Larry R. Frank

Academy of Financial Services

La Crosse, WI 54601

United States

http://academyfinancial.org

Better Financial Education

Owner

300 Harding Blvd Suite 103D

Roseville, CA 95765

United States

http://www.BetterFinancialEducation.com

Certified Financial Planner Board (CFP)

1700 Broadway

Suite 2100

Denver, CO 80290-2101

United States

View CV
SCHOLARLY PAPERS

7

DOWNLOADS
Rank 12,708

SSRN RANKINGS

Top 12,708

in Total Papers Downloads

2,996

CITATIONS

2

Scholarly Papers (7)

1.

Lifetime Expected Income Breakeven Comparison between SPIAs and Managed Portfolios

Number of pages: 65 Posted: 30 Aug 2013 Last Revised: 25 Apr 2015
Larry R. Frank Sr., John B. Mitchell and Wade D. Pfau
Academy of Financial Services, Central Michigan University - Department of Finance and Law and The American College
Downloads 1,990 (4,604)

Abstract:

SPIA, Immediate annuity, managed diversified portfolio, cash flow comparisons, breakeven comparison

2.

Sequence Risk: Managing Retiree Exposure to Sequence Risk Through Probability of Failure Based Decision Rules

Number of pages: 36 Posted: 26 May 2011
Larry R. Frank Sr., John B. Mitchell and David M. Blanchett
Academy of Financial Services, Central Michigan University - Department of Finance and Law and Unified Trust Company, NA
Downloads 175 (123,267)
Citation 1

Abstract:

Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure

3.

An Age-Based, Three Dimensional, Universal Distribution Model Incorporating Sequence Risk

Number of pages: 25 Posted: 24 May 2011 Last Revised: 11 May 2016
Larry R. Frank Sr., John B. Mitchell and David M. Blanchett
Academy of Financial Services, Central Michigan University - Department of Finance and Law and Unified Trust Company, NA
Downloads 146 (142,226)
Citation 1

Abstract:

Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure, Expected Longevity

4.

Lifetime Expected Income Breakeven Comparison between SPIAs and Managed Portfolios (A Descriptive Work for Data that is in SSRN Abstract http://ssrn.com/abstract= 2317857)

Number of pages: 18 Posted: 11 Nov 2013 Last Revised: 25 Apr 2015
Larry R. Frank Sr., John B. Mitchell and Wade D. Pfau
Academy of Financial Services, Central Michigan University - Department of Finance and Law and The American College
Downloads 127 (146,766)

Abstract:

SPIA, Immediate annuity, managed diversified portfolio, cash flow comparisons, breakeven comparison

5.

Transition to Old Age (Superannuation) in a 3-D, Age Based, Dynamic, Serially Connected and Annually Recalculated Retirement Distribution Model

Number of pages: 35 Posted: 02 May 2012 Last Revised: 01 Jun 2012
Larry R. Frank Sr., John B. Mitchell and David M. Blanchett
Academy of Financial Services, Central Michigan University - Department of Finance and Law and Unified Trust Company, NA
Downloads 108 (187,849)

Abstract:

Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure, Expected Longevity, Elderly, Mortality, Age Distribution, Cohorts, Superannuation

6.

In Search of the Numbers; A Practical Application of Withdrawal Rate Research For Pre-Retirees and its Possible Implications

Number of pages: 19 Posted: 15 Oct 2009
Larry R. Frank Sr.
Academy of Financial Services
Downloads 80 (224,624)

Abstract:

retirement portfolios, Monte Carlo simulation, portfolio longevity, personal longevity, current life tables, pre-retirement, post-retirement, withdrawal rates

7.

Certainty of Lifestyle: Contrasting a Simulation Over a Fixed Period versus Multiple Period Models

Number of pages: 90 Posted: 25 Apr 2016 Last Revised: 17 May 2016
Larry R. Frank Sr. and Shawn Brayman
Academy of Financial Services and PlanPlus Inc.
Downloads 0 (349,665)

Abstract:

single period simulations, multiple period models, CASRP