Todd J. Zywicki

George Mason University - Antonin Scalia Law School

Professor of Law

3301 Fairfax Drive

Arlington, VA 22201

United States

PERC - Property and Environment Research Center

2048 Analysis Drive

Suite A

Bozeman, MT 59718

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SCHOLARLY PAPERS

102

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108

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138

Scholarly Papers (102)

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1.

The Economics of Credit Cards

Number of pages: 127 Posted: 25 May 2000
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 3,250 (7,400)
Citation 4

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2.

The Law & Economics of Subprime Lending

George Mason Law & Economics Research Paper No. 08-17, University of Colorado Law Review, Vol. 80, No. 1, Winter 2009, pp. 1-86
Number of pages: 87 Posted: 16 Mar 2008 Last Revised: 05 Dec 2008
Todd J. Zywicki and Joseph Adamson
George Mason University - Antonin Scalia Law School and Independent
Downloads 2,722 (9,788)

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bankruptcy, consumer credit, distress model, foreclosure, homeownership, lending practices, mortgages, option model, regulation, subprime

3.

Posner, Hayek & the Economic Analysis of Law

Iowa Law Review, Vol. 93, No. 2, pp. 559-603, February 2008, George Mason Law & Economics Research Paper No. 07-05
Number of pages: 46 Posted: 15 Jan 2007 Last Revised: 01 Apr 2008
Todd J. Zywicki and Anthony B. Sanders
George Mason University - Antonin Scalia Law School and Institute for Justice
Downloads 2,088 (14,901)
Citation 3

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Hayek, Posner, law and economics, common law, spontaneous order, rule of law, judicial knowledge, stare decisis, precedent, positivism, group selection

4.

An Economic Analysis of the Consumer Bankruptcy Crisis

Northwestern University Law Review, Vol. 99, No. 4, pp. 1463-1541, Summer 2005, George Mason Law & Economics Research Paper No. 04-35
Number of pages: 81 Posted: 07 Sep 2004
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 1,770 (19,366)
Citation 11

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Bankruptcy, consumer credit, New Institutional Economics

5.

The Rise and Fall of Efficiency in the Common Law: A Supply-Side Analysis

Number of pages: 83 Posted: 10 Dec 2003
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 1,765 (19,438)
Citation 41

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law & economics, efficiency of common law, economic history, new institutional economics

6.

The Changing of the Guard: The Political Economy of Administrative Bloat in American Higher Education

George Mason Law & Economics Research Paper No. 17-12
Number of pages: 35 Posted: 29 Mar 2017
Todd J. Zywicki and Christopher Koopman
George Mason University - Antonin Scalia Law School and Utah State University - Center for Growth and Opportunity
Downloads 1,619 (22,195)
Citation 1

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Academic Bureaucracy, Administrative Bloat, Higher Education, Non-Profit, University Governance

7.

The Past, Present, and Future of Bankruptcy Law in America

Number of pages: 18 Posted: 12 Nov 2003
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 1,567 (23,348)
Citation 1

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bankruptcy, consumer bankruptcy, bankruptcy reorganization, rent-seeking, political economy

8.

Hayekian Anarchism

George Mason Law & Economics Research Paper No. 11-06
Number of pages: 32 Posted: 24 Jan 2011
Edward Peter Stringham and Todd J. Zywicki
Trinity College and George Mason University - Antonin Scalia Law School
Downloads 1,561 (23,493)
Citation 5

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anarcho-liberalism, Buchanan, Bush, complexity, Constitution of Liberty, Glaeser, Hasnas, Hirshleifer, Hume, institutionalism, La Porta, Leeson, Leoni, Lopez-de-Silanes, Mayer, pluralism, Posner, Rechsstaat, Road to Serfdom, Rosser, Rowley, Sanders, Savigny, Shleifer, Stephenson, Tullock, Vishney

9.

Price Controls on Payment Card Interchange Fees: The U.S. Experience

George Mason Law & Economics Research Paper No. 14-18
Number of pages: 33 Posted: 06 Jun 2014 Last Revised: 14 Jan 2020
Todd J. Zywicki, Geoffrey A. Manne and Julian Morris
George Mason University - Antonin Scalia Law School, International Center for Law & Economics (ICLE) and International Center for Law and Economics
Downloads 1,264 (32,104)
Citation 10

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Durbin Amendment, credit cards, debit cards, prepaid cards, free checking, unbanked

10.

Common Law and Economic Efficiency

Downloads 1,076 (40,445)
Citation 3

Common Law and Economic Efficiency

ENCYCLOPEDIA OF LAW AND ECONOMICS, Francesco Parisi, Richard Posner, eds., 2010, George Mason Law & Economics Research Paper No. 10-43
Number of pages: 48 Posted: 09 Sep 2010
Todd J. Zywicki and Edward Peter Stringham
George Mason University - Antonin Scalia Law School and Trinity College
Downloads 963 (46,616)

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Aranson, Bailey, Buchanan, Claeys, Cooter, Cordato, demand side analysis, Hayek, Hicks, inefficiency, Kaldor, Kornhauser, Krier, legislation, Leoni, liability, O’Driscoll, Parisi, Priest, Pritchard, regulation, Rubin, spending, Stearns, tax, Terrebonne, Tullock, Wangenheim, wealth redistribution

Common Law and Economic Efficiency

Encyclopedia of Law and Economics, Forthcoming.
Number of pages: 48 Posted: 11 Feb 2021
Todd J. Zywicki and Edward Peter Stringham
George Mason University - Antonin Scalia Law School and Trinity College
Downloads 113 (470,011)
Citation 1

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neoclassical arguments, Austrian arguments, Hayek, common law judges, wealth distribution

11.

The Consumer Financial Protection Bureau: Savior or Menace?

George Washington Law Review, Vol. 81, No. 3, pp. 856-928, April 2013, George Mason Law & Economics Research Paper No. 12-50
Number of pages: 74 Posted: 17 Aug 2012 Last Revised: 01 May 2013
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 992 (45,428)
Citation 11

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agency, Barack Obama, Barney Frank, Christopher Dodd, confirmed, crisis, Elizabeth Warren, FTC, Federal Trade Commission, foreclosures, fraud, market downturn, New Deal, payday lenders, recess appointment, Richard Cordray, statutory requirement, super-agency, TILA, Truth in Lending Act

12.

