Danny McGowan

Durham University

Old Elvet

Mill Hill Lane

Durham, Durham DH1 3HP

United Kingdom

  • Durham University

SCHOLARLY PAPERS

15

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Top 22,607

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4,741

TOTAL CITATIONS
Rank 13,932

SSRN RANKINGS

Top 13,932

in Total Papers Citations

94

Scholarly Papers (15)

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1.

Debt Priority Structure, Market Discipline and Bank Conduct

Downloads 651 (85,679)
Citation 4

Debt Priority Structure, Market Discipline and Bank Conduct

Review of Financial Studies (Forthcoming)
Number of pages: 63 Posted: 06 Sep 2017
Piotr Danisewicz, Danny McGowan, Enrico Onali and Klaus Schaeck
Tilburg University - Department of Finance, Durham University, University of Bristol and University of Bristol
Downloads 399 (154,141)
Citation 3

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market discipline, debt priority structure, banking regulation, natural experiment

Monitoring Matters: Debt Seniority, Market Discipline and Bank Conduct

Number of pages: 50 Posted: 18 Jan 2015
Piotr Danisewicz, Danny McGowan, Enrico Onali and Klaus Schaeck
Tilburg University - Department of Finance, Durham University, University of Bristol and University of Bristol
Downloads 252 (252,519)
Citation 1

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market discipline, debt priority structure, natural experiment, bail-ins

2.

The Unintended Consequences of Fintech Regulation on Banking

Number of pages: 42 Posted: 05 Apr 2022
Douglas J. Cumming, Hisham Farag, Santosh Koirala and Danny McGowan
Florida Atlantic University, University of Birmingham - Birmingham Business School, University of Birmingham, Birmingham Business School and Durham University
Downloads 631 (89,604)
Citation 2

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Fintech, banking, deposits, liability structure

3.

The Digital Credit Divide: Marketplace Lending and Entrepreneurship

Journal of Financial and Quantitative Analysis, forthcoming.
Number of pages: 50 Posted: 27 Jan 2019 Last Revised: 12 Feb 2021
Douglas J. Cumming, Hisham Farag, Sofia Johan and Danny McGowan
Florida Atlantic University, University of Birmingham - Birmingham Business School, Florida Atlantic University - Finance and Durham University
Downloads 542 (108,328)
Citation 13

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Fintech, Entrepreneurship, Credit Supply

4.

Furlough and Household Financial Distress during the COVID-19 Pandemic

Downloads 540 (108,871)
Citation 6

Furlough and Household Financial Distress during the COVID-19 Pandemic

Number of pages: 47 Posted: 01 Sep 2021
Christoph Görtz, Danny McGowan and Mallory Yeromonahos
University of Birmingham - Department of Economics, Durham University and Westminster Business School
Downloads 432 (140,651)

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Furlough, Short-Time Work, Coronavirus Job Retention Scheme, COVID-19 Pandemic, Financial Distress, Automatic Stabilizers, Inequality

Furlough and Household Financial Distress During the Covid-19 Pandemic

CESifo Working Paper No. 9285
Number of pages: 50 Posted: 21 Sep 2021
Christoph Görtz, Danny McGowan and Mallory Yeromonahos
University of Birmingham - Department of Economics, Durham University and Westminster Business School
Downloads 108 (534,700)
Citation 6

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furlough, short-time work, Coronavirus job retention scheme, Covid-19 pandemic, financial distress, automatic stabilizers, inequality

5.

To Securitize or To Price Credit Risk?

Journal of Financial and Quantitative Analysis
Number of pages: 98 Posted: 15 Aug 2018 Last Revised: 30 Jun 2021
Danny McGowan and Huyen Nguyen
Durham University and University of Nottingham
Downloads 487 (123,165)
Citation 20

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loan pricing, securitization, credit risk, GSEs

6.

The cost of data privacy law: Evidence from the California mortgage market

Swiss Finance Institute Research Paper No. 23-25
Number of pages: 71 Posted: 31 Mar 2023 Last Revised: 15 Aug 2024
Manish Gupta, Danny McGowan and Steven Ongena
Nottingham University Business School, Durham University and University of Zurich - Department Finance
Downloads 381 (164,474)

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Consumer data privacy, CCPA, compliance costs, nonbanks, mortgages

7.

