Robert M. Hunt

Consumer Finance Institute, Federal Reserve Bank of Philadelphia

Senior Vice President and Economist

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

  • Consumer Finance Institute, Federal Reserve Bank of Philadelphia

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    • Tel: 215-574-3806
    • Fax: 215-574-7101
SCHOLARLY PAPERS

30

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161

CROSSREF CITATIONS

65

Scholarly Papers (30)

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1.

An Empirical Look at Software Patents

FRB of Philadelphia Working Paper No. 03-17
Number of pages: 53 Posted: 01 Apr 2004
James E. Bessen and Robert M. Hunt
Technology & Policy Research Initiative, BU School of Law and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 1,444 (22,620)
Citation 83

Abstract:

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Software Patents Innovation Technological Change

2.

Collecting Consumer Debt in America

Number of pages: 14 Posted: 22 Jun 2007
Robert M. Hunt
Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 979 (39,610)
Citation 9

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collections, collection agencies, debt buyers, Fair Debt Collection Practices Act

3.

A Century of Consumer Credit Reporting in America

FRB Philadelphia Working Paper No. 05-13
Number of pages: 57 Posted: 31 Jul 2005
Robert M. Hunt
Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 801 (52,277)
Citation 5

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Information sharing, consumer credit reporting, Rair Credit Reporting Act

4.

What 'Triggers' Mortgage Default?

FRB of Philadelphia Working Paper No. 10-13
Number of pages: 15 Posted: 29 Apr 2010 Last Revised: 13 Dec 2011
Ronel Elul, Nicholas S. Souleles, Souphala Chomsisengphet, Dennis Glennon and Robert M. Hunt
Federal Reserve Bank of Philadelphia, University of Pennsylvania - Finance Department, Government of the United States of America - Office of the Comptroller of the Currency (OCC), Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 736 (58,621)
Citation 42

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Mortgages, Mortgage Default, Negative Equity, Illiquidity, Double Trigger, Consumer Credit, Household Finance

5.

The Economics of Debt Collection: Enforcement of Consumer Credit Contracts

Downloads 680 (65,160)
Citation 3

The Economics of Debt Collection: Enforcement of Consumer Credit Contracts

FRB of Philadelphia Working Paper No. 15-43
Number of pages: 54 Posted: 20 Mar 2014
Viktar Fedaseyeu and Robert M. Hunt
China Europe International Business School (CEIBS) and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 416 (117,859)
Citation 2

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debt collection, contract enforcement, consumer credit markets, regulation of credit markets, credit cards, Fair Debt Collections Practices Act

The Economics of Debt Collection: Enforcement of Consumer Credit Contracts

FRB of Philadelphia Working Paper No. 18-4
Number of pages: 54 Posted: 01 Feb 2018
Viktar Fedaseyeu and Robert M. Hunt
China Europe International Business School (CEIBS) and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 134 (354,930)

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debt collection, contract enforcement, consumer credit markets, regulation of credit markets, credit cards, Fair Debt Collections Practices Act

The Economics of Debt Collection: Enforcement of Consumer Credit Contracts

FRB of Philadelphia Working Paper No. 15-43
Number of pages: 54 Posted: 07 Feb 2018
Viktar Fedaseyeu and Robert M. Hunt
China Europe International Business School (CEIBS) and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 130 (363,364)
Citation 1

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Debt collection, Contract enforcement, Consumer credit markets, Regulation of credit markets, Credit cards, Fair Debt

6.

Nonobviousness and the Incentive to Innovate: An Economic Analysis of Intellectual Property Reform

Federal Reserve Bank of Philadelphia Working Paper 99-3
Number of pages: 61 Posted: 03 Aug 1999
Robert M. Hunt
Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 655 (68,182)
Citation 12

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7.

An Introduction to the Economics of Payment Card Networks

Review of Network Economics, Vol. 2, June 2003
Number of pages: 17 Posted: 15 Oct 2003
Robert M. Hunt
Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 584 (78,795)
Citation 5

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8.

Patentability, Industry Structure, and Innovation

Federal Reserve Bank of Philadelphia Working Paper No. 01-13/R
Number of pages: 35 Posted: 11 Feb 2009 Last Revised: 21 Nov 2019
Robert M. Hunt
Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 409 (121,373)
Citation 6

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Patents, intellectual property, nonobviousness, inventive step

9.

