Michelle J. White

University of California, San Diego (UCSD) - Department of Economics

Professor of Economics

9500 Gilman Drive

La Jolla, CA 92093-0508

United States

National Bureau of Economic Research (NBER)

1050 Massachusetts Avenue

Cambridge, MA 02138

United States

SCHOLARLY PAPERS

33

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526

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Scholarly Papers (33)

1.

The Bankruptcy Decision: Does Stigma Matter?

University of Michigan Working Paper No. 98-01
Number of pages: 49 Posted: 26 Mar 1998
Scott A. Fay, Erik Hurst and Michelle J. White
University of Florida, Department of Marketing, University of Chicago - Booth School of Business and University of California, San Diego (UCSD) - Department of Economics
Downloads 642 (39,263)

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2.
Downloads 512 ( 52,667)

Bankruptcy and Small Firms' Access to Credit

Michigan Law and Economics Working Paper No. 00-005
Number of pages: 31 Posted: 21 Jun 2000
Jeremy Berkowitz and Michelle J. White
University of Houston - Department of Finance and University of California, San Diego (UCSD) - Department of Economics
Downloads 455 (60,500)

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Bankruptcy and Small Firms' Access to Credit

NBER Working Paper No. w9010
Number of pages: 27 Posted: 21 Jun 2002 Last Revised: 27 Oct 2010
Jeremy Berkowitz and Michelle J. White
University of Houston - Department of Finance and University of California, San Diego (UCSD) - Department of Economics
Downloads 57 (364,450)

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3.

Why it Pays to File for Bankruptcy: A Critical Look at the Incentives Under U.S. Personal Bankruptcy Law and a Proposal for Change

University of Chicago Law Review, Vol. 65, No. 4, 1998
Number of pages: 38 Posted: 26 Oct 1998
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 507 (53,370)

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The 'Arms Race' on American Roads: The Effect of Heavy Vehicles on Traffic Safety and the Failure of Liability Rules

Number of pages: 29 Posted: 04 Jun 2003
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 308 (95,660)

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liability rules, externalities, traffic, accidents, fatalities, external effects

The "Arms Race" on American Roads: The Effect of Heavy Vehicles on Traffic Safety and the Failure of Liability Rules

NBER Working Paper No. w9302
Number of pages: 30 Posted: 07 Nov 2002
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 54 (374,226)

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5.

Bankruptcy and Small Business

Regulation, Vol. 24, No. 2, Summer 2001
Number of pages: 3 Posted: 29 Aug 2001
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 330 (89,150)

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Personal Bankruptcy and the Level of Entrepreneurial Activity

Working Paper No. 2000-02
Number of pages: 38 Posted: 14 Apr 2000
Wei Fan and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 239 (125,082)

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Personal Bankruptcy and the Level of Entrepreneurial Activity

NBER Working Paper No. w9340
Number of pages: 29 Posted: 15 Nov 2002 Last Revised: 30 Oct 2010
Wei Fan and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 53 (377,488)

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7.
Downloads 263 (113,814)

No-Fault for Motor Vehicles: An Economic Analysis

University of Michigan Law School, Working Paper No. 99-016
Number of pages: 38 Posted: 24 Aug 1999
Yu-Ping Liao and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 263 (113,277)

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No-Fault for Motor Vehicles: An Economic Analysis

American Law and Economics Review, Vol. 4, No. 2, pp. 258-294, 2002
Posted: 29 Feb 2008
Yu-Ping Liao and Michelle J. White
University of Michigan at Ann Arbor - Department of Economics and University of California, San Diego (UCSD) - Department of Economics

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An Optimal Personal Bankruptcy Procedure and Proposed Reforms

University of Michigan, Department of Economics, Working Paper No. 98-07
Number of pages: 33 Posted: 28 Dec 1998
Hung-Jen Wang and Michelle J. White
Academia Sinica - Institute of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 239 (125,082)

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An Optimal Personal Bankruptcy Procedure and Proposed Reforms

Journal of Legal Studies, Vol. 29, No. 1, Part 1, January 2000
Posted: 02 Oct 1999
Hung-Jen Wang and Michelle J. White
Academia Sinica - Institute of Economics and University of California, San Diego (UCSD) - Department of Economics

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9.

Bankruptcy and the Market for Mortgage and Home Improvement Loans

Michigan Law and Economics Research Paper No. 00-013
Number of pages: 25 Posted: 11 Dec 2000
Emily Y. Lin and Michelle J. White
U.S. Department of the Treasury, Office of Tax Analysis (OTA) and University of California, San Diego (UCSD) - Department of Economics
Downloads 199 (149,693)

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10.