Obesity and Advertising Policy

George Mason Law Review, Vol. 12, No. 4, pp. 979-1011, Summer 2004, George Mason Law & Economics Research Paper No. 04-45
Number of pages: 34 Posted: 15 Oct 2004
Todd J. Zywicki, Debra Holt and Maureen K. Ohlhausen
George Mason University - Antonin Scalia Law School, Federal Trade Commission -- Bureau of Economics and Federal Trade Commission
Downloads 967 (47,061)
Citation 5

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Obesity, Health Claims, Economics of Advertising

13.

Evolutionary Psychology and the Social Sciences

Number of pages: 30 Posted: 12 Oct 2000
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 924 (50,111)
Citation 2

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14.

Uncertainty, Evolution, and Behavioral Economic Theory

Journal of Law, Economics and Policy, Forthcoming, George Mason Law & Economics Research Paper No. 14-04
Number of pages: 27 Posted: 09 Mar 2014 Last Revised: 24 Mar 2014
Geoffrey A. Manne and Todd J. Zywicki
International Center for Law & Economics (ICLE) and George Mason University - Antonin Scalia Law School
Downloads 871 (54,392)

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antitrust, Alchian, bank lending, behavioral economics, bias, consumer protection, efficiency, endowment effect, experimental economics, fee shrouding, government intervention, irrationality, law and economics, over-optimism, Rasmussen, rational actors, regulators, self-interest, uncertainty

15.

The SEC's Misguided Climate Disclosure Rule Proposal

GWU Legal Studies Research Paper No. 61, 2022, GWU Law School Public Law Research Paper No. 61, 2022, Virginia Law and Economics Research Paper No. 2022-27, 41 Banking & Financial Services Policy Report 1, 2022, Northwestern Law & Econ Research Paper No. 22-17, Stanford University Graduate School of Business Research Paper No. 4256724
Number of pages: 14 Posted: 27 Oct 2022 Last Revised: 05 Jan 2023
Lawrence A. Cunningham, Stephen M. Bainbridge, Jonathan Berk, Sanjai Bhagat, Bernard S. Black, William J. Carney, David J. Denis, Diane K. Denis, Charles M. Elson, Jesse M. Fried, Sean J. Griffith, Jonathan M. Karpoff, F. Scott Kieff, Edmund W. Kitch, Kate Litvak, Julia D. Mahoney, Paul G. Mahoney, Adam C. Pritchard, Dale A. Oesterle, Roberta Romano, Christina Parajon Skinner and Todd J. Zywicki
University of Delaware, University of California, Los Angeles (UCLA) - School of Law, Stanford Graduate School of Business, University of Colorado at Boulder - Department of Finance, Northwestern University - Pritzker School of Law, Emory University School of Law, University of Pittsburgh, University of Pittsburgh - Katz School of Business, University of Delaware - John L. Weinberg Center for Corporate Governance, Harvard Law School, Fordham University School of Law, University of Washington - Michael G. Foster School of Business, George Washington University - Law School, University of Virginia School of Law, Northwestern University - Pritzker School of Law, University of Virginia School of Law, University of Virginia School of Law, University of Michigan Law School, Ohio State University (OSU) - Michael E. Moritz College of Law, Yale Law School, University of Pennsylvania - The Wharton School and George Mason University - Antonin Scalia Law School
Downloads 732 (68,580)

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SEC authority, climate disclosure, ESG, institutional investors, individual investors, information economics, government policy, financial markets, government power

16.

Was Hayek Right About Group Selection after All? Review Essay of Unto Others: The Evolution and Psychology of Unselfish Behavior

Downloads 705 (72,009)
Citation 2

Was Hayek Right About Group Selection after All? Review Essay of Unto Others: The Evolution and Psychology of Unselfish Behavior

Number of pages: 29 Posted: 29 Oct 1999
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 353 (163,992)
Citation 2

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Was Hayek Right About Group Selection after All? Review Essay of Unto Others: The Evolution and Psychology of Unselfish Behavior

Number of pages: 29 Posted: 29 Oct 1999
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 352 (164,496)
Citation 5

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17.

The Rule of Law, Freedom, and Prosperity

Number of pages: 19 Posted: 22 Aug 2002
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 693 (73,647)
Citation 7

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18.

Libertarianism, Law and Economics, and the Common Law

Chapman Law Review, Vol. 16, No. 2, pp. 309-324, 2013, George Mason Law & Economics Research Paper No. 12-78
Number of pages: 17 Posted: 13 Nov 2012 Last Revised: 03 Sep 2014
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 666 (77,372)
Citation 2

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British, Carleton Kemp Allen, benevolent spontaneous order, Charles Darwin, commercial, contracts, efficiency, egalitarianism, English, free, Frederick Carl von Savigny, Friedrich Hayek, group selection, Henry Maine, Murray Rothbard, natural rights, property, society, Ronald Coase, transaction costs

19.

Rivalry and Superior Dispatch: An Analysis of Competing Courts in Medieval and Early Modern England

George Mason Law & Economics Research Paper No. 10-57
Number of pages: 36 Posted: 07 Nov 2010 Last Revised: 14 Nov 2010
Edward Peter Stringham and Todd J. Zywicki
Trinity College and George Mason University - Antonin Scalia Law School
Downloads 653 (79,366)
Citation 6

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bureaucracy, Charles Rowley, de jure limitations, de facto, defendant, efficiency of common law, exchequer, Hayek, Hobbes, James Buchanan, King’s Bench, legal history, liberty, Locke, monopolization of law, Norman invasion, plaintiff, pleas, Priest, Richard Posner, Rubin, venue, Wealth of Nations

20.

Talk is Cheap: The Existence Value Fallacy

Number of pages: 69 Posted: 06 Apr 1999
Donald J. Boudreaux, Todd J. Zywicki and Roger E. Meiners
George Mason University - Department of Economics, George Mason University - Antonin Scalia Law School and University of Texas at Arlington
Downloads 652 (79,517)
Citation 4

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21.