The Efficiency and Integrity of Payment Card Systems: Industry Views on the Risks Posed by Data Breaches

Downloads 346 (146,020)
Citation 6

The Efficiency and Integrity of Payment Card Systems: Industry Views on the Risks Posed by Data Breaches

Economic Perspectives, Vol. 36, No. 4, 2012
Number of pages: 17 Posted: 28 Jan 2014
Julia S. Cheney, Robert M. Hunt, Katy R. Jacob, Richard D. Porter and Bruce J. Summers
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Chicago, Federal Reserve Bank of Chicago and Consultant on Money, Banking, and Payments
Downloads 222 (228,583)

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payment card fraud, data breaches, credit cards, debit cards

The Efficiency and Integrity of Payment Card Systems: Industry Views on the Risks Posed by Data Breaches

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 12-04
Number of pages: 35 Posted: 16 Oct 2012
Julia S. Cheney, Robert M. Hunt, Katy R. Jacob, Richard D. Porter and Bruce J. Summers
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Chicago, Federal Reserve Bank of Chicago and Consultant on Money, Banking, and Payments
Downloads 124 (376,626)
Citation 4

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payment card fraud, data breaches, credit cards, debit cards

10.

When Do More Patents Reduce R&D?

FRB of Philadelphia Working Paper No. 06-6
Number of pages: 22 Posted: 07 Feb 2006
Robert M. Hunt
Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 258 (198,122)
Citation 5

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Patents, Patent Thickets

11.

Intellectual Property Rights and Standard Setting in Financial Services: The Case of the Single European Payments Area

FRB of Philadelphia Working Paper No. 07-20
Number of pages: 43 Posted: 03 Oct 2007
Robert M. Hunt, Samuli Simojoki and Tuomas Takalo
Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Attorneys at Law Borenius & Kemppinen Ltd and Bank of Finland
Downloads 247 (206,791)
Citation 4

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SEPA, business method patents, electronic payments, standard setting, licensing

12.

Whither Consumer Credit Counseling

Number of pages: 12 Posted: 31 May 2006
Robert M. Hunt
Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 221 (230,229)
Citation 6

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Credit counseling, Debt management plans, Creditors' dilemma

13.

Business Method Patents and U.S. Financial Services

FRB of Philadelphia Working Paper No. 08-10/R, Contemporary Economic Policy, Forthcoming
Number of pages: 46 Posted: 22 Feb 2023
Robert M. Hunt
Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 200 (252,538)
Citation 2

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Business method patents, financial innovation, payment systems, financial exchanges, KSR International v. Teleflex, Ebay v. MercExchange, in re Seagate

14.

Consumers’ Use of Prepaid Cards: A Transaction-Based Analysis

FRB of Philadelphia - Payment Cards Center Discussion Paper
Number of pages: 76 Posted: 09 Aug 2012 Last Revised: 16 Oct 2012
Stephanie Wilshusen, Robert M. Hunt, James van Opstal and Rachel Schneider
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Center for Financial Services Innovation (CFSI)
Downloads 194 (259,407)
Citation 2

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General-purpose reloadable prepaid cards, payroll cards, direct deposit

15.

Economics and the Design of Patent Systems

FRB of Philadelphia Working Paper No. 07-6
Number of pages: 16 Posted: 30 Mar 2007
Robert M. Hunt
Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 162 (303,544)

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Patents, Nonobviousness, Patent thickets, R&D, Entry barriers

16.

Financial Consequences of Identity Theft: Evidence from Consumer Credit Bureau Records

FRB of Philadelphia Working Paper No. 19-2
Number of pages: 46 Posted: 14 Jan 2019 Last Revised: 29 Apr 2020
Nathan Blascak, Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 149 (325,562)

Abstract:

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fraud alert, consumer protection, identity theft, credit reports, Risk Score

17.

Localized Knowledge Spillovers: Evidence from the Spatial Clustering of R&D Labs and Patent Citations

Downloads 130 (362,195)
Citation 2

Localized Knowledge Spillovers: Evidence from the Spatial Clustering of R&D Labs and Patent Citations

FRB of Philadelphia Working Paper No. 17-32
Number of pages: 34 Posted: 04 Oct 2017
Kristy Buzard, Gerald A. Carlino, Robert M. Hunt, Jake Carr and Tony E. Smith
Syracuse University - Department of Economics, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Center for Urban and Regional Analysis and University of Pennsylvania - Department of Systems Engineering
Downloads 108 (417,286)
Citation 1

