Kevin A. Park

U.S. Department of Housing and Urban Development - Office of Policy Development and Research

Economist

451 Seventh Street SW

Washington, DC 20230

United States

SCHOLARLY PAPERS

17

DOWNLOADS

224

SSRN CITATIONS

0

CROSSREF CITATIONS

4

Scholarly Papers (17)

1.

Mortgage Choice in Rural Housing

Number of pages: 36 Posted: 15 Jun 2017
Kevin A. Park and Joshua Miller
U.S. Department of Housing and Urban Development - Office of Policy Development and Research and U.S. Department of Housing and Urban Development (HUD)
Downloads 55 (422,199)

Abstract:

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mortgage, housing, insurance, rural, Federal Housing Administration, Rural Housing Service

2.

Housing Choice Under Borrowing Constraints

Number of pages: 39 Posted: 22 May 2018 Last Revised: 09 Oct 2019
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research
Downloads 40 (481,440)
Citation 1

Abstract:

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housing, mortgage, location, constraint

3.

Tenure Choice and the Future of Homeownership

Number of pages: 38 Posted: 11 Aug 2016 Last Revised: 14 Aug 2016
U.S. Department of Housing and Urban Development - Office of Policy Development and Research, Harvard University - Joint Center for Housing Studies and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning
Downloads 33 (514,270)
Citation 2

Abstract:

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homeownership, mortgage, credit, demographics, housing, tenure

4.

Choice, Capital and Competition: Private Mortgage Insurance Application and Availability

Number of pages: 38 Posted: 27 Feb 2018 Last Revised: 15 Jun 2019
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research
Downloads 32 (519,442)

Abstract:

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mortgage, insurance, capital, FHA

5.

Appraiser Independence, Bias and Mortgage Insurance Claims

Number of pages: 28 Posted: 14 Mar 2019
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research
Downloads 30 (529,875)

Abstract:

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Property, Appraisal, Mortgage, FHA, Value

6.

Credit and Collateral: Rising Denial Rates on Home Purchase Mortgage Applications, 2001-2011

Number of pages: 28 Posted: 11 Aug 2016 Last Revised: 14 Aug 2016
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research
Downloads 22 (578,212)
Citation 1

Abstract:

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Home Mortgage Disclosure Act, mortgage, collateral,

7.

What Happens when You Assume

Number of pages: 27 Posted: 20 Apr 2020
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research
Downloads 12 (646,356)

Abstract:

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FHA, mortgage, default, prepayment, assumption

8.

Reverse Mortgage Collateral: Undermaintenance or Overappraisal?

Cityscape, Vol. 19, No. 1, 2017
Posted: 06 Apr 2017
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research

Abstract:

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Federal Housing Administration, FHA, Reverse Mortgage, Home Equity Conversion Mortgage, HECM, Appraisal, Maintenance, Property

9.

Temporary Loan Limits As a Natural Experiment in Federal Housing Administration Insurance

Housing Policy Debate, Forthcoming
Posted: 18 Nov 2016
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research

Abstract:

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Federal Housing Administration, housing finance, mortgage, mortgage insurance

10.

Mortgage Insurance in the Great Recession

Carolina Digital Repository
Posted: 19 Aug 2016
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research

Abstract:

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mortgage, insurance, Federal Housing Administration, Great Recession, default

11.

FHA Loan Performance and Adverse Selection in Mortgage Insurance

Journal of Housing Economics, Forthcoming
Posted: 17 Aug 2016
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research

Abstract:

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Mortgage; Default; Insurance; Federal Housing Administration; Adverse Selection

12.

Housing Costs and Commuting Distance

Journal of the Center for Real Estate Studies, 2015
Posted: 11 Aug 2016
Kevin A. Park and Roberto Quercia
U.S. Department of Housing and Urban Development - Office of Policy Development and Research and University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning

Abstract:

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monocentric city model, commute, house values, house prices

13.

The Public Purpose of FHA

Cityscape, Vol. 15, No. 3, 2013
Posted: 11 Aug 2016
Roberto Quercia and Kevin A. Park
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and U.S. Department of Housing and Urban Development - Office of Policy Development and Research

Abstract:

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Federal Housing Administration, mortgage, insurance, Great Recession

14.

Good Home Improvers Make Good Neighbors

Posted: 08 Aug 2016
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research

Abstract:

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home improvement, maintenance, house value, appreciation

15.

Subprime Lending and the Community Reinvestment Act

Posted: 08 Aug 2016
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research

Abstract:

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Community Reinvestment Act, banking, financial, regulation, subprime, mortgage, Home Mortgage Disclosure Act

16.

Green Shoots in the Remodeling Industry: Contractor Characteristics that Affect Green Product Use

Posted: 08 Aug 2016
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research

Abstract:

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home improvement, maintenance

17.

Better Housing: FHA Property Improvement Loans

Number of pages: 40
Kevin A. Park
U.S. Department of Housing and Urban Development - Office of Policy Development and Research
Downloads 0

Abstract:

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FHA, home improvement, remodeling, interest rates, default