Kevin A. Park

Federal National Mortgage Association (Fannie Mae)

3900 Wisconsin Avenue, NW

Washington, DC 20016-2892

United States

SCHOLARLY PAPERS

18

DOWNLOADS

509

SSRN CITATIONS

1

CROSSREF CITATIONS

5

Scholarly Papers (18)

1.

A Comparison of Mortgage Denial and Default Rates by Race, Ethnicity, and Gender

Number of pages: 35 Posted: 09 Feb 2022
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)
Downloads 124 (313,012)

Abstract:

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race, gender, mortgage, default, homeownership

2.

Real and Personal: The Effect of Land in Manufactured Housing Loan Default Risk

Number of pages: 24 Posted: 01 Mar 2022
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)
Downloads 79 (418,854)

Abstract:

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Manufactured housing, FHA, land, mortgage, default

3.

Mortgage Choice in Rural Housing

Number of pages: 36 Posted: 15 Jun 2017
Kevin A. Park and Joshua Miller
Federal National Mortgage Association (Fannie Mae) and U.S. Department of Housing and Urban Development (HUD)
Downloads 58 (491,636)

Abstract:

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mortgage, housing, insurance, rural, Federal Housing Administration, Rural Housing Service

4.

Appraiser Independence, Bias and Mortgage Insurance Claims

Number of pages: 28 Posted: 14 Mar 2019
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)
Downloads 51 (520,752)

Abstract:

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Property, Appraisal, Mortgage, FHA, Value

5.

Housing Choice Under Borrowing Constraints

Number of pages: 39 Posted: 22 May 2018 Last Revised: 09 Oct 2019
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)
Downloads 45 (548,209)
Citation 2

Abstract:

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housing, mortgage, location, constraint

6.

Tenure Choice and the Future of Homeownership

Number of pages: 38 Posted: 11 Aug 2016 Last Revised: 14 Aug 2016
Federal National Mortgage Association (Fannie Mae), Harvard University - Joint Center for Housing Studies and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning
Downloads 41 (568,159)
Citation 3

Abstract:

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homeownership, mortgage, credit, demographics, housing, tenure

7.

Choice, Capital and Competition: Private Mortgage Insurance Application and Availability

Number of pages: 38 Posted: 27 Feb 2018 Last Revised: 15 Jun 2019
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)
Downloads 37 (589,175)

Abstract:

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mortgage, insurance, capital, FHA

8.

Credit and Collateral: Rising Denial Rates on Home Purchase Mortgage Applications, 2001-2011

Number of pages: 28 Posted: 11 Aug 2016 Last Revised: 14 Aug 2016
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)
Downloads 31 (624,288)
Citation 1

Abstract:

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Home Mortgage Disclosure Act, mortgage, collateral,

9.

What Happens when You Assume

Number of pages: 21 Posted: 20 Apr 2020 Last Revised: 24 May 2022
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)
Downloads 25 (664,702)

Abstract:

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FHA, mortgage, default, prepayment, assumption

10.

Housing Costs and Commuting Distance

Journal of the Center for Real Estate Studies, 2015
Number of pages: 20 Posted: 11 Aug 2016 Last Revised: 06 Feb 2022
Kevin A. Park and Roberto Quercia
Federal National Mortgage Association (Fannie Mae) and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning
Downloads 18 (718,955)

Abstract:

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monocentric city model, commute, house values, house prices

11.

Reverse Mortgage Collateral: Undermaintenance or Overappraisal?

Cityscape, Vol. 19, No. 1, 2017
Posted: 06 Apr 2017
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)

Abstract:

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Federal Housing Administration, FHA, Reverse Mortgage, Home Equity Conversion Mortgage, HECM, Appraisal, Maintenance, Property

12.

Temporary Loan Limits As a Natural Experiment in Federal Housing Administration Insurance

Housing Policy Debate, Forthcoming
Posted: 18 Nov 2016
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)

Abstract:

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Federal Housing Administration, housing finance, mortgage, mortgage insurance

13.

Mortgage Insurance in the Great Recession

Carolina Digital Repository
Posted: 19 Aug 2016
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)

Abstract:

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mortgage, insurance, Federal Housing Administration, Great Recession, default

14.

FHA Loan Performance and Adverse Selection in Mortgage Insurance

Journal of Housing Economics, Forthcoming
Posted: 17 Aug 2016
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)

Abstract:

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Mortgage; Default; Insurance; Federal Housing Administration; Adverse Selection

15.

The Public Purpose of FHA

Cityscape, Vol. 15, No. 3, 2013
Posted: 11 Aug 2016
Roberto Quercia and Kevin A. Park
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and Federal National Mortgage Association (Fannie Mae)

Abstract:

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Federal Housing Administration, mortgage, insurance, Great Recession

16.

Good Home Improvers Make Good Neighbors

Posted: 08 Aug 2016
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)

Abstract:

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home improvement, maintenance, house value, appreciation

17.

Subprime Lending and the Community Reinvestment Act

Posted: 08 Aug 2016
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)

Abstract:

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Community Reinvestment Act, banking, financial, regulation, subprime, mortgage, Home Mortgage Disclosure Act

18.

Green Shoots in the Remodeling Industry: Contractor Characteristics that Affect Green Product Use

Posted: 08 Aug 2016
Kevin A. Park
Federal National Mortgage Association (Fannie Mae)

Abstract:

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home improvement, maintenance