Michelle J. White

University of California, San Diego (UCSD) - Department of Economics

Professor of Economics

9500 Gilman Drive

La Jolla, CA 92093-0508

United States

National Bureau of Economic Research (NBER)

1050 Massachusetts Avenue

Cambridge, MA 02138

United States

  • University of California, San Diego (UCSD) - Department of Economics

SCHOLARLY PAPERS

34

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Top 1,394

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273

CROSSREF CITATIONS

685

Scholarly Papers (34)

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1.

The Bankruptcy Decision: Does Stigma Matter?

University of Michigan Working Paper No. 98-01
Number of pages: 49 Posted: 26 Mar 1998
Scott A. Fay, Scott A. Fay, Erik Hurst and Michelle J. White
University of Florida, Department of MarketingUniversity of Florida, University of Chicago - Booth School of Business and University of California, San Diego (UCSD) - Department of Economics
Downloads 707 (56,824)
Citation 81

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2.

Bankruptcy and Small Firms' Access to Credit

Downloads 558 (76,902)
Citation 101

Bankruptcy and Small Firms' Access to Credit

Number of pages: 31 Posted: 21 Jun 2000
Jeremy Berkowitz and Michelle J. White
University of Houston - Department of Finance and University of California, San Diego (UCSD) - Department of Economics
Downloads 481 (91,478)
Citation 6

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Bankruptcy and Small Firms' Access to Credit

NBER Working Paper No. w9010
Number of pages: 27 Posted: 21 Jun 2002 Last Revised: 15 Aug 2022
Jeremy Berkowitz and Michelle J. White
University of Houston - Department of Finance and University of California, San Diego (UCSD) - Department of Economics
Downloads 77 (477,371)
Citation 15

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3.

Why it Pays to File for Bankruptcy: A Critical Look at the Incentives Under U.S. Personal Bankruptcy Law and a Proposal for Change

University of Chicago Law Review, Vol. 65, No. 4, 1998
Number of pages: 38 Posted: 26 Oct 1998
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 531 (81,771)
Citation 10

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4.

The 'Arms Race' on American Roads: The Effect of Heavy Vehicles on Traffic Safety and the Failure of Liability Rules

Downloads 384 (120,029)

The 'Arms Race' on American Roads: The Effect of Heavy Vehicles on Traffic Safety and the Failure of Liability Rules

Number of pages: 29 Posted: 04 Jun 2003
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 319 (146,084)

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liability rules, externalities, traffic, accidents, fatalities, external effects

The "Arms Race" on American Roads: The Effect of Heavy Vehicles on Traffic Safety and the Failure of Liability Rules

NBER Working Paper No. w9302
Number of pages: 30 Posted: 07 Nov 2002 Last Revised: 04 Dec 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 65 (524,573)

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5.

Personal Bankruptcy and the Level of Entrepreneurial Activity

Downloads 362 (128,287)
Citation 87

Personal Bankruptcy and the Level of Entrepreneurial Activity

Working Paper No. 2000-02
Number of pages: 38 Posted: 14 Apr 2000
Wei Fan and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 280 (167,696)

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Personal Bankruptcy and the Level of Entrepreneurial Activity

NBER Working Paper No. w9340
Number of pages: 29 Posted: 15 Nov 2002 Last Revised: 20 Apr 2022
Wei Fan and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 82 (459,806)
Citation 16

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6.

Bankruptcy and Small Business

Number of pages: 3 Posted: 29 Aug 2001
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 353 (131,887)
Citation 6

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7.

No-Fault for Motor Vehicles: An Economic Analysis

Downloads 303 (155,209)
Citation 6

No-Fault for Motor Vehicles: An Economic Analysis

University of Michigan Law School, Working Paper No. 99-016
Number of pages: 38 Posted: 24 Aug 1999
Yu-Ping Liao and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 303 (154,294)
Citation 6

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No-Fault for Motor Vehicles: An Economic Analysis

American Law and Economics Review, Vol. 4, No. 2, pp. 258-294, 2002
Posted: 29 Feb 2008
Yu-Ping Liao and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics

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8.

An Optimal Personal Bankruptcy Procedure and Proposed Reforms

Downloads 266 (177,481)
Citation 15

An Optimal Personal Bankruptcy Procedure and Proposed Reforms

University of Michigan, Department of Economics, Working Paper No. 98-07
Number of pages: 33 Posted: 28 Dec 1998
Hung-Jen Wang and Michelle J. White
Academia Sinica - Institute of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 266 (176,696)
Citation 15

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An Optimal Personal Bankruptcy Procedure and Proposed Reforms

Posted: 02 Oct 1999
Hung-Jen Wang and Michelle J. White
Academia Sinica - Institute of Economics and University of California, San Diego (UCSD) - Department of Economics

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9.

Measuring the Benefits of Homeowning: Effects on Children Redux

Research Institute for Housing America Research Paper No. 12-01
Number of pages: 42 Posted: 05 Nov 2012
Richard K. Green, Gary Painter and Michelle J. White
University of Southern California - Lusk Center for Real Estate, University of Southern California - Sol Price School of Public Policy and University of California, San Diego (UCSD) - Department of Economics
Downloads 221 (213,436)
Citation 15

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Homeownership, Child Outcomes

10.

