Martin F. Grace

Temple University - Fox School of Business & Management

James Boettner Professor

Fox School of Business and Management

1301 Cecil B. Moore Ave.

Philadelphia, PA 19122

United States

SCHOLARLY PAPERS

33

DOWNLOADS
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Top 11,982

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7,581

SSRN CITATIONS
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SSRN RANKINGS

Top 10,066

in Total Papers Citations

96

CROSSREF CITATIONS

68

Scholarly Papers (33)

1.

Insurance Company Failures: Why Do They Cost so Much?

Georgia State University Center for Risk Management and Insurance Research Working Paper No. 03-1
Number of pages: 39 Posted: 20 Nov 2003
Martin F. Grace, Robert W. Klein and Richard D. Phillips
Temple University - Fox School of Business & Management, Georgia State University and Georgia State University - Risk Management & Insurance Department
Downloads 757 (63,276)
Citation 23

Abstract:

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Insurance, bankruptcy, regulation

2.

The Insurance Industry and Systemic Risk: Evidence and Discussion

Networks Financial Institute Policy Brief No. 2010-PB-02
Number of pages: 40 Posted: 21 Apr 2010
Martin F. Grace
Temple University - Fox School of Business & Management
Downloads 712 (68,491)
Citation 17

Abstract:

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Systemic Risk, Insurance Industry, American International Group (AIG)

3.

Property-Liability Insurer Reserve Error: Motive, Manipulation, or Mistake

Number of pages: 41 Posted: 23 Feb 2007 Last Revised: 06 Jul 2010
J. Tyler Leverty and Martin F. Grace
University of Wisconsin - Madison and Temple University - Fox School of Business & Management
Downloads 506 (105,178)
Citation 8

Abstract:

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Earnings Management, Reserves, Insurance, Managerial Discretion

4.

Adverse Selection in Reinsurance Markets

Number of pages: 38 Posted: 18 Aug 2011 Last Revised: 11 Jul 2014
James R. Garven, James I. Hilliard and Martin F. Grace
Baylor University - Department of Finance, Insurance & Real Estate, Temple University - Department of Risk, Insurance & Healthcare Management and Temple University - Fox School of Business & Management
Downloads 454 (119,701)
Citation 8

Abstract:

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5.

Homeowners Insurance: Market Trends, Issues and Problems

Number of pages: 100 Posted: 30 Sep 2005
Martin F. Grace and Robert W. Klein
Temple University - Fox School of Business & Management and Georgia State University
Downloads 418 (131,824)
Citation 2

Abstract:

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6.

Tax-Deductible Pre-Event Catastrophe Loss Reserves: The Case of Florida

Number of pages: 66 Posted: 24 Mar 2006
Andreas Milidonis and Martin F. Grace
University of Cyprus - Department of Accounting and Finance and Temple University - Fox School of Business & Management
Downloads 410 (134,752)
Citation 7

Abstract:

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Tax-Deferred Loss Reserves, Catastrophe Financing and Pricing, Extreme Value Theory, Mixture model, Insurance, Reinsurance

7.

The Allocation of Governmental Regulatory Authority: Federalism and the Case of Insurance Regulation

Center for Risk Management and Insurance Research No. 96-2
Number of pages: 52 Posted: 25 Jan 1999
Martin F. Grace and Richard D. Phillips
Temple University - Fox School of Business & Management and Georgia State University - Risk Management & Insurance Department
Downloads 401 (138,295)
Citation 2

Abstract:

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8.

Household Life Cycle Protection: Life Insurance Holdings, Financial Vulnerability and Portfolio Implications

Journal of Risk & Insurance, Vol. 74, No. 1, pp. 141-173, March 2007
Number of pages: 37 Posted: 27 Mar 2007 Last Revised: 02 Oct 2013
Yijia Lin and Martin F. Grace
University of Nebraska at Lincoln - Department of Finance and Temple University - Fox School of Business & Management
Downloads 353 (159,350)
Citation 1

Abstract:

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Household Life Insurance Holdings, Financial Vulnerability, Life Cycle Protection

9.

Issues in Measuring the Efficiency of Property-Liability Insurers

Number of pages: 41 Posted: 04 May 2006
J. Tyler Leverty and Martin F. Grace
University of Wisconsin - Madison and Temple University - Fox School of Business & Management
Downloads 338 (166,979)
Citation 6

Abstract:

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Insurance, Objectives of the Firm, Data Envelopment Analysis, Range Adjusted Measure

10.

Political Cost Incentives for Managing the Property-Liability Insurer Loss Reserve

Journal of Accounting Research, Forthcoming
Number of pages: 38 Posted: 15 Aug 2009 Last Revised: 21 Sep 2009
Martin F. Grace and J. Tyler Leverty
Temple University - Fox School of Business & Management and University of Wisconsin - Madison
Downloads 303 (187,426)
Citation 13

Abstract:

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discretionary accruals, insurance, regulation, quantile regression

11.

