David Bholat

University of Essex

Wivenhoe Park

Colchester, CO4 3SQ

United Kingdom

SCHOLARLY PAPERS

20

DOWNLOADS
Rank 11,756

SSRN RANKINGS

Top 11,756

in Total Papers Downloads

7,799

SSRN CITATIONS
Rank 18,988

SSRN RANKINGS

Top 18,988

in Total Papers Citations

35

CROSSREF CITATIONS

38

Scholarly Papers (20)

Peer-to-Peer Lending and Financial Innovation in the United Kingdom

Bank of England Working Paper No. 598
Number of pages: 27 Posted: 07 May 2016
David Bholat and Ulrich Atz
University of Essex and New York University (NYU) - Center for Sustainable Business
Downloads 1,446 (25,255)
Citation 11

Abstract:

Loading...

Peer-to-peer lending, crowdfunding, innovation, fintech, big data

Peer-to-Peer Lending and Financial Innovation in the United Kingdom

Bank of England Working Paper No. 598
Number of pages: 26 Posted: 30 Apr 2016 Last Revised: 05 May 2016
David Bholat and Ulrich Atz
University of Essex and Open Data Institute
Downloads 273 (210,582)
Citation 4

Abstract:

Loading...

Peer-to-peer lending, crowdfunding, innovation, fintech, big data

Non-Performing Loans: Regulatory and Accounting Treatments of Assets

Bank of England Working Paper No. 594
Number of pages: 80 Posted: 06 May 2016
University of Essex, Centre for Commercial Law Studies, Queen Mary University of London, University of Essex - Department of Economics, University of Reading and Bank of England
Downloads 1,376 (27,207)
Citation 10

Abstract:

Loading...

Non-performing loans, impairment, loan loss provisions, bank capital, data standards, credit risk

Non-Performing Loans: Regulatory and Accounting Treatments of Assets

Bank of England Working Paper No. 594
Number of pages: 80 Posted: 25 Apr 2016
University of Essex, Centre for Commercial Law Studies, Queen Mary University of London, University of Essex - Department of Economics, Queen Mary University of London - Centre for Commercial Studies and Bank of England
Downloads 125 (424,454)
Citation 7

Abstract:

Loading...

Non-performing loans, impairment, loan loss provisions, bank capital, data standards, credit risk

3.

Text Mining for Central Banks

Number of pages: 25 Posted: 02 Jul 2015
University of Essex, University of Oxford - Department of Economics, Bank of England and London School of Economics & Political Science (LSE) - Department of Government
Downloads 1,455 (25,458)
Citation 35

Abstract:

Loading...

Text mining, natural language processing, central banking, Bank of England

4.

Organisational Culture and Bank Risk

Bank of England Working Paper No. 912
Number of pages: 35 Posted: 09 Mar 2021
Joel Suss, David Bholat, Alex Gillespie and Tom Reader
Bank of England, University of Essex, London School of Economics & Political Science (LSE) and London School of Economics & Political Science (LSE)
Downloads 433 (128,345)

Abstract:

Loading...

Culture, bank risk, supervision

5.

The Impact of Covid on Machine Learning and Data Science in UK Banking

Bank of England Quarterly Bulletin 2020 Q4
Number of pages: 15 Posted: 19 Oct 2021
David Bholat, Mohammed Gharbawi and Oliver Thew
University of Essex, Bank of England and Bank of England
Downloads 390 (144,714)

Abstract:

Loading...

6.

Accounting in Central Banks

Bank of England Working Paper No. 604
Number of pages: 25 Posted: 24 May 2016
David Bholat and Robin Darbyshire
University of Essex and Independent
Downloads 316 (181,798)
Citation 4

Abstract:

Loading...

Central bank accounting, central bank balance sheet, seigniorage, central bank capital

7.

Enhancing Central Bank Communications with Behavioural Insights

Bank of England Working Paper No. 750
Number of pages: 57 Posted: 17 Aug 2018
University of Essex, Independent, Bank of England, Independent and Bank of England
Downloads 252 (229,420)
Citation 5

Abstract:

Loading...

Central bank communications, central bank legitimacy, experimental economics, behavioural economics, Bank of England Vision 2020.

8.

The Bank of England as Lender of Last Resort: New Historical Evidence from Daily Transactional Data

Bank of England Working Paper No. 691
Number of pages: 81 Posted: 17 Nov 2017
Bank of England, University of Essex, Bank of England and Bank of England - Monetary Analysis
Downloads 244 (236,725)
Citation 3

Abstract:

Loading...

Bank of England, Lender of Last Resort, Financial Crises, Financial History, Central Banking

9.

