Lawrence J. White

New York University (NYU) - Leonard N. Stern School of Business, Department of Economics

Professor of Economics

44 West 4th Street

Suite 9-160

New York, NY NY 10012

United States

Stern School of Business, New York University

Professor of Economics

44 West 4th Street

New York, NY 10012

United States

SCHOLARLY PAPERS

127

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Rank 682

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Top 682

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60,436

SSRN CITATIONS
Rank 976

SSRN RANKINGS

Top 976

in Total Papers Citations

921

CROSSREF CITATIONS

720

Scholarly Papers (127)

The Credit Rating Industry: An Industrial Organization Analysis

Number of pages: 40 Posted: 17 Apr 2001
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 3,095 (7,845)
Citation 40

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The Credit Rating Industry: An Industrial Organization Analysis

NYU Working Paper No. EC-01-02
Number of pages: 37 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 658 (77,441)

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Technological Change, Financial Innovation, and Diffusion in Banking

NYU Working Paper No. 2451/33549
Number of pages: 37 Posted: 16 Jan 2014
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 3,007 (8,231)
Citation 4

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technological change; financial innovation, diffusion; banking

Technological Change, Financial Innovation, and Diffusion in Banking

Number of pages: 32 Posted: 16 Jul 2009
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 358 (161,289)
Citation 9

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Technological change, financial innovation, banking

Technological Change, Financial Innovation, and Diffusion in Banking

Federal Reserve Bank of Atlanta Working Paper 2009-10
Number of pages: 33 Posted: 16 Jul 2009
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 341 (170,124)
Citation 9

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technological change, financial innovation, banking

3.

Technological Change and Financial Innovation in Banking: Some Implications for Fintech

FRB Atlanta Working Paper No. 2018-11
Number of pages: 34 Posted: 08 Oct 2018 Last Revised: 29 Apr 2020
W. Scott Frame, Larry D. Wall, Lawrence J. White and Lawrence J. White
Structured Finance Association, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 3,277 (7,285)
Citation 8

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financial innovations, technological change, banking, fintech

4.

Economists' Statement on Network Neutrality Policy

AEI-Brookings Joint Center Working Paper No. RP07-08
Number of pages: 7 Posted: 28 Mar 2007
New York University - Stern School of Business, Berkley Center for Entrepreneurial Studies, Council on Foreign Relations (CFR) - Council on Foreign Relations- Washington D.C., University of Warwick - Warwick Business School, University of Maryland - Department of Economics, Technology Policy Institute, Clemson University, Alfred P. Sloan Foundation, National Economic Research Associates Inc. (NERA) (Deceased), Georgetown University - McDonough School of Business, Groupe d'Economie Mondiale at Sciences Po (GEM Paris), Stanford University, Massachusetts Institute of Technology (MIT) - Sloan School of Management, Chapman University - Economic Science Institute, Technology Policy Institute, London Business School, New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and University of Colorado at Boulder - Department of Economics
Downloads 2,576 (10,673)
Citation 7

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network neutrality, legislation, economics

5.

The Credit Rating Agencies and Their Role in the Financial System

Forthcoming in E. Brousseau, ed., Oxford Handbook on Institutions, International Economic Governance, and Market Regulation, Oxford University Press
Number of pages: 33 Posted: 25 Jun 2018
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 2,425 (11,752)

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credit rating agency (CRA), nationally recognized statistical rating organization (NRSRO), asymmetric information, creditworthiness, bond markets, financial regulation, Moody’s, Standard & Poor’s, Fitch, prudential regulation

6.

The Credit Rating Agencies: Understanding Their Central Role in the Subprime Debacle of 2007-2008

Number of pages: 17 Posted: 16 Jul 2009
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 2,206 (13,672)
Citation 12

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credit rating agencies, nationally recognized statistical rating agency (NRSRO), Securities and Exchange Commission (SEC), bond information market

7.

SVB and Beyond: The Banking Stress of 2023

Number of pages: 261 Posted: 07 Aug 2023 Last Revised: 09 Aug 2023
New York University (NYU) - Leonard N. Stern School of Business, Department of Finance, Leonard N. Stern School of Business, New York University, New York University - Stern School of Business - Department of Economics, New York University (NYU) - Leonard N. Stern School of Business, Leonard N. Stern School of Business, NYU, National Bureau of Economic Research (NBER)Brandeis International Business School, Columbia University - Columbia Business School, Baruch College, City University of New York, New York University (NYU) - Department of Finance, New York University (NYU) - Leonard N. Stern School of Business, New York University (NYU) - Department of Finance, New York University (NYU) - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 2,028 (15,628)
Citation 2

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Regional Banking Crisis, Uninsured Deposits, Bank Runs, Silicon Valley Bank, Signature Bank, First Republic Bank, Interest Rate Risk Management, Stagflation Stress Test, Deposit Insurance, Mark to Market Accounting, Federal Home Loan Banks, Bank Supervision

8.

The Dynamics of Market Entry: The Effects of Mergers and Acquisitions on Entry in the Banking Industry

Number of pages: 45 Posted: 08 Dec 1999
Allen N. Berger, Seth D. Bonime, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
University of South Carolina - Darla Moore School of Business, PepsiCo, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 1,708 (20,444)
Citation 35

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Entry, Bank, Mergers

9.

Market Power: How Does it Arise? How is it Measured?

NYU Working Paper No. 2451/31547
Number of pages: 50 Posted: 12 May 2012
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 1,703 (20,526)
Citation 1

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market power, monopoly, oligopoly, competition, Lerner index, S-C-P paradigm, antitrust, merger guidelines

10.

Why Do CEOS Reciprocally Sit on Each Other's Boards?

Number of pages: 40 Posted: 15 Dec 2000
Eliezer M. Fich, Lawrence J. White and Lawrence J. White
Drexel University - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 1,624 (22,067)
Citation 16

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Interlocking directorates, CEOs, Board of directors, Corporate governance; Stock options

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

FRB of Atlanta Working Paper No. 2002-12
Number of pages: 40 Posted: 05 Dec 2002
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 1,197 (34,082)
Citation 42

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financial innovation, banking, securities, patents

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

NYU Working Paper No. EC-02-18
Number of pages: 38 Posted: 31 Oct 2008
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 356 (162,344)
Citation 5

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Financial innovation, banking, securities, patents

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

FRB Atlanta Working Paper No. 2001-9
Number of pages: 27 Posted: 30 May 2001
Jalal D. Akhavein, W. Scott Frame, Lawrence J. White and Lawrence J. White
Fitch Ratings Inc., Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 806 (59,459)
Citation 26

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Credit scoring, small business lending, financial innovation, technology diffusion

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

NYU Working Paper No. EC-01-08
Number of pages: 26 Posted: 31 Oct 2008
Jalal D. Akhavein, W. Scott Frame, Lawrence J. White and Lawrence J. White
Fitch Ratings Inc., Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 326 (178,596)

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Credit Scoring, Small Business Lending, Financial Innovation, Technology Diffusion

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

Journal of Business, Vol 78, No. 2, March 2005
Posted: 01 May 2006
Jalal D. Akhavein, W. Scott Frame, Lawrence J. White and Lawrence J. White
Fitch Ratings Inc., Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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Credit scoring, small business lending, financial innovation, technology diffusion

13.

