Carly Urban

Montana State University - Bozeman - Department of Agricultural Economics and Economics

Assistant Professor of Economics

Bozeman, MT 59717-2920

United States

http://www.montana.edu/urban

SCHOLARLY PAPERS

13

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1,905

SSRN CITATIONS
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Top 11,688

in Total Papers Citations

55

CROSSREF CITATIONS

48

Scholarly Papers (13)

State Mandated Financial Education and the Credit Behavior of Young Adults

FEDS Working Paper No. 2014-68
Number of pages: 42 Posted: 21 Feb 2015
Board of Governors of the Federal Reserve System, University of Wisconsin - Madison, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 525 (74,857)
Citation 10

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Financial literacy, financial education, credit score, delinquency

State Mandated Financial Education and the Credit Behavior of Young Adults

Divisions of Research & Statistics and Monetary Affairs Federal Reserve Board, Washington, D.C., Finance and Economics Discussion Series No. 2014-68
Number of pages: 42 Posted: 15 Sep 2014
Board of Governors of the Federal Reserve System, University of Wisconsin - Madison, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 318 (133,312)
Citation 11

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financial literacy, financial education, personal finance, synthetic controls

Financial Education Affects Financial Knowledge and Downstream Behaviors

Wharton Pension Research Council Working Paper No. 2020-07
Number of pages: 37 Posted: 05 May 2020
University of Koblenz-Landau, George Washington University - Department of Accountancy, German Institute for Economic Research (DIW Berlin) and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 249 (171,422)

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financial education, financial literacy, financial behavior, RCT, meta-analysis

Financial Education Affects Financial Knowledge and Downstream Behaviors

DIW Berlin Discussion Paper No. 1864
Number of pages: 82 Posted: 04 May 2020
University of Koblenz-Landau, George Washington University - Department of Accountancy, Montana State University - Bozeman - Department of Agricultural Economics and Economics and German Institute for Economic Research (DIW Berlin)
Downloads 26 (675,325)
Citation 2

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Financial education, financial literacy, financial behavior, RCT, meta- analysis

Financial Education Affects Financial Knowledge and Downstream Behaviors

NBER Working Paper No. w27057
Number of pages: 40 Posted: 28 Apr 2020 Last Revised: 06 Jun 2022
University of Koblenz-Landau, George Washington University - Department of Accountancy, German Institute for Economic Research (DIW Berlin) and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 17 (750,848)

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Financial Education Affects Financial Knowledge and Downstream Behaviors

CEPR Discussion Paper No. DP14741
Number of pages: 83 Posted: 20 May 2020
University of Koblenz-Landau, George Washington University - Department of Accountancy, German Institute for Economic Research (DIW Berlin) and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 1 (930,537)
Citation 6
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financial behavior, Financial Education, financial literacy, meta-analysis, RCT

3.

Does Salient Financial Information Affect Academic Performance and Borrowing Behavior Among College Students?

FEDS Working Paper No. 2015-075, http://dx.doi.org/10.17016/FEDS.2015.075
Number of pages: 38 Posted: 21 Sep 2015 Last Revised: 24 Oct 2015
Amazon Lending, Montana State University - Bozeman and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 197 (214,368)
Citation 2

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financial counseling, financial education, financial literacy, higher education, student loans

4.

Mandatory Mediation Laws and the Renegotiation of Mortgage Contracts

Number of pages: 37 Posted: 27 Aug 2011 Last Revised: 05 Feb 2014
J. Michael Collins and Carly Urban
University of Wisconsin - Madison and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 143 (280,444)

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mortgage foreclosure, mediation

Is Smoking Inferior? Evidence from Variation in the Earned Income Tax Credit

Number of pages: 36 Posted: 18 Nov 2011 Last Revised: 03 Jul 2013
Cornell University - Department of Policy Analysis & Management (PAM), Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 124 (313,939)
Citation 7

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Smoking, Income Elasticity, Cigarettes, Earned Income Tax Credit, EITC 1

Is Smoking Inferior? Evidence from Variation in the Earned Income Tax Credit

NBER Working Paper No. w20097
Number of pages: 46 Posted: 06 May 2014 Last Revised: 01 Jun 2022
Cornell University - Department of Policy Analysis & Management (PAM), Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 9 (829,905)
Citation 2

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6.

Does Financial Education in High School Affect Retirement Savings in Adulthood?

Wharton Pension Research Council Working Paper No. 2022-03
Number of pages: 25 Posted: 22 Feb 2022
Melody Harvey and Carly Urban
University of Wisconsin - Madison - Institute for Research on Poverty and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 82 (409,390)

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financial education, financial literacy, retirement savings, high school financial education

7.

Protecting Minority Homeowners: Race, Foreclosure Counseling and Mortgage Modifications

Journal of Consumer Affairs, 47(2), 289-310.
Number of pages: 22 Posted: 24 Oct 2012 Last Revised: 06 Feb 2014
University of Wisconsin - Madison, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 68 (453,900)

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Mortgage Default and Foreclosure, Financial Counseling, Default Counseling, Mortgage Modification

8.

Does Access to Bank Accounts as a Minor Improve Financial Capability? Evidence from Minor Bank Account Laws

FEDS Working Paper No. 2021-75
Number of pages: 33 Posted: 29 Nov 2021
University of Wisconsin - Madison, Board of Governors of the Federal Reserve System and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 56 (498,878)

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Unbanked, Financial Inclusion, Bank Regulation, Financial Capability

Exploring the Rise of Mortgage Borrowing Among Older Americans

Number of pages: 44 Posted: 14 May 2018
J. Michael Collins, Erik Hembre and Carly Urban
University of Wisconsin - Madison, University of Illinois at Chicago - Department of Economics and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 34 (619,890)
Citation 3

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Exploring the Rise of Mortgage Borrowing Among Older Americans

Posted: 07 Nov 2019
J. Michael Collins, Erik Hembre and Carly Urban
University of Wisconsin - Madison, University of Illinois at Chicago - Department of Economics and Montana State University - Bozeman - Department of Agricultural Economics and Economics

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Household Economics, Consumer Debt, Personal Finance, Personal Savings, Retirement

10.

Personal Belief Exemptions for School-Entry Vaccinations, Vaccination Rates, and Academic Achievement

IZA Discussion Paper No. 12978
Number of pages: 43 Posted: 24 Feb 2020
Nicole Hair, Anja Gruber and Carly Urban
University of South Carolina, affiliation not provided to SSRN and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 30 (629,666)

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vaccination, state mandates, nonmedical exemptions, test scores

11.

Do High Schools Choose Financial Education Policies Based on Their Neighbors?

IZA Discussion Paper No. 14288
Number of pages: 40 Posted: 24 Apr 2021
Allison Luedtke and Carly Urban
St. Olaf College and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 15 (743,185)

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12.

Does State-Mandated Financial Education Reduce High School Graduation Rates?

IZA Discussion Paper No. 15402
Number of pages: 22 Posted: 05 Jul 2022
Carly Urban
Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 9 (799,405)

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high school graduation, personal finance, financial education

13.

The Role of Information on Retirement Planning: Evidence from a Field Study

Economic Inquiry, Vol. 54, Issue 4, pp. 1860-1872, 2016
Number of pages: 13 Posted: 31 Aug 2016
J. Michael Collins and Carly Urban
University of Wisconsin - Madison and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 2 (876,146)
Citation 4

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