Why so Many Bankruptcies and What to Do About it: An Economic Analysis of Consumer Bankruptcy Law and Bankruptcy Reform

George Mason Law & Economics Research Paper No. 03-46
Number of pages: 114 Posted: 10 Oct 2003
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 628 (83,301)
Citation 1

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Bankruptcy, consumer credit, New Institutional Economic

22.

The Economics of Payment Card Interchange Fees and the Limits of Regulation

ICLE Financial Regulatory Program White Paper Series, June 2010, George Mason Law & Economics Research Paper No. 10-26
Number of pages: 64 Posted: 14 Jun 2010
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 609 (86,544)

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ACH, ATM, American Express, Cash, Checks, Diners Club, Electronic Payments, Federal Reserve Board, GAO, Government Accountability Office, Mastercard, Paperless, Paypal, Revolutioncard, Thomas Durkin, Visa

23.

Public Choice and Tort Reform

Number of pages: 42 Posted: 08 Nov 2000
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 596 (89,011)
Citation 2

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24.

Theory and Practice of Competition Advocacy at the Ftc

Antitrust Law Journal, Vol. 72, No. 3, pp. 1091-1112, 2005, George Mason Law & Economics Research Paper No. 04-48
Number of pages: 23 Posted: 26 Oct 2004
Todd J. Zywicki, James C. Cooper and Paul A. Pautler
George Mason University - Antonin Scalia Law School, George Mason University - Antonin Scalia Law School and U.S. Federal Trade Commission - Bureau of Economics
Downloads 578 (92,543)
Citation 5

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Public Choice, Rent-Seeking, Antitrust Law & Policy

25.

Evolutionary Psychology

George Mason Law & Economics Research Paper No. 07-10, Encyclopedia of Law and Society: American and Global Perspectives, Forthcoming
Number of pages: 15 Posted: 01 Feb 2007
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 576 (92,944)

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evolution, cooperation, evolution of cooperation, evolutionary psychology, group selection

26.

Wine Wars: The 21st Amendment and Discriminatory Bans to Direct Shipment of Wine

Number of pages: 34 Posted: 14 Oct 2004
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 557 (96,933)
Citation 1

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Commerce Clause, Twenty-First Amendment

27.

Three Problematic Truths About the Consumer Financial Protection Agency Act of 2009

Lombard Street, Vol. 1, No. 12, September 14, 2009, George Mason Law & Economics Research Paper No. 09-48
Number of pages: 27 Posted: 18 Sep 2009
Joshua D. Wright and Todd J. Zywicki
Lodestar Law and Economics and George Mason University - Antonin Scalia Law School
Downloads 554 (97,601)

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Barack Obama, behavioral economics, credit cards, Elizabeth Warren, Federal Trade Commission, Financial Regulatory Reform, Michael Barr, new paternalism, Oren Bar-Gill, plain vanilla, regulation, White Paper

28.

Behavior, Paternalism, and Policy: Evaluating Consumer Financial Protection

Downloads 487 (98,547)
Citation 1

Behavior, Paternalism, and Policy: Evaluating Consumer Financial Protection

George Mason Law & Economics Research Paper No. 14-05, Mercatus Center Working Paper No. 14-06
Number of pages: 46 Posted: 12 Mar 2014
Adam C. Smith and Todd J. Zywicki
Johnson & Wales University and George Mason University - Antonin Scalia Law School
Downloads 487 (112,952)
Citation 1

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behavioral economics, law and economics, nudge, Consumer Financial Protection Bureau, public choice, regulation

29.

Gordon Tullock's Critique of the Common Law

George Mason Law & Economics Research Paper No. 07-13
Number of pages: 57 Posted: 23 Feb 2007
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 524 (104,549)
Citation 2

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Tullock, Posner, law and economics, economics of judicial procedures, adversary system, inquisitorial system, civil law, common law, rent-seeking

30.

Institutions, Incentives, and Consumer Bankruptcy Reform

Washington and Lee Law Review, Vol. 62, No. 3, pp. 1071-1138, Summer 2005, George Mason Law & Economics Research Paper No. 05-07
Number of pages: 67 Posted: 08 Mar 2005
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 518 (106,053)
Citation 5

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consumer bankruptcy, consumer finance, New Institutional Economics

31.

Consumer Bankruptcy

George Mason Law & Economics Research Paper No. 07-09, Encyclopedia of Law and Society: American and Global Perspectives, Forthcoming
Number of pages: 12 Posted: 01 Feb 2007
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 507 (108,912)

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Consumer bankruptcy, comparative consumer bankruptcy law

32.

Is Forum-Shopping Corrupting America's Bankruptcy Courts? Review of Lynn M. Lopucki, 'Courting Failure: How Competition for Big Cases is Corrupting the Bankruptcy Courts'

George Mason Law & Economics Research Paper No. 05-16, Georgetown Law Journal, Vol. 94, No. 4, pp. 1141-1195, April 2006
Number of pages: 56 Posted: 11 Aug 2005
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 506 (109,179)
Citation 3

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Bankruptcy, Corporate Reorganization, Chapter 11, Forum-Shopping

33.

The Economics and Regulation of Bank Overdraft Protection

Washington and Lee Law Review, Vol. 69, No. 2, 2012, pp. 1141-1200, George Mason Law & Economics Research Paper No. 11-43
Number of pages: 59 Posted: 20 Oct 2011 Last Revised: 08 Oct 2014
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 450 (125,455)
Citation 6

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ATM, American Bankers Association, Brian Melzer, CFPB, Consumer Financial Protection Bureau, Dodd-Frank Financial Regulatory Reform Legislation, Donald Morgan, FDIC, Federal Deposit Insurance Corporation, Moebs Services, OCC, Office of the Comptroller of the Currency, Raddon Financial Group, Reserve

34.

Payday Lending, Bank Overdraft Protection, and Fair Competition at the Consumer Financial Protection Bureau

Mercatus Center Working Paper No. 13-22, Review of Banking and Financial Law, Vol. 33, No. 1, pp. 235-281, 2013 , George Mason Law & Economics Research Paper No. 13-66
Number of pages: 48 Posted: 24 Nov 2013 Last Revised: 27 Mar 2014
Robert Clarke and Todd J. Zywicki
Bracewell LLP and George Mason University - Antonin Scalia Law School
Downloads 421 (135,618)

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consumer credit, overdrafts, alternative financial services, consumer protection, government policy and regulation, payday lending, overdraft protection

35.

