Michelle J. White

University of California, San Diego (UCSD) - Department of Economics

Professor of Economics

9500 Gilman Drive

La Jolla, CA 92093-0508

United States

National Bureau of Economic Research (NBER)

1050 Massachusetts Avenue

Cambridge, MA 02138

United States

  • University of California, San Diego (UCSD) - Department of Economics

SCHOLARLY PAPERS

34

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6,392

TOTAL CITATIONS
Rank 1,737

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Top 1,737

in Total Papers Citations

276

Scholarly Papers (34)

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1.

The Bankruptcy Decision: Does Stigma Matter?

University of Michigan Working Paper No. 98-01
Number of pages: 49 Posted: 26 Mar 1998
Scott A. Fay, Scott A. Fay, Erik Hurst and Michelle J. White
University of Florida, Department of MarketingUniversity of Florida, University of Chicago - Booth School of Business and University of California, San Diego (UCSD) - Department of Economics
Downloads 827 (64,598)
Citation 109

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2.

Bankruptcy and Small Firms' Access to Credit

Downloads 592 (99,511)
Citation 19

Bankruptcy and Small Firms' Access to Credit

Number of pages: 31 Posted: 21 Jun 2000
Jeremy Berkowitz and Michelle J. White
University of Houston - Department of Finance and University of California, San Diego (UCSD) - Department of Economics
Downloads 500 (121,225)
Citation 4

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Bankruptcy and Small Firms' Access to Credit

NBER Working Paper No. w9010
Number of pages: 27 Posted: 21 Jun 2002 Last Revised: 15 Aug 2022
Jeremy Berkowitz and Michelle J. White
University of Houston - Department of Finance and University of California, San Diego (UCSD) - Department of Economics
Downloads 92 (615,019)
Citation 15

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3.

Why it Pays to File for Bankruptcy: A Critical Look at the Incentives Under U.S. Personal Bankruptcy Law and a Proposal for Change

University of Chicago Law Review, Vol. 65, No. 4, 1998
Number of pages: 38 Posted: 26 Oct 1998
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 559 (106,949)
Citation 10

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4.

The 'Arms Race' on American Roads: The Effect of Heavy Vehicles on Traffic Safety and the Failure of Liability Rules

Downloads 413 (153,998)

The 'Arms Race' on American Roads: The Effect of Heavy Vehicles on Traffic Safety and the Failure of Liability Rules

Number of pages: 29 Posted: 04 Jun 2003
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 337 (191,251)

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liability rules, externalities, traffic, accidents, fatalities, external effects

The "Arms Race" on American Roads: The Effect of Heavy Vehicles on Traffic Safety and the Failure of Liability Rules

NBER Working Paper No. w9302
Number of pages: 30 Posted: 07 Nov 2002 Last Revised: 04 Dec 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 76 (691,588)

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5.

Personal Bankruptcy and the Level of Entrepreneurial Activity

Downloads 405 (157,424)
Citation 18

Personal Bankruptcy and the Level of Entrepreneurial Activity

Working Paper No. 2000-02
Number of pages: 38 Posted: 14 Apr 2000
Wei Fan and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 305 (213,240)
Citation 2

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Personal Bankruptcy and the Level of Entrepreneurial Activity

NBER Working Paper No. w9340
Number of pages: 29 Posted: 15 Nov 2002 Last Revised: 20 Apr 2022
Wei Fan and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 100 (581,844)
Citation 16

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6.

Bankruptcy and Small Business

Number of pages: 3 Posted: 29 Aug 2001
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 380 (169,074)
Citation 7

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7.

No-Fault for Motor Vehicles: An Economic Analysis

Downloads 343 (189,289)
Citation 6

No-Fault for Motor Vehicles: An Economic Analysis

University of Michigan Law School, Working Paper No. 99-016
Number of pages: 38 Posted: 24 Aug 1999
Yu-Ping Liao and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 343 (187,609)
Citation 6

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No-Fault for Motor Vehicles: An Economic Analysis

American Law and Economics Review, Vol. 4, No. 2, pp. 258-294, 2002
Posted: 29 Feb 2008
Yu-Ping Liao and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics

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8.

Measuring the Benefits of Homeowning: Effects on Children Redux

Research Institute for Housing America Research Paper No. 12-01
Number of pages: 42 Posted: 05 Nov 2012
Richard K. Green, Gary Painter and Michelle J. White
University of Southern California - Lusk Center for Real Estate, University of Southern California - Sol Price School of Public Policy and University of California, San Diego (UCSD) - Department of Economics
Downloads 329 (198,027)
Citation 15

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Homeownership, Child Outcomes

9.

An Optimal Personal Bankruptcy Procedure and Proposed Reforms

Downloads 288 (228,407)
Citation 15

An Optimal Personal Bankruptcy Procedure and Proposed Reforms

University of Michigan, Department of Economics, Working Paper No. 98-07
Number of pages: 33 Posted: 28 Dec 1998
Hung-Jen Wang and Michelle J. White
Academia Sinica - Institute of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 288 (226,701)
Citation 15

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An Optimal Personal Bankruptcy Procedure and Proposed Reforms

Posted: 02 Oct 1999
Hung-Jen Wang and Michelle J. White
Academia Sinica - Institute of Economics and University of California, San Diego (UCSD) - Department of Economics

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10.