Fintech Deregulation, Competition, and Bank Deposit Costs

Downloads 324 (195,633)

Fintech Deregulation, Competition, and Bank Deposit Costs

Number of pages: 48 Posted: 05 Jun 2024
Douglas J. Cumming, Hisham Farag, Santosh Koirala and Danny McGowan
Florida Atlantic University, University of Birmingham - Birmingham Business School, University of Birmingham, Birmingham Business School and Durham University
Downloads 219 (289,726)

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fintech, banking, deposits

Fintech Deregulation, Competition, and Bank Deposit Costs

Number of pages: 46 Posted: 17 May 2023
Douglas J. Cumming, Hisham Farag, Santosh Koirala and Danny McGowan
Florida Atlantic University, University of Birmingham - Birmingham Business School, University of Birmingham, Birmingham Business School and Durham University
Downloads 105 (542,403)

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D26, G21, G23 fintech, banking, deposits

8.

Debtholder Monitoring Incentives and Bank Earnings Opacity

Journal of Financial and Quantitative Analysis (Forthcoming)
Number of pages: 64 Posted: 07 Feb 2020
Piotr Danisewicz, Danny McGowan, Enrico Onali and Klaus Schaeck
Tilburg University - Department of Finance, Durham University, University of Bristol and University of Bristol
Downloads 263 (243,314)
Citation 13

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debtholder monitoring incentives, bank earnings opacity, earnings management, debt structure

9.

The Dark Side of Liquidity Regulation: Bank Opacity and Funding Liquidity Risk

Journal of Financial Intermediation, Forthcoming
Number of pages: 60 Posted: 02 Aug 2022
Arisyi Raz, Danny McGowan and Tianshu Zhao
Universitas Indonesia, Durham University and University of Birmingham
Downloads 230 (277,819)
Citation 14

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liquidity coverage ratio, funding liquidity risk, bank opacity

10.

Natural Disasters and Economic Growth: The Role of Banking Market Structure

Journal of Corporate Finance, Forthcoming
Number of pages: 62 Posted: 18 Nov 2021 Last Revised: 24 Nov 2021
Andi Duqi, Danny McGowan, Enrico Onali and Giuseppe Torluccio
University of Bologna - Department of Management, Durham University, University of Bristol and University of Bologna - Department of Management
Downloads 186 (338,970)
Citation 16

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disasters, economic growth, banks

11.

Deposit Competition and Mortgage Securitization

Journal of Money, Credit and Banking (forthcoming)
Number of pages: 65 Posted: 12 Dec 2022 Last Revised: 29 Apr 2024
Danny McGowan, Huyen Nguyen and Klaus Schaeck
Durham University, Halle Institute for Economic Research and University of Bristol
Downloads 178 (352,749)

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originate-to-distribute, securitization, deposits, competition

12.

Digging Deep to Compete: Vertical Integration, Product Market Competition and Prices

Nottingham University Business School Research Paper No. 2015-02
Number of pages: 60 Posted: 29 Sep 2015
Danny McGowan
Durham University
Downloads 117 (496,627)
Citation 5

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vertical integration, product market competition, market prices

13.

How Disruptive is Financial Technology?

Number of pages: 45 Posted: 20 Aug 2024
Douglas J. Cumming, Hisham Farag, Santosh Koirala and Danny McGowan
Florida Atlantic University, University of Birmingham - Birmingham Business School, University of Birmingham, Birmingham Business School and Durham University
Downloads 78 (648,079)

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fintech, banking, deposits

14.

Trade Costs and Trade Composition

Number of pages: 31 Posted: 04 Jul 2011
Danny McGowan and Chris Milner
Durham University and University of Nottingham - School of Economics
Downloads 69 (692,558)

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trade costs, comparative advantage, endowments, exports

15.

Trade Costs and Trade Composition

Number of pages: 31 Posted: 04 Jul 2011
Emma Batchford, Danny McGowan and Chris Milner
University of Nottingham, Durham University and University of Nottingham - School of Economics
Downloads 64 (719,818)
Citation 1

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trade costs, comparative advantage, endowments, exports