Déjà Vu All Over Again: The Causes of U.S. Commercial Bank Failures This Time Around

Journal of Financial Services Research 42, 5-29
Number of pages: 44 Posted: 19 Jul 2010 Last Revised: 14 Jan 2013
Rebel A. Cole, Lawrence J. White and Lawrence J. White
Florida Atlantic University and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 1,055 (41,567)
Citation 105

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Bank, Bank Failure, Commercial Real Estate, CAMELS, FDIC, Financial Crisis, Mortgage-Backed Security, Risk-Based Capital, Risk-Weighted Assets

14.

Microsoft and Browsers: Are the Antitrust Problems Really New?

New York University, Center for Law and Business, Working Paper No. 98-018
Number of pages: 23 Posted: 14 Jul 1999
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 1,007 (44,415)

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Cookie-Cutter Versus Character: The Micro Structure of Small Business Lending by Large and Small Banks

Number of pages: 46 Posted: 23 Feb 2002
Lawrence G. Goldberg, Rebel A. Cole, Lawrence J. White and Lawrence J. White
University of Miami - Department of Finance, Florida Atlantic University and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 674 (75,057)
Citation 57

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Small business lending, Banks, Relationship banking, and Size of bank

Cookie-Cutter Versus Character: The Micro Structure of Small-Business Lending by Large and Small Banks

Journal of Financial and Quantitative Analysis, Vol. 39, No. 2, June 2004
Number of pages: 43 Posted: 02 May 2004 Last Revised: 10 Apr 2010
Rebel A. Cole, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
Florida Atlantic University, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 231 (254,121)
Citation 57

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Bank, bank size, credit availability, relationship lending, small business

Cookie-Cutter Versus Character: The Micro Structure of Small Business Lending by Large and Small Banks

NYU Working Paper No. FIN-98-022
Number of pages: 34 Posted: 07 Nov 2008
Rebel A. Cole, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
Florida Atlantic University, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 78 (602,165)

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The Growing Influence of Economics and Economists on Antitrust: An Extended Discussion

NYU Law and Economics Research Paper No. 08-07, Reg-Markets Center Working Paper No. 08-05
Number of pages: 42 Posted: 10 Feb 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 838 (56,494)
Citation 6

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Antitrust; industrial organization; merger analysis; vertical relationships

The Growing Influence of Economics and Economists on Antitrust: An Extended Discussion

NYU Working Paper No. 2451/26011
Number of pages: 45 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 141 (394,810)
Citation 3

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Antitrust, industrial organization, merger analysis, vertical relationships

Wanted: A Market Definition Paradigm for Monopolization Cases

New York University, Center for Law and Business, Working Paper No. 99-002
Number of pages: 13 Posted: 13 Jul 1999
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 745 (65,967)
Citation 4

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Wanted: A Market Definition Paradigm for Monopolization Cases

NYU Working Paper No. EC-99-01
Number of pages: 11 Posted: 03 Nov 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 89 (555,053)

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Wanted: A Market Definition Paradigm for Monopolization Cases

Posted: 24 Nov 1999
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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The Role of Competition Policy in the Promotion of Economic Growth

NYU Law and Economics Research Paper No. 08-23
Number of pages: 40 Posted: 07 May 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 569 (93,170)
Citation 1

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The Role of Competition Policy in the Promotion of Economic Growth

NYU Working Paper No. 2451/26028
Number of pages: 39 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 222 (263,997)

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Competition policy, antitrust, economic growth, industrial policy, regulation

19.

Clean Water Act Brief

Reg-Markets Center Brief No. 08-03
Number of pages: 27 Posted: 27 Jul 2008
Stanford University - Department of Economics, New York University - Stern School of Business, Berkley Center for Entrepreneurial Studies, Columbia University - Law School, Stanford University - The Hoover Institution on War, Revolution and Peace, Brookings Institution, University of Maryland - Department of Economics, University of Chicago - Department of Economics, Technology Policy Institute, NERA Economic Consulting, Columbia University - Columbia Business School, Finance, National Economic Research Associates Inc. (NERA) (Deceased), Council on Foreign Relations (CFR) - Council on Foreign Relations- Washington D.C., Yale School of Management (Deceased), George Mason University - Center for Study of Public Choice, NERA Economic Consulting, Cato Institute, Stanford University - Department of Economics, University of Maryland - Department of Economics, Milken Institute, University of Chicago, Booth School of Business, University of Arizona - Eller College of Management, Princeton University - Department of Economics, University of Tennessee, Knoxville, University of Maryland, Massachusetts Institute of Technology (MIT) - Sloan School of Management, Brookings Institution, Arizona State University (ASU) - Economics Department, Chapman University - Economic Science Institute, Harvard University - Harvard Kennedy School (HKS), Vanderbilt University - Law School, New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Harvard University - Harvard Kennedy School (HKS)
Downloads 777 (63,376)

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20.

The Deregulation of the Telephone Industry: The Lessons from the U.S. Railroad Deregulation Experience

New York University, Center for Law and Business, Working Paper No. 98-016
Number of pages: 57 Posted: 10 Jul 1999
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 712 (71,017)
Citation 1

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21.

Manifest Destiny? The Union Pacific-Southern Pacific Merger

New York University, Center for Law and Business, Working Paper No. 98-012
Number of pages: 37 Posted: 10 Jul 1999
John E. Kwoka Jr., Lawrence J. White and Lawrence J. White
Northeastern University - Department of Economics and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 667 (77,164)
Citation 4

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22.

U.S. Public Policy Toward Network Industries

New York University, Center for Law and Business, Working Paper No. 98-019
Number of pages: 54 Posted: 14 Jul 1999
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 661 (78,190)
Citation 5

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Financial Regulation and the Current Crisis: A Guide for the Antitrust Community

Number of pages: 62 Posted: 01 Jul 2009
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 644 (79,584)
Citation 7

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competition, antitrust, housing crisis, too big to fail, financial regulation

Financial Regulation and the Current Crisis: A Guide for the Antitrust Community

Posted: 15 Jul 2009
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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Antitrust, regulation, competition, too-big-to-fail

The Effects of Dynamic Changes in Bank Competition on the Supply of Small Business Credit

Number of pages: 29 Posted: 12 Sep 2001
Allen N. Berger, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
University of South Carolina - Darla Moore School of Business, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 532 (101,329)
Citation 5

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Bank, mergers, small business

The Effects of Dynamic Changes in Bank Competition on the Supply of Small Business Credit

NYU Working Paper No. EC-01-07
Number of pages: 30 Posted: 31 Oct 2008
Allen N. Berger, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
University of South Carolina - Darla Moore School of Business, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 106 (492,434)
Citation 4

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Bank, Mergers, Small Business

The Effects of Dynamic Changes in Bank Competition on the Supply of Small Business Credit

Posted: 12 Nov 2001
Allen N. Berger, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
University of South Carolina - Darla Moore School of Business, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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Bank, mergers, small business

The Residential Real Estate Brokerage Industry: What Would More Vigorous Competition Look Like?

