Ronel Elul

Federal Reserve Bank of Philadelphia

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

SCHOLARLY PAPERS

16

DOWNLOADS
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Top 32,402

in Total Papers Downloads

3,150

TOTAL CITATIONS
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SSRN RANKINGS

Top 10,802

in Total Papers Citations

104

Scholarly Papers (16)

1.

What 'Triggers' Mortgage Default?

FRB of Philadelphia Working Paper No. 10-13
Number of pages: 15 Posted: 29 Apr 2010 Last Revised: 13 Dec 2011
Federal Reserve Bank of Philadelphia, University of Pennsylvania - Finance Department, Government of the United States of America - Office of the Comptroller of the Currency (OCC), Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 769 (66,121)
Citation 42

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Mortgages, Mortgage Default, Negative Equity, Illiquidity, Double Trigger, Consumer Credit, Household Finance

2.

Securitization and Mortgage Default

FRB of Philadelphia Working Paper No. 09-21/R
Number of pages: 33 Posted: 08 Oct 2009 Last Revised: 20 Nov 2019
Ronel Elul
Federal Reserve Bank of Philadelphia
Downloads 451 (128,811)
Citation 13

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3.
Downloads 358 (167,588)
Citation 1

Owner Occupancy Fraud and Mortgage Performance

FRB of Philadelphia Working Paper No. 15-45
Number of pages: 39 Posted: 05 Jan 2016
Ronel Elul and Sebastian Tilson
Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 192 (312,232)
Citation 1

Abstract:

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Mortgages, Mortgage default, Consumer credit, Household finance, Misreporting, Fraud

Owner-Occupancy Fraud and Mortgage Performance

FRB of Philadelphia Working Paper No. 23-1
Number of pages: 47 Posted: 01 Feb 2023
Ronel Elul, Aaron Payne and Sebastian Tilson
Federal Reserve Bank of Philadelphia, University of Pennsylvania and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 84 (595,801)

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mortgage default, consumer credit, household finance, misreporting, fraud

Owner-Occupancy Fraud and Mortgage Performance

FRB of Philadelphia Working Paper No. 19-53
Number of pages: 46 Posted: 14 May 2021
Ronel Elul, Sebastian Tilson and Aaron Payne
Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and University of Pennsylvania
Downloads 82 (604,796)

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mortgage defaults, consumer credit, household finances, misreporting, fraud

4.

Will You Marry Me? A Perspective on the Gender Gap

Number of pages: 29 Posted: 19 Feb 1999
Ronel Elul, José Silva Reus and Oscar Volij
Federal Reserve Bank of Philadelphia, Universidad de Alicante - Department of Economic Analysis and Ben-Gurion University of the Negev - Department of Economics
Downloads 246 (247,771)
Citation 1

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Collateral, Credit-History and the Financial Decelerator

Brown University Working Paper No. 98-10
Number of pages: 23 Posted: 09 Feb 1999
Ronel Elul
Federal Reserve Bank of Philadelphia
Downloads 158 (371,336)
Citation 1

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Collateral, Credit History, and the Financial Decelerator

FRB Philadelphia Working Paper No. 05-23
Number of pages: 45 Posted: 10 Nov 2005
Ronel Elul
Federal Reserve Bank of Philadelphia
Downloads 83 (600,251)
Citation 5

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Financial accelerator, Default, Collateral, Credit history

6.

Bankruptcy Exemptions, Credit History, and the Mortgage Market

FRB Philadelphia Working Paper No. 04-14
Number of pages: 33 Posted: 03 Oct 2004
Ronel Elul and Souphala Chomsisengphet
Federal Reserve Bank of Philadelphia and Government of the United States of America - Office of the Comptroller of the Currency (OCC)
Downloads 208 (290,798)
Citation 1

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Personal Bankruptcy, Mortgage Underwriting, Credit Scores

7.
Downloads 190 (316,048)
Citation 14

Forum Shopping and Personal Bankruptcy

Number of pages: 34 Posted: 03 Sep 2001
Ronel Elul and Narayanan Subramanian
Federal Reserve Bank of Philadelphia and Cornerstone Research, Inc. - Boston Office
Downloads 190 (315,285)
Citation 14

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Forum-Shopping and Personal Bankruptcy

Posted: 08 Mar 2003
Ronel Elul and Narayanan Subramanian
Federal Reserve Bank of Philadelphia and Cornerstone Research, Inc. - Boston Office

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Personal bankruptcy, bankruptcy exemptions, forum-shopping

8.

