Matthew A. Bruckner

Howard University School of Law

Associate Professor

2900 Van Ness Street, N.W.

Washington, DC 20008

United States

  • Howard University School of Law

SCHOLARLY PAPERS

20

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SSRN CITATIONS
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Top 47,533

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14

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2

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“  Student loans & Consumer protection Racial disparities in bankruptcy cases.  ”

  • Howard University School of Law

Scholarly Papers (20)

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1.

Regulating Fintech Lending

37 Banking & Financial Services Policy Report 1 (June 2018)
Number of pages: 7 Posted: 30 Jul 2018 Last Revised: 10 Feb 2021
Matthew A. Bruckner
Howard University School of Law
Downloads 748 (59,176)
Citation 1

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Fintech, Discrimination, CFPB, FTC, ECOA, UDAP, UDAAP, Algorithm, Lending, AI, Marketplace Lending, Fintech Lenders, Machine Learning, Predictive Analytics, Law, Regulation, Credit-score, Credit Invisible, Big Data

2.

The Promise and Perils of Algorithmic Lenders' Use of Big Data

93 Chi.-Kent L. Rev. 3 (2018), Howard Law Research Paper No. 18-3
Number of pages: 58 Posted: 13 Mar 2018 Last Revised: 10 Feb 2021
Matthew A. Bruckner
Howard University School of Law
Downloads 526 (92,507)
Citation 6

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BIg Data, Fintech, marketplace lenders, credit, regulation, discrimination, algorithms, AI, predictive analytics, law, tech, digital, lending, banking, consumers, small businesses, non-banks, lenders, mortgages, CFPB, consumer protection, FTC, Consumer Financial Protection Bureau

3.

Bankrupting Higher Education

91 Am. Bankr. L.J. 697, 2017, Howard Law Research Paper No. 16-5
Number of pages: 38 Posted: 28 Feb 2016 Last Revised: 30 Nov 2017
Matthew A. Bruckner
Howard University School of Law
Downloads 324 (161,292)

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bankruptcy, higher education, chapter 11, chapter 9, reorganization, for-profit colleges, forprofit, nonprofit, private colleges, public colleges, reorganization, university, highered

4.

Preventing Predation & Encouraging Innovation in Fintech Lending

72 CONSUMER FIN.L.Q.REP. 370 (2018)
Number of pages: 19 Posted: 06 Nov 2019 Last Revised: 10 Feb 2021
Matthew A. Bruckner
Howard University School of Law
Downloads 309 (169,583)
Citation 1

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fintech, lending, marketplace, algorithms, Big Data, machine learning, ML, predictive analytics, AI, artificial intelligence, UDAP, UDAAP, fair lending, credit, underwriting, shadow banking, AlphaGo, DeepBlue, Zest, regulation, FTC, CFPB, attorney general

5.

A No-Contest Discharge for Uncollectible Student Loans

91 U. Colorado L. Rev. 183 (2020), UC Irvine School of Law Research Paper No. 2019-33, Howard Law Research Paper, University of Missouri School of Law Legal Studies Research Paper 2020-05
Number of pages: 67 Posted: 12 Apr 2019 Last Revised: 01 Aug 2022
Matthew A. Bruckner, Brook Gotberg, Brook Gotberg, Dalié Jiménez and Chrystin D. Ondersma
Howard University School of Law, BYU Law SchoolUniversity of Missouri School of Law, University of California, Irvine School of Law and Rutgers University School of Law
Downloads 279 (188,483)

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6.

Comments of Academics to Department of Education's RFI Regarding Evaluating Undue Hardship Claims in Adversary Actions Seeking Student Loan Discharge in Bankruptcy Proceedings (Docket No. Ed–2017–Ope–0085)

Indiana Legal Studies Research Paper No. 404
Number of pages: 26 Posted: 19 Jun 2018 Last Revised: 08 Nov 2018
Dalié Jiménez, Matthew A. Bruckner, Pamela Foohey, Brook Gotberg, Brook Gotberg and Chrystin D. Ondersma
University of California, Irvine School of Law, Howard University School of Law, Yeshiva University - Benjamin N. Cardozo School of Law, BYU Law SchoolUniversity of Missouri School of Law and Rutgers University School of Law
Downloads 195 (265,712)
Citation 2

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Bankruptcy, Higher Education, Student Loans, Discharge, Department of Education, ED, Undue Hardship

7.