Regulator Performance, Regulatory Environment and Outcomes: An Examination of Insurance Regulator Career Incentives on State Insurance Markets

Number of pages: 37 Posted: 19 Jun 2006
Martin F. Grace and Richard D. Phillips
Temple University - Fox School of Business & Management and Georgia State University - Risk Management & Insurance Department
Downloads 290 (196,290)
Citation 8

Abstract:

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Auto Insurance, Price Regulation, Regulatory Incentives, Revolving Door

12.

Dupes or Incompetents? An Examination of Management's Impact on Firm Distress

Number of pages: 43 Posted: 28 Aug 2010 Last Revised: 28 Nov 2011
J. Tyler Leverty and Martin F. Grace
University of Wisconsin - Madison and Temple University - Fox School of Business & Management
Downloads 276 (206,452)
Citation 14

Abstract:

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Managerial Ability, Manager Fixed Effects, Financial Distress

13.

Do Elections Delay Regulatory Action?

Journal of Financial Economics (JFE), Forthcoming
Number of pages: 50 Posted: 27 Sep 2013 Last Revised: 11 Jan 2018
J. Tyler Leverty and Martin F. Grace
University of Wisconsin - Madison and Temple University - Fox School of Business & Management
Downloads 262 (217,552)
Citation 2

Abstract:

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Government Policy and Regulation, Political Economy, Insurance, Electoral Cycles, Bureaucrats, Politicians, Incentives

14.

Natural Disasters and the Supply of Home Insurance

Number of pages: 166 Posted: 30 Sep 2005
Martin F. Grace and Robert W. Klein
Temple University - Fox School of Business & Management and Georgia State University
Downloads 246 (231,532)
Citation 3

Abstract:

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15.

The Effects of an Optional Federal Charter on Competition in the Life Insurance Industry

Number of pages: 148 Posted: 03 Nov 2007
Martin F. Grace and Robert W. Klein
Temple University - Fox School of Business & Management and Georgia State University
Downloads 212 (266,786)
Citation 4

Abstract:

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insurance regulation, federal regulation

16.

Increased Hurricane Risk and Insurance Market Responses

Journal of Insurance Regulation, 2005, 24(2): 3-32.
Number of pages: 31 Posted: 09 Oct 2015 Last Revised: 31 Dec 2017
Martin F. Grace, Robert W. Klein and Zhiyong (John) Liu
Temple University - Fox School of Business & Management, Georgia State University and Indiana State University - Scott College of Business
Downloads 207 (272,711)

Abstract:

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Hurricane, Catastrophe Risk, Risk Management, Insurance

17.

The Effect of Insurance Premium Taxes on Employment

Andrew Young School of Policy Studies Research Paper Series No. 08-17
Number of pages: 31 Posted: 01 Sep 2008
Martin F. Grace, David L. Sjoquist and Laura A. Wheeler
Temple University - Fox School of Business & Management, Georgia State University and Georgia State University - Fiscal Research Center
Downloads 172 (321,846)
Citation 1

Abstract:

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18.

Full Information Reserve Error

Fox School of Business Research Paper No. 18-050
Number of pages: 14 Posted: 10 Jun 2018 Last Revised: 23 Jan 2019
Martin F. Grace and J. Tyler Leverty
Temple University - Fox School of Business & Management and University of Wisconsin - Madison
Downloads 165 (333,583)

Abstract:

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Managerial Discretion, Insurance, Loss Reserves, Stochastic Loss Reserve Model

Optional Federal Chartering of Insurance: Rationale and Design of a Regulatory Structure

Number of pages: 58 Posted: 05 Aug 2008
Martin F. Grace and Hal S. Scott
Temple University - Fox School of Business & Management and Harvard Law School
Downloads 156 (350,019)
Citation 4

Abstract:

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insurance regulation, federalism, optional federal charter

Optional Federal Chartering of Insurance: Rationale and Design of a Regulatory Structure

Posted: 17 Jul 2008 Last Revised: 21 May 2015
Martin F. Grace and Hal S. Scott
Temple University - Fox School of Business & Management and Harvard Law School

Abstract:

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insurance regulation, federalism, optional federal charter

20.

A Reexamination of Federal Regulation of the Insurance Industry

Networks Financial Institute Policy Brief No. 2009-PB-02
Number of pages: 27 Posted: 28 Feb 2009 Last Revised: 08 Apr 2009
Martin F. Grace
Temple University - Fox School of Business & Management
Downloads 155 (351,775)
Citation 2

Abstract:

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Insurance Regulation, Regulatory Modernization, Federal/State Issues

21.

Market Discipline and Guaranty Funds in Life Insurance

Number of pages: 74 Posted: 21 Apr 2015 Last Revised: 19 Feb 2019
Temple University - Fox School of Business & Management, Nanyang Business School, Nanyang Technological University, Georgia State University and University of Alabama - Department of Economics, Finance and Legal Studies
Downloads 150 (361,329)
Citation 1

Abstract:

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Guaranty Funds; Deposit Insurance; Market Discipline; Regulatory Discipline

22.

Insurance: In or Out of the “Too Difficult” Box?

Number of pages: 49 Posted: 08 Apr 2022
Martin F. Grace and Sudipta Basu
Temple University - Fox School of Business & Management and Temple University - Department of Accounting
Downloads 142 (377,504)

Abstract:

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IFRS Insurance Accounting

23.

