Emily Gallagher

University of Colorado at Boulder - Department of Finance

Campus Box 419

Boulder, CO 80309

United States

Federal Reserve Banks - Federal Reserve Bank of St. Louis

411 Locust St

Saint Louis, MO 63011

United States

SCHOLARLY PAPERS

14

DOWNLOADS
Rank 10,861

SSRN RANKINGS

Top 10,861

in Total Papers Downloads

8,463

SSRN CITATIONS
Rank 10,852

SSRN RANKINGS

Top 10,852

in Total Papers Citations

144

CROSSREF CITATIONS

10

Scholarly Papers (14)

1.

Rules of Thumb in Household Savings Decisions: Estimation Using Threshold Regression

Number of pages: 47 Posted: 06 Nov 2019
Jorge Sabat and Emily Gallagher
Universidad Andres Bello and University of Colorado at Boulder - Department of Finance
Downloads 2,288 (12,788)
Citation 12

Abstract:

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household finance, threshold regressions, financial advice, savings, debt puzzle

2.

Let the Rich Be Flooded: The Distribution of Financial Aid and Distress after Hurricane Harvey

Journal of Financial Economics (JFE), Forthcoming
Number of pages: 48 Posted: 13 Jun 2019 Last Revised: 11 Nov 2021
Stephen B. Billings, Emily Gallagher and Lowell Ricketts
University of Colorado - Boulder, University of Colorado at Boulder - Department of Finance and Federal Reserve Banks - Federal Reserve Bank of St. Louis
Downloads 1,777 (19,070)
Citation 11

Abstract:

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inequality, financial constraint, bankruptcy, student debt, natural disaster, FEMA, SBA, wealth effects

3.

Blood Money: Selling Plasma to Avoid High-Interest Loans

Number of pages: 81 Posted: 11 Oct 2021 Last Revised: 22 Jan 2024
John Dooley and Emily Gallagher
Washington University in St. Louis and University of Colorado at Boulder - Department of Finance
Downloads 974 (46,125)
Citation 4

Abstract:

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plasma, donation, precautionary savings, payday loans, gig, discretionary income, consumption, health

4.

The Effect of Health Insurance on Home Payment Delinquency: Evidence from ACA Marketplace Subsidies

Journal of Public Economics, Forthcoming
Number of pages: 62 Posted: 23 Feb 2017 Last Revised: 31 Dec 2018
University of Colorado at Boulder - Department of Finance, Washington University in St. Louis - John M. Olin Business School and University of North Carolina (UNC) at Chapel Hill
Downloads 603 (86,871)
Citation 19

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Regression discontinuity, Affordable Care Act, Obamacare, exchanges, bankruptcy, LMI households, Medicaid, coverage gap

5.

Money to Burn: Crowdfunding Wildfire Recovery

Number of pages: 64 Posted: 09 Aug 2023 Last Revised: 22 Jan 2024
J. Anthony Cookson, Emily Gallagher and Philip Mulder
University of Colorado at Boulder - Leeds School of Business, University of Colorado at Boulder - Department of Finance and University of Wisconsin - Madison
Downloads 515 (105,848)

Abstract:

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charity, social networks, inequality, informal insurance, GoFundMe

6.

Human Capital Investment After the Storm

The Review of Financial Studies
Number of pages: 70 Posted: 19 May 2020 Last Revised: 10 Nov 2022
Emily Gallagher, Stephen B. Billings and Lowell Ricketts
University of Colorado at Boulder - Department of Finance, University of Colorado - Boulder and Federal Reserve Banks - Federal Reserve Bank of St. Louis
Downloads 429 (131,578)
Citation 7

Abstract:

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student debt, household finance, financial constraint, wealth shock, natural disaster, FEMA, higher education

7.

