Dubravka Ritter

Federal Reserve Bank of Philadelphia

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

SCHOLARLY PAPERS

8

DOWNLOADS

611

SSRN CITATIONS

1

CROSSREF CITATIONS

4

Scholarly Papers (8)

1.

Fair Lending Analysis of Credit Cards

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 14-2
Number of pages: 50 Posted: 20 Aug 2014
David Skanderson and Dubravka Ritter
Charles River Associates (CRA) and Federal Reserve Bank of Philadelphia
Downloads 158 (200,460)
Citation 3

Abstract:

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ECOA, Regulation B, Discrimination, Fair lending, Consumer lending, disparate treatment, Disparate impact, Credit card, Scoring model, Model governance

2.

Do Student Loan Borrowers Opportunistically Default? Evidence from Bankruptcy Reform

FRB of Philadelphia Working Paper No. 15-17R
Number of pages: 51 Posted: 11 Apr 2015 Last Revised: 26 Mar 2016
Rajeev Darolia and Dubravka Ritter
Martin School of Public Policy and Federal Reserve Bank of Philadelphia
Downloads 131 (233,272)

Abstract:

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Bankruptcy, Bankruptcy Reform, BAPCPA, Default, Student Loans

Identity Theft as a Teachable Moment

FRB of Philadelphia Working Paper No. 16-27
Number of pages: 49 Posted: 27 Oct 2016
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 71 (352,790)

Abstract:

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inattention, salience, identity theft, extended fraud alert, risk score, consumer protection, credit report, Fair and Accurate Credit Transactions Act (FACTA)

Identity Theft as a Teachable Moment

FRB of Philadelphia Working Paper No. 14-28
Posted: 24 Sep 2014
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia

Abstract:

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Inattention, Identity theft, Fraud alert, Consumer protection, Credit report, Fair and Accurate Credit Transactions Act (FACTA), Propensity score matching

4.

Strategic Default Among Private Student Loan Debtors: Evidence from Bankruptcy Reform

FRB of Philadelphia Working Paper No. 17-38
Number of pages: 39 Posted: 05 Nov 2017
Rajeev Darolia and Dubravka Ritter
Martin School of Public Policy and Federal Reserve Bank of Philadelphia
Downloads 63 (371,503)

Abstract:

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student loans, bankruptcy, bankruptcy reform

5.

Financial Consequences of Identity Theft: Evidence from Consumer Credit Bureau Records

FRB of Philadelphia Working Paper No. 19-2
Number of pages: 46 Posted: 14 Jan 2019 Last Revised: 29 Apr 2020
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 61 (377,561)

Abstract:

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identity theft, fraud alert, Risk Score, consumer protection, credit report

6.

Do We Still Need the Equal Credit Opportunity Act?

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 12-03
Number of pages: 43 Posted: 16 Oct 2012
Dubravka Ritter
Federal Reserve Bank of Philadelphia
Downloads 49 (417,652)
Citation 3

Abstract:

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ECOA, discrimination, fair lending, disparate treatment, disparate impact

7.

Consumer Use of Fraud Alerts and Credit Freezes: An Empirical Analysis

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 14-4
Number of pages: 40 Posted: 24 Sep 2014
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 47 (425,027)
Citation 1

Abstract:

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Data breach, identity theft, fraud alert, credit freeze, credit report, Fair and Accurate Credit Transactions Act (FACTA)

8.

Modern Income-Share Agreements in Postsecondary Education: Features, Theory, Applications

FRB of Philadelphia Payment Cards Center Discussion Paper No. 19-6
Number of pages: 42 Posted: 08 Dec 2019 Last Revised: 29 Apr 2020
Dubravka Ritter and Douglas A. Webber
Federal Reserve Bank of Philadelphia and Temple University - Department of Economics
Downloads 31 (493,253)

Abstract:

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income-share agreement, ISA, student loan, student debt, student loan repayment, higher education, income-driven repayment, IDR, income-based repayment, IBR, income- contingent loans, income-contingent repayment, ICR