Carly Urban

Montana State University - Bozeman - Department of Agricultural Economics and Economics

Assistant Professor of Economics

Bozeman, MT 59717-2920

United States

http://www.montana.edu/urban

  • Montana State University - Bozeman - Department of Agricultural Economics and Economics

SCHOLARLY PAPERS

13

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SSRN CITATIONS
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Top 11,688

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55

CROSSREF CITATIONS

48

Scholarly Papers (13)

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1.

State Mandated Financial Education and the Credit Behavior of Young Adults

Downloads 842 ( 40,898)
Citation 11

State Mandated Financial Education and the Credit Behavior of Young Adults

FEDS Working Paper No. 2014-68
Number of pages: 42 Posted: 21 Feb 2015
Alexandra Brown, J. Michael Collins, Maximilian D. Schmeiser and Carly Urban
Board of Governors of the Federal Reserve System, University of Wisconsin - Madison, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 524 (74,834)
Citation 10

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Financial literacy, financial education, credit score, delinquency

State Mandated Financial Education and the Credit Behavior of Young Adults

Divisions of Research & Statistics and Monetary Affairs Federal Reserve Board, Washington, D.C., Finance and Economics Discussion Series No. 2014-68
Number of pages: 42 Posted: 15 Sep 2014
Alexandra Brown, J. Michael Collins, Maximilian D. Schmeiser and Carly Urban
Board of Governors of the Federal Reserve System, University of Wisconsin - Madison, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 318 (133,267)
Citation 11

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financial literacy, financial education, personal finance, synthetic controls

2.

Financial Education Affects Financial Knowledge and Downstream Behaviors

Downloads 293 (146,006)
Citation 10

Financial Education Affects Financial Knowledge and Downstream Behaviors

Wharton Pension Research Council Working Paper No. 2020-07
Number of pages: 37 Posted: 05 May 2020
Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff and Carly Urban
University of Koblenz-Landau, George Washington University - Department of Accountancy, German Institute for Economic Research (DIW Berlin) and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 249 (171,366)

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financial education, financial literacy, financial behavior, RCT, meta-analysis

Financial Education Affects Financial Knowledge and Downstream Behaviors

DIW Berlin Discussion Paper No. 1864
Number of pages: 82 Posted: 04 May 2020
Tim Kaiser, Annamaria Lusardi, Carly Urban and Lukas Menkhoff
University of Koblenz-Landau, George Washington University - Department of Accountancy, Montana State University - Bozeman - Department of Agricultural Economics and Economics and German Institute for Economic Research (DIW Berlin)
Downloads 26 (675,142)
Citation 2

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Financial education, financial literacy, financial behavior, RCT, meta- analysis

Financial Education Affects Financial Knowledge and Downstream Behaviors

NBER Working Paper No. w27057
Number of pages: 40 Posted: 28 Apr 2020 Last Revised: 06 Jun 2022
Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff and Carly Urban
University of Koblenz-Landau, George Washington University - Department of Accountancy, German Institute for Economic Research (DIW Berlin) and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 17 (750,591)

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Financial Education Affects Financial Knowledge and Downstream Behaviors

CEPR Discussion Paper No. DP14741
Number of pages: 83 Posted: 20 May 2020
Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff and Carly Urban
University of Koblenz-Landau, George Washington University - Department of Accountancy, German Institute for Economic Research (DIW Berlin) and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 1 (930,046)
Citation 6
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financial behavior, Financial Education, financial literacy, meta-analysis, RCT

3.

Does Salient Financial Information Affect Academic Performance and Borrowing Behavior Among College Students?

FEDS Working Paper No. 2015-075, http://dx.doi.org/10.17016/FEDS.2015.075
Number of pages: 38 Posted: 21 Sep 2015 Last Revised: 24 Oct 2015
Maximilian D. Schmeiser, Christiana Stoddard and Carly Urban
Amazon Lending, Montana State University - Bozeman and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 197 (214,298)
Citation 2

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financial counseling, financial education, financial literacy, higher education, student loans

4.

Mandatory Mediation Laws and the Renegotiation of Mortgage Contracts

Number of pages: 37 Posted: 27 Aug 2011 Last Revised: 05 Feb 2014
J. Michael Collins and Carly Urban
University of Wisconsin - Madison and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 143 (280,361)

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mortgage foreclosure, mediation

5.