Abuse or Protection?

Regulation, Vol. 29, No. 3, pp. 28-35, Fall 2006
Number of pages: 8 Posted: 15 Nov 2006
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 146 (196,273)

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bankruptcy law, BAPCPA, debtor, creditor, consumption insurance, credit availability, bankruptcy, opportunistic debtors, non-opportunists

11.

Economic Analysis of Corporate and Personal Bankruptcy Law

NBER Working Paper No. w11536
Number of pages: 80 Posted: 21 Aug 2007 Last Revised: 11 Jul 2010
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 122 (226,037)

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12.

Explaining the Flood of Asbestos Litigation: Consolidation, Bifurcation, and Bouquet Trials

NBER Working Paper No. w9362
Number of pages: 34 Posted: 09 Dec 2002 Last Revised: 29 May 2013
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 113 (239,237)

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13.

Resolving the 'Elephantine Mass'

Regulation, Vol. 26, No. 2, pp. 48-54, Summer 2003
Number of pages: 7 Posted: 23 Feb 2004
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 89 (280,771)

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Asbestos, asbestos litigation, tort law, mass torts, tort reform

14.

Measuring the Benefits of Homeowning: Effects on Children Redux

Research Institute for Housing America Research Paper No. 12-01
Number of pages: 42 Posted: 05 Nov 2012
Richard K. Green, Gary Painter and Michelle J. White
University of Southern California - Lusk Center for Real Estate, University of Southern California - Sol Price School of Public Policy and University of California, San Diego (UCSD) - Department of Economics
Downloads 87 (284,768)

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Homeownership, Child Outcomes

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

FRB of Philadelphia Working Paper No. 14-35
Number of pages: 40 Posted: 04 Dec 2014
Wenli Li, Ishani Tewari and Michelle J. White
Federal Reserve Bank of Philadelphia, Yale School of Management and University of California, San Diego (UCSD) - Department of Economics
Downloads 48 (394,819)

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Mortgage credit, Strip-down, Creditor protection, Bankruptcy

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

CESifo Working Paper Series No. 4722
Number of pages: 38 Posted: 24 Apr 2014
Wenli Li, Ishani Tewari and Michelle J. White
Federal Reserve Bank of Philadelphia, Yale School of Management and University of California, San Diego (UCSD) - Department of Economics
Downloads 32 (460,485)

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mortgage, foreclosure, credit market, credit supply, strip-down

Using Bankruptcy to Reduce Foreclosures: Does Strip-Down of Mortgages Affect the Supply of Mortgage Credit?

NBER Working Paper No. w19952
Number of pages: 38 Posted: 10 Mar 2014 Last Revised: 19 Aug 2014
Wenli Li, Ishani Tewari and Michelle J. White
Federal Reserve Bank of Philadelphia, Yale School of Management and University of California, San Diego (UCSD) - Department of Economics
Downloads 3 (644,419)

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16.

Asbestos and the Future of Mass Torts

NBER Working Paper No. w10308
Number of pages: 35 Posted: 27 Feb 2004 Last Revised: 02 Sep 2010
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 82 (295,271)

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17.

Bankruptcy Reform and Credit Cards

NBER Working Paper No. w13265
Number of pages: 36 Posted: 23 Jul 2007 Last Revised: 28 Jul 2007
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 78 (304,113)

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18.

Did Bankruptcy Reform Cause Mortgage Default Rates to Rise?

FRB of Philadelphia Working Paper No. 10-16
Number of pages: 30 Posted: 19 May 2010
Wenli Li, Michelle J. White and Ning Zhu
Federal Reserve Bank of Philadelphia, University of California, San Diego (UCSD) - Department of Economics and China Academy of Financial Research (CAFR)
Downloads 71 (320,926)

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Personal Bankruptcy and Credit Supply and Demand

NBER Working Paper No. w5653
Number of pages: 48 Posted: 19 Jul 2000 Last Revised: 25 Mar 2008
Reint Gropp, John Karl Scholz and Michelle J. White
Halle Institute for Economic Research, University of Wisconsin - Madison - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 70 (327,110)

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Personal Bankruptcy and Credit Supply and Demand

QUARTERLY JOURNAL OF ECONOMICS
Posted: 15 Oct 1996
Reint Gropp, John Karl Scholz and Michelle J. White
Halle Institute for Economic Research, University of Wisconsin - Madison - Department of Economics and University of California, San Diego (UCSD) - Department of Economics

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Bankruptcy: Past Puzzles, Recent Reforms, and the Mortgage Crisis

NBER Working Paper No. w14549
Number of pages: 24 Posted: 15 Jan 2009 Last Revised: 14 Mar 2010
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 51 (384,179)

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Bankruptcy: Past Puzzles, Recent Reforms, and the Mortgage Crisis

American Law and Economics Review, Vol. 11, Issue 1, pp. 1-23, 2009
Posted: 25 Aug 2009
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

Abstract:

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21.