NYU Working Paper No. 2451/26068
Number of pages: 24 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 313 (186,396)

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Residential real estate, brokerage, commissions, competition, multiple listing service

The Residential Real Estate Brokerage Industry: What Would More Vigorous Competition Look Like?

NYU, Law and Economics Research Paper No. 06-16
Number of pages: 25 Posted: 10 Apr 2006
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 302 (193,719)
Citation 14

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Downloads 609 (86,461)
Citation 11

Lysine and Price Fixing: How Long? How Severe?

New York University, Center for Law and Business, Working Paper No. 99-001
Number of pages: 17 Posted: 14 Jul 1999
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 423 (133,328)
Citation 11

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Lysine and Price Fixing: How Long? How Severe?

NYU Working Paper No. EC-99-02
Number of pages: 15 Posted: 03 Nov 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 186 (311,141)
Citation 1

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antitrust, price-fixing, treble damages

Lysine and Price Fixing: How Long? How Severe?

Posted: 14 Jul 1999
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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The Gramm-Leach-Bliley Act of 1999: A Bridge Too Far? Or Not Far Enough?

Suffolk University Law Review, 2010
Number of pages: 30 Posted: 10 May 2011
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 591 (89,874)

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Gramm-Leach-Bliley Act, Glass-Steagall Act, Volcker Rule, commercial banking, investment banking, financial crisis

28.

Monopoly and Dominant Firms: Antitrust Economics and Policy Approaches

NYU Working Paper No. 2451/31979
Number of pages: 47 Posted: 05 Sep 2013
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 550 (98,649)

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Monopoly; dominant firm; market power, antitrust; Lerner Index; predation; exclusion

Reducing the Barriers to International Trade in Accounting Services: Why it Matters, and the Road Ahead

Number of pages: 50 Posted: 06 Jun 2000
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 445 (125,628)
Citation 3

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Reducing the Barriers to International Trade in Accounting Services: Why it Matters, and the Road Ahead

NYU Working Paper No. EC-00-04
Number of pages: 49 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 95 (531,822)

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30.

Antitrust Policy and Industrial Policy: A View from the U.S.

NYU Law and Economics Research Paper No. 08-05
Number of pages: 18 Posted: 12 Feb 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 534 (102,097)
Citation 4

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Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Stern Working Paper No. 04-27; FRB Atlanta Working Paper No. 2004-26
Number of pages: 42 Posted: 15 Oct 2004
Lawrence J. White, Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Structured Finance Association
Downloads 450 (124,000)
Citation 42

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Working Paper No. S-FI-04-07
Number of pages: 42 Posted: 11 Nov 2008
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 79 (597,636)

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

32.

Of Firewalls and Subsidiaries: The Right Stuff for Expanded Bank Activities

New York University School of Law, Center for Law and Business, Working Paper No. 98-017
Number of pages: 19 Posted: 10 Jul 1999
Bernard Shull, Lawrence J. White and Lawrence J. White
City University of New York, CUNY Hunter College - Department of Economics and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 521 (105,190)
Citation 8

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Good Intentions Gone Awry: A Policy Analysis of the Sec's Regulation of the Bond Rating Industry

Networks Financial Institute Policy Brief, No. 2006-PB-05, April 2006, NYU, Law and Economics Research Paper No. 06-36
Number of pages: 21 Posted: 10 Aug 2006
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 234 (250,938)

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Securities and Exchange Commission, entry regulation, bond rating industry, nationally recognized statistical rating organizations

Good Intentions Gone Awry: A Policy Analysis of the Sec's Regulation of the Bond Rating Industry

NYU Law School, Public Law Research Paper No. 05-23
Number of pages: 19 Posted: 26 Oct 2005
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 163 (349,955)
Citation 15

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Securities and Exchange Commission, entry regulation, bond rating industry, nationally recognized statistical rating organizations

Good Intentions Gone Awry: A Policy Analysis of the Sec's Regulation of the Bond Rating Industry

NYU Working Paper No. 2451/26109
Number of pages: 18 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 121 (445,442)

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Securities and Exchange Commission, entry regulation, bond rating industry, nationally recognized statistical rating organizations

34.

Access and Interconnection Pricing: How Efficient is the "Efficient Component Pricing Rule"?

NYU Stern School of Business EC-95-04, Antitrust Bulletin, 1995
Number of pages: 23 Posted: 19 Jul 1995
Nicholas Economides, Lawrence J. White and Lawrence J. White
New York University - Leonard N. Stern School of Business - Department of Economics and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 508 (108,530)
Citation 7

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Mortgage Backed Securities: Another Way to Finance Housing

NYU Working Paper No. 2451/26128
Number of pages: 27 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 255 (230,553)

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mortgage-backed securities, residential mortgages, housing finance, securitization

Mortgage Backed Securities: Another Way to Finance Housing

NYU Working Paper No. S-FI-04-05
Number of pages: 27 Posted: 11 Nov 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 247 (237,828)

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mortgage-backed securities, residential mortgages, housing finance, securitization

36.

Market Definition and Market Power in Payment Card Networks: Some Comments and Considerations

Number of pages: 18 Posted: 06 Mar 2006
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 497 (111,445)
Citation 1

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Antitrust, regulation, market definition, market power, mergers, monopolization, payment networks

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

FRB of Atlanta Working Paper No. 2004-4
Number of pages: 29 Posted: 22 Mar 2004
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 356 (162,344)
Citation 6

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

NYU Working Paper No. S-FI-04-01
Number of pages: 30 Posted: 11 Nov 2008
Lawrence J. White, Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Structured Finance Association
Downloads 83 (579,960)

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

NYU Working Paper No. 2451/26116
Number of pages: 30 Posted: 13 Oct 2008
Lawrence J. White, Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Structured Finance Association
Downloads 52 (743,134)

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

The Effects of Competition from Large, Multimarket Firms on the Performance of Small, Single-Market Firms: Evidence from the Banking Industry

Number of pages: 37 Posted: 28 Feb 2005
Allen N. Berger, Astrid Andrea Dick, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of New York, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 403 (141,582)
Citation 7

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Banks, Community Banking, Bank Size, Multimarket Banks, Technological Progress

The Effects of Competition from Large, Multimarket Firms on the Performance of Small, Single-Market Firms: Evidence from the Banking Industry

NYU Working Paper No. 2451/26096
Number of pages: 37 Posted: 13 Oct 2008
Allen N. Berger, Astrid Andrea Dick, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of New York, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 69 (645,730)
Citation 9

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Banks, Community Banking, Bank Size, Multimarket Banks, Technological Progress

39.
Downloads 458 (122,824)
Citation 7

The Basics of 'Too Big to Fail'

NYU Working Paper No. 2451/33564
Number of pages: 23 Posted: 06 Mar 2014
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 348 (166,350)

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Too big to fail (TBTF); prudential regulation; capital, leverage; liquidity; runs

The Basics of 'Too Big to Fail'

NYU Working Paper No. 2451/33564
Number of pages: 23 Posted: 25 Apr 2016
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 110 (479,068)
Citation 5

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Too big to fail (TBTF); prudential regulation; capital, leverage; liquidity; runs

Horizontal Merger Antitrust Enforcement: Some Historical Perspectives, Some Current Observations

NYU, Law and Economics Research Paper No. 06-11
Number of pages: 15 Posted: 27 Jan 2006
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 344 (168,487)
Citation 1

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Antitrust, Merger Enforcement, Merger Guidelines, Coordinated Effects, Unilateral Effects

Horizontal Merger Antitrust Enforcement: Some Historical Perspectives, Some Current Observations

NYU Working Paper No. 2451/26063
Number of pages: 14 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 110 (479,068)

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Antitrust, Merger Enforcement, Merger Guidelines, Coordinated Effects, Unilateral Effects

41.