Securitization and Mortgage Default

FRB of Philadelphia Working Paper No. 15-15
Number of pages: 38 Posted: 02 Apr 2015
Ronel Elul
Federal Reserve Bank of Philadelphia
Downloads 143 (402,905)
Citation 1

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Mortgage default, securitization, adverse selection

9.

Does Junior Inherit? Refinancing and the Blocking Power of Second Mortgages

FRB of Philadelphia Working Paper No. 13-3, Jacobs Levy Equity Management Center for Quantitative Financial Research Paper
Number of pages: 42 Posted: 26 Dec 2012
University of Washington - Michael G. Foster School of Business, Federal Reserve Bank of Philadelphia, Max Stern Academic College of Emek Yezreel and University of Pennsylvania - Finance Department
Downloads 124 (450,172)
Citation 6

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Refinance, Mortgage

10.

How Big is the Wealth Effect? Decomposing the Response of Consumption to House Prices

FRB of Philadelphia Working Paper No. 19-6
Number of pages: 35 Posted: 24 Jan 2019 Last Revised: 21 Feb 2019
University of Maryland, Federal Reserve Bank of Philadelphia and University of Maryland - Department of Economics
Downloads 110 (492,655)

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Financial crisis, mortgage, individual-level data, general equilibrium, bank health, credit supply

Bankruptcy: Is it Enough to Forgive or Must We Also Forget?

FRB of Philadelphia Working Paper No. 11-14
Number of pages: 47 Posted: 04 Apr 2011
Ronel Elul and Piero Gottardi
Federal Reserve Bank of Philadelphia and University of Essex - Department of Economics
Downloads 93 (558,449)
Citation 19

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Bankruptcy, Information, Incentives, Fresh Start

Bankruptcy: Is it Enough to Forgive or Must We Also Forget?

FRB of Philadelphia Working Paper No. 07-10, University Ca' Foscari of Venice, Dept. of Economics Research Paper Series No. 23/07, CESifo Working Paper Series No. 2313
Posted: 25 Jun 2007
Ronel Elul and Piero Gottardi
Federal Reserve Bank of Philadelphia and University of Essex - Department of Economics

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Bankruptcy, Information, Incentives, Fresh Start

12.

Concentration in Mortgage Markets: Gse Exposure and Risk-Taking in Uncertain Times

FRB of Philadelphia Working Paper No. 20-04R
Number of pages: 52 Posted: 29 Apr 2020
Ronel Elul, Deeksha Gupta and David K. Musto
Federal Reserve Bank of Philadelphia, Johns Hopkins University and affiliation not provided to SSRN
Downloads 91 (560,333)

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GSEs, Concentration, risk exposures

13.

Understanding House Price Index Revisions

FRB of Philadelphia Working Paper No. 14-38
Number of pages: 18 Posted: 24 Dec 2014
Ronel Elul, J. Silverstein and Tom Stark
Federal Reserve Bank of Philadelphia, University of Pennsylvania and Federal Reserve Bank of Philadelphia
Downloads 67 (665,675)

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House Price Index, Data Revisions, Real-Time Data

14.

Housing Wealth and Consumption: The Role of Heterogeneous Credit Constraints

FRB of Philadelphia Working Paper No. 22-34
Number of pages: 63 Posted: 03 Oct 2022
University of Maryland, Federal Reserve Bank of Philadelphia and University of Maryland
Downloads 51 (755,605)

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financial crisis, mortgage, individual-level data, general equilibrium, bank health, credit supply

15.

Housing Wealth and Consumption: The Role of Heterogeneous Credit Constraints

NBER Working Paper No. w30591
Number of pages: 56 Posted: 26 Oct 2022 Last Revised: 14 Apr 2023
University of Maryland - Department of Economics, Federal Reserve Bank of Philadelphia and University of Maryland
Downloads 8 (1,157,626)

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16.

Welfare-Improving Financial Innovation with a Single Good

Posted: 05 Jan 1999
Ronel Elul
Federal Reserve Bank of Philadelphia

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