Is Smoking Inferior? Evidence from Variation in the Earned Income Tax Credit

Downloads 133 (296,457)
Citation 17

Is Smoking Inferior? Evidence from Variation in the Earned Income Tax Credit

Number of pages: 36 Posted: 18 Nov 2011 Last Revised: 03 Jul 2013
Donald Kenkel, Maximilian D. Schmeiser and Carly Urban
Cornell University - Department of Policy Analysis & Management (PAM), Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 124 (313,858)
Citation 7

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Smoking, Income Elasticity, Cigarettes, Earned Income Tax Credit, EITC 1

Is Smoking Inferior? Evidence from Variation in the Earned Income Tax Credit

NBER Working Paper No. w20097
Number of pages: 46 Posted: 06 May 2014 Last Revised: 01 Jun 2022
Donald Kenkel, Maximilian D. Schmeiser and Carly Urban
Cornell University - Department of Policy Analysis & Management (PAM), Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 9 (829,546)
Citation 2

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6.

Does Financial Education in High School Affect Retirement Savings in Adulthood?

Wharton Pension Research Council Working Paper No. 2022-03
Number of pages: 25 Posted: 22 Feb 2022
Melody Harvey and Carly Urban
University of Wisconsin - Madison - Institute for Research on Poverty and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 82 (409,265)

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financial education, financial literacy, retirement savings, high school financial education

7.

Protecting Minority Homeowners: Race, Foreclosure Counseling and Mortgage Modifications

Journal of Consumer Affairs, 47(2), 289-310.
Number of pages: 22 Posted: 24 Oct 2012 Last Revised: 06 Feb 2014
J. Michael Collins, Maximilian D. Schmeiser and Carly Urban
University of Wisconsin - Madison, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 68 (453,800)

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Mortgage Default and Foreclosure, Financial Counseling, Default Counseling, Mortgage Modification

8.

Does Access to Bank Accounts as a Minor Improve Financial Capability? Evidence from Minor Bank Account Laws

FEDS Working Paper No. 2021-75
Number of pages: 33 Posted: 29 Nov 2021
J. Michael Collins, Jeff Larrimore and Carly Urban
University of Wisconsin - Madison, Board of Governors of the Federal Reserve System and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 56 (498,742)

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Unbanked, Financial Inclusion, Bank Regulation, Financial Capability

9.

Exploring the Rise of Mortgage Borrowing Among Older Americans

Downloads 34 (605,089)
Citation 3

Exploring the Rise of Mortgage Borrowing Among Older Americans

Number of pages: 44 Posted: 14 May 2018
J. Michael Collins, Erik Hembre and Carly Urban
University of Wisconsin - Madison, University of Illinois at Chicago - Department of Economics and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 34 (619,707)
Citation 3

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Exploring the Rise of Mortgage Borrowing Among Older Americans

Posted: 07 Nov 2019
J. Michael Collins, Erik Hembre and Carly Urban
University of Wisconsin - Madison, University of Illinois at Chicago - Department of Economics and Montana State University - Bozeman - Department of Agricultural Economics and Economics

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Household Economics, Consumer Debt, Personal Finance, Personal Savings, Retirement

10.

Personal Belief Exemptions for School-Entry Vaccinations, Vaccination Rates, and Academic Achievement

IZA Discussion Paper No. 12978
Number of pages: 43 Posted: 24 Feb 2020
Nicole Hair, Anja Gruber and Carly Urban
University of South Carolina, affiliation not provided to SSRN and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 30 (629,464)

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vaccination, state mandates, nonmedical exemptions, test scores

11.

Do High Schools Choose Financial Education Policies Based on Their Neighbors?

IZA Discussion Paper No. 14288
Number of pages: 40 Posted: 24 Apr 2021
Allison Luedtke and Carly Urban
St. Olaf College and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 15 (742,922)

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12.

Does State-Mandated Financial Education Reduce High School Graduation Rates?

IZA Discussion Paper No. 15402
Number of pages: 22 Posted: 05 Jul 2022
Carly Urban
Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 8 (809,182)

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high school graduation, personal finance, financial education

13.

The Role of Information on Retirement Planning: Evidence from a Field Study

Economic Inquiry, Vol. 54, Issue 4, pp. 1860-1872, 2016
Number of pages: 13 Posted: 31 Aug 2016
J. Michael Collins and Carly Urban
University of Wisconsin - Madison and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 2 (875,625)
Citation 4

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