File Early, then Free Ride: How Delaware Law (Mis)Shapes Shareholder Class Actions

Number of pages: 80 Posted: 03 Jun 2004
Elliott J. Weiss, Lawrence J. White and Lawrence J. White
University of Arizona College of Law and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 423 (134,689)
Citation 1

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Delaware law, class actions, mergers, agency costs

42.

Market Share Liability and its Alternatives

Number of pages: 31 Posted: 29 Feb 2000
Devra L. Golbe, Lawrence J. White and Lawrence J. White
Hunter College, City University of New York and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 405 (141,704)
Citation 1

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43.

Competition for Fannie Mae and Freddie Mac?

Number of pages: 5 Posted: 22 Oct 2004
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 403 (142,525)

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Fannie Mae, Freddie Mac, banking, finance, mortgage-backed securities, government sponsored enterprises, GSE, competition, regulation, reform

44.

What Has Been Happening to Aggregate Concentration in the U.S. Economy in the 21st Century?

Number of pages: 44 Posted: 18 Apr 2017
Lawrence J. White, Lawrence J. White and Jasper Yang
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and New York University (NYU) - Leonard N. Stern School of Business
Downloads 392 (147,485)
Citation 4

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aggregate concentration, value added, employment, payrolls, profits, antitrust

45.

Deregulation Gone Awry: Moral Hazard in the Savings and Loan Industry

Number of pages: 51 Posted: 03 Nov 2008
Rebel A. Cole, Joseph McKenzie, Lawrence J. White and Lawrence J. White
Florida Atlantic University, Government of the United States of America - Federal Housing Finance Board (FHFB) and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 389 (148,322)
Citation 3

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deregulation, failure, moral hazard, S&L, thrift

46.

Corporate Governance and Prudential Regulation of Banks: Is There Any Connection?

RESEARCH HANDBOOK FOR BANKING AND GOVERNANCE, James R. Barth, Chen Lin, Clas Whilborg, eds., 2011
Number of pages: 28 Posted: 10 May 2011
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 383 (150,866)

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Corporate Governance, Limited Liability, Prudential Regulation, Capital

47.

Market Definition in Monopolization Cases: A Paradigm is Missing

ISSUES IN COMPETITION LAW AND POLICY, Wayne D. Collins, ed., Forthcoming, NYU, Law and Economics Research Paper No. 05-27
Number of pages: 20 Posted: 23 Nov 2005
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 374 (155,507)
Citation 3

Abstract:

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48.

A New Law for the Bond Rating Industry - For Better or for Worse?

Regulation, Forthcoming, New York University Law and Economics Research Paper No. 07-09
Number of pages: 13 Posted: 07 Feb 2007
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 371 (156,375)

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Securities and Exchange Commission, entry regulation, bond rating industry, nationally recognized statistical rating organizations

49.

A New Law for the Bond Rating Industry

Regulation, Vol 30, No. 1, Spring 2007 pp. 48-52
Number of pages: 5 Posted: 09 Apr 2007
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 363 (160,204)

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Lawrence J. White, A New Law for the Bond Rating Industry, Credit Rating Agency Reform Act, rater certification, transparency, bonds, SEC, securities and investment, NRSRO designation system, ENRON, Sarbanes-Oxley, regulation,

50.

Market Definition and the Identification of Market Power in Monopolization Cases: A Critique and a Proposal

NYU Working Paper No. EC-03-26
Number of pages: 33 Posted: 31 Oct 2008
Philip B Nelson, Lawrence J. White and Lawrence J. White
Economists Incorporated and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 358 (162,584)

Abstract:

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antitrust, monopolization, exclusionary practices, market definition

Preventing Bubbles: What Role for Financial Regulation?

Number of pages: 23 Posted: 11 May 2011
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 258 (227,855)
Citation 3

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asset price bubbles, prudential regulation, capital, leverage

Preventing Bubbles: What Role for Financial Regulation?

Cato Journal, Vol. 31, No. 3, 2011
Number of pages: 18 Posted: 16 Apr 2013
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 95 (531,822)

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stock market bubble, dot com bubble, housing bubble, housing crisis, government regulation, monetary policy, Federal Reserve

52.

Moving Music Licensing into the Digital Era: More Competition and Less Regulation

TPRC 44: The 44th Research Conference on Communication, Information and Internet Policy 2016
Number of pages: 35 Posted: 04 Mar 2016
Thomas M. Lenard, Lawrence J. White and Lawrence J. White
Technology Policy Institute and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 330 (177,555)
Citation 2

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music; copyright; performing rights organization; antitrust; regulation

The Credit Rating Agencies: An Analysis Through the Lenses of Industrial Organization, Finance, and Regulation

Pacific Economic Review, Forthcoming
Number of pages: 43 Posted: 26 Mar 2016
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 158 (359,382)

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industrial organization

The Credit Rating Agencies: An Analysis Through the Lenses of Industrial Organization, Finance, and Regulation

Pacific Economic Review, Forthcoming
Number of pages: 43 Posted: 17 Mar 2016
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 152 (371,260)

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credit rating agency, industrial organization, regulation, finance, nationally recognized statistical rating organization

54.

Multinationals Do It Better: Evidence on the Efficiency of Corporations Capital Budgeting

NYU Working Paper No. 2451/26066
Number of pages: 51 Posted: 13 Oct 2008
William H. Greene, Abigail S. Hornstein, Lawrence J. White, Lawrence J. White and Bernard Yin Yeung
New York University Stern School of Business, Leonard N. Stern School of Business - Department of Economics, New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and National University of Singapore - Business School
Downloads 309 (190,340)
Citation 1

Abstract:

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55.

The Other March Madness: The Debacle of Silicon Valley Bank – and Its Important Lessons

Milken Institute Review, 2023
Number of pages: 21 Posted: 15 May 2023
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 304 (193,695)

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banks; regulation; capital; liquidity; deposit insurance; FDIC; market value accounting; interest rate risk

Present at the Beginning of a New Era for Antitrust: Reflections on 1982-1983

New York University, Center for Law and Business, Working Paper No. 99-005
Number of pages: 38 Posted: 13 Jul 1999
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 262 (224,323)
Citation 7

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Present at the Beginning of a New Era for Antitrust: Reflections on 1982-1983

NYU Working Paper No. EC-99-03
Number of pages: 32 Posted: 03 Nov 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 41 (821,377)
Citation 1

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Antitrust, mergers; price-fixing, monopolization

Present at the Beginning of a New Era for Antitrust: Reflections on 1982-1983

Posted: 13 Jul 1999
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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What's Been Happening to Aggregate Concentration in the United States? (And Should We Care?)

