Joachim K. Winter
Ludwig Maximilian University of Munich (LMU)
Geschwister-Scholl-Platz 1
Munich, DE Bavaria 80539
Germany
Max Planck Society for the Advancement of the Sciences - Munich Center for the Economics of Aging (MEA)
Amalienstrasse 33
Munich, 80799
Germany
Deutsche Bundesbank - Research Department
PO Box 10 06 02
D60006 Frankfurt
Germany
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