Janet Gao

McDonough School of Business

Washington, DC 20057

United States

SCHOLARLY PAPERS

22

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Top 4,785

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14,219

SSRN CITATIONS
Rank 6,250

SSRN RANKINGS

Top 6,250

in Total Papers Citations

208

CROSSREF CITATIONS

46

Scholarly Papers (22)

1.

Sustainability or Greenwashing: Evidence from the Asset Market for Industrial Pollution

Number of pages: 72 Posted: 18 May 2022 Last Revised: 13 Apr 2023
Ran Duchin, Janet Gao and Qiping Xu
Boston College - Carroll School of Management, McDonough School of Business and University of Illinois Urbana Champaign
Downloads 1,581 (19,585)
Citation 1

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Divestiture, ESG, pollution, greenwashing

2.

Customer Concentration and Loan Contract Terms

Journal of Financial Economics, Forthcoming
Number of pages: 65 Posted: 29 May 2014 Last Revised: 13 Aug 2016
Murillo Campello and Janet Gao
Cornell University - Samuel Curtis Johnson Graduate School of Management and McDonough School of Business
Downloads 1,275 (27,005)
Citation 26

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Customer Concentration, Bank Loans, Contract Terms, Financial Distress, Instrumental Variables, Fixed Effects

3.

Partisanship in Loan Pricing

Number of pages: 58 Posted: 07 Oct 2020 Last Revised: 08 Aug 2022
Ramona Dagostino, Janet Gao and Pengfei Ma
University of Rochester - Simon Business School, McDonough School of Business and Singapore Management University - Lee Kong Chian School of Business
Downloads 1,080 (34,326)
Citation 4

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Partisanship, Politics, Syndicated Loan Pricing, Credit Spreads

4.

Internal Control Weaknesses and the Demand for Financial Skills: Evidence from U.S. Job Postings

Kelley School of Business Research Paper No. 2020-54
Number of pages: 52 Posted: 28 Feb 2020 Last Revised: 30 Apr 2020
McDonough School of Business, Indiana University - Kelley School of Business - Department of Accounting, Harvard University - Business School (HBS) and Indiana University - Kelley School of Business - Department of Accounting
Downloads 1,028 (36,809)
Citation 2

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Internal Controls, Material Weakness, SOX 404, Human Capital, Job Postings, Financial Skills Demand

5.

Cash Holdings, Precautionary Motives, and Systematic Uncertainty

Number of pages: 50 Posted: 11 Aug 2014 Last Revised: 23 Jun 2017
McDonough School of Business, Reichman University - Interdisciplinary Center (IDC) HerzliyahCornell University - Samuel Curtis Johnson Graduate School of Management and Indiana University - Kelley School of Business - Department of Finance
Downloads 1,010 (37,750)
Citation 11

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Cash holdings, systematic uncertainty, precautionary saving

Uncertainty, Access to Debt, and Firm Precautionary Behavior

Journal of Financial Economics (JFE), Forthcoming, Swedish House of Finance Research Paper No. 17-17, Kelley School of Business Research Paper No. 17-64, European Corporate Governance Institute – Finance Working Paper No. 682/2020
Number of pages: 59 Posted: 29 Aug 2017 Last Revised: 16 Sep 2020
Board of Governors of the Federal Reserve System, McDonough School of Business and Stockholm School of Economics
Downloads 853 (47,157)
Citation 4

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SPVs, anti-recharacterization laws, creditor rights, cash, intangible assets, geopolitical risk, political uncertainty

Uncertainty, Access to Debt, and Firm Precautionary Behavior

CEPR Discussion Paper No. DP13531
Number of pages: 51 Posted: 19 Feb 2019
Board of Governors of the Federal Reserve System, McDonough School of Business and Stockholm School of Economics
Downloads 1 (1,062,640)
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anti-recharacterization laws, cash, Creditor rights, Financial Frictions, Hedging, intangible assets, SPVs

7.