Did Bankruptcy Reform Cause Mortgage Default to Rise?

NBER Working Paper No. w15968
Number of pages: 40 Posted: 10 May 2010 Last Revised: 15 Oct 2010
Wenli Li, Michelle J. White and Ning Zhu
Federal Reserve Bank of Philadelphia, University of California, San Diego (UCSD) - Department of Economics and China Academy of Financial Research (CAFR)
Downloads 49 (384,473)

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22.

Medical Malpractice: an Empirical Examination of the Litigation Process

NBER Working Paper No. w3428
Number of pages: 50 Posted: 18 Jun 2004 Last Revised: 10 Jun 2008
Henry S. Farber and Michelle J. White
Princeton University and University of California, San Diego (UCSD) - Department of Economics
Downloads 47 (391,415)

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23.

Property Tax Limitations and Mobility: The Lock-In Effect of California's Proposition 13

NBER Working Paper No. w11108
Number of pages: 40 Posted: 03 Mar 2005
Nada Wasi and Michelle J. White
University of California, San Diego (UCSD) - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 45 (398,335)

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24.
Downloads 40 (416,667)

Corporate and Personal Bankruptcy Law

NBER Working Paper No. w17237
Number of pages: 44 Posted: 24 Jul 2011
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics
Downloads 40 (425,315)

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Corporate and Personal Bankruptcy Law

Annual Review of Law and Social Science, Vol. 7, pp. 139-164, 2011
Posted: 10 Jan 2012
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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25.

Mortgage Default, Foreclosure, and Bankruptcy

NBER Working Paper No. w15472
Number of pages: 39 Posted: 09 Nov 2009 Last Revised: 28 Nov 2009
Wenli Li and Michelle J. White
Federal Reserve Bank of Philadelphia and University of California, San Diego (UCSD) - Department of Economics
Downloads 40 (416,667)

Abstract:

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26.

Fiscal Zoning, Sales Taxes, and Employment: Do Higher Sales Taxes Lead to More Jobs in Retailing and Fewer Jobs in Manufacturing?

IZA Discussion Paper No. 6383
Number of pages: 45 Posted: 10 Mar 2012
Daria Burnes, David Neumark and Michelle J. White
affiliation not provided to SSRN, University of California, Irvine - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 32 (449,392)

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fiscal zoning, sales taxes, retail employment, manufacturing employment

27.

Saving Your Home in Chapter 13 Bankruptcy

NBER Working Paper No. w14179
Number of pages: 39 Posted: 21 Jul 2008 Last Revised: 14 Aug 2008
Michelle J. White and Ning Zhu
University of California, San Diego (UCSD) - Department of Economics and China Academy of Financial Research (CAFR)
Downloads 29 (463,403)

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28.

In-State Versus Out-Of State Students: The Divergence of Interest between Public Universities and State Governments

NBER Working Paper No. w9603
Number of pages: 37 Posted: 05 Apr 2003 Last Revised: 01 Nov 2010
Jeffrey Groen and Michelle J. White
Bureau of Labor Statistics and University of California, San Diego (UCSD) - Department of Economics
Downloads 29 (463,403)

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29.

Fiscal Zoning and Sales Taxes: Do Higher Sales Taxes Lead to More Retailing and Less Manufacturing?

NBER Working Paper No. w16932
Number of pages: 57 Posted: 11 Apr 2011
Daria Burnes, David Neumark and Michelle J. White
affiliation not provided to SSRN, University of California, Irvine - Department of Economics and University of California, San Diego (UCSD) - Department of Economics
Downloads 13 (552,460)

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30.

Small Business Bankruptcy

Annual Review of Financial Economics, Vol. 8, pp. 317-336, 2016
Posted: 18 Nov 2016
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

Abstract:

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31.

The Arms Race on American Roads: The Effect of Suv's and Pickup Trucks on Traffic Safety

Journal of Law and Economics, Forthcoming
Posted: 15 Sep 2004
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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32.

The Costs of Corporate Bankruptcy: A U.S.-European Comparison

Posted: 04 Oct 1999
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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33.

Why Don't More Households File for Bankruptcy?

Journal of Law, Economics and Organization, Vol. 14, No. 2, October 1998
Posted: 21 Apr 1998
Michelle J. White
University of California, San Diego (UCSD) - Department of Economics

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