Christopher C. French

The Pennsylvania State University (University Park) – Penn State Law

Lewis Katz Building

University Park, PA 16802

United States

SCHOLARLY PAPERS

24

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Scholarly Papers (24)

1.

COVID-19 Business Interruption Insurance Losses: The Cases For and Against Coverage

27 Conn. Ins. L. J. 1 (2020), Penn State Law Research Paper No. 14-2020
Number of pages: 35 Posted: 27 Jul 2020 Last Revised: 22 Aug 2020
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 423 (78,031)

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covid-19, coronavirus, business interruption, insurance, all risk, virus, pollution, exclusion, civil authority, correlated risks, pandemics, public policy

2.

The Aftermath of Catastrophes: Valuing Business Interruption Insurance Losses

30 Ga. St. U. L. Rev. 461 (2014)
Number of pages: 60 Posted: 20 Jan 2013 Last Revised: 23 Oct 2014
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 287 (119,972)

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insurance, business interruption, catastrophe, valuation, loss valuation, contra proferentum, reasonable expectations

3.

Sex, Videos, and Insurance: How Gawker Could Have Avoided Financial Responsibility for the $140 Million Hulk Hogan Sex Tape Verdict

90 S. Cal. L. Rev. Postscript 101 (2016), Penn State Law Research Paper No. 15-2016
Number of pages: 6 Posted: 22 Jun 2016 Last Revised: 28 Jul 2016
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 237 (145,872)

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Gawker, Hulk Hogan, First Amendment, Right to Privacy, Terry Bollea, Insurance, Media Liability, Public Policy, Intentional Torts, Invasion Privacy, Right Privacy, Punitive Damages, CGL, Commercial General Liability, Bankruptcy

4.

The Role of the Profit Imperative in Risk Management

17 U. Pa. J. Bus. L. 1081 (2015), Penn State Law Research Paper No. 50-2014
Number of pages: 57 Posted: 06 Oct 2014 Last Revised: 06 Jan 2016
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 230 (150,150)

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insurance, risk management, natural catastrophes, profit imperative, stock companies, adverse selection, correlated risks, moral hazard

5.

The 'Ensuing Loss' Clause in Insurance Policies: The Forgotten and Misunderstood Antidote to Anti-Concurrent Causation Exclusions

13 Nev. L. J. 215 (2012)
Number of pages: 43 Posted: 21 Jun 2012 Last Revised: 23 Oct 2014
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 228 (151,387)

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ensuing loss, insurance, all risk, property insurance, homeowners, homeowners insurance, efficient proximate cause, concurrent causation, causation, tort, contra proferentum, reasonable expectations

6.

The 'Non-Cumulation Clause': An 'Other Insurance' Clause by Another Name

60 U. Kan. L. Rev. 375 (2012)
Number of pages: 39 Posted: 20 Apr 2011 Last Revised: 23 Oct 2014
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 222 (155,325)

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non-cumulation clause, prior insurance, allocation, insurance, cgl, commercial liability insurance, other insurance, long-tail, contra proferentum, reasonable expectations

7.

Debunking the Myth that Insurance Coverage is Not Available or Allowed for Intentional Torts or Damages

8 Hastings Bus. L. J. 65 (2012)
Number of pages: 40 Posted: 20 Apr 2011 Last Revised: 23 Oct 2014
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 188 (181,339)

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intentional torts, insurance, punitive damages, fortuity, employment discrimination, infringement, disparagement

8.

Construction Defects: Are They ‘Occurrences’?

47 Gonz. L. Rev. 1 (2011)
Number of pages: 50 Posted: 04 Aug 2011 Last Revised: 23 Oct 2014
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 174 (194,090)

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insurance, construction defects, occurrence, CGL, accident, contractor, business risk, commercial general liability

9.

Understanding Insurance Policies as NonContracts: An Alternative Approach to Drafting and Construing These Unique Financial Instruments

89 Temp. L. Rev. 535 (2017), Penn State Law Research Paper No. 10-2016
Number of pages: 44 Posted: 03 May 2016 Last Revised: 15 May 2017
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 164 (204,207)

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contracts, insurance, Chevron, reasonable expectations, contra proferentum, wrap agreements, standardized contracts, public policy, compensation injured parties, adhesion

10.

Insuring Floods: The Most Common and Devastating Natural Catastrophes in America

60 Vill. L. Rev. 53 (2015), Penn State Law Research Paper No. 49-2014
Number of pages: 31 Posted: 16 Sep 2014 Last Revised: 11 Apr 2015
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 148 (222,431)

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flood, flooding, insurance, homeowner, homeowners, NFIP, National Flood Insurance Program, natural catastrophes, climate change, adverse selection, moral hazard, correlated risks

11.

Insuring Landslides: America's Uninsured Natural Catastrophes

17 Nev. L. J. 63 (2016)
Number of pages: 36 Posted: 18 Feb 2015 Last Revised: 05 Feb 2017
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 147 (223,709)

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landslides, insurance, adverse selection, moral hazard, correlated risks, all risk, property

12.

Insuring Against Cyber Risk: The Evolution of an Industry (Introduction)

122 Penn. St. L. Rev. 607 (2018), Penn State Law Research Paper No. 11-2018
Number of pages: 6 Posted: 21 Jul 2018 Last Revised: 09 Nov 2018
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 145 (226,178)

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insurance, cyber, cyber risks, ransomware, malware, phishing, denial of service, liability, data loss, CGL, D&O, crime, data breach notification

13.

