Business and Columbia University - Columbia Business School, Marketing
Downloads 140 (431,590)
Citation 3

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Direct replication, conceptual replication, replication and extension, external validity

22.

Information Overload in Consumer Response to Annuities: Eye-Tracking and Behavioral Evidence

Consumer Financial Protection Bureau Office of Research Working Paper No. 23-01
Number of pages: 52 Posted: 22 Mar 2023 Last Revised: 05 Apr 2023
Consumer Financial Protection Bureau, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making, University of Colorado at Boulder - Department of Marketing and affiliation not provided to SSRN
Downloads 138 (436,556)

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23.

Unobserved Heterogeneity as an Alternative Explanation for 'Reversal' Effects in Behavioral Research

Journal of Consumer Research, Vol. 27, No. 3, 2000
Number of pages: 21 Posted: 15 Feb 2014
University of Pennsylvania - Marketing Department, Rice University and University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making
Downloads 72 (676,984)
Citation 11

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24.

As Time Goes By: Do Cold Feet Follow Warm Intentions for Really-New vs. Incrementally-New Products?

Journal of Marketing Research, 45 (3), pp. 307-319, 2008, DOI: 10.1509/jmkr.45.3.307
Posted: 21 Dec 2007 Last Revised: 28 Jun 2018
David L. Alexander, John G. Lynch and Qing Wang
University of St. Thomas, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and Warwick Business School, University of Warwick

Abstract:

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really-new products, purchase intentions, new product expectations, psychological distance, construal level theory

25.

Learning by Collaborative and Individual-Based Recommendation Agents

Forthcoming in Journal of Consumer Psychology
Posted: 11 Nov 2002
Dan Ariely, John G. Lynch and Manuel Aparicio IV
Duke University - Fuqua School of Business, University of Colorado-Boulder, Leeds School of Business - Center for Research on Consumer Financial Decision Making and Saffron Technology, Inc.

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