Gregory Elliehausen

Federal Reserve Board

20th and C Streets, NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

11

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1,150

SSRN CITATIONS
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Top 41,380

in Total Papers Citations

7

CROSSREF CITATIONS

9

Scholarly Papers (11)

1.

An Assessment of Behavioral Law and Economics Contentions and What We Know Empirically About Credit Card Use by Consumers

George Mason Law & Economics Research Paper No. 14-46
Number of pages: 73 Posted: 24 Sep 2014 Last Revised: 15 Jan 2016
Thomas A. Durkin, Gregory Elliehausen and Todd J. Zywicki
Board of Governors of the Federal Reserve System, Federal Reserve Board and George Mason University - Antonin Scalia Law School, Faculty
Downloads 335 (100,247)
Citation 1

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bank overdraft, behavioral law and economics, consumer behavior, credit cards, debit cards, empirical analysis, government policy, interest rates, Juster-Shay model, mortgage loan, payday loan, shrouded fees, transaction interchange fees

2.

Consumer Credit and the American Economy: An Overview

Journal of Law, Economics and Policy, Forthcoming, George Mason Legal Studies Research Paper No. LS 15-18, George Mason Law & Economics Research Paper No. 15-34
Number of pages: 40 Posted: 09 Sep 2015
Thomas A. Durkin, Gregory Elliehausen and Todd J. Zywicki
Board of Governors of the Federal Reserve System, Federal Reserve Board and George Mason University - Antonin Scalia Law School, Faculty
Downloads 250 (136,880)
Citation 1

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consumer credit, credit cards, payday loans, behavioral economics, law and economics

3.

Introduction and Overview of Consumer Credit: Development, Uses, Kinds, and Policy Issues

Consumer Credit and the American Economy, Ch. 1 (Oxford University Press, 2014), George Mason Law & Economics Research Paper No. 14-57
Number of pages: 38 Posted: 30 Oct 2014
Thomas A. Durkin, Gregory Elliehausen, Michael Staten and Todd J. Zywicki
Board of Governors of the Federal Reserve System, Federal Reserve Board, University of Arizona and George Mason University - Antonin Scalia Law School, Faculty
Downloads 223 (152,953)

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consumer credit, credit cards, personal loans, personal bankruptcy, auto loans, student loans, financial management, household investment, installment, revolving, noninstallment, closed-end, open-end, credit reporting agency, CRA, credit bureau, regulation, financial institutions

4.

Rate Ceilings and the Distribution of Small Dollar Loans from Consumer Finance Companies: Results of a New Survey of Small Dollar Cash Lenders

Number of pages: 40 Posted: 04 Dec 2014
Thomas A. Durkin, Gregory Elliehausen and Min Hwang
Board of Governors of the Federal Reserve System, Federal Reserve Board and George Washington University - Department of Finance
Downloads 135 (236,848)
Citation 7

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Consumer finance, regulation, intrest rate ceilings

5.

Assessing the Price of Short-Term Credit

Number of pages: 29 Posted: 28 Feb 2014
Thomas A. Durkin and Gregory Elliehausen
Board of Governors of the Federal Reserve System and Federal Reserve Board
Downloads 110 (275,659)
Citation 1

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consumer credit, finance charge, Annual Percentage Rate, APR, payday loans, Truth in Lending

6.

The Credit Card Act and Consumer Finance Company Lending

FEDS Working Paper No. 2017-072
Number of pages: 32 Posted: 04 Jul 2017
Gregory Elliehausen and Simona Hannon
Federal Reserve Board and Board of Governors of the Federal Reserve System
Downloads 44 (452,932)
Citation 3

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CARD Act, Consumer credit, Credit cards, Credit supply, Household finance, Personal loans, Subprime credit

7.

New Evidence on an Old Unanswered Question: Why Some Borrowers Purchase Credit Insurance and Other Debt Protection and Some Do Not

Number of pages: 25 Posted: 20 Nov 2017
Thomas A. Durkin and Gregory Elliehausen
Board of Governors of the Federal Reserve System and Federal Reserve Board
Downloads 34 (496,992)

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Personal Finance, Insurance, Consumer Protection, Credit Insurance

8.

New Evidence on an Old Unanswered Question: Why Some Borrowers Purchase Credit Insurance and Other Debt Protection and Some Do Not

FEDS Working Paper No. 2017-122
Number of pages: 26 Posted: 03 Jan 2018
Thomas A. Durkin and Gregory Elliehausen
Board of Governors of the Federal Reserve System and Federal Reserve Board
Downloads 19 (583,997)

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Credit insurance, Personal finance, Consumer protection, Insurance

9.

Do Consumers Need More Protection from Small‐Dollar Lenders? Historical Evidence and a Roadmap for Future Research

Economic Inquiry, Vol. 58, Issue 4, pp. 1577-1613, 2020
Number of pages: 37 Posted: 06 Oct 2020
J. Brandon Bolen, Gregory Elliehausen and Thomas Miller
Mississippi College, Federal Reserve Board and Mississippi State University - Department of Finance and Economics
Downloads 0 (738,192)
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10.

The Cost Structure of Consumer Finance Companies and Its Implications for Interest Rates: Evidence from the Federal Reserve Board's 2015 Survey of Finance Companies

FEDS Notes No. 2020-08-12 https://doi.org/10.17016/2380-7172.2610
Posted: 16 Sep 2020
Lisa Chen and Gregory Elliehausen
Board of Governors of the Federal Reserve System and Federal Reserve Board

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11.

Effects of Bankruptcy Exemptions and Foreclosure Laws on Mortgage Default and Foreclosure Rates

Journal of Real Estate Finance and Economics, Vol. 47, No. 3, 2013
Posted: 29 Aug 2013
Chintal A. Desai, Gregory Elliehausen and Jevgenijs Steinbuks
Virginia Commonwealth University (VCU), Federal Reserve Board and Purdue University - Center for Global Trade Analysis

Abstract:

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bankruptcy exemptions, foreclosure laws, mortgage defaults, foreclosures