Joao Granja

University of Chicago - Booth School of Business

Assistant Professor

5807 South Woodlawn Avenue

Room 326

Chicago, IL 60637

United States

SCHOLARLY PAPERS

16

DOWNLOADS
Rank 6,468

SSRN RANKINGS

Top 6,468

in Total Papers Downloads

14,061

TOTAL CITATIONS
Rank 3,202

SSRN RANKINGS

Top 3,202

in Total Papers Citations

277

Scholarly Papers (16)

1.
Downloads 1,890 (19,372)
Citation 90

Did the Paycheck Protection Program Hit the Target?

Number of pages: 121 Posted: 26 Apr 2020 Last Revised: 22 Sep 2021
University of Chicago - Booth School of Business, Stanford University, University of Chicago and University of Chicago - Finance
Downloads 1,491 (27,382)
Citation 4

Abstract:

Loading...

PPP, stimulus, loan guarantees, CARES, COVID-19, coronavirus

Did the Paycheck Protection Program Hit the Target?

University of Chicago, Becker Friedman Institute for Economics Working Paper No. 2020-52
Number of pages: 122 Posted: 27 Apr 2020 Last Revised: 28 Sep 2021
University of Chicago - Booth School of Business, Stanford University, University of Chicago and University of Chicago - Finance
Downloads 285 (229,839)
Citation 2

Abstract:

Loading...

Did the Paycheck Protection Program Hit the Target?

NBER Working Paper No. w27095
Number of pages: 122 Posted: 05 May 2020 Last Revised: 15 Jul 2023
University of Chicago - Booth School of Business, Stanford University, University of Chicago and University of Chicago - Finance
Downloads 114 (528,621)
Citation 84

Abstract:

Loading...

2.

Competition and Voluntary Disclosure: Evidence from Deregulation in the Banking Industry

Review of Accounting Studies, 2018, Vol. 23, Issue 4, pp. 1471-1511
Number of pages: 54 Posted: 16 Aug 2012 Last Revised: 08 Jun 2019
University of Notre Dame, New York University (NYU) - Leonard N. Stern School of Business, Tuck School of Business at Dartmouth College and University of Chicago - Booth School of Business
Downloads 1,788 (21,141)
Citation 32

Abstract:

Loading...

Voluntary disclosure, Competition, Banking

3.

Product Innovation and Credit Market Disruptions

Number of pages: 97 Posted: 05 Nov 2019 Last Revised: 09 Sep 2022
Joao Granja and Sara Moreira
University of Chicago - Booth School of Business and Northwestern University
Downloads 1,437 (29,495)
Citation 2

Abstract:

Loading...

Innovation; Multi-Product Firms; Financial Constraints; Great Recession

Bank Fragility and Reclassification of Securities into HTM

Number of pages: 25 Posted: 18 Apr 2023 Last Revised: 21 Apr 2023
Joao Granja
University of Chicago - Booth School of Business
Downloads 948 (52,753)

Abstract:

Loading...

Held-to-Maturity accounting; Accounting rules; Interest rate risk; Liquidity Risk

Bank Fragility and Reclassification of Securities into HTM

University of Chicago, Becker Friedman Institute for Economics Working Paper No. 2023-53
Number of pages: 20 Posted: 06 Apr 2023
Joao Granja
University of Chicago - Booth School of Business
Downloads 434 (144,550)

Abstract:

Loading...

Held-to-Maturity accounting, Accounting rules, Interest rate risk, Liquidity Risk

Going the Extra Mile: Distant Lending and Credit Cycles

Number of pages: 95 Posted: 13 Nov 2018 Last Revised: 05 Dec 2020
University of Chicago - Booth School of Business, University of Chicago - Booth School of Business and University of Chicago - Booth School of Business
Downloads 889 (57,688)

Abstract:

Loading...

Lending Distance; Credit Cycles; Bank Competition; Bank Risk-Taking; Soft Information

Going the Extra Mile: Distant Lending and Credit Cycles

CFS Working Paper, No. 623, 2019
Number of pages: 67 Posted: 10 Jun 2019
University of Chicago - Booth School of Business, University of Chicago - Booth School of Business and University of Chicago - Booth School of Business
Downloads 168 (383,581)
Citation 1

Abstract:

Loading...

