Cindy M. Vojtech

Board of Governors of the Federal Reserve System

Principal Economist

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

http://https://www.federalreserve.gov/econres/cindy-m-vojtech.htm

  • Board of Governors of the Federal Reserve System

SCHOLARLY PAPERS

19

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2,600

SSRN CITATIONS
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Top 19,827

in Total Papers Citations

25

CROSSREF CITATIONS

27

Scholarly Papers (19)

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1.

The Relationship Between Information Asymmetry and Dividend Policy

FEDS Working Paper No. 2012-13
Number of pages: 56 Posted: 04 May 2012
Cindy M. Vojtech
Board of Governors of the Federal Reserve System
Downloads 870 (35,930)

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Dividends, earnings management, information asymmetry, Sarbanes-Oxley Act, financial disclosure

2.

The Impact of the Current Expected Credit Loss Standard (Cecl) on the Timing and Comparability of Reserves

Downloads 547 ( 66,275)
Citation 9

The Impact of the Current Expected Credit Loss Standard (Cecl) on the Timing and Comparability of Reserves

FEDS Working Paper No. 2018-20
Number of pages: 28 Posted: 07 Jun 2018 Last Revised: 29 Apr 2020
Sarah Chae, Robert Sarama, Cindy M. Vojtech and James Wang
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 297 (133,305)
Citation 5

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The Impact of the Current Expected Credit Loss Standard (CECL) on the Timing and Comparability of Reserves

Number of pages: 26 Posted: 01 Nov 2017
Sarah Chae, Robert Sarama, Cindy M. Vojtech and James Wang
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 250 (159,182)
Citation 2

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accounting rule change, mortgage loans, model risk

3.

Bank Income and Adjustment to Debit Card Interchange Regulation

Downloads 245 (162,880)
Citation 3

Bank Income and Adjustment to Debit Card Interchange Regulation

Number of pages: 49 Posted: 13 Jun 2014 Last Revised: 15 Nov 2016
Benjamin S. Kay, Mark D. Manuszak and Cindy M. Vojtech
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 155 (246,341)
Citation 1

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Durbin Amendment, Debit Cards, Dodd-Frank, Bank Competition, Retail Banking

Bank Profitability and Debit Card Interchange Regulation: Bank Responses to the Durbin Amendment

FEDS Working Paper No. 2014-77
Number of pages: 47 Posted: 17 Oct 2014
Benjamin S. Kay, Mark D. Manuszak and Cindy M. Vojtech
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 90 (366,299)
Citation 3

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banks, debit cards, Dodd-Frank Act, Durbin Amendment, interchange fees, payments

4.

Corporate Governance Responses to Director Rule Changes

Number of pages: 45 Posted: 05 May 2015
Benjamin S. Kay and Cindy M. Vojtech
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 186 (210,549)
Citation 3

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Corporate Governance, Sarbanes Oxley Act, SOX, Natural Experiment, E-Index, Executive Compensation, Corporate Finance

5.

The Effects of Liquidity Regulation on Bank Demand in Monetary Policy Operations

Downloads 148 (255,397)

The Effects of Liquidity Regulation on Bank Demand in Monetary Policy Operations

Number of pages: 53 Posted: 23 May 2016 Last Revised: 24 Oct 2018
Marcelo Rezende, Mary-Frances Styczynski and Cindy M. Vojtech
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 111 (318,363)

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Liquidity Coverage Ratio, Term Deposit Facility, Monetary Policy, Excess Reserves, Basel III

The Effects of Liquidity Regulation on Bank Demand in Monetary Policy Operations

FEDS Working Paper No. 2016-90
Number of pages: 38 Posted: 28 Nov 2016
Marcelo Rezende, Mary-Frances Styczynski and Cindy M. Vojtech
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 37 (566,851)

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6.

The Real Consequences of Bank Mortgage Lending Standards

OFR WP 16-05
Number of pages: 53 Posted: 16 May 2016 Last Revised: 19 Dec 2018
Cindy M. Vojtech, Benjamin S. Kay and John C. Driscoll
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 135 (274,588)
Citation 6

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Residential Real Estate, Denial Rates, Credit Availability

7.

How Have Banks Been Managing the Composition of High-Quality Liquid Assets?

Number of pages: 93 Posted: 06 Dec 2019 Last Revised: 13 Dec 2019
Jane E. Ihrig, Cindy M. Vojtech and Gretchen C. Weinbach
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 128 (285,757)

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8.

