Carly Urban

Montana State University - Bozeman - Department of Agricultural Economics and Economics

Assistant Professor of Economics

Bozeman, MT 59717-2920

United States

http://www.montana.edu/urban

SCHOLARLY PAPERS

13

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3,575

SSRN CITATIONS
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SSRN RANKINGS

Top 5,644

in Total Papers Citations

264

CROSSREF CITATIONS

50

Scholarly Papers (13)

State Mandated Financial Education and the Credit Behavior of Young Adults

FEDS Working Paper No. 2014-68
Number of pages: 42 Posted: 21 Feb 2015
Board of Governors of the Federal Reserve System, Follette School of Public Affairs, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 858 (51,967)
Citation 10

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Financial literacy, financial education, credit score, delinquency

State Mandated Financial Education and the Credit Behavior of Young Adults

Divisions of Research & Statistics and Monetary Affairs Federal Reserve Board, Washington, D.C., Finance and Economics Discussion Series No. 2014-68
Number of pages: 42 Posted: 15 Sep 2014
Board of Governors of the Federal Reserve System, Follette School of Public Affairs, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 364 (150,908)
Citation 8

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financial literacy, financial education, personal finance, synthetic controls

Financial Education Affects Financial Knowledge and Downstream Behaviors

Wharton Pension Research Council Working Paper No. 2020-07
Number of pages: 37 Posted: 05 May 2020
University of Kaiserslautern-Landau (RPTU), Stanford University - Stanford Institute for Economic Policy Research, Humboldt-Universität zu Berlin and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 340 (162,598)
Citation 2

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financial education, financial literacy, financial behavior, RCT, meta-analysis

Financial Education Affects Financial Knowledge and Downstream Behaviors

DIW Berlin Discussion Paper No. 1864
Number of pages: 82 Posted: 04 May 2020
University of Kaiserslautern-Landau (RPTU), Stanford University - Stanford Institute for Economic Policy Research, Montana State University - Bozeman - Department of Agricultural Economics and Economics and Humboldt-Universität zu Berlin
Downloads 110 (455,514)
Citation 4

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Financial education, financial literacy, financial behavior, RCT, meta- analysis

Financial Education Affects Financial Knowledge and Downstream Behaviors

NBER Working Paper No. w27057
Number of pages: 40 Posted: 28 Apr 2020 Last Revised: 07 Jun 2023
University of Kaiserslautern-Landau (RPTU), Stanford University - Stanford Institute for Economic Policy Research, Humboldt-Universität zu Berlin and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 57 (679,628)

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Financial Education Affects Financial Knowledge and Downstream Behaviors

CEPR Discussion Paper No. DP14741
Number of pages: 83 Posted: 20 May 2020
University of Kaiserslautern-Landau (RPTU), Stanford University - Stanford Institute for Economic Policy Research, Humboldt-Universität zu Berlin and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 1 (1,163,182)
Citation 6
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financial behavior, Financial Education, financial literacy, meta-analysis, RCT

3.

Financial Education Affects Financial Knowledge and Downstream Behaviors

IZA Discussion Paper No. 13178
Number of pages: 82 Posted: 27 Apr 2020 Last Revised: 29 Mar 2024
University of Kaiserslautern-Landau (RPTU), Stanford University - Stanford Institute for Economic Policy Research, Humboldt-Universität zu Berlin and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 502 (104,803)
Citation 3

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financial education, financial literacy, financial behavior, RCT, metaanalysis

4.

Does Salient Financial Information Affect Academic Performance and Borrowing Behavior Among College Students?

FEDS Working Paper No. 2015-075, http://dx.doi.org/10.17016/FEDS.2015.075
Number of pages: 38 Posted: 21 Sep 2015 Last Revised: 24 Oct 2015
Amazon Lending, Montana State University - Bozeman and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 313 (178,877)
Citation 3

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financial counseling, financial education, financial literacy, higher education, student loans

5.