Going the Extra Mile: Distant Lending and Credit Cycles

NBER Working Paper No. w25196
Number of pages: 96 Posted: 29 Oct 2018 Last Revised: 07 May 2023
University of Chicago - Booth School of Business, University of Chicago - Booth School of Business and University of Chicago - Booth School of Business
Downloads 79 (678,239)

Abstract:

Loading...

6.
Downloads 1,072 (45,168)
Citation 67

Selling Failed Banks

Fama-Miller Working Paper
Number of pages: 63 Posted: 17 Aug 2014 Last Revised: 14 May 2015
Joao Granja, Gregor Matvos and Amit Seru
University of Chicago - Booth School of Business, Northwestern University - Kellogg School of Management and Stanford University
Downloads 1,017 (47,862)
Citation 4

Abstract:

Loading...

Failed banks, Banking crisis, Regulation, Bail-outs, Resolution

Selling Failed Banks

NBER Working Paper No. w20410
Number of pages: 51 Posted: 25 Aug 2014 Last Revised: 09 Apr 2023
Joao Granja, Gregor Matvos and Amit Seru
University of Chicago - Booth School of Business, Northwestern University - Kellogg School of Management and Stanford University
Downloads 55 (827,547)
Citation 63

Abstract:

Loading...

The Death of a Regulator: Strict Supervision, Bank Lending and Business Activity

European Corporate Governance Institute (ECGI) - Law Working Paper No. 447/2019, LawFin Working Paper No. 4
Number of pages: 104 Posted: 28 Dec 2017 Last Revised: 24 May 2024
Joao Granja and Christian Leuz
University of Chicago - Booth School of Business and University of Chicago - Booth School of Business
Downloads 811 (65,402)
Citation 4

Abstract:

Loading...

Bank regulation, Enforcement, Loan losses, Aggregate outcomes, Prudential oversight, Business lending, Entry and exit

The Death of a Regulator: Strict Supervision, Bank Lending, and Business Activity

NBER Working Paper No. w24168
Number of pages: 105 Posted: 03 Jan 2018 Last Revised: 16 Jul 2023
Joao Granja and Christian Leuz
University of Chicago - Booth School of Business and University of Chicago - Booth School of Business
Downloads 90 (625,787)

Abstract:

Loading...

The Death of a Regulator: Strict Supervision, Bank Lending and Business Activity

Center for Financial Studies Working Paper No. 610, 2023
Posted: 16 Dec 2018 Last Revised: 16 May 2024
Joao Granja and Christian Leuz
University of Chicago - Booth School of Business and University of Chicago - Booth School of Business
Downloads 0 (296,926)
Citation 1

Abstract:

Loading...

Bank regulation, Bank supervision, Prudential oversight, Enforcement, Management practices, Loan losses, Credit supply

8.

Do Strict Regulators Increase the Transparency of the Banks?

Journal of Accounting Research, Forthcoming
Number of pages: 44 Posted: 21 Jun 2015 Last Revised: 14 Dec 2018
Anna M. Costello, Joao Granja and Joseph Weber
University of Michigan, Stephen M. Ross School of Business, University of Chicago - Booth School of Business and Massachusetts Institute of Technology (MIT) - Sloan School of Management
Downloads 838 (63,706)
Citation 19

Abstract:

Loading...

Banking, Accounting Transparency, Regulatory Forbearance

9.

Current Expected Credit Losses and Consumer Loans

Number of pages: 86 Posted: 13 Jan 2023 Last Revised: 25 Jan 2024
Joao Granja and Fabian Nagel
University of Chicago - Booth School of Business and Northwestern University - Kellogg School of Management
Downloads 824 (65,157)
Citation 4

Abstract:

Loading...

CECL; Bank Lending; Consumer Loans; Real Effects

10.

Bank Consolidation and Uniform Pricing

Number of pages: 134 Posted: 04 Dec 2019 Last Revised: 25 Oct 2024
Joao Granja and Nuno Paixao
University of Chicago - Booth School of Business and Bank of Canada
Downloads 760 (72,391)

Abstract:

Loading...