The Economics and Regulation of Network Branded Prepaid Cards

Florida Law Review, Vol. 65, No. 5, pp. 1477-1520, 2013, George Mason Law & Economics Research Paper No. 13-06
Number of pages: 45 Posted: 23 Jan 2013 Last Revised: 23 Jan 2014
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 419 (136,399)
Citation 4

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ACE Cash Express, AccountNow, Aide Group, BB&T, CFPB, closed loop, Consumer Financial protection Bureau, credit card, debit, Discover, Dodd-Frank, Durbin, FDIC, J.P. Morgan Chase, Kroger, mainstream, maintenance fee, MasterCard, open, RushCard, unbanked, U.S. Bancorp, Visa, Walmart

36.

Baptists? The Political Economy of Political Environmental Interest Groups

Number of pages: 29 Posted: 07 Oct 2002
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 415 (137,938)
Citation 4

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Environmental Economics, Public Choice, Economics of Non-Profit Organizations

37.

Hayek's Jurisprudence: And Ratnapala's Hayek

George Mason Law & Economics Research Paper No. 14-63
Number of pages: 20 Posted: 28 Nov 2014
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 402 (143,063)
Citation 2

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common law jurisprudence, economics, evolutionary epistemology, Friedrich A. Hayek, F. A. Hayek, Suri Ratnapala, social thought

38.

An Assessment of Behavioral Law and Economics Contentions and What We Know Empirically About Credit Card Use by Consumers

George Mason Law & Economics Research Paper No. 14-46
Number of pages: 73 Posted: 24 Sep 2014 Last Revised: 15 Jan 2016
Thomas A. Durkin, Gregory Elliehausen and Todd J. Zywicki
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and George Mason University - Antonin Scalia Law School
Downloads 402 (143,063)
Citation 1

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bank overdraft, behavioral law and economics, consumer behavior, credit cards, debit cards, empirical analysis, government policy, interest rates, Juster-Shay model, mortgage loan, payday loan, shrouded fees, transaction interchange fees

39.

Bankruptcy Law as Social Legislation

Number of pages: 44 Posted: 16 Jul 2001
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 397 (145,149)
Citation 3

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40.

The Behavioral Law and Economics of Fixed-Rate Mortgages (and Other Just-So Stories)

Supreme Court Economic Review, Vol. 21, p. 157, 2014, George Mason Law & Economics Research Paper No. 14-50
Number of pages: 71 Posted: 15 Oct 2014
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 394 (146,387)

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behavioral law and economics, consumer behavior, empirical evidence, fixed-rate mortgage, housing finance, overpayment, policymaking, prepayment penalty, rational choice model, testable hypotheses, unintended consequences

41.

Institutional Review Boards as Academic Bureaucracies: An Economic and Experiential Analysis

Northwestern University Law Review, Forthcoming, George Mason Law & Economics Research Paper No. 07-20
Number of pages: 38 Posted: 02 May 2007
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 384 (150,608)

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Institutional Review Boards, Institutional Oversight of Research, Economics of Academia, Bureaucracy, Nonprofit Governance

42.

Anna Nicole Smith Goes Shopping: The New Forum Shopping Problem in Bankruptcy

George Mason Law & Economics Research Paper No. 09-29, Stanford Law and Economics Olin Working Paper No. 376, Stanford Public Law Working Paper No. 1417621, Amsterdam Center for Law & Economics Working Paper No. 2009-11
Number of pages: 33 Posted: 11 Jun 2009 Last Revised: 30 Mar 2011
G. Marcus Cole and Todd J. Zywicki
Stanford Law School and George Mason University - Antonin Scalia Law School
Downloads 377 (153,837)
Citation 2

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“absolute priority” rule, core, creditors, David Skeel, debtors, Granfinanciera v. Nordberg, non-core, Northern Pipeline v. Marathon Pipeline, Thomas Jackson

43.

Reconciling Group Selection and Methodological Individualism

Number of pages: 19 Posted: 13 Apr 2004
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 371 (156,553)

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F.A. Hayek, Evolutionary Economics, Methodological Individualism, Austrian Economics, Law and Economics

44.

Economic Uncertainty, the Courts, and the Rule of Law

Harvard Journal of Law and Public Policy, Vol. 35, No. 1, p. 1, 2011, George Mason Law & Economics Research Paper No. 11-46
Number of pages: 20 Posted: 17 Nov 2011
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 368 (157,932)
Citation 1

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bailout, bankruptcy, Chrysler, Deniz Anginer, Dodd-Frank, Durbin, dynamism, Eric Rasmusen, flux, General Motors, Hayek, JP Morgan Chase, Jamie Dimon, Joseph Warburton, Mark J. Ramseyer, risk exposure, Roosevelt, interest rates, market instability, political opportunism, profile, reform legislation

45.

Consumer Credit and the American Economy: An Overview

Journal of Law, Economics and Policy, Forthcoming, George Mason Legal Studies Research Paper No. LS 15-18, George Mason Law & Economics Research Paper No. 15-34
Number of pages: 40 Posted: 09 Sep 2015
Thomas A. Durkin, Gregory Elliehausen and Todd J. Zywicki
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and George Mason University - Antonin Scalia Law School
Downloads 367 (158,449)
Citation 1

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consumer credit, credit cards, payday loans, behavioral economics, law and economics

46.

Keynote Address: Is There a George Mason School of Law and Economics?

George Mason Law & Economics Research Paper No. 14-36
Number of pages: 18 Posted: 27 Aug 2014
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 367 (158,449)
Citation 2

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George Mason University School of Law, GMU, GMUSL, Law and Economics Center, LEC, Journal of Law, Economics & Policy, JLEP, law school, methodology, public choice, antitrust, constitutional law

47.

Book Review: The Making of Corporate Bankruptcy Law in England and the United States

Number of pages: 45 Posted: 07 Jul 2000
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 354 (164,802)
Citation 1

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48.

The Senate and Hyper-Partisanship: Would the Constitution Look Different If the Framers Had Known that Senators Would Be Elected in Partisan Elections?