Medicaid and Household Savings Behavior: New Evidence from Tax Refunds

Journal of Financial Economics (JFE), Forthcoming, 9th Miami Behavioral Finance Conference 2018
Number of pages: 80 Posted: 15 Mar 2019 Last Revised: 24 May 2019
University of Colorado at Boulder - Department of Finance, Washington University in St. Louis - John M. Olin Business School, University of North Carolina (UNC) at Chapel Hill and Universidad Andres Bello
Downloads 420 (134,782)
Citation 3

Abstract:

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Health Insurance, ACA, Precautionary Savings, Strategic Default, Bankruptcy, Simulated Instruments

Investor Information Acquisition and Money Market Fund Risk Rebalancing During the 2011-12 Eurozone Crisis

Robert H. Smith School Research Paper No. RHS 2886171
Number of pages: 78 Posted: 16 Dec 2016 Last Revised: 15 Dec 2019
University of Colorado at Boulder - Department of Finance, MIT Sloan School of Management, UCSD and University of Maryland - Robert H. Smith School of Business
Downloads 374 (152,600)
Citation 29

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Money market funds, Eurozone crisis, financial fragility, endogenous information acqui- sition, transparency in short-term funding markets

Transparency, Investor Information Acquisition, and Money Market Fund Risk Rebalancing During the 2011-12 Eurozone Crisis

CEPR Discussion Paper No. DP11895
Number of pages: 68 Posted: 16 Mar 2017
University of Colorado at Boulder - Department of Finance, MIT Sloan School of Management, UCSD and University of Maryland - Robert H. Smith School of Business
Downloads 1 (1,234,573)
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endogenous information acquisition, eurozone crisis, financial fragility, Money market funds, transparency in short-term funding markets

9.

Assessing Credit Risk in Money Market Funds During the Eurozone Crisis

Journal of Financial Stability, Forthcoming
Number of pages: 44 Posted: 20 May 2014 Last Revised: 26 Jun 2016
Sean Collins and Emily Gallagher
Investment Company Institute - Research and University of Colorado at Boulder - Department of Finance
Downloads 285 (205,621)

Abstract:

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Money market mutual funds; credit risk; copula; default probability; break the buck

10.

Money Market Funds and the Prospect of a U.S. Treasury Default

Quarterly Journal of Finance, Forthcoming
Number of pages: 45 Posted: 23 Aug 2015 Last Revised: 14 Nov 2015
Emily Gallagher and Sean Collins
University of Colorado at Boulder - Department of Finance and Investment Company Institute - Research
Downloads 217 (268,649)

Abstract:

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Money market funds, runs, debt limit, debt ceiling, flight-to-liquidity, deposit insurance, repo

11.

Money Market Mutual Funds, Risk, and Financial Stability in the Wake of the 2010 Reforms

ICI Research Perspective, Vol. 19, No. 1, January 2013
Number of pages: 56 Posted: 16 Jan 2013
Investment Company Institute - Research, University of Colorado at Boulder - Department of Finance, Investment Company Institute and Wells Fargo, N.A.
Downloads 199 (290,954)

Abstract:

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12.

ICI Research Perspective: Trends in the Expenses and Fees of Mutual Funds, 2012

Number of pages: 24 Posted: 18 Apr 2013
Emily Gallagher
University of Colorado at Boulder - Department of Finance
Downloads 138 (397,724)
Citation 4

Abstract:

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Mutual funds, target date funds, expenses, load fees

13.

Can Pre-Commitment Increase Savings Deposits? Evidence from a Tax Time Field Experiment

Number of pages: 43 Posted: 07 Oct 2019
Washington University in St. Louis, Washington University in St. Louis - George Warren Brown School of Social Work, University of Colorado at Boulder - Department of Finance and Washington University in St. Louis - John M. Olin Business School
Downloads 137 (399,907)
Citation 5

Abstract:

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behavioral interventions, defaults, anchors, commitment

14.

Health Insurance as an Income Stabilizer

FRB of Philadelphia Working Paper No. 20-05
Number of pages: 69 Posted: 29 Apr 2020
University of Colorado at Boulder - Department of Finance, Federal Reserve Bank of Philadelphia, Washington University in St. Louis and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 106 (488,687)

Abstract:

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Affordable Care Act, income, regression discontinuity, labor supply, subsidies