Bankruptcy and the Market for Mortgage and Home Improvement Loans

Number of pages: 25 Posted: 11 Dec 2000
Emily Y. Lin and Michelle J. White
U.S. Department of the Treasury, Office of Tax Analysis (OTA) and University of California, San Diego (UCSD) - Department of Economics
Downloads 216 (217,134)
Citation 15

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11.

Economic Analysis of Corporate and Personal Bankruptcy Law

NBER Working Paper No. w11536
Number of pages: 80 Posted: 21 Aug 2007 Last Revised: 09 Jan 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 185 (249,675)
Citation 1

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12.

Abuse or Protection?

Regulation, Vol. 29, No. 3, pp. 28-35, Fall 2006
Number of pages: 8 Posted: 15 Nov 2006
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 159 (284,324)

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bankruptcy law, BAPCPA, debtor, creditor, consumption insurance, credit availability, bankruptcy, opportunistic debtors, non-opportunists

13.

Explaining the Flood of Asbestos Litigation: Consolidation, Bifurcation, and Bouquet Trials

NBER Working Paper No. w9362
Number of pages: 34 Posted: 09 Dec 2002 Last Revised: 01 Aug 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 127 (339,603)

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14.

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

Downloads 117 (360,471)
Citation 2

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

FRB of Philadelphia Working Paper No. 14-35
Number of pages: 40 Posted: 04 Dec 2014
Wenli Li, Ishani Tewari and Michelle J. White
Federal Reserve Bank of Philadelphia, Yale School of Management and University of California, San Diego (UCSD) - Department of Economics
Downloads 62 (537,806)
Citation 3

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Mortgage credit, Strip-down, Creditor protection, Bankruptcy

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

CESifo Working Paper Series No. 4722
Number of pages: 38 Posted: 24 Apr 2014
Wenli Li, Ishani Tewari and Michelle J. White
Federal Reserve Bank of Philadelphia, Yale School of Management and University of California, San Diego (UCSD) - Department of Economics
Downloads 42 (641,536)

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mortgage, foreclosure, credit market, credit supply, strip-down

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

NBER Working Paper No. w19952
Number of pages: 38 Posted: 10 Mar 2014 Last Revised: 07 Jan 2023
Wenli Li, Ishani Tewari and Michelle J. White
Federal Reserve Bank of Philadelphia, Yale School of Management and University of California, San Diego (UCSD) - Department of Economics
Downloads 13 (867,040)

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15.

Resolving the 'Elephantine Mass'

Number of pages: 7 Posted: 23 Feb 2004
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 101 (399,323)
Citation 1

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Asbestos, asbestos litigation, tort law, mass torts, tort reform

16.

Bankruptcy Reform and Credit Cards

NBER Working Paper No. w13265
Number of pages: 36 Posted: 23 Jul 2007 Last Revised: 01 Oct 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 100 (401,940)
Citation 7

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17.

Asbestos and the Future of Mass Torts

NBER Working Paper No. w10308
Number of pages: 35 Posted: 27 Feb 2004 Last Revised: 02 Sep 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 92 (424,428)

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18.

Did Bankruptcy Reform Cause Mortgage Default Rates to Rise?

FRB of Philadelphia Working Paper No. 10-16
Number of pages: 30 Posted: 19 May 2010
Wenli Li, Michelle J. White and Ning Zhu
Federal Reserve Bank of Philadelphia, University of California, San Diego (UCSD) - Department of Economics and China Academy of Financial Research (CAFR)
Downloads 85 (445,608)
Citation 1

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19.

Personal Bankruptcy and Credit Supply and Demand

Downloads 85 (445,608)

Personal Bankruptcy and Credit Supply and Demand

NBER Working Paper No. w5653
Number of pages: 48 Posted: 19 Jul 2000 Last Revised: 14 Dec 2022
Reint Gropp, John Karl Scholz and Michelle J. White
Halle Institute for Economic Research, University of Wisconsin - Madison - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 85 (449,930)
Citation 20

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Personal Bankruptcy and Credit Supply and Demand

QUARTERLY JOURNAL OF ECONOMICS
Posted: 15 Oct 1996
Reint Gropp, John Karl Scholz and Michelle J. White
Halle Institute for Economic Research, University of Wisconsin - Madison - Department of Economics and University of California, San Diego (UCSD) - Department of Economics

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20.

Corporate and Personal Bankruptcy Law

Downloads 78 (468,616)
Citation 5

Corporate and Personal Bankruptcy Law

NBER Working Paper No. w17237
Number of pages: 44 Posted: 24 Jul 2011 Last Revised: 06 Feb 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 78 (473,750)
Citation 5

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Corporate and Personal Bankruptcy Law

Annual Review of Law and Social Science, Vol. 7, pp. 139-164, 2011
Posted: 10 Jan 2012
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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21.

Did Bankruptcy Reform Cause Mortgage Default to Rise?