Georgetown Journal of Law & Public Policy, Part of the Symposium “Hyperpartisanship and the Law”, George Mason Law & Economics Research Paper No. 12-38
Number of pages: 21 Posted: 03 May 2012
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 336 (174,353)

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49.

A Chip Off the Old Block or a New Direction for Payment Card Security? The Law & Economics of the U.S. Transition to EMV

George Mason Law & Economics Research Paper No. 17-09
Number of pages: 60 Posted: 13 Mar 2017 Last Revised: 21 Feb 2019
James C. Cooper and Todd J. Zywicki
George Mason University - Antonin Scalia Law School and George Mason University - Antonin Scalia Law School
Downloads 330 (177,746)

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cardholder verification method, chip technology, consumer payment, credit cards, CVM, EMV, fraud, law & economics, payment card security, PIN

50.

The U.S. Federal Trade Commission and Competition Advocacy: Lessons for Latin American Competition Policy

George Mason Law & Economics Research Paper No. 07-07, LATIN AMERICAN ANTITRUST DEVELOPMENTS, D. Daniel Sokol, ed., Forthcoming
Number of pages: 51 Posted: 06 Feb 2007
Todd J. Zywicki and James C. Cooper
George Mason University - Antonin Scalia Law School and George Mason University - Antonin Scalia Law School
Downloads 320 (183,611)

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competition, Economic Theory of Regulation, antitrust

51.

The Effects of Price Controls on Payment-Card Interchange Fees: A Review and Update

ICLE White Paper 2022-03-04, George Mason Law & Economics Research Paper No. 22-07
Number of pages: 39 Posted: 23 Mar 2022
Julian Morris, Todd J. Zywicki and Geoffrey A. Manne
International Center for Law and Economics, George Mason University - Antonin Scalia Law School and International Center for Law & Economics (ICLE)
Downloads 316 (186,009)

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consumer payments system, electronic payments, payment card networks, interchange fee, price caps, interchange-fee caps, Durbin amendment

52.

Introduction and Overview of Consumer Credit: Development, Uses, Kinds, and Policy Issues

Consumer Credit and the American Economy, Ch. 1 (Oxford University Press, 2014), George Mason Law & Economics Research Paper No. 14-57
Number of pages: 38 Posted: 30 Oct 2014
Thomas A. Durkin, Gregory Elliehausen, Michael Staten and Todd J. Zywicki
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, University of Arizona and George Mason University - Antonin Scalia Law School
Downloads 315 (186,659)

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consumer credit, credit cards, personal loans, personal bankruptcy, auto loans, student loans, financial management, household investment, installment, revolving, noninstallment, closed-end, open-end, credit reporting agency, CRA, credit bureau, regulation, financial institutions

53.

Do Americans Really Save Too Little and Should We Nudge Them to Save More? The Ethics of Nudging Retirement Savings

George Mason Law & Economics Research Paper No. 17-03
Number of pages: 46 Posted: 23 Jan 2017 Last Revised: 28 Jan 2017
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 304 (193,903)
Citation 4

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behavioral economics, defined benefit plan, defined contribution plan, IRA, pension, personal savings, retirement savings, Social Security, 401(k)

54.

Rent-Seeking, Crony Capitalism, and the Crony Constitution

Supreme Court Economic Review, Forthcoming, George Mason Legal Studies Research Paper No. LS 15-08, George Mason Law & Economics Research Paper No. 15-26
Number of pages: 37 Posted: 27 Aug 2015
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 298 (197,975)
Citation 8

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Rule of Law, Hayek, cronyism, financial crisis, bailouts

55.

Consumer Use and Government Regulation of Title Pledge Lending

George Mason Law & Economics Research Paper No. 10-12, Loyola Consumer Law Review, Vol. 22, No. 4, 2010, pp. 425-462
Number of pages: 39 Posted: 01 Mar 2010 Last Revised: 14 Jun 2010
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 293 (201,610)
Citation 3

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CFPA, consumer credit, Consumer Financial Protection Agency, FDIC, Federal Deposit insurance Corporation, fringe lending, Jackie Speier, product substitution, recession, re-pricing, Richard Durbin, Small-Dollar Loan Pilot Program

56.

The Dodd-Frank Act Five Years Later: Are We More Stable?

George Mason Legal Studies Research Paper No. LS 15-10, George Mason Law & Economics Research Paper No. 15-28
Number of pages: 11 Posted: 27 Aug 2015
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 289 (204,424)
Citation 1

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Dodd-Frank, Durbin Amendment, Consumer Financial Protection Bureau, unbanked consumers, credit cards, mortgages, data mining

57.

The Consumer Financial Protection Bureau's Arbitration Study: A Summary and Critique

Mercatus Working Paper, George Mason Legal Studies Research Paper No. LS 15-07, George Mason Law & Economics Research Paper No. 15-25, Virginia Law and Economics Research Paper No. 24, Virginia Public Law and Legal Theory Research Paper No. 51
Number of pages: 59 Posted: 26 Aug 2015 Last Revised: 19 Sep 2015
Jason Scott Johnston and Todd J. Zywicki
University of Virginia School of Law and George Mason University - Antonin Scalia Law School
Downloads 284 (208,176)
Citation 3

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consumer financial regulation, arbitration, class action litigation, attorneys’ fees

58.

The Law of Presidential Transitions and the 2000 Election

Number of pages: 50 Posted: 08 Mar 2001
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 282 (209,697)

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59.

The Behavioral Economics of Behavioral Law & Economics

Review of Behavioral Economics, Vol. 5, No. 3-4, pp. 439-471, George Mason Law & Economics Research Paper No. 18-33
Number of pages: 34 Posted: 20 Sep 2018 Last Revised: 16 Jan 2019
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 279 (211,956)

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credit cards, surcharging, behavioral law & economics

60.

Bruno Leoni's Legacy and Continued Relevance

Journal of Private Enterprise, Vol. 30, No. 1, pp. 131-141, 2015, George Mason Law & Economics Research Paper No. 14-49
Number of pages: 12 Posted: 01 Oct 2014 Last Revised: 07 May 2015
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 279 (211,956)
Citation 3

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Bruno Leoni, F.A. Hayek, common law, legislation, spontaneous order, judicial process

61.