Who’s down with OCC(’s Definition of 'Banks')?

24 U. Penn. J. L. & Bus. 1 (2022)
Number of pages: 63 Posted: 19 Apr 2022
Matthew A. Bruckner
Howard University School of Law
Downloads 179 (286,629)

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fintech charter, fintech, bankruptcy, Special purpose national banks, national banks, OCC, bank charters, bank

8.

The Forgotten Stewards of Higher Education Quality

11 U.C. Irvine L. Rev. 1 - 41 (2020)
Number of pages: 42 Posted: 20 Oct 2020 Last Revised: 29 Apr 2022
Matthew A. Bruckner
Howard University School of Law
Downloads 158 (318,999)

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higher ed, higher education, triad, ED, DOE, Department of Education, cohort default, financial responsibility, gainful employment, Title IV, student loans, predatory

9.

Terminating Tenure: Rejecting Tenure Contracts in Bankruptcy

92 Am. Bankr. L.J. 255 (2018), Howard Law Research Paper No. 18-5
Number of pages: 46 Posted: 12 Apr 2018 Last Revised: 23 Jan 2019
Matthew A. Bruckner
Howard University School of Law
Downloads 155 (324,210)
Citation 1

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higher education, tenure, executory contracts, takings, constitutional law, bankruptcy law, Fifth Amendment, college, universities, nonprofit, for-profit, Westbrook, Functional test, Countryman, distress

10.

Higher Ed ‘Do Not Resuscitate’ Orders

Kentucky Law Journal, Vol. 106, No. 223, 2017, Howard Law Research Paper No. 17-1
Number of pages: 45 Posted: 24 Feb 2017 Last Revised: 23 Jan 2019
Matthew A. Bruckner
Howard University School of Law
Downloads 142 (348,096)

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Bankruptcy, Higher Ed, College, Universities, Bankrupt, Debtor, Healthcare, Chapter 11, Higher Education, Reorganization, nonprofit, for-profit, restructure, Title IV, Medicare, HHS, CMS, reorganize, fly-by-night, profiteer, chapter 9, Code

11.

The Virtue in Bankruptcy

Loyola University Chicago Law Journal, Vol. 45, 233, 2013, St. John's Legal Studies Research Paper No. 13-0006
Number of pages: 53 Posted: 12 Mar 2013 Last Revised: 13 Feb 2015
Matthew A. Bruckner
Howard University School of Law
Downloads 137 (357,897)
Citation 2

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bankruptcy, virtue ethics, virtue jurisprudence, chapter 11, commercial bankruptcy, corporate bankruptcy, neo-Aristotelian, Aristotle, phronesis, practical wisdom, efficiency, fairness, justice, equity, creditors' bargain, philosophy, legal philosophy, moral philosophy, law and economics

12.

The Magic of Fintech? Insights for a Regulatory Agenda from Analyzing Student Loan Complaints Filed with the CFPB

127 Dickinson Law Review 49-100 (2022), Howard Law Research Paper, University of Louisville School of Law Legal Studies Research Paper Series 2022-6
Number of pages: 52 Posted: 05 May 2022 Last Revised: 12 Dec 2022
Matthew A. Bruckner and CJ Ryan
Howard University School of Law and Indiana University Maurer School of Law
Downloads 109 (424,290)

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CFPB, student loans, fintech, lending, servicing, consumer law

13.

Crowdsourcing (Bankruptcy) Fee Control

46 Seton Hall L. Rev. 361 (2016)
Number of pages: 58 Posted: 14 Feb 2015 Last Revised: 30 Mar 2018
Matthew A. Bruckner
Howard University School of Law
Downloads 106 (435,752)

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bankruptcy, chapter 11, crowdsourcing, crowdsource, fee applications, professionals, ethics, professional ethics, corporate, business

14.