Facing Mother Nature

Regulation, Vol. 30, No. 3, Fall 2007
Number of pages: 7 Posted: 02 Nov 2007
Martin F. Grace and Robert W. Klein
Temple University - Fox School of Business & Management and Georgia State University
Downloads 100 (490,268)

Abstract:

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mother nature, martin grace, robert klein, insurance markets, catastrophe perils, catastrophe risk, insurance industry, policy, economics, hurricanes, natureal disasters, role of insurance, insured losses, profit, legislation, homeowners insurance, federal financing, private market, risk taking

24.

Medicaid Expansion. Tort Reforms, and Medical Liability Costs

Journal of Risk and Insurance, forthcoming
Number of pages: 48 Posted: 04 Jun 2020 Last Revised: 12 Aug 2022
Jingshu Luo, Hua Chen and Martin F. Grace
University of Mississippi, University of Hawaii at Manoa and Temple University - Fox School of Business & Management
Downloads 94 (510,587)

Abstract:

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Medicaid Expansion, Affordable Care Act, Medical Liability, Tort Reform

25.

Too Old to Fail

Nanyang Business School Research Paper No. 21-26
Number of pages: 65 Posted: 07 Sep 2021 Last Revised: 20 Dec 2021
Shinichi Kamiya, Martin F. Grace and George H. Zanjani
Nanyang Business School, Nanyang Technological University, Temple University - Fox School of Business & Management and University of Alabama - Department of Economics, Finance and Legal Studies
Downloads 83 (551,584)

Abstract:

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Risk perception, Market Discipline, Guaranty Funds, Deposit Insurance, Risk Taking, Life Insurance

International Capital Rules: Harmonization, Conflict or Competition

Networks Financial Institute Policy Brief 2013-PB-03
Number of pages: 31 Posted: 24 Mar 2013
Martin F. Grace
Temple University - Fox School of Business & Management
Downloads 64 (647,866)

Abstract:

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Insurance Capital Requirements, Solvency II, Risk Based Capital Requirements

International Capital Rules: Harmonization, Conflict or Competition

Networks Financial Institute Policy Brief No. 2013-PB-03
Number of pages: 31 Posted: 18 Mar 2013
Martin F. Grace
Temple University - Fox School of Business & Management
Downloads 19 (998,497)

Abstract:

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Insurance Capital Requirements, Solvency II, Risk Based Capital Requirements

27.

The Effect of Taxes on the Location of Property-Casualty Insurance Firms

Fox School of Business Research Paper No. 18-033
Number of pages: 54 Posted: 14 Jun 2018 Last Revised: 18 Oct 2018
Martin F. Grace and David L. Sjoquist
Temple University - Fox School of Business & Management and Georgia State University
Downloads 69 (612,399)
Citation 3

Abstract:

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Taxes, Insurance Firms, Firm Location, Conditional Logit Model

28.

The Market for Model Laws: The Diffusion of NAIC’s Model Laws

Number of pages: 42 Posted: 19 Sep 2022 Last Revised: 15 Dec 2022
Charlotte Alexander, Martin F. Grace and Jingshu Luo
Georgia Institute of Technology - Scheller College of Business, Temple University - Fox School of Business & Management and University of Mississippi
Downloads 67 (621,860)

Abstract:

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Model Law, Insurance Regulation, Policy Diffusion

29.

Accounting Rule Reform and Conditional Conservatism

Posted: 04 Jan 2023 Last Revised: 09 Nov 2023
Juan Zhang and Martin F. Grace
Eastern Kentucky University - College of Business & Technology and Temple University - Fox School of Business & Management

Abstract:

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Conditional Conservatism, Loss Reserving, Model Audit Rule

30.

Interstate Variation in Effective Rates for Insurance Premium Taxes

State Tax Notes, Vol. 47, No. 12, March 24, 2008
Posted: 21 Mar 2008 Last Revised: 18 Jul 2008
Martin F. Grace, David L. Sjoquist and Laura A. Wheeler
Temple University - Fox School of Business & Management, Georgia State University and Georgia State University - Fiscal Research Center

Abstract:

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31.

Does Georgia Need a Unitary Tax?

State Tax Notes, Vol. 32, No. 5, May 3, 2004
Posted: 30 Apr 2004 Last Revised: 14 Feb 2023
Martin F. Grace
Temple University - Fox School of Business & Management

Abstract:

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32.

External Impacts on the Property-Liability Insurance Cycle

J. OF RISK AND INSURANCE, Vol. 62 No. 4, December 1995
Posted: 19 May 1998
Martin F. Grace and Julie L. Hotchkiss
Temple University - Fox School of Business & Management and Federal Reserve Bank of Atlanta

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33.

Experimental Evidence on Coverage Choices and Contract Prices in the Market for Corporate Insurance

GSU-Finance WP #96-04
Posted: 14 Jan 1997
Gautam Goswami, Martin F. Grace and Michael J. Rebello
Fordham University - Finance Area, Temple University - Fox School of Business & Management and University of Texas at Dallas - Naveen Jindal School of Management

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