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spatial clustering, geographic concentration, R&D labs, localized knowledge spillovers, patent citations

Localized Knowledge Spillovers: Evidence from the Spatial Clustering of R&Amp;D Labs and Patent Citations

FRB of Philadelphia Working Paper No. 19-42
Number of pages: 48 Posted: 27 Nov 2019
Kristy Buzard, Gerald A. Carlino, Robert M. Hunt, Jake Carr and Tony E. Smith
Syracuse University - Department of Economics, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Center for Urban and Regional Analysis and University of Pennsylvania - Department of Systems Engineering
Downloads 22 (864,657)

Abstract:

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spatial clustering, geographic concentration, R&, D labs, localized knowledge spillovers, patent citations

18.

Getting Rid of Paper: Savings from Check 21

FRB of Philadelphia Working Paper No. 12-2
Number of pages: 28 Posted: 07 Jun 2012
David B. Humphrey and Robert M. Hunt
Florida State University - Department of Finance and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 107 (417,692)

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Check 21, checks, electronic payment

19.

Identity Theft as a Teachable Moment

Downloads 104 (426,134)
Citation 1

Identity Theft as a Teachable Moment

FRB of Philadelphia Working Paper No. 16-27
Number of pages: 49 Posted: 27 Oct 2016
Nathan Blascak, Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 104 (428,816)
Citation 1

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inattention, salience, identity theft, extended fraud alert, risk score, consumer protection, credit reports, Fair and Accurate Credit Transactions Act (FACTA)

Identity Theft as a Teachable Moment

FRB of Philadelphia Working Paper No. 14-28
Posted: 24 Sep 2014
Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia

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Inattention, Identity theft, Fraud alert, Consumer protection, Credit report, Fair and Accurate Credit Transactions Act (FACTA), Propensity score matching

20.

Consumer Use of Fraud Alerts and Credit Freezes: An Empirical Analysis

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 14-4
Number of pages: 40 Posted: 24 Sep 2014
Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 83 (496,403)
Citation 1

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Data breach, identity theft, fraud alert, credit freeze, credit report, Fair and Accurate Credit Transactions Act (FACTA)

21.

Residential Migration, Entry, and Exit as Seen Through the Lens of Credit Bureau Data

FRB of Philadelphia - Community Development Studies and Education Discussion Paper No. 13-01, FRB of Philadelphia - Payment Cards Center Discussion Paper No. 13-04
Number of pages: 36 Posted: 11 Dec 2013 Last Revised: 12 Dec 2013
Keith Wardrip and Robert M. Hunt
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 74 (526,834)
Citation 15

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Migration, Low-income neighborhoods, Moderate-income neighborhoods, Credit bureau data

22.

What Explains the Quantity and Quality of Local Inventive Activity?

Federal Reserve Bank of Philadelphia Working Paper No. 09-12
Number of pages: 65 Posted: 02 Jul 2009 Last Revised: 21 Nov 2019
Gerald A. Carlino and Robert M. Hunt
Federal Reserve Bank of Philadelphia and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 59 (592,776)
Citation 8

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Agglomeration economies, Knowledge Spillovers, Urban density, Innovation, Patents,

23.

Matching Externalities and Inventive Productivity

FRB of Philadelphia Working Paper No. 07-7
Number of pages: 12 Posted: 30 Mar 2007
Robert M. Hunt
Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 58 (597,644)

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Agglomeration economies, Knowledge spillovers, Urban density, Innovation, Patents, Search and matching

24.

Dynamic Pricing of Credit Cards and the Effects of Regulation

FRB of Philadelphia Working Paper No. 21-38
Number of pages: 64 Posted: 08 Nov 2018 Last Revised: 30 Nov 2021
Suting Hong, Robert M. Hunt and Konstantinos Serfes
ShanghaiTech University - School of Entrepreneurship and Management, Consumer Finance Institute, Federal Reserve Bank of Philadelphia and Drexel University
Downloads 55 (612,841)

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Financial contracts, Credit Card Accountability Responsibility and Disclosure Act, holdup, risk-based pricing, credit supply

25.

The Agglomeration of American Research and Development Labs

FRB of Philadelphia Working Paper No. 17-18
Number of pages: 61 Posted: 19 Jul 2017 Last Revised: 30 Aug 2017
Kristy Buzard, Gerald A. Carlino, Robert M. Hunt, Jake Carr and Tony E. Smith
Syracuse University - Department of Economics, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Center for Urban and Regional Analysis and University of Pennsylvania - Department of Systems Engineering
Downloads 53 (623,369)

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spatial clustering, geographic concentration, R&D labs, innovation

26.