The Paradox of Social Instability in China and the Role of the Xinfang System

4 CAMBRIDGE STUDENT LAW REVIEW 92 (2008)
Number of pages: 25 Posted: 26 Aug 2011 Last Revised: 23 Jan 2019
Matthew A. Bruckner
Howard University School of Law
Downloads 98 (457,028)

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15.

Student Loans and Financial Distress: A Qualitative Analysis of the Most Common Student Loan Complaints

Loyola Consumer Law Review, Vol. 35, No. 2, 2023
Number of pages: 45 Posted: 26 Jun 2023
Matthew A. Bruckner and CJ Ryan
Howard University School of Law and Indiana University Maurer School of Law
Downloads 93 (472,925)

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student loans, CFPB, consumer complaint database, PSLF, IDR, loan cancellation

16.

Improving Bankruptcy Sales by Raising the Bar: Imposing a Preliminary Injunction Standard for Objections to Section 363 Sales

Catholic University Law Review, Vol. 62, No. 1, 2012
Number of pages: 40 Posted: 11 Jan 2012 Last Revised: 25 Jul 2019
Matthew A. Bruckner
Howard University School of Law
Downloads 92 (476,229)

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bankruptcy, sales, asset sales, bankruptcy sales, preliminary injunction, injunction, delay, 363, 363(b), 363(f), 7001, 7001(2)

17.

Comments to Office of the Comptroller of the Currency's Advance Notice of Proposed Rulemaking Regarding National Bank and Federal Savings Association Digital Activities (Docket ID OCC-2019-0028)

Downloads 41 (492,965)
Citation 3

Comments to Office of the Comptroller of the Currency's Advance Notice of Proposed Rulemaking Regarding National Bank and Federal Savings Association Digital Activities (Docket Id Occ-2019-0028)

Number of pages: 9 Posted: 30 Sep 2020
Matthew A. Bruckner and Christopher K. Odinet
Howard University School of Law and University of Iowa - College of Law
Downloads 41 (732,215)

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18.

Debtor-Creditor Issues with Basic Income Guarantees

29 Am. Bankr. Inst. L. Rev. 171 (2021), Howard Law Research Paper
Number of pages: 36 Posted: 06 Jul 2021
Matthew A. Bruckner
Howard University School of Law
Downloads 82 (511,061)

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UBI, Basic Income, BIG, Debtors, Creditors, Bankruptcy, Bankrupt, Yang, Debt, Consumer Law, COVID, EIP, Debtor-Creditor, NIT, Universal Basic Income, Negative Income Tax

19.

Special Purpose Municipal Entities and Bankruptcy: The Case of Public Colleges

36 Emory Bankr. Developments J. 341 (2020)
Number of pages: 42 Posted: 12 Sep 2019 Last Revised: 21 Oct 2020
Matthew A. Bruckner
Howard University School of Law
Downloads 75 (538,470)

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bankruptcy, higher education, municipality, chapter 9, chapter 11, college, university, section 109

20.

Crowdsourcing (Bankruptcy) Fee Control for Small and Medium-Sized Enterprises (Presentation Slides)

Howard Law Research Paper No. 16-6
Number of pages: 12 Posted: 12 Mar 2016
Matthew A. Bruckner
Howard University School of Law
Downloads 42 (707,729)

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crowdsourcing, chapter 11, SME, ABI, ABI Commission, reform, professional fees, restructuring

Other Papers (1)

Total Downloads: 11
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1.

Automating Bias (Slides Presented at the Cardozo Law Review Symposium on January 25, 2023.)

Number of pages: 14 Posted: 27 Jan 2023
Matthew A. Bruckner
Howard University School of Law
Downloads 11

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artificial intelligence, AI, ML, machine learning, Big data, alternative data, Cardozo, ChatGPT, chatbot, image classifier, image classification, consumer credit, discrimination, Upstart, race, ECOA