William Roberds

Federal Reserve Bank of Atlanta

Vice-President

1000 Peachtree Street N.E.

Atlanta, GA 30309-4470

United States

  • Federal Reserve Bank of Atlanta

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SCHOLARLY PAPERS

30

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6,796

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Top 8,937

in Total Papers Citations

187

Scholarly Papers (30)

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1.

An Economic Explanation of the Early Bank of Amsterdam, Debasement, Bills of Exchange, and the Emergence of the First Central Bank

FRB of Atlanta Working Paper No. 2006-13
Number of pages: 50 Posted: 05 Oct 2006
Stephen Quinn and William Roberds
Texas Christian University - Department of Economics and Federal Reserve Bank of Atlanta
Downloads 797 (65,874)
Citation 14

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money, central banks, coinage, debasement

2.

The Big Problem of Large Bills: The Bank of Amsterdam and the Origins of Central Banking

FRB Atlanta Working Paper No. 2005-16
Number of pages: 56 Posted: 11 Oct 2005 Last Revised: 23 Feb 2015
Stephen Quinn and William Roberds
Texas Christian University - Department of Economics and Federal Reserve Bank of Atlanta
Downloads 515 (114,993)
Citation 7

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money, central banks, coinage, debasement

3.

Understanding Risk Management in Emerging Retail Payments

Economic Policy Review, Vol. 14, No. 2, September 2008
Number of pages: 23 Posted: 16 Dec 2007
Michele Braun, James McAndrews, William Roberds and Richard J. Sullivan
Federal Reserve Bank of New York - Payments Studies Function, Wharton Financial Institutions Center, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Kansas City
Downloads 514 (115,291)

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risk, payment, instruments, nonrival goods, fraud

4.

The Cls Bank: A Solution to the Risks of International Payments Settlement?

Downloads 471 (127,990)
Citation 5

The Cls Bank: A Solution to the Risks of International Payments Settlement?

FRB of Atlanta Working Paper No. 2000-15
Number of pages: 50 Posted: 30 Oct 2000
Charles M. Kahn and William Roberds
University of Illinois, Urbana-Champaign and Federal Reserve Bank of Atlanta
Downloads 471 (126,437)
Citation 5

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foreign exchange, settlement risk

The Cls Bank: A Solution to the Risks of International Payments Settlement?

Posted: 01 Feb 2001
Charles M. Kahn and William Roberds
University of Illinois, Urbana-Champaign and Federal Reserve Bank of Atlanta

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Foreign exchange, settlement risk

5.

Early Public Banks

Downloads 450 (135,255)
Citation 9

Early Public Banks

FRB of Chicago Working Paper No. 2014-03
Number of pages: 98 Posted: 22 Feb 2014
William Roberds and Francois R. Velde
Federal Reserve Bank of Atlanta and Federal Reserve Bank of Chicago
Downloads 264 (240,453)
Citation 5

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central banks, exchange banks, public banks

Early Public Banks

FRB Atlanta Working Paper No. 2014-9
Number of pages: 93 Posted: 04 Apr 2015
William Roberds and Francois R. Velde
Federal Reserve Bank of Atlanta and Federal Reserve Bank of Chicago
Downloads 186 (337,650)
Citation 4

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central banks, exchange banks, public banks

6.

A Theory of Transactions Privacy

Downloads 416 (148,317)
Citation 11

A Theory of Transactions Privacy

FRB Atlanta Working Paper No. 2000-22
Number of pages: 29 Posted: 03 Dec 2000
Charles M. Kahn, James McAndrews and William Roberds
University of Illinois, Urbana-Champaign, Wharton Financial Institutions Center and Federal Reserve Bank of Atlanta
Downloads 210 (301,184)
Citation 11

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A Theory of Transactions Privacy

FRB Atlanta Working Paper No. 2000-22
Number of pages: 29 Posted: 19 Jan 2001
Charles M. Kahn, James McAndrews and William Roberds
University of Illinois, Urbana-Champaign, Wharton Financial Institutions Center and Federal Reserve Bank of Atlanta
Downloads 206 (306,812)

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Privacy, transactions, Internet, e-money

7.

Credit and Identity Theft

FRB of Atlanta Working Paper No. 2005-19
Number of pages: 34 Posted: 13 Oct 2005
Charles M. Kahn and William Roberds
University of Illinois, Urbana-Champaign and Federal Reserve Bank of Atlanta
Downloads 393 (158,139)
Citation 13

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identity theft, fraud, money, search

8.