NYU, Ctr for Law and Business Research Paper No. 01-08
Number of pages: 54 Posted: 12 Dec 2001
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 224 (261,764)
Citation 11

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What's Been Happening to Aggregate Concentration in the United States? (And Should We Care?),

NYU Working Paper No. EC-02-03
Number of pages: 53 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 71 (635,648)
Citation 1

Abstract:

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aggregate concentration, mergers, size distribution of firms

58.

Antitrust Policy for the 2020s: Some Sensible Ways Forward

NYU Stern School of Business Forthcoming
Number of pages: 36 Posted: 18 Feb 2021
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 278 (212,501)

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Antitrust, mergers, relevant markets, monopolization, predation, U.S. Department of Justice, Federal Trade Commission

Relationship Lending and Denovo Banks: An Examination of Bank Lending to Small Farm Borrowers

NYU Salomon Center Working Paper No. S-02-6
Number of pages: 29 Posted: 24 Jul 2002
Jalal D. Akhavein, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
Fitch Ratings Inc., University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 207 (281,874)

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Banks, loans, lending relationships, denovo banks, agriculture, farms

Relationship Lending and Denovo Banks: An Examination of Bank Lending to Small Farm Borrowers

NYU Working Paper No. EC-02-04
Number of pages: 29 Posted: 31 Oct 2008
Jalal D. Akhavein, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
Fitch Ratings Inc., University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 61 (688,944)

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Banks, loans, lending relationships, denovo banks, agriculture, farms

On Truly Privatizing Fannie Mae and Freddie Mac: Why it's Important, and How to Do it

Wharton Financial Institutions Center Working Paper No. 05-32
Number of pages: 25 Posted: 26 Oct 2005
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 140 (397,106)
Citation 5

Abstract:

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, privatization

On Truly Privatizing Fannie Mae and Freddie Mac: Why it's Important, and How to Do it

NYU Working Paper No. 2451/26102
Number of pages: 25 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 119 (454,029)

Abstract:

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, privatization

61.

Assessing DOJ’s Proposed Remedy in Sprint/T-Mobile: Can Ex Ante Competitive Conditions in Wireless Markets Be Restored?

NET Institute Working Paper No. 19-14, NYU Stern School of Business
Number of pages: 14 Posted: 21 Oct 2019
New York University - Leonard N. Stern School of Business - Department of Economics, Northeastern University - Department of Economics, New York University (NYU) - Department of Finance, New York University (NYU) - Leonard N. Stern School of Business, Econ One, University of Utah Department of Economics and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 258 (229,078)

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Telecommunications; Merger; Tunney Act; Sprint; T-Mobile; Dish; DOJ

Antitrust and the Financial Sector - with Special Attention to 'Too Big to Fail'

NYU Working Paper No. 2451/33582
Number of pages: 25 Posted: 01 Apr 2014
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 167 (342,673)

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antitrust; regulation; financial sector; too big to fail; banks

Antitrust and the Financial Sector - with Special Attention to 'Too Big to Fail'

NYU Working Paper No. 2451/33582
Number of pages: 25 Posted: 25 Apr 2016
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 91 (547,203)

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antitrust; regulation; financial sector; too big to fail; banks

63.
Downloads 256 (230,862)
Citation 1

Rethinking Antitrust

Number of pages: 18 Posted: 02 Mar 2021
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 211 (276,849)

Abstract:

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Antitrust, mergers, relevant markets, monopolization; predation, U.S. Department of Justice, Federal Trade Commission

Rethinking Antitrust

Forthcoming, Milken Institute Review
Number of pages: 18 Posted: 05 Mar 2021
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 45 (791,199)
Citation 1

Abstract:

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Antitrust, mergers, relevant markets, monopolization, predation, U.S. Department of Justice, Federal Trade Commission

64.

ICANN at a Crossroads: A Proposal for Better Governance and Performance

Number of pages: 53 Posted: 15 Jul 2009 Last Revised: 23 Dec 2013
Thomas M. Lenard, Lawrence J. White and Lawrence J. White
Technology Policy Institute and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 250 (236,251)
Citation 3

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Should Wal-Mart, Real Estate Brokers, and Banks be in Bed Together? A Principles-Based Approach to the Issues of the Separation of Banking and Commerce

NYU Law and Economics Research Paper No. 07-23
Number of pages: 21 Posted: 20 Jul 2007
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 171 (335,649)
Citation 1

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Should Wal-Mart, Real Estate Brokers, and Banks Be in Bed Together? A Principles-Based Approach to the Issues of the Separation of Banking and Commerce

NYU Working Paper No. 2451/26051
Number of pages: 20 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 60 (694,559)

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Wal-Mart, real estate brokerage, banking and commerce, safety-and-soundness regulation

Fannie Mae, Freddie Mac, and Housing:Good Intentions Gone Awry

NYU Working Paper No. S-FI-06-01
Number of pages: 30 Posted: 11 Nov 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 126 (431,608)

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Fannie Mae, Freddie Mac, government-sponsored enterprises, housing, residential mortgages, securitization, regulation

Fannie Mae, Freddie Mac, and Housing: Good Intentions Gone Awry

NYU Working Paper No. 2451/26073
Number of pages: 29 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 94 (535,552)

Abstract:

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Fannie Mae, Freddie Mac, government-sponsored enterprises, housing, residential mortgages, securitization, regulation

67.

The Dymanics of Market Entry: The Effects of Mergers and Acquisitions on De Novo Entry and Small Business Lending in the Banking Industry,

NYU Working Paper No. EC-99-13
Number of pages: 52 Posted: 03 Nov 2008
Allen N. Berger, Seth D. Bonime, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
University of South Carolina - Darla Moore School of Business, PepsiCo, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 219 (268,364)
Citation 1

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Entry, Barriers to Entry, Bank, Mergers, Small Business

Housing, Housing Policy, and Housing Finance: Time for a Re-Assessment

Milken Institute Review, Forthcoming
Number of pages: 33 Posted: 19 Mar 2016
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 148 (379,635)

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housing policy, housing finance, Fannie Mae, Freddie Mac, Federal Housing Administration, residential mortgages, mortgage-backed securtities

Housing, Housing Policy, and Housing Finance: Time for a Re-Assessment

Number of pages: 33 Posted: 26 Mar 2016
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 68 (650,942)

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housing, mortgage finance

69.

A Close Connection between the Disciplines of Industrial Organization and Finance: A Worthy Objective or a Bridge Too Far?

NYU Working Paper No. 2451/31995
Number of pages: 10 Posted: 07 Nov 2013
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 216 (271,820)

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Industrial organization; finance;, capital asset pricing model (CAPM); Tobin’s Q;, event studies

70.