Bank Failures, Capital Buffers, and Exposure to the Housing Market Bubble

Downloads 128 (285,757)

Bank Failures, Capital Buffers, and Exposure to the Housing Market Bubble

FEDS Working Paper No. 2017-115
Number of pages: 36 Posted: 05 Dec 2017
Gazi Kara and Cindy M. Vojtech
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 81 (391,025)

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Bank Failures, Capital Buffers, and Exposure to the Housing Market Bubble

FEDS Working Paper No. 2017-115
Number of pages: 48 Posted: 06 Aug 2020 Last Revised: 15 Dec 2021
Gazi Kara and Cindy M. Vojtech
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 47 (515,994)
Citation 1

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Residential real estate, bank failure, credit risk, mortgage risk, house price-to-income ratio

9.

How Have Banks Been Managing the Composition of High-Quality Liquid Assets?

FEDS Working Paper No. 2017-92
Number of pages: 28 Posted: 07 Sep 2017 Last Revised: 29 Apr 2020
Jane E. Ihrig, Ashish Kumbhat, Cindy M. Vojtech, Gretchen C. Weinbach and Cindy M. Vojtech
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, affiliation not provided to SSRN, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 100 (339,623)
Citation 1

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10.

Bank Profitability and Debit Card Interchange Regulation: Bank Responses to the Durbin Amendment

FEDS Working Paper No. 2014-77
Number of pages: 47 Posted: 31 May 2017
Benjamin S. Kay, Mark D. Manuszak and Cindy M. Vojtech
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 72 (413,680)

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11.

Primer on the Forward-Looking Analysis of Risk Events (Flare) Model: A Top-Down Stress Test Model

FEDS Working Paper No. 2020-15
Number of pages: 22 Posted: 14 May 2020 Last Revised: 09 Jul 2021
Sergio Correia, Kevin F. Kiernan, Matthew P. Seay and Cindy M. Vojtech
Board of Governors of the Federal Reserve System, Independent, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 39 (544,039)

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12.

Accounting for Household Production: A Prototype Satellite Account Using the American Time Use Survey

Review of Income and Wealth, Vol. 55, Issue 2, pp. 205-225, June 2009
Number of pages: 21 Posted: 12 May 2009
J. Steven Landefeld, Barbara Fraumeni and Cindy M. Vojtech
Government of the United States of America - Bureau of Economic Analysis (BEA), U.S. Bureau of Economic Analysis (BEA) and Board of Governors of the Federal Reserve System
Downloads 2 (802,093)
Citation 2
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13.

New Accounting Framework Faces its First Test: CECL During the Pandemic

FEDS Notes No. 2021-12-03-1
Posted: 05 Jan 2022
Bert Loudis, Sasha Pechenik, Benjamin Ranish, Cindy M. Vojtech and Helen Xu
Board of Governors of the Federal Reserve System, Independent, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Independent

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14.

How Dynamic is Bank Liquidity, Including When the COVID-19 Pandemic First Set in?

FEDS Notes No. 2021-08-30-1
Posted: 03 Sep 2021
Maureen Cowhey, Jane E. Ihrig, Cindy M. Vojtech and Gretchen C. Weinbach
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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15.

Assessing the Resiliency of Non-Dfast Banks to a Financial Shock

FEDS Notes No. 2020-06-12-1
Posted: 09 Jul 2021
Kevin F. Kiernan and Cindy M. Vojtech
Independent and Board of Governors of the Federal Reserve System

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16.

How Correlated is LIBOR with Bank Funding Costs?

FEDS Notes No. 2020-06-29
Posted: 21 Aug 2020
David Bowman, Chiara Scotti and Cindy M. Vojtech
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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17.

Assessing the Resiliency of the Banking Industry to a Commercial Real Estate Price Shock

FEDS Notes No. 2019-05-30
Posted: 13 Aug 2019
Cindy M. Vojtech
Board of Governors of the Federal Reserve System

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18.

Post-Crisis Lending by Large Bank Holding Companies

FEDS Notes No. 2017-07-06 https://doi.org/10.17016/2380-7172.1985
Posted: 15 Oct 2017
Cindy M. Vojtech
Board of Governors of the Federal Reserve System

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19.

Why Are Net Interest Margins of Large Banks So Compressed?

FEDS Notes No. 2015-10-05 https://doi.org/10.17016/2380-7172.1612
Posted: 31 Oct 2015
Francisco Covas, Marcelo Rezende and Cindy M. Vojtech
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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