Payment Intermediation and the Origins of Banking

FRB of New York Staff Report No. 85
Number of pages: 43 Posted: 09 Oct 2006
James McAndrews and William Roberds
Wharton Financial Institutions Center and Federal Reserve Bank of Atlanta
Downloads 346 (182,108)
Citation 19

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9.

Settlement Risk Under Gross and Net Settlement

FRB of New York Staff Report No. 86
Number of pages: 34 Posted: 09 Oct 2006
Charles M. Kahn, James McAndrews and William Roberds
University of Illinois, Urbana-Champaign, Wharton Financial Institutions Center and Federal Reserve Bank of Atlanta
Downloads 340 (185,625)
Citation 5

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clearing, settlement, settlement risk

10.

Death of a Reserve Currency

FRB Atlanta Working Paper No. 2014-17
Number of pages: 55 Posted: 04 Apr 2015
Stephen Quinn and William Roberds
Texas Christian University - Department of Economics and Federal Reserve Bank of Atlanta
Downloads 277 (230,515)
Citation 8

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central banks, reserve currency, policy insolvency

11.

Data Security, Privacy, and Identity Theft: The Economics Behind the Policy Debates

Economic Perspectives, Vol. XXXIII, No. 1, 2009
Number of pages: 9 Posted: 12 Feb 2009
William Roberds and Stacey Schreft
Federal Reserve Bank of Atlanta and Government of the United States of America - Office of Financial Research
Downloads 236 (270,519)
Citation 1

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12.

Data Breaches and Identity Theft

Federal Reserve Bank of Atlanta Working Paper No. 2008-22
Number of pages: 54 Posted: 09 Nov 2008
William Roberds and Stacey Schreft
Federal Reserve Bank of Atlanta and Government of the United States of America - Office of Financial Research
Downloads 227 (280,939)
Citation 4

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identity theft, identity fraud, data breach, fraud, money, search

13.

Money is Privacy

FRB of Atlanta Working Paper No. 2004-18
Number of pages: 24 Posted: 27 Aug 2004
Charles M. Kahn, James McAndrews and William Roberds
University of Illinois, Urbana-Champaign, Wharton Financial Institutions Center and Federal Reserve Bank of Atlanta
Downloads 226 (282,158)
Citation 4

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Money, privacy, memory, search

14.

Responding to a Shadow Banking Crisis: The Lessons of 1763

FRB Atlanta Working Paper Series No. 2012-8
Number of pages: 68 Posted: 09 Aug 2012
Stephen Quinn and William Roberds
Texas Christian University - Department of Economics and Federal Reserve Bank of Atlanta
Downloads 225 (283,411)
Citation 8

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shadow banks, central banks, liquidity

15.

Transferability, Finality, and Debt Settlement

FRB Atlanta Working Paper No. 2001-18b
Number of pages: 61 Posted: 04 Nov 2001
Charles M. Kahn and William Roberds
University of Illinois, Urbana-Champaign and Federal Reserve Bank of Atlanta
Downloads 218 (292,042)
Citation 6

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settlement, finality, negotiability

16.

Credit and the No-Surcharge Rule

FRB of Atlanta Working Paper No. 2006-25
Number of pages: 36 Posted: 04 Dec 2006
Cyril Monnet and William Roberds
University of Bern and Federal Reserve Bank of Atlanta
Downloads 185 (340,193)
Citation 4

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no surcharge, credit cards, payments, money, search

17.

Payments Settlement Under Limited Enforcement: Private Versus Public Systems

FRB of Atlanta Working Paper No. 2002-33
Number of pages: 30 Posted: 11 Mar 2003
Charles M. Kahn and William Roberds
University of Illinois, Urbana-Champaign and Federal Reserve Bank of Atlanta
Downloads 184 (341,878)
Citation 15

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payment systems, limited enforcement, settlement risk

18.

The Bank of Amsterdam Through the Lens of Monetary Competition

FRB Atlanta Working Paper No. 2012-14
Number of pages: 31 Posted: 22 Mar 2015
Stephen Quinn and William Roberds
Texas Christian University - Department of Economics and Federal Reserve Bank of Atlanta
Downloads 141 (428,564)
Citation 5

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fiat money, central bank, monetary competition

19.

A General Equilibrium Analysis of Check Float

Downloads 106 (533,431)

A General Equilibrium Analysis of Check Float

FRB of New York Research Paper No. 84
Number of pages: 41 Posted: 31 Jan 1998
James McAndrews and William Roberds
Wharton Financial Institutions Center and Federal Reserve Bank of Atlanta
Downloads 106 (537,659)

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A General Equilibrium Analysis of Check Float

Posted: 03 Nov 1999
James McAndrews and William Roberds
Wharton Financial Institutions Center and Federal Reserve Bank of Atlanta

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20.