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

Downloads 265 (248,728)
Citation 4

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

FRB of Philadelphia Working Paper No. 14-35
Number of pages: 40 Posted: 04 Dec 2014
Wenli Li, Ishani Tewari and Michelle J. White
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Yale School of Management and University of California, San Diego (UCSD) - Department of Economics
Downloads 162 (394,884)
Citation 4

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Mortgage credit, Strip-down, Creditor protection, Bankruptcy

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

CESifo Working Paper Series No. 4722
Number of pages: 38 Posted: 24 Apr 2014
Wenli Li, Ishani Tewari and Michelle J. White
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Yale School of Management and University of California, San Diego (UCSD) - Department of Economics
Downloads 67 (743,101)

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mortgage, foreclosure, credit market, credit supply, strip-down

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

NBER Working Paper No. w19952
Number of pages: 38 Posted: 10 Mar 2014 Last Revised: 09 Jul 2023
Wenli Li, Ishani Tewari and Michelle J. White
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Yale School of Management and University of California, San Diego (UCSD) - Department of Economics
Downloads 36 (997,000)

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11.

Bankruptcy and the Market for Mortgage and Home Improvement Loans

Number of pages: 25 Posted: 11 Dec 2000
Emily Y. Lin and Michelle J. White
U.S. Department of the Treasury, Office of Tax Analysis (OTA) and University of California, San Diego (UCSD) - Department of Economics
Downloads 244 (270,268)
Citation 15

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12.

Economic Analysis of Corporate and Personal Bankruptcy Law

NBER Working Paper No. w11536
Number of pages: 80 Posted: 21 Aug 2007 Last Revised: 09 Jan 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 208 (315,212)
Citation 1

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13.

Abuse or Protection?

Regulation, Vol. 29, No. 3, pp. 28-35, Fall 2006
Number of pages: 8 Posted: 15 Nov 2006
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 171 (376,914)

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bankruptcy law, BAPCPA, debtor, creditor, consumption insurance, credit availability, bankruptcy, opportunistic debtors, non-opportunists

14.

Explaining the Flood of Asbestos Litigation: Consolidation, Bifurcation, and Bouquet Trials

NBER Working Paper No. w9362
Number of pages: 34 Posted: 09 Dec 2002 Last Revised: 01 Aug 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 140 (445,767)

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15.

Bankruptcy Reform and Credit Cards

NBER Working Paper No. w13265
Number of pages: 36 Posted: 23 Jul 2007 Last Revised: 01 Oct 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 123 (494,143)
Citation 7

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16.

Did Bankruptcy Reform Cause Mortgage Default Rates to Rise?

FRB of Philadelphia Working Paper No. 10-16
Number of pages: 30 Posted: 19 May 2010
Wenli Li, Michelle J. White and Ning Zhu
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, University of California, San Diego (UCSD) - Department of Economics and China Academy of Financial Research (CAFR)
Downloads 111 (534,238)
Citation 1

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17.

Resolving the 'Elephantine Mass'

Number of pages: 7 Posted: 23 Feb 2004
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 108 (545,094)
Citation 1

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Asbestos, asbestos litigation, tort law, mass torts, tort reform

18.

Asbestos and the Future of Mass Torts

NBER Working Paper No. w10308
Number of pages: 35 Posted: 27 Feb 2004 Last Revised: 02 Sep 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 104 (560,653)

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19.

Personal Bankruptcy and Credit Supply and Demand

Downloads 100 (576,547)
Citation 20

Personal Bankruptcy and Credit Supply and Demand

NBER Working Paper No. w5653
Number of pages: 48 Posted: 19 Jul 2000 Last Revised: 14 Dec 2022
Reint Gropp, John Karl Scholz and Michelle J. White
Halle Institute for Economic Research, University of Wisconsin-Madison - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 100 (581,844)
Citation 20

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Personal Bankruptcy and Credit Supply and Demand

QUARTERLY JOURNAL OF ECONOMICS
Posted: 15 Oct 1996
Reint Gropp, John Karl Scholz and Michelle J. White
Halle Institute for Economic Research, University of Wisconsin-Madison - Department of Economics and University of California, San Diego (UCSD) - Department of Economics

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20.

Corporate and Personal Bankruptcy Law

Downloads 93 (604,302)
Citation 6

Corporate and Personal Bankruptcy Law

NBER Working Paper No. w17237
Number of pages: 44 Posted: 24 Jul 2011 Last Revised: 06 Feb 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 93 (610,711)
Citation 6

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Corporate and Personal Bankruptcy Law

Annual Review of Law and Social Science, Vol. 7, pp. 139-164, 2011
Posted: 10 Jan 2012
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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21.