Market Definition in Monopoly Cases: A Paradigm is Missing

Number of pages: 19 Posted: 13 Nov 2005
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 201 (290,598)

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Antitrust, monopolization, market definition

71.

An Economic Model for the Incentive/Access Paradigm of Copyright Propertization: an Argument in Support of the Proposed New §514 to the Copyright Act

NYU, Law and Economics Research Paper No. 06-15
Number of pages: 52 Posted: 10 Apr 2006
Sami Valkonen, Lawrence J. White and Lawrence J. White
Jenner & Block, LLC and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 200 (291,917)
Citation 4

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Aggregate Concentration in the Global Economy: Issues and Evidence

Number of pages: 36 Posted: 18 Sep 2003
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 129 (423,794)

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aggregate concentration, mergers, global

Aggregate Concentration in the Global Economy: Issues and Evidence

NYU Working Paper No. EC-03-13
Number of pages: 35 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 68 (650,942)

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aggregate concentration, mergers, global

73.

When Time Is Not on Our Side: The Costs of Regulatory Forbearance in the Closure of Insolvent Banks

Journal of Banking and Finance, Forthcoming
Number of pages: 50 Posted: 27 Nov 2015 Last Revised: 17 Mar 2017
Rebel A. Cole, Lawrence J. White and Lawrence J. White
Florida Atlantic University and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 187 (310,149)
Citation 6

Abstract:

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bank, bank failure, CAMELS, commercial real estate, failure cost, FDIC, financial crisis, forbearance, insolvent

74.

The Inefficiency of the Ecpr Yet Again: A Reply to Larson

Number of pages: 18 Posted: 28 Jan 1999
Nicholas Economides, Lawrence J. White and Lawrence J. White
New York University - Leonard N. Stern School of Business - Department of Economics and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 178 (324,228)
Citation 1

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75.

Economists’ Tunney Act Reply Comments on the DOJ’s Proposed Remedy in the Sprint/T-Mobile Merger Proceeding

NET Institute Working Paper No. 20-02, 2020, NYU Stern School of Business
Number of pages: 468 Posted: 26 Jan 2020
New York University - Leonard N. Stern School of Business - Department of Economics, Northeastern University - Department of Economics, New York University (NYU) - Department of Finance, New York University (NYU) - Leonard N. Stern School of Business, Econ One, University of Utah Department of Economics and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 177 (325,842)

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Telecommunications, Merger, Tunney Act, Sprint, T-Mobile, Dish, DOJ, AT&T, Verizon

76.

The Future of Fannie and Freddie

New York University Journal of Law and Business, Vol. 10, p. 339, 2014, Brooklyn Law School, Legal Studies Paper, No. 407
Number of pages: 41 Posted: 01 May 2015
Mark A. Calabria, David J. Reiss, Lawrence J. White, Lawrence J. White, Mark A. Willis and Michael E. Levine
Cato Institute, Cornell University - Law School, New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University, New York University (NYU) and New York University School of Law
Downloads 170 (337,695)

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GSE, Fannie, Freddie, Government-Sponsored Enterprise, FHFA, Federal Housing Finance Agency, housing finance, mortgage market, guaranteed mortgage,Lawrence White, Mark Calabira, Mark Willis, Michael Levine, home ownership, systemic risk, nationalization, consumer protection, FRM, fixed rate mortgage

What Constitutes Appropriate Disclosure for a Financial Conglomerate?

NYU Working Paper No. EC-03-03
Number of pages: 34 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 110 (479,068)

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Banks, Disclosure, Regulation, Basel II, Market Value Accounting, Subordinated Debt

What Constitutes Appropriate Disclosure for a Financial Conglomerate?

NYU Working Paper No. S-FI-02-14
Number of pages: 34 Posted: 11 Nov 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 59 (700,380)

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Banks, Disclosure, Regulation, Basel II, Market Value Accounting, Subordinated Debt

78.

Lessons from the Debacle of '07-'08 for Financial Regulation and Its Overhaul

Number of pages: 34 Posted: 16 Jul 2009
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 157 (361,244)
Citation 1

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Measuring the Value of Strategic Alliances in the Wake of a Financial Implosion: Evidence from Japan's Financial Services Sector

NYU Working Paper No. S-FI-03-09
Number of pages: 54 Posted: 11 Nov 2008
Ingyu Chiou, Lawrence J. White and Lawrence J. White
Eastern Illinois University and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 93 (539,424)
Citation 2

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Measuring the Value of Strategic Alliances in the Wake of a Financial Implosion: Evidence from Japan's Financial Services Sector

NYU Working Paper No. EC-03-23
Number of pages: 54 Posted: 31 Oct 2008
Ingyu Chiou, Lawrence J. White and Lawrence J. White
Eastern Illinois University and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 57 (711,920)
Citation 1

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80.

Revenge of the S&Ls: How Banks Lost a Half Trillion Dollars during 2022

The Wharton School Research Paper
Number of pages: 46 Posted: 15 Apr 2024
Rebel A. Cole, Brian Silverstein, Jon Taylor, Lawrence J. White, Lawrence J. White and Susan M. Wachter
Florida Atlantic University, Kansas State University, Florida Gulf Coast University - Department of Accounting, Finance & Business Law, New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 148 (379,264)

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bank failure, interest-rate risk, mortgage, mortgage-backed securities, uninsured deposits

81.

Staples-Office Depot and Up-Sp: An Antitrust Tale of Two Proposed Mergers

NYU Working Paper No. EC-02-12
Number of pages: 29 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 146 (383,362)
Citation 1

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mergers, antitrust, office super stores, railroads

82.

The Fishery as a Watery Commons: Lessons from the Experiences of Other Public Policy Areas for U.S. Fisheries Policy

NYU Law and Economics Research Paper No. 06-51
Number of pages: 51 Posted: 17 Nov 2006
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 144 (387,549)
Citation 2

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83.

Bank Regulation in the United States: Understanding the Lessons of the 1980s and 1990s

NYU Working Paper No. EC-00-02
Number of pages: 36 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 138 (400,843)
Citation 1

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84.

Reducing Barriers to Services Trade: The U.S. Case

Leonard N. Stern School of Business Economics Working Paper
Number of pages: 35 Posted: 17 May 2007
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 138 (400,843)

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trade in services, barriers, regulation, GATS

85.

The Dead Hand of Cellophane and the Federal Google and Facebook Antitrust Cases: Market Delineation Will Be Crucial

The Antitrust Bulletin, Forthcoming
Number of pages: 30 Posted: 06 Dec 2021
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 132 (414,990)
Citation 1

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Antitrust, monopolization, market delineation, Cellophane, U.S. Department of Justice, Federal Trade Commission, Google, Facebook

86.

"Propertyzing" the Electromagnetic Spectrum: Why it's Important, and How to Begin

NYU Working Paper No. EC-00-08
Number of pages: 43 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 132 (414,990)
Citation 5

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87.

A New Law for the Bond Rating Industry - For Better or For Worse

NYU Working Paper No. 2451/26034
Number of pages: 12 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 123 (438,101)

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88.