NBER Working Paper No. w15968
Number of pages: 40 Posted: 10 May 2010 Last Revised: 18 Feb 2023
Wenli Li, Michelle J. White and Ning Zhu
Federal Reserve Bank of Philadelphia, University of California, San Diego (UCSD) - Department of Economics and China Academy of Financial Research (CAFR)
Downloads 68 (505,292)
Citation 7

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22.

Bankruptcy: Past Puzzles, Recent Reforms, and the Mortgage Crisis

Downloads 67 (509,224)

Bankruptcy: Past Puzzles, Recent Reforms, and the Mortgage Crisis

NBER Working Paper No. w14549
Number of pages: 24 Posted: 15 Jan 2009 Last Revised: 03 Oct 2022
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 67 (516,216)
Citation 1

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Bankruptcy: Past Puzzles, Recent Reforms, and the Mortgage Crisis

American Law and Economics Review, Vol. 11, Issue 1, pp. 1-23, 2009
Posted: 25 Aug 2009
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

Abstract:

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23.

Property Tax Limitations and Mobility: The Lock-In Effect of California's Proposition 13

NBER Working Paper No. w11108
Number of pages: 40 Posted: 03 Mar 2005 Last Revised: 09 Nov 2022
Nada Wasi and Michelle J. White
University of California, San Diego (UCSD) - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 65 (517,192)
Citation 1

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24.

Medical Malpractice: an Empirical Examination of the Litigation Process

NBER Working Paper No. w3428
Number of pages: 50 Posted: 18 Jun 2004 Last Revised: 14 Nov 2022
Henry S. Farber and Michelle J. White
Princeton University and University of California, San Diego (UCSD) - Department of Economics
Downloads 61 (533,823)
Citation 5

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25.

Mortgage Default, Foreclosure, and Bankruptcy

NBER Working Paper No. w15472
Number of pages: 39 Posted: 09 Nov 2009 Last Revised: 12 Oct 2022
Wenli Li and Michelle J. White
Federal Reserve Bank of Philadelphia and University of California, San Diego (UCSD) - Department of Economics
Downloads 57 (551,450)
Citation 1

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26.

In-State Versus Out-Of State Students: The Divergence of Interest between Public Universities and State Governments

NBER Working Paper No. w9603
Number of pages: 37 Posted: 05 Apr 2003 Last Revised: 29 Sep 2022
Jeffrey Groen and Michelle J. White
Bureau of Labor Statistics and University of California, San Diego (UCSD) - Department of Economics
Downloads 43 (621,647)
Citation 1

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27.

Fiscal Zoning, Sales Taxes, and Employment: Do Higher Sales Taxes Lead to More Jobs in Retailing and Fewer Jobs in Manufacturing?

IZA Discussion Paper No. 6383
Number of pages: 45 Posted: 10 Mar 2012
Daria Burnes, David Neumark and Michelle J. White
affiliation not provided to SSRN, University of California, Irvine - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 42 (627,204)

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fiscal zoning, sales taxes, retail employment, manufacturing employment

28.

Saving Your Home in Chapter 13 Bankruptcy

NBER Working Paper No. w14179
Number of pages: 39 Posted: 21 Jul 2008 Last Revised: 30 Sep 2022
Michelle J. White and Ning Zhu
University of California, San Diego (UCSD) - Department of Economics and China Academy of Financial Research (CAFR)
Downloads 40 (638,436)
Citation 3

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29.

Fiscal Zoning and Sales Taxes: Do Higher Sales Taxes Lead to More Retailing and Less Manufacturing?

NBER Working Paper No. w16932
Number of pages: 57 Posted: 11 Apr 2011 Last Revised: 08 Oct 2022
Daria Burnes, David Neumark and Michelle J. White
affiliation not provided to SSRN, University of California, Irvine - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 23 (752,485)

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30.

Financial Distress among the Elderly: Bankruptcy Reform and the Financial Crisis

Wharton Pension Research Council Working Paper No. 2019-11, Published in Mitchell, O., and A. Lusardi (Eds.) (2020). Remaking Retirement: Debt in an Aging Economy. Oxford, UK: Oxford University Press.
Posted: 20 Feb 2020 Last Revised: 04 Mar 2022
Wenli Li and Michelle J. White
Federal Reserve Bank of Philadelphia and University of California, San Diego (UCSD) - Department of Economics

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older adults, financial distress, foreclosure, bankruptcy, retirement

31.

Small Business Bankruptcy

Annual Review of Financial Economics, Vol. 8, pp. 317-336, 2016
Posted: 18 Nov 2016
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

Abstract:

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32.

The Arms Race on American Roads: The Effect of Suv's and Pickup Trucks on Traffic Safety

Posted: 15 Sep 2004
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

Abstract:

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33.

The Costs of Corporate Bankruptcy: A U.S.-European Comparison

Posted: 04 Oct 1999
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

Abstract:

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34.

Why Don't More Households File for Bankruptcy?

Journal of Law, Economics and Organization, Vol. 14, No. 2, October 1998
Posted: 21 Apr 1998
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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