Martin F. Grace

Temple University - Risk Management & Insurance & Actuarial Science

Harry Cochran Professor

Fox School of Business and Management

1301 Cecil B. Moore Ave.

Philadelphia, PA 19122

United States

SCHOLARLY PAPERS

34

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CITATIONS
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92

Scholarly Papers (34)

1.

Insurance Company Failures: Why Do They Cost so Much?

Georgia State University Center for Risk Management and Insurance Research Working Paper No. 03-1
Number of pages: 39 Posted: 20 Nov 2003
Martin F. Grace, Robert W. Klein and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University and Georgia State University - Risk Management & Insurance Department
Downloads 597 (43,123)
Citation 7

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Insurance, bankruptcy, regulation

2.

The Insurance Industry and Systemic Risk: Evidence and Discussion

Networks Financial Institute Policy Brief No. 2010-PB-02
Number of pages: 40 Posted: 21 Apr 2010
Martin F. Grace
Temple University - Risk Management & Insurance & Actuarial Science
Downloads 536 (49,496)

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Systemic Risk, Insurance Industry, American International Group (AIG)

3.

Property-Liability Insurer Reserve Error: Motive, Manipulation, or Mistake

Number of pages: 41 Posted: 23 Feb 2007 Last Revised: 06 Jul 2010
J. Tyler Leverty and Martin F. Grace
University of Wisconsin - Madison and Temple University - Risk Management & Insurance & Actuarial Science
Downloads 460 (60,076)
Citation 8

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Earnings Management, Reserves, Insurance, Managerial Discretion

The Allocation of Governmental Regulatory Authority: Federalism and the Case of Insurance Regulation

Center for Risk Management and Insurance Research No. 96-2
Number of pages: 52 Posted: 25 Jan 1999
Martin F. Grace and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University - Risk Management & Insurance Department
Downloads 366 (78,194)
Citation 4

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The Allocation of Governmental Regulatory Authority: Federalism and the Case of Insurance Regulation

Journal of Risk & Insurance, Vol. 74, No. 1, pp. 207-238, March 2007
Number of pages: 32 Posted: 04 Mar 2007
Martin F. Grace and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University - Risk Management & Insurance Department
Downloads 15 (558,800)
Citation 4
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5.

Tax-Deductible Pre-Event Catastrophe Loss Reserves: The Case of Florida

Number of pages: 66 Posted: 24 Mar 2006
Andreas Milidonis and Martin F. Grace
University of Cyprus - Department of Accounting and Finance and Temple University - Risk Management & Insurance & Actuarial Science
Downloads 370 (77,847)
Citation 2

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Tax-Deferred Loss Reserves, Catastrophe Financing and Pricing, Extreme Value Theory, Mixture model, Insurance, Reinsurance

6.

Adverse Selection in Reinsurance Markets

Number of pages: 38 Posted: 18 Aug 2011 Last Revised: 11 Jul 2014
James R. Garven, James I. Hilliard and Martin F. Grace
Baylor University - Department of Finance, Insurance & Real Estate, W.A. Franke College of Business and Temple University - Risk Management & Insurance & Actuarial Science
Downloads 361 (80,152)
Citation 3

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7.

Issues in Measuring the Efficiency of Property-Liability Insurers

Number of pages: 41 Posted: 04 May 2006
J. Tyler Leverty and Martin F. Grace
University of Wisconsin - Madison and Temple University - Risk Management & Insurance & Actuarial Science
Downloads 310 (95,176)
Citation 4

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Insurance, Objectives of the Firm, Data Envelopment Analysis, Range Adjusted Measure

Household Life Cycle Protection: Life Insurance Holdings, Financial Vulnerability and Portfolio Implications

Journal of Risk & Insurance, Vol. 74, No. 1, pp. 141-173, March 2007
Number of pages: 37 Posted: 27 Mar 2007 Last Revised: 02 Oct 2013
Yijia Lin and Martin F. Grace
University of Nebraska at Lincoln - Department of Finance and Temple University - Risk Management & Insurance & Actuarial Science
Downloads 243 (122,504)
Citation 6