Payment System Settlement and Bank Incentives

FRB Atlanta Working Paper No. 96-10
Number of pages: 31 Posted: 08 Oct 2014 Last Revised: 25 Jan 2015
Charles M. Kahn and William Roberds
University of Illinois, Urbana-Champaign and Federal Reserve Bank of Atlanta
Downloads 105 (537,121)
Citation 21

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21.

How Amsterdam Got Fiat Money

FRB Atlanta Working Paper No. 2010-17
Number of pages: 109 Posted: 23 Mar 2015
Stephen Quinn and William Roberds
Texas Christian University - Department of Economics and Federal Reserve Bank of Atlanta
Downloads 104 (540,845)
Citation 14

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Bank of Amsterdam, fiat money, commodity money, monetary policy, credit policy

22.

Optimal Pricing of Payment Services When Cash is an Alternative

FRB of Philadelphia Working Paper No. 07-26
Number of pages: 32 Posted: 01 Nov 2007
Cyril Monnet and William Roberds
University of Bern and Federal Reserve Bank of Atlanta
Downloads 95 (575,013)
Citation 3

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23.

Real-Time Gross Settlement and the Costs of Immediacy

FRB Atlanta Working Paper Series No. 98-21a
Number of pages: 30 Posted: 25 Jan 2015
Charles M. Kahn and William Roberds
University of Illinois, Urbana-Champaign and Federal Reserve Bank of Atlanta
Downloads 92 (586,777)
Citation 11

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payments, money, real-time gross settlement

24.

Central Bank Digital Currencies: An Old Tale with a New Chapter

Downloads 74 (665,820)

Central Bank Digital Currencies: An Old Tale with a New Chapter

FRB Atlanta Working Paper No. 2022-18
Number of pages: 34 Posted: 27 Jan 2023
Michael D. Bordo and William Roberds
Rutgers University, New Brunswick - Department of Economics and Federal Reserve Bank of Atlanta
Downloads 57 (775,844)

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banknotes, central banks, digital currencies, monetary systems

Central Bank Digital Currencies, an Old Tale with a New Chapter

NBER Working Paper No. w30709
Number of pages: 38 Posted: 05 Dec 2022 Last Revised: 29 May 2023
Michael D. Bordo and William Roberds
Rutgers University, New Brunswick - Department of Economics and Federal Reserve Bank of Atlanta
Downloads 17 (1,174,988)

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25.

An Early Experiment with "Permazero"

FRB Atlanta Working Paper No. 2017-5
Number of pages: 57 Posted: 28 May 2017 Last Revised: 29 Nov 2017
Stephen Quinn and William Roberds
Texas Christian University - Department of Economics and Federal Reserve Bank of Atlanta
Downloads 56 (766,638)

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central banks, monetary policy, zero lower bound

26.

Standing Repo Facilities, Then and Now 

FRB Atlanta Policy Hub Paper No. 2020-1, https://doi.org/10.29338/ph2020-01
Number of pages: 27 Posted: 11 Mar 2025
Stephen Quinn, William Roberds and Charles Kahn
Texas Christian University - Department of Economics, Federal Reserve Bank of Atlanta and University of Illinois at Urbana-Champaign
Downloads 3 (1,284,994)

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27.

Demandable Debt as a Means of Payment: Banknotes Versus Checks

FRB Atlanta Public Affairs Department WP No. 98-5
Posted: 22 Sep 1998
Charles M. Kahn and William Roberds
University of Illinois, Urbana-Champaign and Federal Reserve Bank of Atlanta

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28.

On the Efficiency of Cash Settlement

WP 95-11
Posted: 02 Jul 1998
Charles M. Kahn and William Roberds
University of Illinois, Urbana-Champaign and Federal Reserve Bank of Atlanta

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29.

A Daily View of Yield Spreads and Short-Term Interest Rate Movements

J. OF MONEY, CREDIT, AND BANKING, Vol. 28 No. 1, February 1996
Posted: 28 Apr 1998
William Roberds, David E. Runkle and Charles H. Whiteman
Federal Reserve Bank of Atlanta, University of Minnesota - Twin Cities - Carlson School of Management and Pennsylvania State University - Smeal College of Business

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30.

Endogenous Term Premia and Anomalies in the Term Structure of Interest Rates: Explaining the Predictability Smile

WP 96-11
Posted: 05 Feb 1997
William Roberds and Charles H. Whiteman
Federal Reserve Bank of Atlanta and Pennsylvania State University - Smeal College of Business

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