Loan Spreads and Credit Cycles: The Role of Lenders' Personal Economic Experiences

Kelley School of Business Research Paper No. 19-30
Number of pages: 66 Posted: 24 Jun 2019 Last Revised: 17 Dec 2022
Indiana University - Kelley School of Business, McDonough School of Business and Singapore Management University - Lee Kong Chian School of Business
Downloads 752 (56,637)
Citation 1

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Credit Spreads, Credit Cycles, Lender Optimism, Personal Experiences

Bankruptcy and the Cost of Organized Labor: Evidence from Union Elections

Kelley School of Business Research Paper No. 15-61 (First version: July 2015)
Number of pages: 57 Posted: 21 Aug 2015 Last Revised: 26 Mar 2016
Cornell University - Samuel Curtis Johnson Graduate School of Management, McDonough School of Business, McMaster University - Michael G. DeGroote School of Business and McMaster University
Downloads 694 (62,143)
Citation 6

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Unionization, Bond Values, Regression Discontinuity Design, Bankruptcy Costs

Bankruptcy and the Cost of Organized Labor: Evidence from Union Elections

NBER Working Paper No. w23869
Number of pages: 70 Posted: 02 Oct 2017 Last Revised: 22 Mar 2023
Cornell University - Samuel Curtis Johnson Graduate School of Management, McDonough School of Business, McMaster University - Michael G. DeGroote School of Business and Université catholique de Louvain - Louvain Finance and CORE
Downloads 53 (632,131)
Citation 7

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9.

Private Equity in the Hospital Industry

European Corporate Governance Institute – Finance Working Paper No. 787/2021
Number of pages: 67 Posted: 20 Sep 2021 Last Revised: 12 Apr 2023
Janet Gao, Merih Sevilir and Yongseok Kim
McDonough School of Business, Indiana University - Kelley School of Business - Department of Finance and Indiana University
Downloads 684 (64,218)
Citation 2

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Private Equity, Hospital Acquisitions, Employment, Operational Efficiency, Real Patient Outcomes

10.

Dirty Money: How Banks Influence Financial Crime

Number of pages: 71 Posted: 23 Nov 2020 Last Revised: 13 Feb 2023
McDonough School of Business, Harvard University - Business School (HBS), Indiana University - Kelley School of Business and Ohio State University (OSU)
Downloads 666 (66,443)

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Banks; Risk-taking Incentives; Deposit Competition; Government Policy and Regulation; FinCEN; Money Laundering

11.

Personal Taxes and Firm Skill Hiring: Evidence from 27 Million Job Postings

Kelley School of Business Research Paper No. 19-35
Number of pages: 55 Posted: 02 Jul 2019 Last Revised: 23 Mar 2021
Murillo Campello, Janet Gao and Qiping Xu
Cornell University - Samuel Curtis Johnson Graduate School of Management, McDonough School of Business and University of Illinois Urbana Champaign
Downloads 640 (69,933)
Citation 1

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State personal income taxes, Skilled labor, Human capital, Firm organizational form

12.

Managing Liquidity in Production Networks: The Role of Central Firms

Review of Finance, Forthcoming
Number of pages: 60 Posted: 21 Aug 2014 Last Revised: 28 Sep 2020
Janet Gao
McDonough School of Business
Downloads 632 (71,074)
Citation 7

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Production Networks, Financial Policies, Corporate Liquidity, Trade Credit

13.

Credit and Punishment: Are Corporate Bankers Disciplined for Risk Taking?

Review of Financial Studies, Forthcoming
Number of pages: 77 Posted: 07 Nov 2016 Last Revised: 20 Feb 2020
McDonough School of Business, Indiana University - Kelley School of Business - Department of Finance and Harvard University - Business School (HBS)
Downloads 551 (84,354)
Citation 14

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Syndicated Loans, Credit Events, Career Outcomes, Loan Officers, Bank Risk Management

14.

The Influence of Loan Officers on Loan Contract Design and Performance

Journal of Accounting & Economics (JAE), Vol. 71, No. 1, 2021
Number of pages: 60 Posted: 09 Aug 2019 Last Revised: 06 Dec 2020
University of North Carolina Kenan-Flagler Business School, McDonough School of Business, Washington University in Saint Louis - Olin School of Business and Harvard University - Business School (HBS)
Downloads 515 (91,659)
Citation 4

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Loan officers, banking, covenants, interest spreads, syndicated loans

15.