Reforming the Selection of Rating Agencies in Securitization Markets: A Modest Proposal

Milken Institute Review, Forthcoming
Number of pages: 7 Posted: 23 Dec 2016
Howard Esaki, Lawrence J. White and Lawrence J. White
Retired, Former Head of Structured Finance Research, S&P and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 122 (440,846)

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rating agencies, agency standards

89.

"Market Definition in Monopoly Cases: A Paradigm is Missing,"

NYU Working Paper No. 2451/26111
Number of pages: 19 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 122 (440,846)

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antitrust, monopolization, market definition

90.

Market Definition and Market Power in Payment Card Networks: Some Comments and Considerations

NYU Working Paper No. 2451/26065
Number of pages: 18 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 119 (449,074)

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Antitrust, regulation, market definition,, market power, mergers, monopolization, payment networks

91.

Focusing More on Outputs and on Markets: What Financial Regulation Can Learn from Progress in Other Policy Areas

Networks Financial Institute Policy Brief No. 2006-PB-18
Number of pages: 23 Posted: 29 Nov 2006
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 119 (449,074)
Citation 3

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Financial regulation, command-and-control, technology standards, performance standards, cap-and-trade, auctions, dedicated access privilege

92.

Multinationals Do it Better: Evidence on the Efficiency of Corporations' Capital Budgeting

Journal of Empirical Finance, Vol. 16, No. 5, 2009
Number of pages: 53 Posted: 19 Aug 2014
William H. Greene, Abigail S. Hornstein, Lawrence J. White and Lawrence J. White
New York University Stern School of Business, Wesleyan University and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 115 (460,851)

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capital budgeting; marginal q; multinational enterprises

93.

Increasing Spectrum for Broadband: What are the Options?

Number of pages: 45 Posted: 17 Feb 2010
Thomas M. Lenard, Lawrence J. White, Lawrence J. White and James L. Riso
Technology Policy Institute, New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Technology Policy Institute
Downloads 113 (466,910)

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Spectrum, Wireless, Broadband

94.

The Community Reinvestment Act: Good Goals, Flawed Concept

Number of pages: 10 Posted: 16 Jul 2009
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 111 (473,207)

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95.

Why Do Ceo's Reciprocally Sit on Each Other's Boards?

NYU Working Paper No. EC-01-03
Number of pages: 39 Posted: 31 Oct 2008
Eliezer M. Fitch, Lawrence J. White and Lawrence J. White
affiliation not provided to SSRN and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 110 (476,234)

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Interlocking directorates, CEOs, Board of directors, Corporate governance, Stock options

96.

The Sale of Failed Banks: The Importance of their Branch Networks and of the Acquirers’ Financial Strength

Number of pages: 39 Posted: 14 Dec 2021 Last Revised: 11 Dec 2023
Pejman Abedifar, Morteza Abdollahzadeh, Amine Tarazi, Lawrence J. White and Lawrence J. White
University of St Andrews - School of Management, Khatam University - Tehran Institute for Advanced Studies, University of Limoges - Laboratoire d'Analyse et de Prospectives Économiques (LAPE) and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 108 (482,519)

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Bank failures, Resolution, FDIC

97.

Youth, Adolescence, and Maturity of Banks: Credit Availability to Small Business in an Era of Banking Consolidation

NYU Working Paper No. FIN-98-025
Number of pages: 52 Posted: 07 Nov 2008
Robert DeYoung, Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
University of Kansas School of Business, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 106 (489,082)
Citation 32

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98.

The Way Forward: U.S. Residential Mortgage Finance in a Post-GSE World

Number of pages: 24 Posted: 10 May 2011
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 103 (499,270)

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secondary mortgage market, mortgage-backed securities, mortgage guarantees, fixed rate

99.

U.S. v. Google: A Tough Slog; But Maybe an Intriguing Possibility?

NYU Stern School of Business Forthcoming
Number of pages: 12 Posted: 18 Feb 2021
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 102 (502,622)

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U.S. Department of Justice, Google, antitrust, monopolization, relevant market, exclusivity

100.

State of New York v. Deutsche Telecom AG. Brief of Amici Curiae Nicholas Economides, John Kwoka, Thomas Philippon, Robert Seamans, Hal Singer, Marshall Steinbaum, and Lawrence J. White in Support of Plaintiffs

NET Institute Working Paper No. #20-01, NYU Stern School of Business
Number of pages: 20 Posted: 15 Jan 2020
New York University - Leonard N. Stern School of Business - Department of Economics, Northeastern University - Department of Economics, New York University (NYU) - Department of Finance, New York University (NYU) - Leonard N. Stern School of Business, Econ One, University of Utah Department of Economics and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 100 (509,477)
Citation 1

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antitrust, telecommunications, merger, Sprint, T-Mobile, AT&T, Verizon, Dish, DOJ

101.

Comments on the DOJ/FTC Draft Vertical Merger Guidelines

NET Institute Working Paper No. #20-04, 2020, NYU Stern School of Business
Number of pages: 10 Posted: 20 Feb 2020
Nicholas Economides, John E. Kwoka Jr., Thomas Philippon, Hal J. Singer, Lawrence J. White and Lawrence J. White
New York University - Leonard N. Stern School of Business - Department of Economics, Northeastern University - Department of Economics, New York University (NYU) - Department of Finance, Econ One and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 99 (512,918)
Citation 2

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DOJ, FTC, Vertical Merger, Guidelines

102.

A 'Primarily Property' Presumption Is – Still – Really Needed for the IP/Antitrust Interface

NYU Stern School of Business
Number of pages: 30 Posted: 22 Jun 2020
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 90 (545,543)
Citation 1

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Antitrust; intellectual property; monopoly; market power; patent; copyright; trademark

103.

Regulating Housing GSEs: Thoughts on Institutional Structure and Authorities

NYU Working Paper No. 2451/26115
Number of pages: 34 Posted: 13 Oct 2008
Lawrence J. White, Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Structured Finance Association
Downloads 87 (556,952)

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Government-sponsored enterprises, risk, regulation

104.

An Assessment of the Credit Rating Agencies: Background, Analysis, and Policy

MERCATUS WORKING PAPER
Number of pages: 68 Posted: 12 Jul 2018
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 86 (561,028)

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105.

De Novo Banks and Lending to Small Businesses: An Empirical Analysis

NYU Working Paper No. FIN-98-039
Number of pages: 30 Posted: 07 Nov 2008
Lawrence G. Goldberg, Lawrence J. White and Lawrence J. White
University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 85 (564,934)
Citation 10

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106.

An Economic Model for the Incentive/Access Paradigm of Copyright Propertization: An Argument in Support of the Proposed New 514 to the Copyright Act

NYU Working Paper No. 2451/26067
Number of pages: 51 Posted: 13 Oct 2008
Lawrence J. White, Lawrence J. White and Sami Valkonen
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Jenner & Block, LLC
Downloads 85 (564,934)

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Copyright, Orphan Works, Incentive-Access Paradigm, Intellectual Property

107.

International Trade in Services: More than Meets the Eye

NYU Working Paper No. EC-02-13
Number of pages: 43 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 84 (568,927)

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108.