The Impact of Machine Learning and AI on the UK Economy- Conference Overview

Number of pages: 9 Posted: 11 Jun 2020
David Bholat
University of Essex
Downloads 211 (271,824)
Citation 2

Abstract:

Loading...

Machine learning, AI, central banking, UK economy, Bank of England

10.

Central Bank Balance Sheets: Past, Present and Future

Number of pages: 4 Posted: 06 Jul 2017
James Barker, David Bholat and Ryland Thomas
Independent, University of Essex and Bank of England - Monetary Analysis
Downloads 202 (282,869)

Abstract:

Loading...

central bank balance sheets, central bank accounting, helicopter money, digital currencies, Bank of England

11.

Identifying 'Uber Risk:' Central Banks' Analytics Aid Stability

Global Public Investor, 2017
Number of pages: 2 Posted: 19 Jun 2017
David Bholat and Chiranjit Chakraborty
University of Essex and Bank of England
Downloads 177 (318,387)

Abstract:

Loading...

fintech, central banks, machine learning, advanced analytics, Bank of England

12.

Organizational Form as a Source of Systemic Risk

Number of pages: 42 Posted: 01 Aug 2012
David Bholat and Joanna E. Gray
University of Essex and University of Newcastle - Law School
Downloads 153 (360,679)
Citation 1

Abstract:

Loading...

Northern Rock, systemic risk, banks, building societies, UK residential mortgages

13.

The Future of Central Bank Data

Journal of Banking Regulation, Macmillan Publishers Ltd., pp. 1-10, July 3, 2013
Number of pages: 10 Posted: 31 Jul 2013
David Bholat
University of Essex
Downloads 140 (387,330)
Citation 1

Abstract:

Loading...

data, statistics, central banks, financial crisis

14.

Sending Firm Messages: Text Mining Letters from PRA Supervisors to Banks and Building Societies They Regulate

Bank of England Working Paper No. 688
Number of pages: 57 Posted: 09 Nov 2017 Last Revised: 15 Nov 2017
University of Essex, Bank of England, Bank of England, Bank of England and Bank of England
Downloads 109 (474,624)
Citation 8

Abstract:

Loading...

Bank of England Prudential Regulation Authority, Banking Supervision, Text Mining, Machine Learning

15.

Modelling Metadata in Central Banks

Number of pages: 40 Posted: 20 Apr 2015 Last Revised: 09 Apr 2016
David Bholat
University of Essex
Downloads 103 (487,718)
Citation 1

Abstract:

Loading...

data standards, regulatory reporting, Bank of England, central banks, metadata

16.

Big Data and Central Banks

Bank of England Quarterly Bulletin 2015 Q1
Number of pages: 8 Posted: 15 Mar 2015
David Bholat
University of Essex
Downloads 101 (494,390)

Abstract:

Loading...

17.

Financial Inclusion and Central Banks

Number of pages: 4 Posted: 24 Jun 2017
David Bholat, Julia Kowalski and Simon Milward
University of Essex, Bank of England and Bank of England
Downloads 90 (532,642)
Citation 1

Abstract:

Loading...

financial inclusion; central banks; inequality

18.

Review of Virtuous Bankers: A Day in the Life of the Late Eighteenth-Century Bank of England

Number of pages: 4 Posted: 01 Jun 2023
David Bholat
University of Essex
Downloads 72 (607,234)

Abstract:

Loading...

Bank of England, central banking, economic and financial history

19.

The Bank of England and Central Bank Credit Rationing During the Crisis of 1847: Frosted Glass or Raised Eyebrows?

Bank of England Working Paper No. 794
Number of pages: 58 Posted: 26 Apr 2019
Bank of England, University of Essex, Bank of England, University of Oxford and Bank of England - Monetary Analysis
Downloads 66 (635,980)
Citation 7

Abstract:

Loading...

Credit rationing, lender of last resort, collateral management

20.

Conference on Monetary and Financial Law

Bank of England Quarterly Bulletin, Vol. 54(3), 2014
Number of pages: 5 Posted: 22 Jun 2017
Bank of England, Bank of England, University of Essex and Bank of England
Downloads 65 (641,008)

Abstract:

Loading...

Financial Law, Monetary Law, International Financial Regulation, Resolution, Alternative Finance and Currencies

Other Papers (1)

Total Downloads: 31
1.

Monies: Joining Economic and Legal Perspectives

Number of pages: 6 Posted: 24 Aug 2015
David Bholat, Jon Grant and Ryland Thomas
University of Essex, Independent and Bank of England - Monetary Analysis
Downloads 31

Abstract:

Loading...

Money, Monetary Law, Payments, Demand for Money, Legal Tender