The Ftc and State Action: Evolving Views on the Proper Role of Government

Antitrust Law Journal, Vol. 72, No. 3, pp. 1075-1090, 2005, George Mason Law & Economics Research Paper No. 05-08
Number of pages: 17 Posted: 31 Mar 2005
John T. Delacourt and Todd J. Zywicki
Office of Policy Planning, Federal Trade and George Mason University - Antonin Scalia Law School
Downloads 278 (212,753)

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state action, public choice, antitrust law and policy, antitrust exemptions

62.

The Nature of the State and the State of Nature: A Comment on Grady & Mcguire's 'the Nature of Constitutions'

Number of pages: 40 Posted: 26 Jun 2000
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 277 (213,556)
Citation 1

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evolutionary economics, rent-seeking, constitutional economics, public choice.

63.

The Law and Economics of Consumer Debt Collection and Its Regulation

George Mason Legal Studies Research Paper No. LS 15-17, George Mason Law & Economics Research Paper No. 15-33
Number of pages: 71 Posted: 09 Sep 2015
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 268 (220,836)
Citation 2

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debt collection, consumer demand for credit, Consumer Financial Protection Bureau

64.

The Chrysler and General Motors Bankruptcies

Research Handbook on Corporate Bankruptcy Law, Barry Adler ed., 2019, Forthcoming , George Mason Law & Economics Research Paper No. 18-31
Number of pages: 32 Posted: 20 Sep 2018 Last Revised: 10 Apr 2020
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 261 (226,644)

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Chrysler, General Motors, bailouts, financial crisis, TARP

65.

The Effects on Consumers from Two State-Level Regulations of the Payday Loan Market

Number of pages: 74 Posted: 05 Oct 2021
Thomas W. Miller Jr. and Todd J. Zywicki
Mississippi State University and George Mason University - Antonin Scalia Law School
Downloads 249 (239,270)

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Personal Finance, Consumer Protection, Non-bank Financial Services, Payday Loans, State Regulation

66.

Law and Economics: The Contributions of the Austrian School of Economics

Research Handbook on Austrian Law and Economics, Todd Zywicki and Peter Boettke (eds.), Edward Elgar, 2017, George Mason Law & Economics Research Paper No. 18-32
Number of pages: 33 Posted: 20 Sep 2018
Peter J. Boettke, Peter J. Boettke and Todd J. Zywicki
George Mason University - Department of EconomicsMercatus Center at George Mason University and George Mason University - Antonin Scalia Law School
Downloads 248 (238,387)

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Austrian economics, law and economics, endogenous rule formation

67.

Behavioral Economics Goes to Court: The Fundamental Flaws in the Behavioral Law & Economics Arguments Against No-Surcharge Laws

Missouri Law Review, Vol. 82, No. 3, 2017, ICLE Financial Regulation Research Program Paper Series 2016-1
Number of pages: 75 Posted: 12 Dec 2016 Last Revised: 11 Jan 2020
Todd J. Zywicki, Geoffrey A. Manne and Kristian Stout
George Mason University - Antonin Scalia Law School, International Center for Law & Economics (ICLE) and International Center for Law & Economics (ICLE)
Downloads 246 (240,302)

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behavioral economics, behavioral law & economics, law & economics, First Amendment, commercial speech, pricing, payment cards, credit cards, surcharging, discounting, bias, endowment effect, experimental economics, fee shrouding, framing effect, consumer behavior

68.

The Dodd-Frank Act Five Years Later: Are We Freer?

George Mason Law & Economics Research Paper No. 15-54
Number of pages: 14 Posted: 17 Dec 2015 Last Revised: 05 Jan 2016
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 245 (241,269)
Citation 2

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banks, Consumer Financial Protection Bureau, CFPB, crony capitalism, Dodd-Frank Act, financial crisis, moral hazard, Operation Choke Point, political opportunism, rule of law

69.

The Rule of Law During Times of Economic Crisis

George Mason Legal Studies Research Paper No. LS 15-09, George Mason Law & Economics Research Paper No. 15-27
Number of pages: 63 Posted: 27 Aug 2015
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 235 (251,341)
Citation 3

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crony capitalism, Dodd-Frank, economic recovery, fiscal crisis, legal constraints, moral hazard, popular ideology, rent-seeking, rule of law, social elites, U.S. Constitution

70.

Nudging in an Evolving Marketplace: How Markets Improve Their Own Choice Architecture

George Mason Law & Economics Research Paper No. 16-21
Number of pages: 31 Posted: 03 Apr 2016 Last Revised: 29 Apr 2016
Adam C. Smith and Todd J. Zywicki
Johnson & Wales University and George Mason University - Antonin Scalia Law School
Downloads 227 (259,876)

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behavioral economics, law and economics, nudge, Consumer Financial Protection Bureau, public choice, regulation

71.

Commentary on CFPB Report: Data Point: Checking Account Overdraft

George Mason Law & Economics Research Paper No. 14-45
Number of pages: 16 Posted: 23 Sep 2014 Last Revised: 16 Jul 2016
G. Flores and Todd J. Zywicki
Bretton Woods, Inc. and George Mason University - Antonin Scalia Law School
Downloads 227 (259,876)
Citation 1

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consumer credit, overdrafts, alternative financial services, consumer protection, government policy and regulation

72.

Commentary: CFPB Study of Overdraft Programs

George Mason Law & Economics Research Paper No. 13-60
Number of pages: 24 Posted: 06 Nov 2013
G. Flores and Todd J. Zywicki
Bretton Woods, Inc. and George Mason University - Antonin Scalia Law School
Downloads 221 (266,409)
Citation 3

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consumer credit, overdrafts, alternative financial services, consumer protection, government policy and regulation

73.

Simple Rules for a Complex Regulatory World: The Case of Financial Regulation

George Mason Law & Economics Research Paper No. 20-10
Number of pages: 36 Posted: 16 Apr 2020
Christopher Mufarrige and Todd J. Zywicki
Wilson, Sonsini, Goodrich & Rosati and George Mason University - Antonin Scalia Law School
Downloads 211 (278,210)
Citation 1

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Hayek, simple rules, financial regulation

74.