The New Industrial Organization and Small Business

NYU Working Paper No. EC-00-03
Number of pages: 27 Posted: 31 Oct 2008
John E. Kwoka Jr., Lawrence J. White and Lawrence J. White
affiliation not provided to SSRN and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 77 (598,291)
Citation 1

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Focusing on Fannie and Freddie: The Dilemmas of Reforming Housing Finance

NYU Working Paper No. EC-02-01
Number of pages: 36 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 74 (620,872)
Citation 2

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housing finance, mortgages, Fannie Mae, Freddie Mac, government sponsored enterprises

Focusing on Fannie and Freddie: The Dilemmas of Reforming Housing Finance

Posted: 08 Mar 2003
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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Housing finance, mortgages, Fannie Mae, Freddie Mac, government sponsored enterprises

110.

Small Banks Really are Different: Unexpected Deposit Flows, Loan Production, and Off-Balance-Sheet Funding Liquidity Risk

Number of pages: 40 Posted: 17 Nov 2023
Thierno Barry, Gamze Ozturk Danisman, Alassane Diabaté, Amine Tarazi, Lawrence J. White and Lawrence J. White
Université de Limoges, LAPE, Istanbul Bilgi University, Université de Limoges, LAPE, University of Limoges - Laboratoire d'Analyse et de Prospectives Économiques (LAPE) and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 71 (625,761)

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unexpected deposit flows, loan production, off-balance-sheet funding liquidity risk, small banks

111.

Brief for Amici Curiae John M. Connor, Martin Gaynor, Daniel Mcfadden, Roger Noll, Jeffrey M. Perloff, Joseph A. Stiglitz, Lawrence J. White, and Ralph A. Winter in Support of Petitioners; In the Supreme Court of the United States; States of Ohio, Connecticut, Idaho, Illinois, Iowa, Maryland, Michigan, Montana, Rhode Island, Utah, and Vermont, Petitioners v. American Express Company, and American Express Travel Related Services Company, Inc., Respondents.

Number of pages: 32 Posted: 12 Dec 2018
Purdue UniversityAmerican Antitrust Institute (AAI), Carnegie Mellon University, University of California, Berkeley - Department of Economics, Stanford University - Department of Economics, University of California, Berkeley - Department of Agricultural & Resource Economics, Columbia University - Columbia Business School, Finance, New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and University of British Columbia (UBC) - Division of Finance
Downloads 70 (630,432)
Citation 2

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Antitrust, Competition, Two-sided markets

112.

The Devil's in the Tail: Residential Mortgage Finance and the US Treasury

Journal of Applied Finance (Formerly Financial Practice and Education), Vol. 23, No. 2, 2013
Number of pages: 23 Posted: 06 Nov 2015
W. Scott Frame, Larry D. Wall, Lawrence J. White and Lawrence J. White
Structured Finance Association, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 70 (630,432)
Citation 5

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113.

In the Supreme Court of the United States...Counsel for Amici Curiae

Number of pages: 40 Posted: 20 Dec 2017
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 64 (660,327)
Citation 4

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antitrust, industrial organization, competition

114.

The Fishery as a Watery Commons: Lessons from the Experiences of Other Public Policy Areas for Us Fisheries Policy

NYU Working Paper No. 2451/26080
Number of pages: 50 Posted: 13 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 57 (697,684)

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fisheries, common pool, command and control regulation, individual fishing quotas

115.

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Working Paper No. EC-04-27
Number of pages: 42 Posted: 31 Oct 2008
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 53 (720,843)
Citation 1

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

116.

Antitrust During the Clinton Administration: An Assessment

NYU Working Paper No. EC-03-01
Number of pages: 47 Posted: 31 Oct 2008
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 52 (727,048)

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Antitrust, Sherman Act, Clayton Act, Justice Department, Federal Trade Commission, mergers, monopoly, predation

117.

The University in the Marketplace: Some Insights and Some Puzzles

NBER Working Paper No. w3853
Number of pages: 45 Posted: 08 Aug 2007 Last Revised: 14 Jul 2022
Michael Rothschild, Lawrence J. White and Lawrence J. White
Princeton University and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 50 (745,854)
Citation 3

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118.

Competition Policy in North America in the Context of the USMCA: An Overview and Some Skepticism with Regard to any Prospects for Harmonization

Greg Anderson and Christopher Kukucha, eds., Companion to North American Trade and Integration, Edward Elgar, 2024 (Forthcoming)
Number of pages: 21 Posted: 18 Apr 2024
Tim Brennan, Lawrence J. White and Lawrence J. White
University of Maryland, Baltimore County - Department of Public Policy and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 23 (956,060)

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antitrust, competition policy, free trade area, USMCA, harmonization

119.

Deregulating Wall Street

Annual Review of Financial Economics, Vol. 10, pp. 199-217, 2018
Posted: 08 Nov 2018
Matthew P. Richardson, Kermit L. Schoenholtz, Lawrence J. White and Lawrence J. White
Department of Finance, Leonard N. Stern School of Business, New York University, New York University - Stern School of Business - Department of Economics and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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120.

What to Do About the GSEs?

Annual Review of Financial Economics, Vol. 9, pp. 21-41, 2017
Posted: 03 Jan 2018
Matthew P. Richardson, Stijn Van Nieuwerburgh, Lawrence J. White and Lawrence J. White
Department of Finance, Leonard N. Stern School of Business, New York University, Columbia University Graduate School of Business and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

Abstract:

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121.

Credit Rating Agencies: An Overview

Annual Review of Financial Economics, Vol. 5, pp. 93-122, 2013
Posted: 08 Nov 2013
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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122.

The Devil's in the Tail: Residential Mortgage Finance and the U.S. Treasury

NYU Working Paper No. 2451/31589
Posted: 17 Aug 2012
W. Scott Frame, Larry D. Wall, Lawrence J. White and Lawrence J. White
Structured Finance Association, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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residential mortgages, securitization, government-sponsored enterprises, housing subsidies.

123.

CEO Compensation and Turnover: The Effects of Mutually Interlocked Boards

Posted: 09 Jun 2005
Eliezer M. Fich, Lawrence J. White and Lawrence J. White
Drexel University - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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Interlocks, CEO Compensation, CEO Turnover

124.

One-Way Networks, Two-Way Networks, Compatibility, and Public Policy

EC-93-14
Posted: 25 Aug 1998
Nicholas Economides, Lawrence J. White and Lawrence J. White
New York University - Leonard N. Stern School of Business - Department of Economics and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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125.

The Naic Model Investment Law: A Missed Opportunity

S-95-18
Posted: 24 Aug 1998
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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126.

Technological Change, Financial Innovation, and Financial Regulation in the U.S.: The Challenges for Public Policy

WPS S-96-45
Posted: 28 Jan 1997
Lawrence J. White and Lawrence J. White
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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127.

The Challenges of the New Electronic Technologies in Banking: Private Strategies and Public Policies

Posted: 28 Jan 1997
Paul M. Horvitz, Lawrence J. White and Lawrence J. White
University of Houston - C.T. Bauer College of Business and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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