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Household Life Insurance Holdings, Financial Vulnerability, Life Cycle Protection

Household Life Cycle Protection: Life Insurance Holdings, Financial Vulnerability, and Portfolio Implications

Journal of Risk & Insurance, Vol. 74, No. 1, pp. 141-173, March 2007
Number of pages: 33 Posted: 04 Mar 2007
Martin F. Grace and Yijia Lin
Temple University - Risk Management & Insurance & Actuarial Science and University of Nebraska at Lincoln - Department of Finance
Downloads 26 (490,368)
Citation 6
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9.

Political Cost Incentives for Managing the Property-Liability Insurer Loss Reserve

Journal of Accounting Research, Forthcoming
Number of pages: 38 Posted: 15 Aug 2009 Last Revised: 21 Sep 2009
Martin F. Grace and J. Tyler Leverty
Temple University - Risk Management & Insurance & Actuarial Science and University of Wisconsin - Madison
Downloads 252 (118,582)
Citation 9

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discretionary accruals, insurance, regulation, quantile regression

10.

Homeowners Insurance: Market Trends, Issues and Problems

Number of pages: 100 Posted: 30 Sep 2005
Martin F. Grace and Robert W. Klein
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University
Downloads 252 (118,582)

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11.

Regulator Performance, Regulatory Environment and Outcomes: An Examination of Insurance Regulator Career Incentives on State Insurance Markets

Number of pages: 37 Posted: 19 Jun 2006
Martin F. Grace and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University - Risk Management & Insurance Department
Downloads 224 (133,399)
Citation 10

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Auto Insurance, Price Regulation, Regulatory Incentives, Revolving Door

Dupes or Incompetents? An Examination of Management's Impact on Firm Distress

Number of pages: 43 Posted: 28 Aug 2010 Last Revised: 28 Nov 2011
J. Tyler Leverty and Martin F. Grace
University of Wisconsin - Madison and Temple University - Risk Management & Insurance & Actuarial Science
Downloads 220 (135,356)
Citation 3

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Managerial Ability, Manager Fixed Effects, Financial Distress

Dupes or Incompetents? An Examination of Management's Impact on Firm Distress

Journal of Risk and Insurance, Vol. 79, Issue 3, pp. 751-783, 2012
Number of pages: 33 Posted: 23 Aug 2012
Martin F. Grace and J. Tyler Leverty
Temple University - Risk Management & Insurance & Actuarial Science and University of Wisconsin - Madison
Downloads 0
Citation 3
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13.

Do Elections Delay Regulatory Action?

Journal of Financial Economics (JFE), Forthcoming
Number of pages: 50 Posted: 27 Sep 2013 Last Revised: 11 Jan 2018
J. Tyler Leverty and Martin F. Grace
University of Wisconsin - Madison and Temple University - Risk Management & Insurance & Actuarial Science
Downloads 190 (155,759)

Abstract:

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Government Policy and Regulation, Political Economy, Insurance, Electoral Cycles, Bureaucrats, Politicians, Incentives

14.

The Effects of an Optional Federal Charter on Competition in the Life Insurance Industry

Number of pages: 148 Posted: 03 Nov 2007
Martin F. Grace and Robert W. Klein
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University
Downloads 182 (161,892)
Citation 1

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insurance regulation, federal regulation

15.

Natural Disasters and the Supply of Home Insurance

Number of pages: 166 Posted: 30 Sep 2005
Martin F. Grace and Robert W. Klein
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University
Downloads 155 (186,032)
Citation 2

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16.

The Effect of Insurance Premium Taxes on Employment

Andrew Young School of Policy Studies Research Paper Series No. 08-17
Number of pages: 31 Posted: 01 Sep 2008
Martin F. Grace, David L. Sjoquist and Laura A. Wheeler
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University and Georgia State University - Fiscal Research Center
Downloads 134 (209,486)

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17.