Junkyard Dogs: The Law and Economics of “Junk” Fees

CPI Antitrust Chronicle, April 2023, George Mason Law & Economics Research Paper No. 23-10
Number of pages: 12 Posted: 15 May 2023
Howard Beales and Todd J. Zywicki
George Washington University - School of Business and George Mason University - Antonin Scalia Law School
Downloads 200 (292,255)

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consumer payments, currency transactions, credit fees, electronic payments, junk fees

75.

Credit Where It's Due: How Payment Cards Benefit Canadian Merchants and Consumers, and How Regulation Can Harm Them

Pp. 1-46, Macdonald-Laurier Institute, October 2013, George Mason Law & Economics Research Paper No. 13-58
Number of pages: 53 Posted: 29 Oct 2013
Ian Richard Lee, Geoffrey A. Manne, Julian Morris and Todd J. Zywicki
Carleton University, International Center for Law & Economics (ICLE), International Center for Law and Economics and George Mason University - Antonin Scalia Law School
Downloads 199 (293,559)

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Boston Fed Study, cap, credit cards, cross-subsidies, debit, Durbin Amendment, efficiency, electronic payments, innovation, interchange fee regulations, NDP, pass-through fees, price controls, surcharge, two-sided markets, United States

76.

Market-Reinforcing versus Market-Replacing Consumer Finance Regulation

Hester Peirce and Benjamin Klutsey, eds., Reframing Financial Regulation: Enhancing Stability and Protecting Consumers, Mercatus Center at George Mason University, pp. 319-341, 2016, George Mason Law & Economics Research Paper No. 17-07
Number of pages: 24 Posted: 13 Feb 2017
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 193 (301,844)
Citation 1

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Consumer Finance, Consumer Protection, Consumer Financial Protection Bureau, Dodd-Frank, Credit Cards

77.

Does Increased Litigation Increase Justice in a Second-Best World?

THE AMERICAN ILLNESS, Frank Buckley, ed., Yale University Press (2012)., George Mason Law & Economics Research Paper No. 11-09
Number of pages: 17 Posted: 17 Feb 2011 Last Revised: 21 May 2016
Jeremy Kidd and Todd J. Zywicki
Drake University - Law School and George Mason University - Antonin Scalia Law School
Downloads 185 (313,518)

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American Bar Association Code of Professional Responsibility, attorney, Bates v. State Bar of Arizona, Brickman, civil procedure, Coharis, exceptionalism, external costs, forum-shopping, Internet, Kobayashi, meritless, Posner, price competition, procedural, quantity, Ribstein, substantive, Tullock

78.

The Law and Political Economy Project: A Critical Analysis

George Mason Law & Economics Research Paper No. 24-12
Number of pages: 82 Posted: 22 May 2024
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 181 (319,787)

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Capture Theory, Public Choice, Deregulation, Competitiveness

79.

Friedrich A. Hayek

George Mason Law & Economics Research Paper No. 18-04
Number of pages: 11 Posted: 11 Apr 2018
Edward Peter Stringham and Todd J. Zywicki
Trinity College and George Mason University - Antonin Scalia Law School
Downloads 181 (319,787)

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Hayek, biography, law and economics, legislature, judiciary, neoclassical

80.

Posner Meets Hayek: The Elements of an Austrian Law & Economics Research Program

George Mason Law & Economics Research Paper No. 23-24
Number of pages: 48 Posted: 18 Dec 2023 Last Revised: 01 May 2024
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 172 (334,590)

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F.A. Hayek, Austrian Economics, Law & Economics, spontaneous order, rule of law

81.

Testimony Before United States House of Representatives Committee on Financial Services on Proposed Consumer Financial Protection Agency

George Mason Law & Economics Research Paper No. 09-38
Number of pages: 37 Posted: 23 Aug 2009
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 161 (354,196)
Citation 9

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abuse, adjustable rate mortgages, ARMs, credit cards, default, Federal Reserve Commission, fixed rate mortgages, FTC, Federal Trade Commission, low-documentation loans, misplaced paternalism, personal responsibility, rational consumer response, subprime mortgages

82.

Austrian Law and Economics and Efficiency in the Common Law

Research Handbook on Austrian Law and Economics, Todd Zywicki and Peter Boettke (eds.), Edward Elgar, 2017, George Mason Law & Economics Research Paper No. 18-30
Number of pages: 29 Posted: 19 Sep 2018
Todd J. Zywicki and Edward Peter Stringham
George Mason University - Antonin Scalia Law School and Trinity College
Downloads 156 (363,617)
Citation 1

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83.

Credit Cards and the Reverse Robin Hood Fallacy: Do Credit Card Rewards Really Steal from the Poor and Give to the Rich?

Banking and Financial Services Policy Review, Forthcoming, George Mason Law & Economics Research Paper No. 21-41
Number of pages: 28 Posted: 15 Dec 2021
Todd J. Zywicki, Ben Sperry and Julian Morris
George Mason University - Antonin Scalia Law School, International Center for Law & Economics (ICLE) and International Center for Law and Economics
Downloads 141 (394,661)

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credit card, reward program, credit card fees, wealth transfer, reverse Robin Hood

84.

The Supreme Court 'Pulled a Brodie': Swift and Erie in a Commercial Law Perspective

NYU Journal of Law & Liberty, Vol. 17, pp. 296–342, 2024, George Mason Legal Studies Research Paper No. LS 24-02
Number of pages: 48 Posted: 04 Jan 2024 Last Revised: 11 Apr 2024
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 135 (408,229)

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Arthur Corbin, Lon Fuller, F.A. Hayek, legal positivism, Swift, Erie

85.

Bruce Yandle and the Art of Economic Communication

George Mason Law & Economics Research Paper No. 19-01
Number of pages: 33 Posted: 10 Jan 2019 Last Revised: 31 Mar 2020
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 134 (410,681)

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Bruce Yandle, Myers-Briggs Type Indicator, environmental economics, loan sharks, Thomas Sowell, Robert Pirsig, Jonathan Haidt

86.

A Chip Off the Old Block or a New Direction for Payment Card Security? Chips, Pins, and the Law and Economics of Payment Card Fraud

Number of pages: 57 Posted: 27 Apr 2018
James C. Cooper and Todd J. Zywicki
George Mason University - Antonin Scalia Law School and George Mason University - Antonin Scalia Law School
Downloads 127 (427,909)

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credit cards, cardholder verification, chip technology, consumer payment, CVM, EMV, fraud, law & economics, payment card security, PIN, joint care, data security

87.