Property Tax Limitations and Mobility: The Lock-In Effect of California's Proposition 13

NBER Working Paper No. w11108
Number of pages: 40 Posted: 03 Mar 2005 Last Revised: 09 Nov 2022
Nada Wasi and Michelle J. White
University of California, San Diego (UCSD) - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 84 (643,381)
Citation 1

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22.

Medical Malpractice: an Empirical Examination of the Litigation Process

NBER Working Paper No. w3428
Number of pages: 50 Posted: 18 Jun 2004 Last Revised: 14 Nov 2022
Henry S. Farber and Michelle J. White
Princeton University and University of California, San Diego (UCSD) - Department of Economics
Downloads 84 (643,381)
Citation 7

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23.

Did Bankruptcy Reform Cause Mortgage Default to Rise?

NBER Working Paper No. w15968
Number of pages: 40 Posted: 10 May 2010 Last Revised: 18 Feb 2023
Wenli Li, Michelle J. White and Ning Zhu
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, University of California, San Diego (UCSD) - Department of Economics and China Academy of Financial Research (CAFR)
Downloads 82 (652,529)
Citation 7

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24.

Mortgage Default, Foreclosure, and Bankruptcy

NBER Working Paper No. w15472
Number of pages: 39 Posted: 09 Nov 2009 Last Revised: 12 Apr 2023
Wenli Li and Michelle J. White
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and University of California, San Diego (UCSD) - Department of Economics
Downloads 82 (652,529)
Citation 1

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25.

Bankruptcy: Past Puzzles, Recent Reforms, and the Mortgage Crisis

Downloads 74 (691,931)
Citation 1

Bankruptcy: Past Puzzles, Recent Reforms, and the Mortgage Crisis

NBER Working Paper No. w14549
Number of pages: 24 Posted: 15 Jan 2009 Last Revised: 03 Oct 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 74 (702,332)
Citation 1

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Bankruptcy: Past Puzzles, Recent Reforms, and the Mortgage Crisis

American Law and Economics Review, Vol. 11, Issue 1, pp. 1-23, 2009
Posted: 25 Aug 2009
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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26.

Fiscal Zoning, Sales Taxes, and Employment: Do Higher Sales Taxes Lead to More Jobs in Retailing and Fewer Jobs in Manufacturing?

IZA Discussion Paper No. 6383
Number of pages: 45 Posted: 10 Mar 2012 Last Revised: 18 Nov 2021
Daria Burnes, David Neumark and Michelle J. White
affiliation not provided to SSRN, University of California, Irvine - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 52 (830,339)

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fiscal zoning, sales taxes, retail employment, manufacturing employment

27.

In-State Versus Out-Of State Students: The Divergence of Interest between Public Universities and State Governments

NBER Working Paper No. w9603
Number of pages: 37 Posted: 05 Apr 2003 Last Revised: 29 Sep 2022
Jeffrey Groen and Michelle J. White
Bureau of Labor Statistics and University of California, San Diego (UCSD) - Department of Economics
Downloads 50 (845,819)
Citation 1

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28.

Saving Your Home in Chapter 13 Bankruptcy

NBER Working Paper No. w14179
Number of pages: 39 Posted: 21 Jul 2008 Last Revised: 30 Sep 2022
Michelle J. White and Ning Zhu
University of California, San Diego (UCSD) - Department of Economics and China Academy of Financial Research (CAFR)
Downloads 48 (861,878)
Citation 3

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29.

Fiscal Zoning and Sales Taxes: Do Higher Sales Taxes Lead to More Retailing and Less Manufacturing?

NBER Working Paper No. w16932
Number of pages: 57 Posted: 11 Apr 2011 Last Revised: 08 Apr 2023
Daria Burnes, David Neumark and Michelle J. White
affiliation not provided to SSRN, University of California, Irvine - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 33 (1,002,993)

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30.

Financial Distress among the Elderly: Bankruptcy Reform and the Financial Crisis

Wharton Pension Research Council Working Paper No. 2019-11, Published in Mitchell, O., and A. Lusardi (Eds.) (2020). Remaking Retirement: Debt in an Aging Economy. Oxford, UK: Oxford University Press.
Posted: 20 Feb 2020 Last Revised: 04 Mar 2022
Wenli Li and Michelle J. White
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and University of California, San Diego (UCSD) - Department of Economics

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older adults, financial distress, foreclosure, bankruptcy, retirement

31.

Small Business Bankruptcy

Annual Review of Financial Economics, Vol. 8, pp. 317-336, 2016
Posted: 18 Nov 2016
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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32.

The Arms Race on American Roads: The Effect of Suv's and Pickup Trucks on Traffic Safety

Posted: 15 Sep 2004
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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33.

The Costs of Corporate Bankruptcy: A U.S.-European Comparison

Posted: 04 Oct 1999
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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34.

Why Don't More Households File for Bankruptcy?

Journal of Law, Economics and Organization, Vol. 14, No. 2, October 1998
Posted: 21 Apr 1998
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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