Dimuthu Ratnadiwakara

Louisiana State University, Baton Rouge

Assistant Professor

Baton Rouge, LA 70803

United States

http://https://sites.google.com/view/dimuthu-ratnadiwakara

SCHOLARLY PAPERS

17

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SSRN CITATIONS
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SSRN RANKINGS

Top 25,318

in Total Papers Citations

30

CROSSREF CITATIONS

15

Scholarly Papers (17)

Invisible Primes: Fintech Lending with Alternative Data

Number of pages: 71 Posted: 11 Oct 2021 Last Revised: 08 Jan 2024
Marco Di Maggio and Dimuthu Ratnadiwakara
Harvard Business School and Louisiana State University, Baton Rouge
Downloads 1,576 (20,813)
Citation 3

Abstract:

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Fintech Lending, Alternative Data, Machine Learning, Algorithm Bias

Invisible Primes: Fintech Lending with Alternative Data

NBER Working Paper No. w29840
Number of pages: 68 Posted: 14 Mar 2022 Last Revised: 15 Jul 2023
Marco Di Maggio, Dimuthu Ratnadiwakara and Don Carmichael
Harvard Business School, Louisiana State University, Baton Rouge and Upstart Inc
Downloads 5 (1,097,158)
Citation 7

Abstract:

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2.

Social Influence in Mobile Phone Adoption: Evidence from the Bottom of Pyramid in Emerging Asia

Number of pages: 22 Posted: 04 Mar 2010 Last Revised: 09 Mar 2010
Harsha de Silva, Dimuthu Ratnadiwakara and Ayesha Zainudeen
LIRNEasia, Louisiana State University, Baton Rouge and LIRNEasia
Downloads 1,194 (32,030)
Citation 16

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3.

Transaction Costs in Agriculture: From the Planting Decision to Selling at the Wholesale Market: A Case-Study on the Feeder Area of the Dambulla Dedicated Economic Centre in Sri Lanka

3rd Communication Policy Research, South Conference, Beijing, China
Number of pages: 18 Posted: 22 Feb 2010
Dimuthu Ratnadiwakara, Harsha de Silva and Shamistra Soysa
Louisiana State University, Baton Rouge, LIRNEasia and affiliation not provided to SSRN
Downloads 496 (103,184)
Citation 3

Abstract:

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4.

Climate Risk Perceptions and Demand for Flood Insurance

Number of pages: 55 Posted: 08 Mar 2020
Dimuthu Ratnadiwakara and Buvaneshwaran Venugopal
Louisiana State University, Baton Rouge and University of Central Florida - College of Business Administration
Downloads 377 (141,846)
Citation 4

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Global Warming, Adaptation, Flood Insurance, Perceptions

Telecom Regulatory Environment (TRE) Assessment: Methodology and Implementation Results from Five Emerging Economies

Presented at 35th Telecom Policy Research Conference, Fairfax VA, USA, Sep 28 – 30, 2007
Number of pages: 26 Posted: 05 Mar 2010
Rohan Samarajiva, Helani Galpaya and Dimuthu Ratnadiwakara
LIRNEasia, LIRNEasia and Louisiana State University, Baton Rouge
Downloads 131 (386,083)
Citation 7

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Collateral Value and Strategic Default: Evidence From Auto Loans

Number of pages: 50 Posted: 10 Jun 2018 Last Revised: 30 Aug 2018
Dimuthu Ratnadiwakara
Louisiana State University, Baton Rouge
Downloads 158 (331,791)
Citation 4

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Strategic Default, Collateral Value, Auto Loans

Collateral Value and Strategic Default: Evidence from Auto Loans

Number of pages: 51 Posted: 24 Jul 2018 Last Revised: 04 Aug 2018
Dimuthu Ratnadiwakara
Louisiana State University, Baton Rouge
Downloads 42 (754,904)

Abstract:

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Strategic Default, Collateral Value, Auto Loans

7.

Effect of Bank Mergers on the Price and Availability of Mortgage Credit

Number of pages: 45 Posted: 09 Nov 2020 Last Revised: 16 May 2022
Dimuthu Ratnadiwakara and Vijay Yerramilli
Louisiana State University, Baton Rouge and University of Houston, C. T. Bauer College of Business
Downloads 114 (427,579)

Abstract:

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Bank mergers, mortgage interest rate, loan approval, non-agency mortgages

8.