Market Concentration, Uniform Pricing, Banking, Deposit Market, Mergers and Acquisitions, Antitrust Review

Book Value Risk Management of Banks: Limited Hedging, HTM Accounting, and Rising Interest Rates

University of Chicago, Becker Friedman Institute for Economics Working Paper No. 2024-37
Number of pages: 52 Posted: 03 Apr 2024 Last Revised: 31 Oct 2024
University of Chicago - Booth School of Business, University of Southern California, Northwestern University - Kellogg School of Management, Columbia University - Columbia Business School, Finance and Stanford University
Downloads 664 (85,097)
Citation 2

Abstract:

Loading...

Book Value Risk Management of Banks: Limited Hedging, Htm Accounting, and Rising Interest Rates

NBER Working Paper No. w32293
Number of pages: 53 Posted: 02 Apr 2024
University of Chicago - Booth School of Business, University of Southern California, Northwestern University - Kellogg School of Management, Columbia University - Columbia Business School, Finance and Stanford University
Downloads 15 (1,263,148)
  • Add to Cart

Abstract:

Loading...

Disclosure Regulation in the Commercial Banking Industry: Lessons from the National Banking Era

Number of pages: 55 Posted: 04 Oct 2014 Last Revised: 30 Sep 2016
Joao Granja
University of Chicago - Booth School of Business
Downloads 547 (108,768)
Citation 46

Abstract:

Loading...

Disclosure Regulation in the Commercial Banking Industry: Lessons From the National Banking Era

Journal of Accounting Research, Vol. 56, No. 1, 2018
Posted: 05 May 2018
Joao Granja
University of Chicago - Booth School of Business

Abstract:

Loading...

Disclosure Regulation; Bank Regulation; Enforcement; FInancial Stability; Bank Failures; FInancial Development; Political Economy of Regulation

13.

How (In)active was Bank Supervision During the 2022 Monetary Tightening?

University of Chicago, Becker Friedman Institute for Economics Working Paper No. 2023-130
Number of pages: 87 Posted: 02 Oct 2023 Last Revised: 19 Sep 2024
Yadav Gopalan and Joao Granja
University of Notre Dame - Department of Accountancy and University of Chicago - Booth School of Business
Downloads 400 (160,049)

Abstract:

Loading...

Bank Supervision, Monetary Tightening, Interest Rate Risks, Uninsured Deposits

The Relation between Bank Resolutions and Information Environment: Evidence from the Auctions for Failed Banks

Number of pages: 41 Posted: 17 Dec 2011 Last Revised: 17 Oct 2013
Joao Granja
University of Chicago - Booth School of Business
Downloads 260 (252,557)
Citation 9

Abstract:

Loading...

Banks, Failures, Disclosure Regulation

The Relation between Bank Resolutions and Information Environment: Evidence from the Auctions for Failed Banks

Journal of Accounting Research, Vol. 51, No. 5, 2013
Posted: 28 Nov 2013
Joao Granja
University of Chicago - Booth School of Business

Abstract:

Loading...

Banks, Failures, Disclosure Regulation

15.

The pass-through of corporate tax cuts to consumer loans: Evidence from the TCJA

“Kilts Center at Chicago Booth Marketing Data Center Paper”
Number of pages: 55 Posted: 31 Jan 2025
Joao Granja, Fabian Nagel and Arndt Weinrich
University of Chicago - Booth School of Business, Northwestern University - Kellogg School of Management and Erasmus University Rotterdam (EUR)
Downloads 147 (429,888)

Abstract:

Loading...

Consumer Loans, Tax Cuts and Jobs Act, tax incidence

16.

Do Strict Regulators Increase the Transparency of Banks?

Journal of Accounting Research, Vol. 57, No. 3, 2019
Posted: 03 Jul 2019
Anna M. Costello, Joao Granja and Joseph Weber
University of Michigan, Stephen M. Ross School of Business, University of Chicago - Booth School of Business and Massachusetts Institute of Technology (MIT) - Sloan School of Management

Abstract:

Loading...

banking; accounting transparency; regulation; regulatory enforcement; accounting restatements