A Reexamination of Federal Regulation of the Insurance Industry

Networks Financial Institute Policy Brief No. 2009-PB-02
Number of pages: 27 Posted: 28 Feb 2009 Last Revised: 08 Apr 2009
Martin F. Grace
Temple University - Risk Management & Insurance & Actuarial Science
Downloads 130 (214,649)
Citation 1

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Insurance Regulation, Regulatory Modernization, Federal/State Issues

Optional Federal Chartering of Insurance: Rationale and Design of a Regulatory Structure

Number of pages: 58 Posted: 05 Aug 2008
Martin F. Grace and Hal S. Scott
Temple University - Risk Management & Insurance & Actuarial Science and Harvard Law School
Downloads 128 (218,032)
Citation 3

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insurance regulation, federalism, optional federal charter

Optional Federal Chartering of Insurance: Rationale and Design of a Regulatory Structure

Posted: 17 Jul 2008 Last Revised: 21 May 2015
Martin F. Grace and Hal S. Scott
Temple University - Risk Management & Insurance & Actuarial Science and Harvard Law School

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insurance regulation, federalism, optional federal charter

19.

Facing Mother Nature

Regulation, Vol. 30, No. 3, Fall 2007
Number of pages: 7 Posted: 02 Nov 2007
Martin F. Grace and Robert W. Klein
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University
Downloads 84 (289,907)
Citation 1

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mother nature, martin grace, robert klein, insurance markets, catastrophe perils, catastrophe risk, insurance industry, policy, economics, hurricanes, natureal disasters, role of insurance, insured losses, profit, legislation, homeowners insurance, federal financing, private market, risk taking

20.

Full Information Reserve Error

Fox School of Business Research Paper No. 18-050
Number of pages: 14 Posted: 10 Jun 2018 Last Revised: 23 Jan 2019
Martin F. Grace and J. Tyler Leverty
Temple University - Risk Management & Insurance & Actuarial Science and University of Wisconsin - Madison
Downloads 82 (294,138)

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Managerial Discretion, Insurance, Loss Reserves, Stochastic Loss Reserve Model

21.

Market Discipline and Guaranty Funds in Life Insurance

Number of pages: 74 Posted: 21 Apr 2015 Last Revised: 19 Feb 2019
Temple University - Risk Management & Insurance & Actuarial Science, Nanyang Technological University (NTU) - Nanyang Business School, Georgia State University and Georgia State University - Risk Management & Insurance Department
Downloads 63 (340,547)

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Guaranty Funds; Deposit Insurance; Market Discipline; Regulatory Discipline

International Capital Rules: Harmonization, Conflict or Competition

Networks Financial Institute Policy Brief 2013-PB-03
Number of pages: 31 Posted: 24 Mar 2013
Martin F. Grace
Temple University - Risk Management & Insurance & Actuarial Science
Downloads 45 (404,035)

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Insurance Capital Requirements, Solvency II, Risk Based Capital Requirements

International Capital Rules: Harmonization, Conflict or Competition

Networks Financial Institute Policy Brief No. 2013-PB-03
Number of pages: 31 Posted: 18 Mar 2013
Martin F. Grace
Temple University - Risk Management & Insurance & Actuarial Science
Downloads 3 (640,101)

Abstract:

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Insurance Capital Requirements, Solvency II, Risk Based Capital Requirements

23.

Increased Hurricane Risk and Insurance Market Responses

Journal of Insurance Regulation, 2005, 24(2): 3-32.
Number of pages: 31 Posted: 09 Oct 2015 Last Revised: 31 Dec 2017
Martin F. Grace, Robert W. Klein and Zhiyong (John) Liu
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University and Indiana State University - Scott College of Business
Downloads 46 (393,144)
Citation 2

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Hurricane, Catastrophe Risk, Risk Management, Insurance

24.