Flooded Social Connections

Number of pages: 23 Posted: 05 Jan 2021 Last Revised: 29 Jul 2021
Dimuthu Ratnadiwakara
Louisiana State University, Baton Rouge
Downloads 113 (430,371)

Abstract:

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social networks, flood insurance, hurricane harvey

9.

Who's Got the Phone? The Gendered Use of Telephones at the Bottom of the Pyramid

International Communications Association Conference, Montreal, Canada, May 26, 2008
Number of pages: 26 Posted: 23 Feb 2010
Ayesha Zainudeen, Tahani Iqbal, Rohan Samarajiva and Dimuthu Ratnadiwakara
LIRNEasia, Research Fellow, LIRNEasia and Louisiana State University, Baton Rouge
Downloads 99 (473,006)
Citation 6

Abstract:

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10.

Impact of Information Asymmetry and Servicer Incentives on Foreclosure of Securitized Mortgages

Number of pages: 55 Posted: 14 Apr 2016
Dimuthu Ratnadiwakara
Louisiana State University, Baton Rouge
Downloads 97 (479,424)
Citation 1

Abstract:

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Securitization, Foreclosure, Information Asymmetry, Servicer

11.

Teleuse at the Bottom of the Pyramid: Findings from a Five Country Study

3rd Global Knowledge Conference, Kuala Lumpur, Malaysia, 11-13 December 2007
Number of pages: 11 Posted: 26 Feb 2010
LIRNEasia, LIRNEasia, LIRNEasia, Research Fellow and Louisiana State University, Baton Rouge
Downloads 94 (489,368)
Citation 2

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12.

Demographic, Jurisdictional, and Spatial Effects on Social Distancing in the United States during the COVID-19 Pandemic

Number of pages: 45 Posted: 26 May 2020 Last Revised: 30 Jul 2020
Rajesh Narayanan, James Nordlund, R. Kelley Pace and Dimuthu Ratnadiwakara
Louisiana State University, affiliation not provided to SSRN, Louisiana State University - E.J. Ourso College of Business Administration and Louisiana State University, Baton Rouge
Downloads 76 (556,579)

Abstract:

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COVID-19, social distancing, stay at home, spatial dependence

13.

The Enduring Effects of Interest Rates at Mortgage Origination

Number of pages: 61 Posted: 16 Jun 2020
Don Carmichael, Dimuthu Ratnadiwakara and Kevin Roshak
University of Houston - C.T. Bauer College of Business, Louisiana State University, Baton Rouge and University of Houston - Department of Finance
Downloads 61 (625,323)

Abstract:

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14.

Entertainment as a Platform for More-than-Voice Services

Number of pages: 16 Posted: 14 Aug 2013
Harsha de Silva and Dimuthu Ratnadiwakara
LIRNEasia and Louisiana State University, Baton Rouge
Downloads 33 (801,775)

Abstract:

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mobile telecommunication, BOP, mobile phone, more-than-voice, value-added-services

15.

Housing Affordability and Household Mobility

Number of pages: 26 Posted: 09 Oct 2023
Dimuthu Ratnadiwakara and Santoshi Rimal
Louisiana State University, Baton Rouge and Louisiana State University
Downloads 23 (885,920)

Abstract:

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Migration, DTI ratios, Mobility, Affordability

16.

The FIMA NFIP’s Redacted Policies and Redacted Claims Data Sets

Posted: 21 Oct 2019
Timothy Dombrowski, Dimuthu Ratnadiwakara and V. Carlos Slawson Jr.
affiliation not provided to SSRN, Louisiana State University, Baton Rouge and affiliation not provided to SSRN

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FEMA, NFIP, OpenFEMA, flood, insurance, takeup rates, Write Your Own (WYO), Base Flood Elevation, FIRM

17.

Using ICT to Reduce Transaction Costs in Agriculture through Better Communication: A Case Study from Sri Lanka

Posted: 08 Mar 2010
Harsha de Silva and Dimuthu Ratnadiwakara
LIRNEasia and Louisiana State University, Baton Rouge

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