Regulatory Robustness

Law & Economics Center at George Mason University Scalia Law School Research Paper Series No. 22-009, George Mason Law & Economics Research Paper No. 21-33
Number of pages: 70 Posted: 08 Nov 2021 Last Revised: 26 Jun 2024
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 125 (433,220)
Citation 1

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Progressive Era, regulation, regulatory optimization, rule of law, regulatory policy, administrative state, competitive federalism

88.

Debit, Credit and Cell: Making Canada a Leader in the Way We Pay

Number of pages: 24 Posted: 13 Jul 2012
Philippe Bergevin and Todd J. Zywicki
C.D. Howe Institute and George Mason University - Antonin Scalia Law School
Downloads 122 (441,387)
Citation 1

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Economic Growth and Innovation, Canada, debit and credit cards, electronic payment options, cell phones, Interac Association

89.

Bankruptcy as Filtering Failure: Evidence of Filtering Failure in the U.S. Bankruptcy Process

Number of pages: 60 Posted: 06 Apr 2022
Rutger Van Bergem, Todd J. Zywicki and Jeffrey Jenkins
Delft University of Technology - Faculty of Technology, Policy and Management, George Mason University - Antonin Scalia Law School and The Catholic University of America
Downloads 120 (446,818)

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Bankruptcy Law, Filtering Failure, Judicial Bias

90.

Meaningful Tort Reform: A Public Choice Analysis

Number of pages: 74 Posted: 05 Jun 2013
Todd J. Zywicki and Jeremy Kidd
George Mason University - Antonin Scalia Law School and Drake University - Law School
Downloads 108 (483,104)
Citation 2

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91.

Money to Go

Regulation, Vol. 33, No. 2, p. 32, Summer 2010
Number of pages: 6 Posted: 29 Jun 2010
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 98 (517,031)

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92.

Bankruptcy Judge as a Central Planner

Research Handbook on Austrian Law and Economics, Todd Zywicki and Peter Boettke (eds.), Edward Elgar, 2017, George Mason Law & Economics Research Paper No. 13-27
Number of pages: 39 Posted: 21 Apr 2013 Last Revised: 18 Sep 2018
Todd J. Zywicki and Shruti Rajagopalan
George Mason University - Antonin Scalia Law School and Classical Liberal Institute, NYU School of Law
Downloads 79 (590,422)
Citation 1

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93.

The Difficult Path to State Bankruptcy

Mercatus COVID-19 Response Policy Brief Series
Number of pages: 10 Posted: 25 Sep 2020
Veronique de Rugy and Todd J. Zywicki
George Mason University - Mercatus Center and George Mason University - Antonin Scalia Law School
Downloads 77 (598,966)

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fiscal policy, state government, bankruptcy, state budgets, federal bailout, chapter 11, economic policy, pandemic, COVID-19

94.

Looking Forward by Looking Backward: The Future of Consumer Finance and Financial Protection

Journal of Law, Economics, and Policy, Vol. 19, pp. 223–240 (2024), George Mason Law & Economics Research Paper No. 24-03
Number of pages: 19 Posted: 17 Feb 2024 Last Revised: 03 May 2024
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 60 (681,966)
Citation 1

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Consumer Finance, Consumer Financial Protection, usury law, financial regulation

95.

Behavioral Law & Economics goes to Court: The Fundamental Flaws in the Behavioral Law & Economics Arguments Against No-Surcharge Laws

International Center for Law & Economics (ICLE), Financial Regulation Research Program White Paper 2016-1
Number of pages: 72 Posted: 24 Jun 2019
Todd J. Zywicki, Geoffrey A. Manne and Kristian Stout
George Mason University - Antonin Scalia Law School, International Center for Law & Economics (ICLE) and International Center for Law & Economics (ICLE)
Downloads 52 (727,672)

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Behavioral Economics, Behavioral Law and Economics, Consumer Finance, Consumer Protection, Corporate Governance, DG Comp, Financial Regulation, First Amendment, Payments, Surcharging

96.

Consumer Privacy, Information Sharing, and Consumer Finance: Static and Dynamic Defense Strategies

George Mason Law & Economics Research Paper No. 24-09
Number of pages: 61 Posted: 01 May 2024
Todd J. Zywicki
George Mason University - Antonin Scalia Law School
Downloads 47 (759,366)

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payments security, debit cards, credit cards, data sharing JEL Codes: D11, D14, D18, G28, G50, K22

97.

Expansion of Liability under Public Nuisance

18 Supreme Court Economic Review 1 (2010), George Mason Legal Studies Research Paper No. LS
Posted: 03 May 2019
Henry N. Butler and Todd J. Zywicki
George Mason University - Antonin Scalia Law School and George Mason University - Antonin Scalia Law School

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98.

Environmental Externalities and Political Externalities: The Political Economy of Environmental Regulation and Reform

Posted: 23 Dec 1998
Todd J. Zywicki
George Mason University - Antonin Scalia Law School

Abstract:

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99.

It's Time for Means-Testing

Brigham Young University Law Review, February 1999
Posted: 15 Dec 1998
Edith H. Jones and Todd J. Zywicki
U.S. Court of Appeals for the Fifth Circuit and George Mason University - Antonin Scalia Law School

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100.

Rewrite the Bankruptcy Laws, Not the Scriptures: Protecting a Bankruptcy Debtor's Right to Tithe

Wisconsin Law Review, December 1998
Posted: 15 Dec 1998
Todd J. Zywicki
George Mason University - Antonin Scalia Law School

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101.

Mend it, Don't End it: The Case for Retaining the Disinterestedness Requirement for Debtor in Possession's Professionals

Mississippi College Law Review, Symposium on Bankruptcy Law, January 1999
Posted: 15 Dec 1998
Todd J. Zywicki
George Mason University - Antonin Scalia Law School

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102.

Finding the Constitution: An Economic Analysis of Tradition's Role in Constitutional Interpretation

North Carolina Law Review, Vol. 77, 1998
Posted: 14 Dec 1998
Todd J. Zywicki and Adam C. Pritchard
George Mason University - Antonin Scalia Law School and University of Michigan Law School

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