Homeowners Insurance with Bundled Catastrophe Coverage

Journal of Risk and Insurance, Vol. 71, No. 3, pp. 351-379, September 2004
Number of pages: 29 Posted: 24 Sep 2004
Martin F. Grace, Robert W. Klein and Paul R. Kleindorfer
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University and University of Pennsylvania - Operations & Information Management Department
Downloads 36 (430,815)
Citation 12
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25.

The Effect of Taxes on the Location of Property-Casualty Insurance Firms

Fox School of Business Research Paper No. 18-033
Number of pages: 54 Posted: 14 Jun 2018 Last Revised: 18 Oct 2018
Martin F. Grace and David L. Sjoquist
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University
Downloads 27 (471,366)

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Taxes, Insurance Firms, Firm Location, Conditional Logit Model

26.

Driverless Technologies and Their Effects on Insurers and the State: An Initial Assessment

Risk Management and Insurance Review, Vol. 21, Issue 3, pp. 413-433, 2018
Number of pages: 21 Posted: 18 Dec 2018
Martin F. Grace and Juliann Ping
Temple University - Risk Management & Insurance & Actuarial Science and Temple University - Fox School of Business and Management
Downloads 1 (632,999)
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27.

Property–Liability Insurer Reserve Error: Motive, Manipulation, or Mistake

Journal of Risk and Insurance, Vol. 79, Issue 2, pp. 351-380, 2012
Number of pages: 30 Posted: 24 May 2012
Martin F. Grace and J. Tyler Leverty
Temple University - Risk Management & Insurance & Actuarial Science and University of Wisconsin - Madison
Downloads 1 (632,999)
Citation 8
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28.

The Perfect Storm: Hurricanes, Insurance, and Regulation

Risk Management and Insurance Review, Vol. 12, Issue 1, pp. 81-124, 2009
Number of pages: 44 Posted: 09 Apr 2012
Martin F. Grace and Robert W. Klein
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University
Downloads 1 (632,999)
Citation 5
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29.

Do Property–Casualty Insurance Firms Locate to Minimize Insurance Premium Taxes?

Risk Management and Insurance Review, Vol. 22, Issue 1, pp. 101-125, 2019
Number of pages: 25 Posted: 12 Mar 2019
Martin F. Grace and David L. Sjoquist
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University
Downloads 0 (650,385)
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30.

The Value of Investing in Enterprise Risk Management

Journal of Risk and Insurance, Vol. 82, Issue 2, pp. 289-316, 2015
Number of pages: 28 Posted: 14 May 2015
Temple University - Risk Management & Insurance & Actuarial Science, University of Wisconsin - Madison, Georgia State University - Risk Management & Insurance Department and Fraime LLC
Downloads 0 (650,385)
Citation 1
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31.

Interstate Variation in Effective Rates for Insurance Premium Taxes

State Tax Notes, Vol. 47, No. 12, March 24, 2008
Posted: 21 Mar 2008 Last Revised: 18 Jul 2008
Martin F. Grace, David L. Sjoquist and Laura A. Wheeler
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University and Georgia State University - Fiscal Research Center

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32.

Does Georgia Need a Unitary Tax?

State Tax Notes, Vol. 32, No. 5, May 3, 2004
Posted: 30 Apr 2004
Martin F. Grace
Temple University - Risk Management & Insurance & Actuarial Science

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33.

External Impacts on the Property-Liability Insurance Cycle

J. OF RISK AND INSURANCE, Vol. 62 No. 4, December 1995
Posted: 19 May 1998
Martin F. Grace and Julie L. Hotchkiss
Temple University - Risk Management & Insurance & Actuarial Science and Federal Reserve Bank of Atlanta

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34.

Experimental Evidence on Coverage Choices and Contract Prices in the Market for Corporate Insurance

GSU-Finance WP #96-04
Posted: 14 Jan 1997
Gautam Goswami, Martin F. Grace and Michael J. Rebello
Fordham University - Finance Area, Temple University - Risk Management & Insurance & Actuarial Science and University of Texas at Dallas - Naveen Jindal School of Management

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