Brian Melzer

Federal Reserve Bank of Chicago

230 South LaSalle Street

Chicago, IL 60604

United States

  • Federal Reserve Bank of Chicago

SCHOLARLY PAPERS

11

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CITATIONS
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7

Scholarly Papers (11)

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1.

The Misguided Beliefs of Financial Advisors

Kelley School of Business Research Paper No. 18-9
Number of pages: 66 Posted: 20 Jan 2018 Last Revised: 23 May 2018
Juhani T. Linnainmaa, Brian Melzer and Alessandro Previtero
USC Marshall School of Business, Federal Reserve Bank of Chicago and Indiana University - Kelley School of Business - Department of Finance
Downloads 1,883 (7,821)

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Financial Advice, behavioral finance, household finance, investment mistakes, behavioral biases

2.

Unemployment Insurance as a Housing Market Stabilizer

Downloads 1,029 ( 20,234)

Unemployment Insurance as a Housing Market Stabilizer

American Economic Review, Forthcoming
Number of pages: 57 Posted: 05 Dec 2012 Last Revised: 21 Nov 2017
Joanne W. Hsu, David A. Matsa and Brian Melzer
Board of Governors of the Federal Reserve System, Northwestern University - Kellogg School of Management and Federal Reserve Bank of Chicago
Downloads 1,009 (20,520)

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Positive Externalities of Social Insurance: Unemployment Insurance and Consumer Credit

NBER Working Paper No. w20353
Number of pages: 61 Posted: 04 Aug 2014
Joanne W. Hsu, David A. Matsa and Brian Melzer
Board of Governors of the Federal Reserve System, Northwestern University - Kellogg School of Management and Federal Reserve Bank of Chicago
Downloads 20 (529,079)

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3.

Retail Financial Advice: Does One Size Fit All?

Journal of Finance, Forthcoming, Fama-Miller Working Paper, Chicago Booth Research Paper No. 14-38
Number of pages: 55 Posted: 12 Nov 2014 Last Revised: 12 Dec 2015
Stephen R. Foerster, Juhani T. Linnainmaa, Brian Melzer and Alessandro Previtero
University of Western Ontario - Richard Ivey School of Business, USC Marshall School of Business, Federal Reserve Bank of Chicago and Indiana University - Kelley School of Business - Department of Finance
Downloads 634 (39,918)
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4.

Loan Contracting in the Presence of Usury Limits: Evidence from Automobile Lending

Consumer Financial Protection Bureau Office of Research Working Paper No. 2017-02
Number of pages: 43 Posted: 07 Apr 2017
Brian Melzer and Aaron Schroeder
Federal Reserve Bank of Chicago and Independent
Downloads 206 (144,949)

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Household finance, consumer credit, financial regulation, usury limit, loan contracting, credit rationing, seller finance, captive finance

5.

Competition and Adverse Selection in the Small-Dollar Loan Market: Overdraft versus Payday Credit

FRB of New York Staff Report No. 391
Number of pages: 33 Posted: 14 Sep 2009 Last Revised: 22 Aug 2010
Brian Melzer and Donald P. Morgan
Federal Reserve Bank of Chicago and Federal Reserve Bank of New York
Downloads 108 (246,914)
Citation 3

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payday credit, overdraft credit, competition, adverse selection

6.

Non-Cognitive Abilities and Financial Delinquency: The Role of Self-Efficacy in Avoiding Financial Distress

Downloads 64 (338,987)

Non-Cognitive Abilities and Financial Delinquency: The Role of Self-Efficacy in Avoiding Financial Distress

Journal of Finance, Forthcoming
Number of pages: 48 Posted: 01 Dec 2016 Last Revised: 26 Apr 2018
Camelia M. Kuhnen and Brian Melzer
University of North Carolina Kenan-Flagler Business School & NBER and Federal Reserve Bank of Chicago
Downloads 57 (364,303)

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household finance, financial distress, self-efficacy, subjective expectations, non-cognitive skills

Non-Cognitive Abilities and Financial Delinquency: The Role of Self-Efficacy in Avoiding Financial Distress

NBER Working Paper No. w23028
Number of pages: 36 Posted: 11 Jan 2017
Camelia M. Kuhnen and Brian Melzer
University of North Carolina Kenan-Flagler Business School & NBER and Federal Reserve Bank of Chicago
Downloads 7 (614,089)

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7.