Does Financial Education in High School Affect Retirement Savings in Adulthood?

Wharton Pension Research Council Working Paper No. 2022-03
Number of pages: 25 Posted: 22 Feb 2022
Melody Harvey and Carly Urban
University of Wisconsin - Madison - Institute for Research on Poverty and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 251 (225,059)

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financial education, financial literacy, retirement savings, high school financial education

Is Smoking Inferior? Evidence from Variation in the Earned Income Tax Credit

Number of pages: 36 Posted: 18 Nov 2011 Last Revised: 03 Jul 2013
Cornell University - Department of Policy Analysis & Management (PAM), Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 148 (361,256)
Citation 7

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Smoking, Income Elasticity, Cigarettes, Earned Income Tax Credit, EITC 1

Is Smoking Inferior? Evidence from Variation in the Earned Income Tax Credit

NBER Working Paper No. w20097
Number of pages: 46 Posted: 06 May 2014 Last Revised: 01 Jun 2023
Cornell University - Department of Policy Analysis & Management (PAM), Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 28 (895,780)
Citation 4

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7.

Mandatory Mediation Laws and the Renegotiation of Mortgage Contracts

Number of pages: 37 Posted: 27 Aug 2011 Last Revised: 05 Feb 2014
J. Michael Collins and Carly Urban
Follette School of Public Affairs and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 161 (336,685)

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mortgage foreclosure, mediation

8.

Does State-Mandated Financial Education Reduce High School Graduation Rates?

IZA Discussion Paper No. 15402
Number of pages: 22 Posted: 05 Jul 2022
Carly Urban
Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 115 (441,178)
Citation 1

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high school graduation, personal finance, financial education

9.

Does Access to Bank Accounts as a Minor Improve Financial Capability? Evidence from Minor Bank Account Laws

FEDS Working Paper No. 2021-75
Number of pages: 33 Posted: 29 Nov 2021
Follette School of Public Affairs, Board of Governors of the Federal Reserve System and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 105 (468,531)

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Unbanked, Financial Inclusion, Bank Regulation, Financial Capability

10.

Protecting Minority Homeowners: Race, Foreclosure Counseling and Mortgage Modifications

Journal of Consumer Affairs, 47(2), 289-310.
Number of pages: 22 Posted: 24 Oct 2012 Last Revised: 06 Feb 2014
Follette School of Public Affairs, Amazon Lending and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 92 (511,752)
Citation 2

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Mortgage Default and Foreclosure, Financial Counseling, Default Counseling, Mortgage Modification

Exploring the Rise of Mortgage Borrowing Among Older Americans

Number of pages: 44 Posted: 14 May 2018
J. Michael Collins, Erik Hembre and Carly Urban
Follette School of Public Affairs, University of Illinois at Chicago - Department of Economics and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 49 (730,040)
Citation 3

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Exploring the Rise of Mortgage Borrowing Among Older Americans

Posted: 07 Nov 2019
J. Michael Collins, Erik Hembre and Carly Urban
Follette School of Public Affairs, University of Illinois at Chicago - Department of Economics and Montana State University - Bozeman - Department of Agricultural Economics and Economics

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Household Economics, Consumer Debt, Personal Finance, Personal Savings, Retirement

12.

Personal Belief Exemptions for School-Entry Vaccinations, Vaccination Rates, and Academic Achievement

IZA Discussion Paper No. 12978
Number of pages: 43 Posted: 24 Feb 2020
Nicole Hair, Anja Gruber and Carly Urban
University of South Carolina, affiliation not provided to SSRN and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 44 (746,259)

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vaccination, state mandates, nonmedical exemptions, test scores

13.

Do High Schools Choose Financial Education Policies Based on Their Neighbors?

IZA Discussion Paper No. 14288
Number of pages: 40 Posted: 24 Apr 2021
Allison Luedtke and Carly Urban
St. Olaf College and Montana State University - Bozeman - Department of Agricultural Economics and Economics
Downloads 37 (804,098)
Citation 2

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