Learning Through Failure: The Effect of Banks’ Recent Default Experience on Borrowers’ Timely Loss Recognition

Kelley School of Business Research Paper No. 16-35
Number of pages: 53 Posted: 04 Apr 2016 Last Revised: 13 Apr 2018
McDonough School of Business, University of California, Irvine - Paul Merage School of Business, Indiana University - Kelley School of Business - Department of Accounting and Harvard University - Business School (HBS)
Downloads 422 (116,174)

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Syndicated Loans, Timely Loss Recognition, Bank Monitoring, Loan Contracts, Covenants

16.

Big Fish in Small Ponds: Human Capital Migration and the Rise of Boutique Banks

Number of pages: 99 Posted: 12 Dec 2019 Last Revised: 18 Jul 2023
Janet Gao, Wenyu Wang and Xiaoyun Yu
McDonough School of Business, Indiana University - Kelley School of Business - Department of Finance and Shanghai Jiao Tong University (SJTU) - Shanghai Advanced Institute of Finance (SAIF)
Downloads 370 (135,385)
Citation 2

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Investment Bank, Mobility of Human Capital, Mergers and Acquisitions, Organizational Friction

17.

Human Capital Portability and Worker Career Choices: Evidence from M&A Bankers

Number of pages: 66 Posted: 23 Nov 2020 Last Revised: 15 Nov 2022
Janet Gao, Wenyu Wang and Yufeng Wu
McDonough School of Business, Indiana University - Kelley School of Business - Department of Finance and Ohio State University (OSU)
Downloads 336 (149,961)

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labor mobility, human capital portability, career path, M&A advisor

18.

Access to Debt and the Provision of Trade Credit

Number of pages: 54 Posted: 23 Nov 2021 Last Revised: 28 Aug 2022
Indiana University - Kelley School of Business - Department of Finance, University of Georgia, Terry College of Business, Department of Finance and McDonough School of Business
Downloads 322 (156,962)
Citation 2

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Trade Credit, Access to Debt, Creditor Rights, Supply-Chain, Bargaining Power

19.

What Drives Global Lending Syndication? Effects of Cross-Country Capital Regulation Gaps

Kelley School of Business Research Paper No. 18-35
Number of pages: 51 Posted: 01 Feb 2018 Last Revised: 22 Aug 2019
Janet Gao and Yeejin Jang
McDonough School of Business and UNSW Australia Business School, School of Banking and Finance
Downloads 280 (181,704)
Citation 3

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Global Syndication, Syndicated Loans, Capital Regulation

20.

Decentralized Banking in Mortgage Market: Evidence from Branch Manager's Past Experience

Number of pages: 64 Posted: 23 Jan 2023 Last Revised: 14 Apr 2023
Janet Gao, Yufeng Wu and Wang Zhang
McDonough School of Business, Ohio State University (OSU) and University of Illinois at Urbana-Champaign - Department of Finance
Downloads 176 (281,578)

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bank branch managers, mortgage, delegation, personal experience, monetary policy, bank stress test

21.

Access to Financing and Racial Pay Gap Inside Firms

Number of pages: 61 Posted: 16 Feb 2023 Last Revised: 18 Aug 2023
Janet Gao, Wenting Ma and Qiping Xu
McDonough School of Business, University of Massachusetts, Amherst and University of Illinois Urbana Champaign
Downloads 154 (315,366)

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Racial Inequality, Diversity, Financing Friction, Access to Debt

22.

How Do Health Insurance Costs Affect Firm Labor Composition and Technology Investment?

Number of pages: 56 Posted: 10 Jul 2023
McDonough School of Business, New York University (NYU) - Department of Finance, MIT Sloan School of Management and Government of the United States of America - Bureau of the Census
Downloads 144 (334,859)

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Health insurance, insurer losses, worker skills, firm employment, labor composition, inequality, technology investment, automation