Retail Financial Advice: Does One Size Fit All?

NBER Working Paper No. w20712
Number of pages: 52 Posted: 01 Dec 2014
Stephen R. Foerster, Juhani T. Linnainmaa, Brian Melzer and Alessandro Previtero
University of Western Ontario - Richard Ivey School of Business, USC Marshall School of Business, Federal Reserve Bank of Chicago and Indiana University - Kelley School of Business - Department of Finance
Downloads 56 (362,063)
Citation 2

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8.

Spillovers from Costly Credit

US Census Bureau Center for Economic Studies Paper No. CES-WP-11
Number of pages: 24 Posted: 22 Mar 2013
Brian Melzer
Federal Reserve Bank of Chicago
Downloads 41 (412,703)

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9.

Do Household Finances Constrain Unconventional Fiscal Policy?

Downloads 28 (468,146)

Do Household Finances Constrain Unconventional Fiscal Policy?

Number of pages: 35 Posted: 09 Oct 2018 Last Revised: 26 Oct 2018
Scott R. Baker, Lorenz Kueng, Leslie McGranahan and Brian Melzer
Northwestern University, Kellogg School of Management, Department of Finance, Northwestern University - Kellogg School of Management, Federal Reserve Bank of Chicago and Federal Reserve Bank of Chicago
Downloads 20 (529,079)

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consumer durables, counter-cyclical fiscal policy, intertemporal substitution

Do Household Finances Constrain Unconventional Fiscal Policy?

NBER Working Paper No. w25212
Number of pages: 36 Posted: 05 Nov 2018
Scott R. Baker, Lorenz Kueng, Leslie McGranahan and Brian Melzer
Northwestern University, Kellogg School of Management, Department of Finance, Northwestern University - Kellogg School of Management, Federal Reserve Bank of Chicago and Federal Reserve Bank of Chicago
Downloads 4 (635,419)
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Do Household Finances Constrain Unconventional Fiscal Policy?

FRB of Chicago Working Paper No. WP-2018-16
Number of pages: 36 Posted: 10 Dec 2018 Last Revised: 21 Feb 2019
Scott R. Baker, Lorenz Kueng, Leslie McGranahan and Brian Melzer
Northwestern University, Kellogg School of Management, Department of Finance, Northwestern University - Kellogg School of Management, Federal Reserve Bank of Chicago and Federal Reserve Bank of Chicago
Downloads 4 (635,419)

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counter-cyclical fiscal policy, credit market frictions, consumer durables, household, fiscal policy

10.

Making the House a Home: The Stimulative Effect of Home Purchases on Consumption and Investment

NBER Working Paper No. w23570
Number of pages: 64 Posted: 17 Jul 2017
Efraim Benmelech, Adam M. Guren and Brian Melzer
Northwestern University - Kellogg School of Management, Boston University - Department of Economics and Federal Reserve Bank of Chicago
Downloads 16 (534,601)

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11.

Accelerator or Brake? Cash for Clunkers, Household Liquidity, and Aggregate Demand

NBER Working Paper No. w22878
Number of pages: 39 Posted: 05 Dec 2016
Daniel Green, Brian Melzer, Jonathan A. Parker and Arcenis Rojas
Massachusetts Institute of Technology (MIT), Students, Federal Reserve Bank of Chicago, Massachusetts Institute of Technology (MIT) - Sloan School of Management and U.S. Bureau of Labor Statistics
Downloads 2 (625,011)

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