A Battlefield Map for NFL v. Insurance Industry Re: Concussion Liabilities

53 San Diego L. Rev. 901 (2016), Penn State Law Research Paper No. 24-2016
Number of pages: 48 Posted: 05 Sep 2016 Last Revised: 31 Mar 2017
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 141 (231,287)

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concussion, NFL, National Football League, insurance, Chronic Traumatic Encephalopathy, CTE, choice of law, expected or intended, allocation, trigger, number of occurrences

14.

The Insurability of Claims for Restitution

18 U. Pa. J. Bus. L. 599 (2016), Penn State Law Research Paper No. 10-2015
Number of pages: 51 Posted: 11 Sep 2015 Last Revised: 28 May 2016
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 119 (263,639)

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restitution, unjust enrichment, insurance, D&O, CGL, commercial general liability, directors, officers, disgorgement, public policy

15.

Forum Shopping COVID-19 Business Interruption Insurance Claims

2020 U. Ill. L. Rev. Online 187 (2020), Penn State Law Research Paper No. 16-2020
Number of pages: 16 Posted: 14 Oct 2020 Last Revised: 16 Oct 2020
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 103 (291,733)

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COVID-19, coronavirus, business interruption, insurance, all risk, choice of law, conflicts of law, forum shopping

16.

Revisiting Construction Defects as 'Occurrences' Under CGL Insurance Policies

19 U. Pa. J. Bus. L. 101 (2016), Penn State Law Research Paper No. 16-2016
Number of pages: 45 Posted: 25 Jun 2016 Last Revised: 05 Feb 2017
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 96 (305,446)

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construction defects, faulty workmanship, insurance, CGL, commercial general liability, occurrence, property damage, moral hazard, business risk, expected or intended, accident

17.

America on Fire: Climate Change, Wildfires & Insuring Natural Catastrophes

54 U.C. Davis L. Rev. __ (Forthcoming), Penn State Law Research Paper No. 12-2020
Number of pages: 67 Posted: 22 Apr 2020 Last Revised: 21 Aug 2020
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 91 (316,065)

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climate change, wildfires, insurance, natural catastrophes, correlated risks, adverse selection, moral hazard

18.

Segmented Settlements Are Not the Answer: A Response to Professor Squire's Article, How Collective Settlements Camouflage the Costs of Shareholder Lawsuits

7 Va. L. & Bus. Rev. 589 (2013)
Number of pages: 31 Posted: 23 Jan 2013 Last Revised: 23 Oct 2014
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 65 (383,535)

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Directors, Officers, D&O, insurance, settlements, exhaustion, cooperate, cooperation, shareholder, Squire, Richard Squire, camouflage

19.

Insurance Policies: The Grandparents of Contractual Black Holes

67 Duke L. J. Online 40 (2017), Penn State Law Research Paper No. 12-2017
Number of pages: 25 Posted: 26 May 2017 Last Revised: 30 Nov 2017
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 50 (434,358)

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Black Holes, Contracts, Contractual, Standardized, Insurance, CGL, Property, Ensuing Loss, Non-Cumulation, Sudden and Accidental, Sue and Labor

20.

The Butterfly Effect in Interpreting Insurance Policies

82 Law & Contemp. Probs. 47 (2019), Penn State Law Research Paper No. 12-2019
Number of pages: 21 Posted: 03 Sep 2019 Last Revised: 05 Dec 2019
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 49 (438,145)

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insurance, butterfly effect, standardized contract, contract of adhesion, ANI, Lorenz, ISO, American Nuclear Insurers, pollution exclusion, environmental contamination, ensuing loss, data loss, cyber risk

21.

Dual Regulation of Insurance

64 Vill. L. Rev. 25 (2019), Penn State Law Research Paper No. 14-2018
Number of pages: 46 Posted: 18 Oct 2018 Last Revised: 07 Apr 2019
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 41 (470,435)

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insurance, regulation, Federal Insurance Office, FIO, McCarran, Ferguson, ERISA, NFIP, flood, Affordable Care Act, multinational, state

22.

English Justice for an American Company?

97 Tex. L. Rev. Online 1 (2018), Penn State Law Research Paper No. 9-2018
Number of pages: 12 Posted: 22 Jun 2018 Last Revised: 07 Nov 2018
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 40 (474,849)

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insurance, Bermuda, Bermuda Form, London, Arbitration, Halliburton, Chubb, Deepwater Horizon, ACE, Transocean, BP

23.

Hurricanes, Fraud, and Insurance: The Supreme Court Weighs in on, But Does Not Wade Into, the Concurrent Causation Conundrum in State Farm Fire and Casualty Company v. Rigsby

165 U. Pa. L. Rev. Online 99 (2017), Penn State Law Research Paper No. 2-2017
Number of pages: 9 Posted: 25 Feb 2017 Last Revised: 07 Nov 2018
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 40 (474,849)

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concurrent causation, ensuing loss, flood insurance, NFIP, insurance, homeowners, supreme court, state farm, false claims act, FCA

24.

The Big Data Revolution and Its Impact on the Law (Introduction)

123 Penn St. L. Rev. 585 (2019)
Number of pages: 5 Posted: 09 Aug 2019
Christopher C. French
The Pennsylvania State University (University Park) – Penn State Law
Downloads 33 (507,285)

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big data, insurance, privacy, consumers, social media, Facebook, health care, medical research, biometric, virtual reality, GPS, satellites