Danny McGowan

University of Birmingham

Edgbaston, Birmingham B15 2TT

United Kingdom

  • University of Birmingham

SCHOLARLY PAPERS

14

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Top 25,442

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3,511

SSRN CITATIONS
Rank 20,303

SSRN RANKINGS

Top 20,303

in Total Papers Citations

53

CROSSREF CITATIONS

6

Scholarly Papers (14)

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1.

Debt Priority Structure, Market Discipline and Bank Conduct

Downloads 588 (80,174)
Citation 11

Debt Priority Structure, Market Discipline and Bank Conduct

Review of Financial Studies (Forthcoming)
Number of pages: 63 Posted: 06 Sep 2017
Piotr Danisewicz, Danny McGowan, Enrico Onali and Klaus Schaeck
Tilburg University - Department of Finance, University of Birmingham, University of Exeter Business School and University of Bristol
Downloads 354 (145,071)
Citation 3

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market discipline, debt priority structure, banking regulation, natural experiment

Monitoring Matters: Debt Seniority, Market Discipline and Bank Conduct

Number of pages: 50 Posted: 18 Jan 2015
Piotr Danisewicz, Danny McGowan, Enrico Onali and Klaus Schaeck
Tilburg University - Department of Finance, University of Birmingham, University of Exeter Business School and University of Bristol
Downloads 234 (222,639)
Citation 1

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market discipline, debt priority structure, natural experiment, bail-ins

2.

The Unintended Consequences of Fintech Regulation on Banking

Number of pages: 42 Posted: 05 Apr 2022
Douglas J. Cumming, Hisham Farag, Santosh Koirala and Danny McGowan
Florida Atlantic University, University of Birmingham - Birmingham Business School, University of Birmingham, Birmingham Business School and University of Birmingham
Downloads 547 (87,690)
Citation 1

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Fintech, banking, deposits, liability structure

3.

Furlough and Household Financial Distress during the COVID-19 Pandemic

Downloads 485 (101,980)
Citation 1

Furlough and Household Financial Distress during the COVID-19 Pandemic

Number of pages: 47 Posted: 01 Sep 2021
Christoph Görtz, Danny McGowan and Mallory Yeromonahos
University of Birmingham - Department of Economics, University of Birmingham and Westminster Business School
Downloads 405 (124,877)

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Furlough, Short-Time Work, Coronavirus Job Retention Scheme, COVID-19 Pandemic, Financial Distress, Automatic Stabilizers, Inequality

Furlough and Household Financial Distress During the Covid-19 Pandemic

CESifo Working Paper No. 9285
Number of pages: 50 Posted: 21 Sep 2021
Christoph Görtz, Danny McGowan and Mallory Yeromonahos
University of Birmingham - Department of Economics, University of Birmingham and Westminster Business School
Downloads 80 (521,774)
Citation 1

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furlough, short-time work, Coronavirus job retention scheme, Covid-19 pandemic, financial distress, automatic stabilizers, inequality

4.

To Securitize or To Price Credit Risk?

Journal of Financial and Quantitative Analysis
Number of pages: 98 Posted: 15 Aug 2018 Last Revised: 30 Jun 2021
Danny McGowan and Huyen Nguyen
University of Birmingham and University of Nottingham
Downloads 433 (116,609)
Citation 5

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loan pricing, securitization, credit risk, GSEs

5.

The Digital Credit Divide: Marketplace Lending and Entrepreneurship

Journal of Financial and Quantitative Analysis, forthcoming.
Number of pages: 50 Posted: 27 Jan 2019 Last Revised: 12 Feb 2021
Douglas J. Cumming, Hisham Farag, Sofia Johan and Danny McGowan
Florida Atlantic University, University of Birmingham - Birmingham Business School, Florida Atlantic University - Finance and University of Birmingham
Downloads 401 (127,142)
Citation 7

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Fintech, Entrepreneurship, Credit Supply

6.

Debtholder Monitoring Incentives and Bank Earnings Opacity

Journal of Financial and Quantitative Analysis (Forthcoming)
Number of pages: 64 Posted: 07 Feb 2020
Piotr Danisewicz, Danny McGowan, Enrico Onali and Klaus Schaeck
Tilburg University - Department of Finance, University of Birmingham, University of Exeter Business School and University of Bristol
Downloads 214 (244,290)
Citation 8

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debtholder monitoring incentives, bank earnings opacity, earnings management, debt structure

7.

The Dark Side of Liquidity Regulation: Bank Opacity and Funding Liquidity Risk

Journal of Financial Intermediation, Forthcoming
Number of pages: 60 Posted: 02 Aug 2022
Arisyi Raz, Danny McGowan and Tianshu Zhao
Universitas Indonesia, University of Birmingham and University of Birmingham
Downloads 202 (256,480)
Citation 2

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liquidity coverage ratio, funding liquidity risk, bank opacity

8.

The Cost of Privacy. The Impact of the California Consumer Protection Act on Mortgage Markets.

Swiss Finance Institute Research Paper No. 23-25
Number of pages: 64 Posted: 31 Mar 2023 Last Revised: 29 Aug 2023
Manish Gupta, Danny McGowan and Steven Ongena
Nottingham University Business School, University of Birmingham and University of Zurich - Department of Banking and Finance
Downloads 194 (267,200)

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Consumer data privacy, compliance costs, nonbanks, mortgages

9.

Natural Disasters and Economic Growth: The Role of Banking Market Structure

Journal of Corporate Finance, Forthcoming
Number of pages: 62 Posted: 18 Nov 2021 Last Revised: 24 Nov 2021
Andi Duqi, Danny McGowan, Enrico Onali and Giuseppe Torluccio
University of Bologna - Department of Management, University of Birmingham, University of Exeter Business School and University of Bologna - Department of Management
Downloads 128 (375,341)
Citation 7

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disasters, economic growth, banks

10.

Digging Deep to Compete: Vertical Integration, Product Market Competition and Prices

Nottingham University Business School Research Paper No. 2015-02
Number of pages: 60 Posted: 29 Sep 2015
Danny McGowan
University of Birmingham
Downloads 95 (464,396)
Citation 6

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vertical integration, product market competition, market prices

11.

Deposit Competition and Securitization

Number of pages: 50 Posted: 12 Dec 2022
Danny McGowan, Huyen Nguyen and Klaus Schaeck
University of Birmingham, Halle Institute for Economic Research and University of Bristol
Downloads 70 (556,768)

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originate-to-distribute(OTD), securitization, deposits, competition

12.

Trade Costs and Trade Composition

Number of pages: 31 Posted: 04 Jul 2011
Danny McGowan and Chris Milner
University of Birmingham and University of Nottingham - School of Economics
Downloads 57 (617,749)

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trade costs, comparative advantage, endowments, exports

13.

Trade Costs and Trade Composition

Number of pages: 31 Posted: 04 Jul 2011
Emma Batchford, Danny McGowan and Chris Milner
University of Nottingham, University of Birmingham and University of Nottingham - School of Economics
Downloads 52 (644,559)
Citation 1

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trade costs, comparative advantage, endowments, exports

14.

Fintech Deregulation, Competition, and Bank Deposit Costs

Number of pages: 44 Posted: 17 May 2023
Douglas J. Cumming, Hisham Farag, Santosh Koirala and Danny McGowan
Florida Atlantic University, University of Birmingham - Birmingham Business School, University of Birmingham, Birmingham Business School and University of Birmingham
Downloads 45 (685,404)

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fintech, banking, deposits