Financial Consequences of Severe Identity Theft in the U.S

FRB of Philadelphia Working Paper No. 21-41
Number of pages: 59 Posted: 03 Dec 2021
Nathan Blascak, Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 50 (639,722)

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identity theft, fraud alert, consumer credit, credit performance, limited attention, inattention

27.

Financial Consequences of Identity Theft

FRB of Philadelphia Working Paper No. 20-33
Number of pages: 60 Posted: 14 May 2021
Nathan Blascak, Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 47 (656,812)

Abstract:

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28.

Localized Knowledge Spillovers: Evidence from the Agglomeration of American R&D Labs and Patent Data

Downloads 0 (1,032,601)

Localized Knowledge Spillovers: Evidence from the Agglomeration of American R&D Labs and Patent Data

FRB of Philadelphia Working Paper No. 15-03
Posted: 23 Jan 2015 Last Revised: 02 Feb 2018
Kristy Buzard, Gerald A. Carlino, Robert M. Hunt, Jake Carr and Tony E. Smith
Syracuse University - Department of Economics, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Center for Urban and Regional Analysis and University of Pennsylvania - Department of Systems Engineering

Abstract:

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Spatial clustering; R&D

Localized Knowledge Spillovers: Evidence from the Agglomeration of American R&D Labs and Patent Data

FRB of Philadelphia Working Paper No. 16-25
Posted: 14 Oct 2016
Kristy Buzard, Gerald A. Carlino, Robert M. Hunt, Jake Carr and Tony E. Smith
Syracuse University - Department of Economics, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Center for Urban and Regional Analysis and University of Pennsylvania - Department of Systems Engineering

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spatial clustering, geographic concentration, R&D labs, localized knowledge spillovers, patent citations

Localized Knowledge Spillovers: Evidence from the Agglomeration of American R&Amp;D Labs and Patent Data

FRB of Philadelphia Working Paper No. 15-3
Posted: 19 Aug 2015 Last Revised: 28 Jun 2022
Kristy Buzard, Gerald A. Carlino, Robert M. Hunt, Jake Carr and Tony E. Smith
Syracuse University - Department of Economics, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Center for Urban and Regional Analysis and University of Pennsylvania - Department of Systems Engineering

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Spatial clustering, R&, D, knowledge spillovers

29.

The Agglomeration of R&D Labs

Downloads 0 (1,032,601)

The Agglomeration of R&D Labs

FRB of Philadelphia Working Paper No. 10-33
Posted: 24 Oct 2010 Last Revised: 28 Jan 2015
Gerald A. Carlino, Jake Carr, Robert M. Hunt and Tony E. Smith
Federal Reserve Bank of Philadelphia, Center for Urban and Regional Analysis, Consumer Finance Institute, Federal Reserve Bank of Philadelphia and University of Pennsylvania - Department of Systems Engineering

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The Agglomeration of R&D Labs

FRB of Philadelphia Working Paper No. 11-42
Posted: 27 Sep 2011 Last Revised: 26 Apr 2015
Gerald A. Carlino, Jake Carr, Robert M. Hunt and Tony E. Smith
Federal Reserve Bank of Philadelphia, Center for Urban and Regional Analysis, Consumer Finance Institute, Federal Reserve Bank of Philadelphia and University of Pennsylvania - Department of Systems Engineering

Abstract:

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agglomeration economies, knowledge spillovers, geographic concentration, innovation, R&D

The Agglomeration of R&D Labs

FRB of Philadelphia Working Paper No. 12-22
Posted: 19 Sep 2012 Last Revised: 28 Apr 2015
Gerald A. Carlino, Robert M. Hunt, Jake Carr and Tony E. Smith
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Center for Urban and Regional Analysis and University of Pennsylvania - Department of Systems Engineering

Abstract:

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Spatial clustering of R&D labs, measures of geographic concentration, localized knowledge spillovers, patent citations

30.

Urban Density and the Rate of Invention

FRB of Philadelphia Working Paper No. 06-41
Posted: 29 Aug 2006
Gerald A. Carlino, Satyajit Chatterjee and Robert M. Hunt
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Consumer Finance Institute, Federal Reserve Bank of Philadelphia

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Agglomeration economies, Knowledge spillovers, Urban density, Innovation, Patents